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Worldwide Facilities offers Product Recall insurance to help your clients recover from a recall event. We combine technical recall expertise with broad market access to deliver flexible Product Recall solutions for manufacturers, food pro...or HACCP/GMP procedures, recent loss/recall history and any existing recall response plan. A complete submissi...

...Coverage with vendors and product recall expense Excess Product Liability ... liability bundles, vendor coverage, recall expense, and worldwide protection....

...gram include coverage for product recalls?Yes, voluntary product withdrawal co...

...consideration. Risks with ongoing recall activity, habitual regulatory enforce...

... $20 million Optional product recall and transit coverage Pollution li...o $20 million, with optional product recall and pollution coverage also availa...

... Aircraft & Grounding-Related Products Satellites (Pre-Launch & In-Orbi...

In recent years, catastrophic weather events — including severe floods and earthquakes — have become more frequent and widespread. For many property owners, especially those relying solely on NFIP coverage, available limits may not be enough to fully recover after a major loss. Russell Bond & Co., Inc. provides an Excess Flood and Earthquake Insurance Program to help you place the excess protection your clients need. Excess Flood and Earthquake Insurance from Russell Bond Russell Bond, a specialized Managing General Agency, offers an Excess Flood and Earthquake program designed to help agents place higher limits and enhanced coverage for commercial and residential property clients. This program sits above NFIP limits to bridge the common protection gap and provide broader recovery options for catastrophic events. Ideal Accounts and Target Risks This program is a strong fit for agents with clients who: Own high-value commercial or residential properties in flood- or earthquake-prone areas Have exhausted NFIP building and contents limits Require business income (loss of income) protection tied to flood or earthquake events Typical eligible properties include: Office buildings Retail centers and shopping plazas Multi-family housing and apartments Hotels and hospitality properties High-value single-family homes We do not accept flood risks in the Virgin Islands, Louisiana (south of Interstate 10), New York (Fire Island), or Missouri (Chesterfield Flats). Earthquake coverage is excluded in California, Washington, Oregon, Alaska, Hawaii, Puerto Rico, USVI, Guam, and New Madrid Zones 2 through 5. Coverage Highlights Russell Bond’s Excess Flood and Earthquake program provides: Aggregate limits up to $10,000,000 over insured interests Coverage for both building and contents in excess of NFIP limits Loss of income coverage when building and/or contents is written Earthquake coverage available only when written in conjunction with Excess Flood coverage Earthquake deductibles starting at $25,000 per occurrence Please Note: Primary flood coverage must be placed through the NFIP in order to qualify for our Excess Flood program. Underwriting and Program Notes This is a non-admitted excess program underwritten on an account-by-account basis. Our underwriters review exposures individually to ensure the risk aligns with program appetite and the non-admitted placement. Pricing is risk-specific and varies by location, construction, elevation, occupancy and flood/quake exposure. Earthquake coverage is offered only when paired with our Excess Flood product. Territorial Availability The program is available in most U.S. states, including AL, AZ, CO, CT, DE, FL, GA, IL, IA, LA, ME, MD, MA, MN, MS, MO, NV, NH, NJ, NM, NY, NC, OH, PA, RI, SC, TN, TX, VT, VA, DC, and WI. Geographic exclusions and additional state-specific restrictions apply as noted above. Why Work With Russell Bond & Co., Inc.? With decades of specialty property experience and access to A.M. Best–rated appetite and capacity, Russell Bond provides agents with responsive underwriting, tailored terms, and solutions for hard-to-place flood and earthquake risks. We move quickly on urgent placements and collaborate with brokers to structure excess limits and business income options that align with client exposures. Example Account Scenarios You have a coastal condo association whose NFIP limits are insufficient for full restoration costs — this program can provide layered building and contents limits plus business income coverage. A mid-size hotel in a floodplain needs higher flood limits and contingent business income coverage during repair periods — Russell Bond can review and quote excess limits above the NFIP placement. If your client owns a high-value coastal property or a commercial building with seismic exposure and has exhausted NFIP limits, Russell Bond’s Excess Flood and Earthquake Insurance Program may be an effective solution. Reach out to request a quote or to discuss a specific account. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include high-value commercial or residential properties in flood- or earthquake-prone areas that exceed NFIP limits or that need business income protection tied to those perils. Is primary flood coverage required to access this program?Yes. Primary flood coverage must be placed through the NFIP for a property to be eligible for Russell Bond’s Excess Flood Program. Can Earthquake coverage be written on its own?No. Earthquake coverage is only available when written in conjunction with our Excess Flood Program. What is the maximum coverage limit available?The program offers up to $10,000,000 in aggregate limits for both Flood and Earthquake coverage, subject to underwriting and approval. What states are excluded from this program?Flood coverage is not available in the Virgin Islands, southern Louisiana (south of I-10), Fire Island (NY), and Chesterfield Flats (MO). Earthquake coverage is excluded in CA, WA, OR, AK, HI, PR, USVI, Guam, and New Madrid Zones 2–5. Need help placing an account? Connect with a market specialist.

