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Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Technical School Insurance Program designed for agents and brokers seeking comprehensive coverage solutions for private educational institutions. This program is an excellent fit for private elementary, middle, and high schools, as well as private technical, trade, and vocational schools that offer job-specific certification programs. Learning centers and tutoring operations are also eligible under this program. Ideal Accounts and Appetite This program targets educational institutions that provide hands-on or career-focused training, including cosmetology schools, HVAC and electrical trade schools, automotive training centers, and other technical or vocational programs. It is also a good fit for private K–12 schools and tutoring centers that require tailored property and liability protection. Accounts should have structured curriculums, appropriate safety protocols, and be privately operated. Public institutions and schools with high-risk training (e.g., heavy machinery or flight schools) may fall outside of appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence / Aggregate Teachers’ Errors & Omissions coverage included $5,000 Medical Payments—Included Sexual and Physical Abuse coverage—Included ($25,000 per claim / $50,000 aggregate) Excess or Umbrella limits available up to $25,000,000 No deductible required Property Coverage: Building and Contents Business Income and Extra Expense Accounts Receivable Electronic Data Processing Equipment Breakdown Food Spoilage and Outside Signs Valuable Papers Available on Basic, Broad, or Special Form Replacement Cost or Actual Cash Value options Crime Coverage: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Losses Outside the Premises Underwriting Notes and Minimum Premiums Colonial General underwrites through a variety of carriers and offers flexible solutions depending on the risk profile. While minimum premium requirements vary by market, they are competitive for technical and private school accounts. Submissions should include full details on curriculum, student population, staff, and facility safety measures. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Availability may vary by coverage part and market. Why Work With Colonial General As a Managing General Agency and E&S broker, Colonial General Insurance Agency, Inc. brings deep expertise in niche education-related risks. Agents benefit from access to both admitted and non-admitted markets, responsive underwriting, and a partner that understands the unique exposures faced by private and technical schools. Whether you're placing a small tutoring center or a multi-location vocational training institute, Colonial General can help tailor coverage to fit your client's needs. Frequently Asked Questions What types of accounts are a good fit for this program?Private technical, trade, and vocational schools, as well as private K–12 schools, tutoring centers, and learning institutes offering job-specific certifications. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does this program include abuse and molestation coverage?Yes, the policy includes Sexual and Physical Abuse coverage with $25,000 per claim and $50,000 aggregate limits. What types of property coverage are included?Coverage includes buildings, contents, business income, equipment breakdown, electronic data, valuable papers, and more. Is this program available on an admitted basis?Some markets are admitted depending on the risk and location. Colonial General offers access to both admitted and non-admitted carriers. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Vocational School Insurance program designed specifically for private educational institutions focused on career training. This includes private elementary, junior high/middle, and high schools, as well as private technical, trade, and vocational schools that provide specialized curriculums leading to job-specific certifications. Learning centers and tutoring services are also eligible under this program. Ideal Accounts and Appetite This program is an excellent fit for agents with clients that operate: Vocational and trade schools offering certification programs Private technical schools and training centers Private elementary and high schools with job-skills education After-school tutoring or academic learning centers Whether your client is a cosmetology school, a welding training center, or a private tutoring service, Colonial General can help you secure the appropriate coverage. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 per occurrence/aggregate Errors and Omissions coverage for teachers $5,000 in included Medical Payments coverage Sexual and Physical Abuse coverage: $25,000 per claim / $50,000 aggregate Excess and umbrella limits available up to $25,000,000 No deductible required Property Coverage Options: Available on Basic, Broad, or Special form Building, contents, and business income protection Electronic data processing and equipment breakdown Food spoilage, outside signs, and valuable papers Accounts receivable and replacement cost or actual cash value options Crime Coverage Options: Theft of money and securities inside the premises Robbery or safe burglary of other property Coverage for losses outside the premises Underwriting Notes Coverage is available on either a mono-line or package basis, giving you the flexibility to tailor protection to your client’s unique needs. While a minimum premium is not specified, Colonial General works with a variety of carriers to provide competitive and flexible solutions. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, while coverage through non-admitted carriers is also accessible depending on jurisdiction and risk profile. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and E&S broker, Colonial General brings niche underwriting expertise and access to a broad range of markets. Their experience in educational institution risks allows you to place your clients with confidence. Whether you're working with a new trade school startup or an established private high school with a vocational focus, Colonial General offers the flexibility and support to help you meet your client’s evolving needs. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for private vocational, technical, and trade schools, as well as private K-12 institutions and tutoring centers offering job-specific training or academic enrichment. Is this program available in all states?No, it is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does this program include Errors and Omissions coverage?Yes, E&O coverage for teachers is included as part of the general liability offering. Are there options for excess or umbrella coverage?Yes, excess or umbrella limits are available up to $25 million. Can I package property and liability coverage together?Yes, coverage can be written on a mono-line or package basis depending on your client's needs. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Colonial General Insurance Agency, Inc. offers a Swim Club Insurance program tailored for private swim and racquet clubs that operate on a membership basis. The program combines flexible liability and property options and covers clubs that operate seasonally or year-round and that participate in off-site competitions. Agents can use this market to place accounts with on-site amenities such as pools, tennis courts, fitness areas, and snack bars. Ideal Accounts and Appetite This program targets private swim clubs, racquet clubs, and combination facilities that provide recreational and competitive aquatic activities for members. Typical fits include clubs with organized programs, controlled access, trained lifeguards or staff, and routine maintenance schedules. Coverage also extends to clubs that travel for off-site swim meets or competitions. Accounts that are generally not a fit include public municipal pools, large water parks, or facilities with high-risk attractions such as commercial water slides, complex wave pools, or diving platforms beyond standard competitive diving features. