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Here at GMI Insurance, our Auto Lease Insurance program is built to provide focused protection for leasing companies and financial institutions that lease autos and trucks. We understand the specific exposures that arise in commercial auto leasing, and our coverages are structured to address gaps such as excess liability, physical damage to lessor interests, interim vehicle use, and contingent exposures when a lessee’s coverage is inadequate. With decades of experience in auto risk and claims management, GMI delivers flexible, reliable solutions. Our carriers, including National Interstate, are experienced in handling leasing risks. We’ve maintained a 90% average client retention over the past five years by offering tailored coverage, responsive service, and underwriting expertise for a wide range of leasing operations. Ideal Accounts and Appetite This program is designed for auto dealers, banks, and financial institutions that lease vehicles under agreements of 12 months or longer. We write accounts for both passenger vehicles and commercial trucks without size restrictions. Typical accounts include: Independent auto leasing companies Fleet leasing operations Truck rental and leasing firms Financial institutions leasing repossessed or off-lease vehicles Example: You might have a client that operates a multi-state fleet leasing business seeking stronger protection for off-lease vehicles, or a bank that needs contingent liability coverage if a lessee’s insurance lapses. GMI can help place that business. Coverage Highlights and Advantages GMI’s Auto Lease Insurance program includes a broad set of features to protect lessors throughout the lease lifecycle: Lessors Contingent Liability – Protects the lessor when a lessee’s liability limits are insufficient or the lessee’s policy is uncollectible. Lessors Excess Liability – Provides liability coverage in excess of the lessee’s policy limits. Lessors Physical Damage – Covers the lessor’s interest in leased vehicles when collision or comprehensive coverage is not provided by the lessee. Interim Car Coverage – Physical damage and liability coverage for off-lease vehicles awaiting resale or re-lease. Garage and Property – Facility and business personal property coverage can be included. GAP Coverage – Available nationwide for both auto and truck leasing operations. Underwriting Notes and Minimum Premiums We underwrite risks with an emphasis on well-managed operations: clear lease documentation, driver vetting, loss control procedures, and vehicle tracking improve placement prospects. Minimum premium and specific terms vary by risk and state; our underwriting team will work with you to structure terms that support long-term client stability. Territories and Availability This program is available in all 50 states plus Washington, D.C. Admitted and non-admitted options are available depending on jurisdiction and the account’s profile, enabling support for multi-state leasing operations. Why Work With GMI Insurance? As a specialized Managing General Agency, GMI focuses on leasing exposures and commercial auto risk. Our strengths include deep underwriting expertise, access to top-tier carriers like National Interstate, and a service model built for brokers and agents who place complex leasing accounts. Working with GMI gives you a partner experienced in structuring contingent and lessor-owned coverage efficiently. If you have a client that could benefit from our Auto Lease Insurance program, contact our team to discuss eligibility and next steps. We’re ready to help you place complex leasing accounts with confidence. Frequently Asked Questions What types of accounts are a good fit for this Auto Lease Insurance program?This program is ideal for auto dealers, banks, leasing companies, and financial institutions that lease vehicles for 12 months or longer. We cover both autos and trucks without size restrictions. What coverages are included in this program?Key coverages include Lessors Contingent Liability, Lessors Excess Liability, Lessors Physical Damage, Interim Car Coverage, Garage, Property, and optional GAP coverage. Are there vehicle size or type limitations?No, our program covers all types of trucks and autos with no size restrictions, making it suitable for both passenger and commercial vehicle leasing. Which states is this program available in?This program is available in all 50 states and Washington, D.C. We can accommodate leasing operations that span multiple jurisdictions. What makes GMI Insurance a strong partner for leasing coverage?GMI has decades of experience in the auto leasing space, a proven track record of high client retention, and access to top-rated carriers like National Interstate. We offer expert underwriting and responsive service tailored to leasing risks. Need help placing an account? Connect with a market specialist.

... Eligible risks - Franchised automobile dealers. Typical operations include...

...ngaged in towing for hire (not repossession work) Garage-related operations ...or garage shops are the best fit. Repossession businesses are excluded. Is Gar...

... Live Remotes Crime Automobile Umbrella Access to Workers’... Driver Motor Vehicle Reports when automobile exposures exist. Is there capaci...

... Commercial General Liability Automobile Liability (including pollution-cont...urrence / $2,000,000 aggregate and Automobile up to $1,000,000 CSL. General Li...

