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...our clients operate a full-scale recycling center or manage off-site collectio...ls, paper, plastics, textiles, and electronics are ideal for this program. Fac...

Overview — RecycleGuard: Recycling Operations (Amwins Underwriting) Fo...?Accounts whose primary business is recycling—such as scrap metal yards, e-was...

... Legends Environmental Services: Recycling Insurance Program Legends Environmental Services offers a tailored Recycling Insurance Program for agents placing waste and recycling operations in small- to medium-size...uding scrap metal (no processing), electronics, paper, plastic, glass, rubber,...

LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys. Overview of the Program From Amwins Underwriting Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories. Ideal Accounts and Appetite Solo attorneys and small law firms of 1–40 attorneys. Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims. Solo attorneys or at least one partner should have been admitted to practice for at least two years. Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit. Coverage Highlights and Advantages Professional liability (errors & omissions) limits appropriate for small law firms. Electronic media liability included to address risks from online communications and content. Worldwide coverage available for professional services, subject to policy terms. Predecessor firm coverage to protect newly merged or reorganized practices. Optional coverages to broaden protection, including: Separate limit for claims expenses Client identity theft coverage Broadcasters liability Career coverage Trustees liability coverage Gramm-Leach Bliley Act (GLBA) coverage Lateral hire coverage Underwriting Notes Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for: Prior acts and loss history details Resume or biography for principals/partners showing admission dates and experience Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets. Territories and Admitted Status The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV. Non-admitted or excess options may be available in other jurisdictions—confirm state placement options with Amwins underwriting. Example Accounts That Fit This Program A two-attorney family law firm with clean prior history seeking a policy that includes electronic media coverage and optional client identity theft protection. A solo transactional attorney admitted for five years looking for admitted paper in their state and predecessor coverage after a recent firm name change. Why Work With Amwins Underwriting on Lawyers E&O Program-focused underwriting tailored for small law firms and solo practitioners. Admitted paper in many states combined with optional enhancements that let you tailor protection to the client’s exposures. Simple eligibility guidelines that help agents place straightforward risks quickly. Access to Amwins’ broader distribution and program resources when accounts need placement support or endorsement tailoring. For additional program details, application instructions, and submission requirements, refer to the LawGold product page: Click here for additional details about our LawGold program. Frequently Asked Questions What types of accounts are a good fit for LawGold?LawGold targets solo attorneys and law firms with 1–40 attorneys that have clean or minimal loss histories and at least one partner or solo attorney admitted for two or more years. Routine practice areas and firms without frequent high-exposure litigation are ideal. Is admitted coverage available?Yes. Amwins offers admitted LawGold coverage in select states (including AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV). Availability varies by state—confirm with underwriting at submission. What optional coverages can I add for a client?Options include a separate limit for claims expenses, client identity theft coverage, broadcasters liability, career coverage, trustees liability, GLBA coverage, and lateral hire coverage. Availability depends on underwriting and the client’s exposures. What information does underwriting typically require?Underwriters generally request prior acts/loss history, resumes or admissions dates for principals, descriptions of practice areas, and details on firm risk controls—especially if optional cyber/identity protections are requested. How should I submit a deal or get more information?Submit via your usual Amwins placement channels or contact the Amwins Underwriting team for guidance on eligibility, admitted availability by state, and submission checklists. Need help placing an account? Connect with a market specialist.

