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...am Underwriters' (APU) AmeriComp Recycling insurance program has partnered wit...best suited to mid-sized and larger recycling operations rather than small or ...

LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys. Overview of the Program From Amwins Underwriting Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories. Ideal Accounts and Appetite Solo attorneys and small law firms of 1–40 attorneys. Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims. Solo attorneys or at least one partner should have been admitted to practice for at least two years. Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit. Coverage Highlights and Advantages Professional liability (errors & omissions) limits appropriate for small law firms. Electronic media liability included to address risks from online communications and content. Worldwide coverage available for professional services, subject to policy terms. Predecessor firm coverage to protect newly merged or reorganized practices. Optional coverages to broaden protection, including: Separate limit for claims expenses Client identity theft coverage Broadcasters liability Career coverage Trustees liability coverage Gramm-Leach Bliley Act (GLBA) coverage Lateral hire coverage Underwriting Notes Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for: Prior acts and loss history details Resume or biography for principals/partners showing admission dates and experience Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets. Territories and Admitted Status The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV. Non-admitted or excess options may be available in other jurisdictions—confirm state placement options with Amwins underwriting. Example Accounts That Fit This Program A two-attorney family law firm with clean prior history seeking a policy that includes electronic media coverage and optional client identity theft protection. A solo transactional attorney admitted for five years looking for admitted paper in their state and predecessor coverage after a recent firm name change. Why Work With Amwins Underwriting on Lawyers E&O Program-focused underwriting tailored for small law firms and solo practitioners. Admitted paper in many states combined with optional enhancements that let you tailor protection to the client’s exposures. Simple eligibility guidelines that help agents place straightforward risks quickly. Access to Amwins’ broader distribution and program resources when accounts need placement support or endorsement tailoring. For additional program details, application instructions, and submission requirements, refer to the LawGold product page: Click here for additional details about our LawGold program. Frequently Asked Questions What types of accounts are a good fit for LawGold?LawGold targets solo attorneys and law firms with 1–40 attorneys that have clean or minimal loss histories and at least one partner or solo attorney admitted for two or more years. Routine practice areas and firms without frequent high-exposure litigation are ideal. Is admitted coverage available?Yes. Amwins offers admitted LawGold coverage in select states (including AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV). Availability varies by state—confirm with underwriting at submission. What optional coverages can I add for a client?Options include a separate limit for claims expenses, client identity theft coverage, broadcasters liability, career coverage, trustees liability, GLBA coverage, and lateral hire coverage. Availability depends on underwriting and the client’s exposures. What information does underwriting typically require?Underwriters generally request prior acts/loss history, resumes or admissions dates for principals, descriptions of practice areas, and details on firm risk controls—especially if optional cyber/identity protections are requested. How should I submit a deal or get more information?Submit via your usual Amwins placement channels or contact the Amwins Underwriting team for guidance on eligibility, admitted availability by state, and submission checklists. Need help placing an account? Connect with a market specialist.