Because of our excellent reputation in the insurance industry, Worldwide Facilities has been able to negotiate exclusive contracts for specific lines of business, regionally, nationally and internationally. Put our expertise to work for you with our various Exclusive Programs. Visit us online for more details. Contact Hank Haldeman President of Programs (213) 236-4597 [email protected] Exclusive Programs Auto Dismantling & Scrap Metal Community Associations Energy / Oil & Gas Healthcare D&O Life & Health Primary & Excess Flood Taxicab & Paratransit Transportation Additional Proprietary Facilities include: Auto Physical Damage Cannabis & Nutraceuticals Design Professionals Florida Wind Gov. Service Contractors (8a) Minority Status Hawaii Property Program Motor Truck Cargo Small Auto Fleets Special Events USL&H Business Overview of the Program From Worldwide Facilities, LLC Worldwide Facilities, LLC offers a suite of exclusive programs and proprietary facilities designed for agents and brokers who need niche capacity and tailored underwriting. Operating as a Managing General Agency and Excess & Surplus Lines broker, WWFI places specialized lines—regionally, nationally and internationally—through negotiated, program-specific contracts. These programs give you access to markets and forms that are not always available through standard channels. Ideal Accounts and Appetite Fortified specialty classes named in the program list: auto dismantling & scrap metal operations, community associations, energy (oil & gas), transportation fleets, taxicab/paratransit operators, and life & health programs. Accounts needing primary or excess flood solutions, healthcare directors & officers coverage, or customized transportation and motor truck cargo layers. Mid-sized to larger placement needs that require program structure or proprietary paper—accounts where standard markets are limited or decline based on exposure, loss history, or territory. Coverage Highlights and Advantages Exclusive carrier relationships and program forms that reduce the time you spend shopping placements. Proprietary facilities for high-demand niches such as cannabis & nutraceuticals, Florida wind, Hawaii property, and auto physical damage. Flexible placement options using admitted or surplus lines capacity as appropriate for the account and state. Program-level expertise: underwriting guidelines and referrals managed by dedicated program staff to streamline submissions and bind decisions. Underwriting Notes and Minimum Premiums Underwriting varies by program and by carrier. Worldwide Facilities evaluates risks on a program-by-program basis and will advise on appropriate limits, deductibles and appetite. If you have accounts with unusual exposures (environmental issues, significant regulatory compliance matters, or complex transportation loss experience), flag those in your submission so the underwriter can assess program fit quickly. Minimum premium requirements, when applicable, are set per program and state—contact the programs team for specific thresholds. Territories and Availability These exclusive programs and proprietary facilities are available across the U.S. territories listed below. Placement options (admitted vs. non-admitted) depend on the program and state regulatory requirements. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Worldwide Facilities on This Business Established program relationships and negotiated contracts give you access to unique capacity. Dedicated program leadership and underwriting tailored to niche classes reduces submission turnaround. Experienced in both admitted and surplus lines placements through wholesale and MGA distribution channels. Centralized program contact—reach out to the Programs team (contact above) to discuss fit, submission requirements and turnaround expectations. Example Accounts You have a regional taxi/paratransit operator with a history of claims and special endorsement needs — WWFI's taxicab & paratransit program can provide tailored liability cover and industry-specific underwriting. A homeowner association client in Florida needs a combination of property, D&O and flood coverage—WWFI's community association and Florida wind offerings may provide an efficient program placement. Frequently Asked Questions What types of accounts are a good fit for Worldwide Facilities’ Exclusive Programs?Accounts in the specialty classes listed—auto dismantling & scrap metal, community associations, energy/oil & gas, transportation, taxicab/paratransit, healthcare D&O, and life & health—are ideal. Also consider risks that need programized or proprietary capacity such as cannabis, Florida wind, or motor truck cargo. How do I submit a risk for consideration?Start by contacting the Programs team using the contact above or by visiting the program pages linked on this profile. Include loss runs, operations descriptions, revenue/limits, and any risk-control measures to speed underwriting review. Are these programs available on admitted paper?Placement (admitted vs. non-admitted) depends on the specific program, carrier appetite and state filing requirements. Worldwide Facilities works with admitted and surplus lines markets; the Programs team will advise the best placement for each account. Need help placing an account? Connect with a market specialist.