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 occurrence and aggregate Included coverages: Medical Payments — $5,000 limit Sexual/Physical Abuse Coverage — $25,000 per claim / $50,000 aggregate Limited Participant Coverage — $25,000 occurrence / $50,000 aggregate Excess or Umbrella limits available up to $25,000,000 No deductible required for primary liability Property Coverage Options: Building and contents Business income and extra expense Computer equipment and electronic data Equipment breakdown Food spoilage for on-site snack bars Outside signs, valuable papers, accounts receivable Replacement cost or actual cash value available Basic, broad, or special forms depending on underwriting Crime Coverage: Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises coverage available Underwriting Notes and Minimum Premiums Colonial General works with multiple admitted and excess & surplus markets to tailor terms to the account’s exposures and location. Some admitted markets are available depending on state and class of business; otherwise E&S capacity is used for higher-exposure or hard-to-place risks. Each submission is underwritten individually to determine appropriate coverage, limits, and pricing. When preparing submissions, include details on staffing and training (lifeguard certifications), maintenance and safety protocols, incident history, membership size, hours of operation, and any off-site travel for competitions. These items materially affect acceptability and terms. Territories and Availability This Swim Club Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Agents in these states can request mono-line liability, property, or packaged solutions depending on client needs and exposures. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with access to multiple carriers. Agents benefit from underwriters experienced with recreational facilities, flexible placement options for routine and complex accounts, and responsive service for quote and placement needs. The program is designed to help you place accounts that have unique liability exposures tied to aquatics and racquets. Example accounts you might place with this program: A suburban private swim and tennis club in Colorado that operates seasonally, employs certified lifeguards, and sends teams to regional swim meets. A year-round racquet and swim facility with a small fitness center and snack bar seeking combined liability and property limits on an admitted or E&S basis depending on location. Frequently Asked Questions What types of accounts are a good fit for this program?Private swim and racquet clubs that operate on a membership basis, run organized aquatic or racquet activities, and may participate in off-site competitions are ideal fits. Are off-site competitions covered under this program?Yes. Coverage includes off-site competitions, so clubs that travel for swim meets or similar events can be placed through this program. Is this program available on an admitted basis?Some admitted markets are available depending on the state and risk profile. For higher-exposure or non-admitted placements, Colonial General can access excess & surplus lines carriers. Which states is this program available in?The Swim Club Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What limits are available under the liability coverage?Primary liability limits are available up to $3,000,000 occurrence and aggregate, with excess or umbrella limits up to $25,000,000. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Alarm Installation Insurance program designed for contractors who install, service, and/or monitor burglar, fire, and other alarm systems. The program also covers intercoms, access control, and closed-circuit television (CCTV) systems. Available as mono-line or packaged coverage, it addresses the operational and professional risks unique to alarm service businesses and monitoring providers. Ideal Accounts and Appetite If you work with contractors who design, install, or maintain commercial or residential alarm systems, this program is a strong fit. Typical eligible accounts include businesses involved in: Burglar and fire alarm installation and maintenance Monitoring services (central station monitoring) Access control and intercom system installation CCTV and video surveillance systems You might have a client who installs integrated fire and security systems in office buildings or one that provides 24/7 residential monitoring—both are well-suited for placement here. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary liability limits up to $3 million (per occurrence/aggregate) Electronic Data Liability Errors & Omissions (E&O) coverage included within policy limits Excess / Umbrella capacity available up to $25 million Included Coverages: Blanket Additional Insured endorsement Medical Payments—$5,000 limit Lost Key Coverage—$25,000 limit Property Damage Extension (Care, Custody, and Control)—up to $200,000 per occurrence / $300,000 aggregate No deductible required Property Coverage: Accounts Receivable Basic, Broad, or Special Form options Building and Business Personal Property Business Income and Equipment Breakdown Computer Equipment, Inland Marine, and Outside Signs Replacement Cost or Actual Cash Value valuation Valuable Papers Crime Coverage: Inside the Premises—Theft of Money and Securities Robbery or Safe Burglary of Other Property Outside the Premises coverage Underwriting Notes and Markets Colonial General places these risks across a mix of admitted and excess & surplus markets, giving you flexibility to match coverage to the account. Underwriting is handled by specialists familiar with alarm installation and monitoring exposures. Typical considerations include scope of work (installation vs. monitoring), contract wording, subcontractor controls, safety procedures, and limits requested. Territories and Availability This program is currently available in the following states: AZ, CA, CO, ID, NV, NM, UT, WY If your account operates in these states, Colonial General can help place competitive, tailored alarm-related policies. Why Work With Colonial General? Colonial General Insurance Agency, Inc. is a Managing General Agency and Excess & Surplus Lines Broker with deep experience in niche commercial risks. Their underwriters provide responsive, market-focused service and access to multiple carriers. For agents placing alarm installation and monitoring business, Colonial General offers flexible policy structures, admission options where available, and E&S solutions when needed—helping you secure the coverage your clients require. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include contractors who install, monitor, or maintain burglar alarms, fire alarms, CCTV, intercoms, and access control systems. Is Errors & Omissions coverage included?Yes. Errors & Omissions (E&O) coverage is included within the policy limits to protect professional services exposures. Are there deductible requirements?No. This program does not require a deductible, which can reduce upfront costs for your clients. Can I write both liability and property coverage through this program?Yes. General Liability and Property coverages are available on a mono-line or packaged basis depending on the account’s needs. What states is this program available in?This program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.