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Official insurance program of the National Association of Broadcasters APU's Radio & Television program from Amwins Underwriting offers a comprehensive, competitively priced insurance solution designed specifically for radio and television broadcast stations. The program addresses the unique exposures of broadcasters—towers and antennas, mobile broadcast units, live remotes, specialized equipment and software, and the business interruption risk that follows a loss—while providing flexible limits and broad capacity to handle both small and large accounts. Highlights: Coverage forms and limits tailored to broadcasters’ needs Underwriting led by a team with 30+ years of media industry experience Capacity for both small-market stations and high-limit accounts Open brokerage — we work with independent agents Mobile broadcasting units available on a replacement cost basis Business interruption and special events coverage available Coverages: Property / Inland Marine Building & Contents Towers & Antennas Business Interruption Broadcast Media Software Mobile Broadcasting Equipment General Liability Live Remotes Crime Automobile Umbrella Access to Workers’ Compensation market (excluding: OH, ND, WA & WY) Overview — Amwins Underwriting Radio/Television Broadcasters Program This program is positioned for agents who place broadcast risks and need an experienced underwriting partner with specialized forms and real capacity. Amwins Underwriting combines a media-focused underwriting team with access to AIG capacity to deliver tailored packages that include property, liability, inland marine and ancillary coverages important to broadcasters. Ideal Accounts and Appetite Full-power television stations and multi-station radio groups (large and small markets) Stations with towers and antennas requiring dedicated tower coverage Clients that operate mobile broadcasting units or perform frequent live remotes Stations that require business interruption, special events coverage, or broadcast-specific software protection Not a good fit: newly formed stations with limited operating history (see requirements), or accounts seeking quotas or proprietary terms not consistent with standard broadcast underwriting. Coverage Advantages Broad set of broadcast-specific coverages — towers, mobile units, live remotes, broadcast software and inland marine. High limits and capacity for larger risks. Special events and business interruption available to protect revenue streams from downtime or event-related exposures. Underwriting Notes & Minimum Premium Minimum premium: $2,500. Minimum eligibility: at least 5 years in operation. Standard submission requirements: completed industry applications, Radio & Television Broadcasters Supplemental Application, three-year currently valued loss history, and Driver Motor Vehicle Reports where applicable. Mobile broadcasting units are offered on a replacement-cost basis. Territories and Availability Available nationwide. Note: automobile coverage is not available in HI and MA. Workers’ compensation access is available through participating markets but excludes OH, ND, WA and WY. Why Place Broadcasters with Amwins Underwriting Specialized underwriting team with deep broadcast experience — pragmatic, media-aware underwriting decisions. Open brokerage model — Amwins Underwriting works directly with independent agents and brokers. Market access and capacity (carrier partnerships include AIG) to support higher-limit placements. Example accounts A regional TV station with owned towers, on-site studios and a mobile news van seeking combined property, tower and business interruption limits. A cluster of small-market radio stations that run frequent live remotes and need inland marine coverage for portable broadcast equipment plus liability for public events. Next steps for agents Submit a complete application package with the supplemental broadcast application, three years’ loss history, and MVRs where applicable. Amwins Underwriting will review for fit and respond with options for primary, excess and ancillary coverages. For product details, refer to the program page: APU's Radio & Television program. Frequently Asked Questions What types of broadcast accounts are a good fit for this program?The program fits full-power TV stations, multi-station radio groups, stations with towers, mobile broadcast units and clients that need business interruption or special events coverage. Accounts should generally have at least five years in operation. Which states and coverages are available?The program is available nationwide. Automobile coverage is not available in HI and MA. Workers’ compensation access is offered but excludes OH, ND, WA and WY. What are the basic submission requirements?Provide completed industry-standard applications plus the Radio & Television Broadcasters Supplemental Application, three years of currently valued loss history, and Driver Motor Vehicle Reports when automobile exposures exist. Is there capacity for larger limits or unique risks?Yes. Amwins Underwriting has capacity to handle both small and large risks, including higher limits, and works with experienced carrier partners to place complex or high-limit accounts. How are mobile broadcasting units handled?Mobile broadcasting units are available on a replacement-cost basis and can be included as part of the property/inland marine package with appropriate limits and deductibles. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Colonial General Insurance Agency, Inc. offers a Swim Club Insurance program tailored for private swim and racquet clubs that operate on a membership basis. The program combines flexible liability and property options and covers clubs that operate seasonally or year-round and that participate in off-site competitions. Agents can use this market to place accounts with on-site amenities such as pools, tennis courts, fitness areas, and snack bars. Ideal Accounts and Appetite This program targets private swim clubs, racquet clubs, and combination facilities that provide recreational and competitive aquatic activities for members. Typical fits include clubs with organized programs, controlled access, trained lifeguards or staff, and routine maintenance schedules. Coverage also extends to clubs that travel for off-site swim meets or competitions. Accounts that are generally not a fit include public municipal pools, large water parks, or facilities with high-risk attractions such as commercial water slides, complex wave pools, or diving platforms beyond standard competitive diving features. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 occurrence and aggregate Included coverages: Medical Payments — $5,000 limit Sexual/Physical Abuse Coverage — $25,000 per claim / $50,000 aggregate Limited Participant Coverage — $25,000 occurrence / $50,000 aggregate Excess or Umbrella limits available up to $25,000,000 No deductible required for primary liability Property Coverage Options: Building and contents Business income and extra expense Computer equipment and electronic data Equipment breakdown Food spoilage for on-site snack bars Outside signs, valuable papers, accounts receivable Replacement cost or actual cash value available Basic, broad, or special forms depending on underwriting Crime Coverage: Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises coverage available Underwriting Notes and Minimum Premiums Colonial General works with multiple admitted and excess & surplus markets to tailor terms to the account’s exposures and location. Some admitted markets are available depending on state and class of business; otherwise E&S capacity is used for higher-exposure or hard-to-place risks. Each submission is underwritten individually to determine appropriate coverage, limits, and pricing. When preparing submissions, include details on staffing and training (lifeguard certifications), maintenance and safety protocols, incident history, membership size, hours of operation, and any off-site travel for competitions. These items materially affect acceptability and terms. Territories and Availability This Swim Club Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Agents in these states can request mono-line liability, property, or packaged solutions depending on client needs and exposures. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with access to multiple carriers. Agents benefit from underwriters experienced with recreational facilities, flexible placement options for routine and complex accounts, and responsive service for quote and placement needs. The program is designed to help you place accounts that have unique liability exposures tied to aquatics and racquets. Example accounts you might place with this program: A suburban private swim and tennis club in Colorado that operates seasonally, employs certified lifeguards, and sends teams to regional swim meets. A year-round racquet and swim facility with a small fitness center and snack bar seeking combined liability and property limits on an admitted or E&S basis depending on location. Frequently Asked Questions What types of accounts are a good fit for this program?Private swim and racquet clubs that operate on a membership basis, run organized aquatic or racquet activities, and may participate in off-site competitions are ideal fits. Are off-site competitions covered under this program?Yes. Coverage includes off-site competitions, so clubs that travel for swim meets or similar events can be placed through this program. Is this program available on an admitted basis?Some admitted markets are available depending on the state and risk profile. For higher-exposure or non-admitted placements, Colonial General can access excess & surplus lines carriers. Which states is this program available in?The Swim Club Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What limits are available under the liability coverage?Primary liability limits are available up to $3,000,000 occurrence and aggregate, with excess or umbrella limits up to $25,000,000. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a comprehensive Trade School Insurance program designed specifically for private technical, vocational, and trade schools, as well as private elementary, middle, and high schools with specialized curriculums. This program also includes coverage eligibility for learning centers and tutoring facilities. Coverage is available on a mono-line or package basis, offering flexibility to meet your clients' needs. Ideal Accounts and Appetite This program is ideal for private institutions that offer job-focused training, certification programs, or technical education. Examples include cosmetology schools, HVAC training centers, welding schools, and computer programming academies. You can also place accounts for tutoring centers, test prep centers, and after-school learning programs. Target accounts include schools that: Offer job-specific certification or technical training Operate as private institutions (not public or charter schools) Provide educational services in a structured setting Coverage Highlights and Advantages Commercial General Liability Coverage: Primary Limits up to $3,000,000 Occurrence / Aggregate Errors and Omissions Coverage for Teachers $5,000 Medical Payments Coverage—Included Sexual and Physical Abuse Coverage—$25,000 Per Claim / $50,000 Aggregate Excess or Umbrella Limits up to $25,000,000 No deductible required Property Coverage: Available on Basic, Broad, or Special Form Building and Contents Business Income and Extra Expense Electronic Data Processing (EDP) Equipment Equipment Breakdown & Food Spoilage Accounts Receivable & Valuable Papers Replacement Cost or Actual Cash Value Outside Signs Crime Coverage: Theft of Money and Securities—Inside the Premises Robbery or Safe Burglary of Other Property—Inside the Premises Loss or Theft—Outside the Premises Underwriting Notes and Minimum Premiums Colonial General underwrites each submission carefully to ensure a good fit. While minimum premium details are not specified, this program is structured to accommodate a wide range of school sizes and operational models. Submissions should include full details about the school’s operations, student count, and current insurance program. Territories and Availability This Trade School Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Coverage is written through a variety of carriers with both admitted and non-admitted markets available, depending on the risk and state regulations. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in specialty education risks. They offer agents access to multiple markets and tailored underwriting for private educational institutions. With a focus on dependable service and flexible coverage options, Colonial General is a trusted partner for placing trade school and technical education accounts. You might have a client running a private cosmetology school in Nevada or a small HVAC training center in Utah—Colonial General can help you find the right solution to protect their property, staff, and students. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private trade, technical, and vocational schools, as well as tutoring centers and private K-12 institutions offering job-specific certification programs. Is this program available in admitted markets?Some admitted markets are available depending on the risk profile and state. Colonial General also offers access to non-admitted markets when needed. What coverages are included in the liability policy?The liability policy includes general liability, E&O for teachers, medical payments, abuse and molestation coverage, and optional umbrella limits up to $25 million. Can I submit a mono-line policy request?Yes, both mono-line and package policy submissions are accepted, depending on the specific coverage needs of the school. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

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Policy Highlights: Colonial General Insurance Agency, Inc. offers Accountants Professional Liability Insurance tailored to meet the needs of accounting professionals and firms of all sizes. Overview of the Program From Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with access to a variety of carriers, providing flexible solutions for accountants' professional liability exposures. This program is designed to help independent agents place coverage for accounting firms facing risks related to errors, omissions, or negligence in the performance of professional services. Whether your client is a sole practitioner or a mid-sized accounting firm, Colonial General can help you find the right fit. Ideal Accounts and Appetite This program is suited for a broad range of accounting professionals, including: Certified Public Accountants (CPAs) Bookkeepers and tax preparers Small to mid-sized accounting firms Firms providing audit, consulting, or advisory services Accounts with a clean loss history and a focus on traditional accounting services are typically a strong fit. Higher-risk exposures such as forensic accounting or investment advisory services may require additional underwriting. Coverage Highlights and Advantages Colonial General’s Accountants Professional Insurance program provides protection against claims alleging negligence, errors, or omissions in the delivery of professional accounting services. Key features include: Limits available starting at $100,000/$300,000 Various deductible options to suit different risk appetites First Dollar Defense available depending on carrier approval Claims Expense Outside the Limits may be offered based on carrier discretion Coverage terms and premiums will vary depending on the carrier and specific risk profile of the insured. Underwriting Notes and Minimum Premiums Each submission is underwritten based on the size, scope, and services of the accounting firm. Clean operations with clearly defined service offerings and low claims frequency are typically easier to place. While minimum premiums are not specified, competitive pricing is available for qualifying risks through Colonial General’s carrier network. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General has access to both admitted and non-admitted markets, depending on the specific risk and jurisdiction. Why Work With Colonial General With deep expertise in professional liability and access to a variety of national and regional carriers, Colonial General provides agents with responsive service and flexible options for placing hard-to-place or niche accounting risks. Their team understands the unique exposures faced by today’s accounting professionals and works closely with agents to deliver tailored coverage solutions. Learn more about Colonial General Insurance Agency, Inc. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for CPAs, bookkeeping firms, tax preparers, and small to mid-sized accounting firms providing traditional accounting services. Are First Dollar Defense and Claims Expense Outside the Limits included?These features may be available depending on the carrier and underwriting review. Availability is determined on a case-by-case basis. Can this program cover firms with prior claims?Firms with prior claims may still be eligible, but underwriting will evaluate the severity, frequency, and nature of past claims before making a decision. In which states is this program available?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. What documentation is needed to submit an account?Typically, an application, firm brochure or website, and loss runs (if applicable) are required. Additional documents may be requested based on the submission. Need help placing an account? Connect with a market specialist.