... Collectible Shops Appliance, Electronics, and Computer Stores Beverage, L...ding antique shops, liquor stores, electronics retailers, and hobby supply sto...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Alarm and Car Stereo Installation Insurance program designed specifically for professionals who install car alarms, stereo systems, and related audio-visual equipment. This program is tailored to meet the unique risks associated with working on client vehicles, whether at a fixed site or through mobile operations. Overview of the Program From Colonial General As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents and brokers with access to comprehensive garage-related liability coverages. This program is ideal for accounts that require more than just general liability, offering extensive protection for installers handling high-value vehicles and equipment. Whether your client operates a small garage or offers mobile installation services, this program delivers flexible and competitive coverage options. Ideal Accounts and Appetite This program is specifically designed for: Automobile alarm and security system installers Car stereo and audio-visual system installers Shops offering aftermarket electronic upgrades Mobile installation services Ideal risks include businesses with a clean loss history, proper risk management protocols, and operations focused on installation rather than manufacturing or wholesale distribution. Coverage Highlights and Advantages Commercial Garage Coverage Includes: Up to $3,000,000 Aggregate Liability Garage Liability Limits up to $1,000,000 per accident $5,000 Medical Payments coverage Garage Keepers Coverage on a Primary basis with specified causes of loss Fire Legal Liability Dealers Physical Damage False Pretense Coverage Broadened Coverage endorsements available In-Transit Coverage for towing operations Optional Property Coverage These coverages are designed to protect against exposures such as damage to customer vehicles, theft, fire, and liability arising from installation errors or accidents during test drives or transit. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to secure the right fit for your client’s needs. Admitted markets are available in select states, with access to non-admitted options when needed. While minimum premiums vary by account and location, risks with solid safety practices and clean histories are preferred. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Admitted status varies by market and state—contact Colonial General for specifics on availability in your client’s location. Why Work With Colonial General Colonial General brings niche expertise in garage and auto-related risks, offering agents and brokers access to competitive markets and responsive underwriting. Their focus on specialty programs allows you to confidently place tough-to-insure accounts like custom audio installers or mobile alarm technicians. With broad coverage options and a knowledgeable team, Colonial General helps you deliver value and protection to your clients in a high-risk segment. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for businesses that install car alarms, stereo systems, and other aftermarket electronic upgrades, including mobile installation services and fixed-location garages. Is Garage Keepers Coverage included?Yes, Garage Keepers Coverage is provided on a primary basis with specified causes of loss, offering protection for customer vehicles in the installer’s care. Are mobile installers eligible for coverage?Yes, mobile installation operations are eligible, and In-Transit Coverage for towing operations is available when applicable. Which states is this program available in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability of admitted markets varies by state. Can I access both admitted and non-admitted markets through Colonial General?Yes, Colonial General offers access to both admitted and non-admitted markets, depending on the state and specific account details. Need help placing an account? Connect with a market specialist.

...food and beverage distributors, electronics wholesalers, industrial supply dis... sales, such as food distributors, electronics wholesalers, and industrial sup...

Garage Liability & Garagekeepers Insurance Program Overview from Ck Specialty Insurance Ck Specialty Insurance Associates, Inc. offers a comprehensive Garage Liability & Garagekeepers Insurance program tailored for a wide range of automotive-related businesses. As a trusted, family-owned MGA and Surplus Lines Broker based in the Western U.S., Ck Specialty provides brokers and agents access to multiple A-rated markets, with in-house binding authority and strategic brokerage options to meet your clients’ unique needs. This program is available in Arizona, Nevada, and Oregon, and is written on a non-admitted basis through strong carrier partnerships. Ideal Accounts and Risk Appetite This program is built to serve a wide array of garage and automotive operations. Whether your client is a small repair shop or a large truck dealership, Ck Specialty is ready to help you place the business. Ideal accounts include, but are not limited to: Service and Repair Shops Tire Shops (including used tire sellers) Used Auto Dealers Valet Parking Services Auto Dismantlers and Salvage Yards Body and Paint Shops Heavy Truck Dealers and Repair Operations Mobile Auto Repair Services Oil & Lube Shops Auto Storage and Impound Yards Classic and Antique Auto Restoration Roadside Assistance Providers Car Wash Facilities You might have a client running a mobile repair service out of Phoenix or a growing used car dealership in Las Vegas—this program is designed to cover those types of risks efficiently and competitively. Coverage Highlights and Advantages Comprehensive protection is available for a variety of exposures commonly found in the garage and automotive industry. Coverages offered include: Garage Liability Garagekeepers Coverage (Direct Primary or Legal Liability) Dealers Open Lot General Liability Excess Liability Property Employment Practices Liability Pollution Liability Inland Marine With multiple A-rated carriers and flexible underwriting, Ck Specialty can tailor coverage to match your clients' operational risks and industry exposures. Underwriting and Minimum Premiums The program offers a competitive minimum premium starting at $750, making it accessible for smaller operations while still scalable for larger accounts. In-house binding authority helps expedite the quoting and binding process, and when needed, brokerage markets can be accessed for more complex risks. Territories and Availability This program is currently available in the following states: Arizona (AZ) Nevada (NV) Oregon (OR) Agents operating in these states can leverage Ck Specialty’s expertise and market access to confidently quote and place these accounts. Why Partner with Ck Specialty Insurance As a Western-based, family-operated MGA and Surplus Lines Broker, Ck Specialty Insurance is committed to helping retail brokers succeed. With access to multiple A-rated carriers, a broad appetite for garage-related risks, and a focus on responsive service, Ck Specialty is a reliable partner for hard-to-place and standard accounts alike. Their in-house authority streamlines the process while providing the flexibility needed in today’s competitive insurance marketplace. Ck Specialty Insurance: Opening market doors…for you. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for service and repair shops, used auto dealers, mobile mechanics, tire shops, car washes, and heavy truck repair businesses, among others. Is this program available on an admitted basis?No, this program is written on a non-admitted basis through A-rated carriers. What is the minimum premium for this program?The minimum premium starts at $750, making it accessible for small to mid-sized operations. What states is the program available in?This program is currently available in Arizona, Nevada, and Oregon. Can I access this program if I have a complex or unusual account?Yes, Ck Specialty has both in-house binding authority and access to brokerage markets for more complex or non-standard risks. Need help placing an account? Connect with a market specialist.