Professional Liability Insurance Solutions from Worldwide Facilities In today’s complex risk environment, businesses, professionals, and organizations need tailored insurance solutions that go beyond general liability. Worldwide Facilities, LLC offers specialized Professional Liability Insurance through our dedicated Management and Professional Liability division. With access to a wide network of top-rated carriers and niche underwriters, we help agents and brokers secure comprehensive protection for a wide range of professional exposures. As a trusted Managing General Underwriter and E&S Broker, we bring deep expertise and market access to help you place even your most challenging accounts. From small firms to large corporations, we provide customized options to manage the financial risks associated with alleged errors, omissions, misstatements, or failure to perform professional services. Ideal Accounts and Industry Appetite Our Professional Liability Insurance program is designed for a broad mix of industries and professional services. We are particularly strong in placing coverage for: Consultants and Contractors Legal and Financial Institutions Healthcare and Medical Billing Services Marketing, Media, and Technology Firms Education, Nonprofits, and Public Entities Real Estate and Property Management Pension Plans and Private Equity Telecom, Energy, and Utilities Whether you’re working with a regional marketing agency, a startup tech firm, or a nonprofit seeking protection for its board, we can help you find the right market and coverage structure. Coverage Highlights and Advantages We offer flexible policy structures and broad coverage options that include: Professional Liability (E&O) Directors and Officers (D&O) Employment Practices Liability (EPL) Cyber Risk and Data Breach Fiduciary Liability and Employed Lawyers Specialty Add-ons like Crime/Fidelity, IP, Reps & Warranties, and Tenant Discrimination We also offer niche coverage solutions such as Active Shooter, Foodborne Illness, and Stand-Alone Extended Reporting Periods, making us a strong partner for agents with complex or emerging risk profiles to place. Underwriting Approach Our underwriting team focuses on real-world risk factors, not just checkboxes. We evaluate each submission on its merits and work closely with agents to structure terms that meet the client’s needs. While minimum premiums vary by risk and market, our wide access to both admitted and surplus lines markets gives us the flexibility to consider a broad range of account sizes. Available Nationwide This program is available in all 50 states and Washington, DC. With access to most available markets, we can help you place accounts regardless of geography, including those located in challenging or E&S-heavy jurisdictions. Why Partner with Worldwide Facilities With decades of experience and specialization in executive and professional liability, Worldwide Facilities delivers value to agents and brokers through market insight, responsive service, and access to exclusive underwriting talent. Whether you’re placing your first D&O policy or need to restructure coverage for a multi-state consulting firm, we’re ready to support you with expert guidance and fast turnaround. Visit our website for additional info. Contact Our Team Joe Robuck SVP, Executive Liability (213) 236-4519 [email protected] Jeremy Huang Vice President (949) 450-7967 [email protected] Lines of Business Associations Auto Dealerships Bars / Restaurants Cannabis Consultants Contractors Education Energy Entertainment Financial Institutions Healthcare Health & Fitness Hospitality Manufacturers Marketing & Media Companies Native/Tribal Organizations Nonprofit Organizations Pension Plans Pharmaceuticals & Nutraceuticals Private Equity Professional Services Public Entities Real Estate Retail Technology Telecom Utilities Wholesalers & Distributors Coverages Cyber Risk Directors and Officers (D&O) Employment Practices Liability (EPL) Errors and Omissions (E&O) Professional Liability Niche & Specialty Coverage Active Shooter Crime / Fidelity Employed Lawyers Excess on Any Line of Business Foodborne Illness Fiduciary Liability Intellectual Property Kidnap & Ransom Medical Billing Patent Coverage Public Officials Reps and Warranties Stand-Alone Extended Reporting Period Tenant Discrimination Trade Credit Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for professional service firms, nonprofits, public entities, tech companies, consultants, and industries with executive or management exposures. Can this program accommodate smaller businesses or startups?Yes, Worldwide Facilities works with accounts of all sizes and can tailor coverage to meet the needs of small and mid-sized businesses as well as startups. Are both admitted and non-admitted markets available?Yes, we have access to most available markets, including both admitted and non-admitted carriers, providing flexibility on pricing and terms. Is the program available nationwide?Yes, this program is available in all 50 states and Washington, DC. What types of coverage enhancements are available?Enhancements may include EPLI, D&O, Cyber, Crime/Fidelity, IP protection, and other specialty endorsements depending on the risk and carrier. Need help placing an account? Connect with a market specialist.