...sell secondhand goods, jewelry, electronics, and collectibles Maintain on-pr...ntown Denver that handles jewelry, electronics, and firearms, we can help you ...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Technical School Insurance Program designed for agents and brokers seeking comprehensive coverage solutions for private educational institutions. This program is an excellent fit for private elementary, middle, and high schools, as well as private technical, trade, and vocational schools that offer job-specific certification programs. Learning centers and tutoring operations are also eligible under this program. Ideal Accounts and Appetite This program targets educational institutions that provide hands-on or career-focused training, including cosmetology schools, HVAC and electrical trade schools, automotive training centers, and other technical or vocational programs. It is also a good fit for private K–12 schools and tutoring centers that require tailored property and liability protection. Accounts should have structured curriculums, appropriate safety protocols, and be privately operated. Public institutions and schools with high-risk training (e.g., heavy machinery or flight schools) may fall outside of appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 Occurrence / Aggregate Teachers’ Errors & Omissions coverage included $5,000 Medical Payments—Included Sexual and Physical Abuse coverage—Included ($25,000 per claim / $50,000 aggregate) Excess or Umbrella limits available up to $25,000,000 No deductible required Property Coverage: Building and Contents Business Income and Extra Expense Accounts Receivable Electronic Data Processing Equipment Breakdown Food Spoilage and Outside Signs Valuable Papers Available on Basic, Broad, or Special Form Replacement Cost or Actual Cash Value options Crime Coverage: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property (Inside the Premises) Losses Outside the Premises Underwriting Notes and Minimum Premiums Colonial General underwrites through a variety of carriers and offers flexible solutions depending on the risk profile. While minimum premium requirements vary by market, they are competitive for technical and private school accounts. Submissions should include full details on curriculum, student population, staff, and facility safety measures. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Availability may vary by coverage part and market. Why Work With Colonial General As a Managing General Agency and E&S broker, Colonial General Insurance Agency, Inc. brings deep expertise in niche education-related risks. Agents benefit from access to both admitted and non-admitted markets, responsive underwriting, and a partner that understands the unique exposures faced by private and technical schools. Whether you're placing a small tutoring center or a multi-location vocational training institute, Colonial General can help tailor coverage to fit your client's needs. Frequently Asked Questions What types of accounts are a good fit for this program?Private technical, trade, and vocational schools, as well as private K–12 schools, tutoring centers, and learning institutes offering job-specific certifications. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Does this program include abuse and molestation coverage?Yes, the policy includes Sexual and Physical Abuse coverage with $25,000 per claim and $50,000 aggregate limits. What types of property coverage are included?Coverage includes buildings, contents, business income, equipment breakdown, electronic data, valuable papers, and more. Is this program available on an admitted basis?Some markets are admitted depending on the risk and location. Colonial General offers access to both admitted and non-admitted carriers. Need help placing an account? Connect with a market specialist.