Amwins National Transportation Underwriters offers deep industry expertise and broad market access that spans all corners of the commercial auto market. Overview of the Program from Amwins Underwriting Amwins Underwriting’s Local/Long Haul Trucking program provides agents with flexible placement options for owner-operators up through large fleets. The program is built around transportation-focused underwriting, multiple coverage parts, and access to a variety of admitted and non-admitted capacity. Use this program when you need tailored commercial auto solutions that include liability, physical damage, cargo, and ancillary coverages designed for both short-haul local operations and regulated long-haul exposures. Ideal Accounts and Appetite Owner-operators and single power-unit accounts (including passenger accident options) Regional and national motor carriers with mixed local/long-haul operations For-hire carriers, private fleets, and dedicated account operations Dry van, refrigerated, flatbed, and select specialized haulers (depending on underwriting) Typical risks that fit this program have formal driver hiring and safety policies, regular maintenance records, and clear cargo handling controls. Accounts with high loss frequency, severe CSA history, or unusual hazardous cargo should be submitted with full loss runs and underwriting notes and may require specialty capacity. Coverage Highlights and Advantages Primary Auto Liability — tailored limits for both local and long-haul exposures Non-Trucking Liability — coverage for owner-operators when equipment is used off-hire Physical Damage — comprehensive and collision options for power units and trailers Motor Truck Cargo — coverage for common carrier and contract carrier exposures General Liability and Excess Liability — layered solutions to protect overall risk Occupational Accident and Passenger Accident Insurance — options for different driver classifications and passenger exposures By packaging multiple parts through Amwins, you can present insureds with coordinated limits and consistent underwriting across liability, cargo and physical damage — a benefit for accounts with mixed operations or multiple vehicle types. Underwriting Notes and Minimum Premiums Underwrites consider fleet size, driving history and CSA performance, cargo types, radius of operations, and loss control practices. Expect to submit a completed application, recent loss runs, MVRs, and vehicle schedules for most submissions. Minimum premiums and pricing vary by carrier and underlying capacity; discuss market options with your Amwins contact or consult the program’s market availability link below for current appetite and delegated authorities. Territories and Availability This program places trucking business in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability may vary by state and by carrier appetite. For the latest market availability and specific state restrictions, see Amwins transportation capabilities. Why Work with Amwins Underwriting on Local/Long Haul Trucking Transportation-focused underwriting teams with broad carrier relationships provide placement options across admitted and non-admitted markets. Ability to combine multiple coverage parts (liability, physical damage, cargo, excess) for cleaner presentations and more complete offers to clients. Scalable appetite — from single-unit owner-operators to multi-state fleets. Access to specialized coverages like occupational and passenger accident for driver and passenger exposures. Example Accounts A regional dry-van carrier with 25 power units that needs primary liability, physical damage, and motor truck cargo limits coordinated under one program. An owner-operator who leases to multiple brokers and requires non-trucking liability plus occupational accident options — ideal for single power-unit submissions. Submission Tips for Agents Include current loss runs (three years preferred), MVRs, vehicle schedules, and details on cargo and routes. Document safety programs, drug testing, and maintenance logs to improve placement chances and pricing. When possible, provide a summary of CSA history and any remedial actions taken for prior violations. Frequently Asked Questions What types of trucking accounts are a good fit for this Amwins program?This program fits owner-operators, local delivery operations, regional haulers, and national fleets that need coordinated liability, cargo, and physical damage coverage. Accounts with clear safety programs and standard cargo types (dry van, reefer, flatbed) are the best fit. Which coverage parts can I package through Amwins Underwriting?You can assemble primary auto liability, non-trucking liability, physical damage, motor truck cargo, general liability, excess liability, and occupational/passenger accident coverages depending on the account and available markets. Are placements admitted or non-admitted?Amwins works with a mix of admitted and non-admitted carriers to provide placement flexibility. Specific admitted status depends on the carrier selected and state regulations for the risk. What documents should I include with a submission?Provide a completed application, recent loss runs (typically 3 years), vehicle schedules, driver MVRs or summaries, CSA information, and details on cargo, routes, and safety programs to expedite underwriting. Where can I find current market availability?Refer to the program’s market availability page at the link above for the latest carrier appetites, state restrictions, and delegated authority details. Need help placing an account? Connect with a market specialist.

...classes that need comprehensive automobile and environmental protection with c...

...s and Availability Automobile liability: up to $1,000,000 ...

Auto GL, Phys Dam, and Excess Coverage for Dump and Roll-Off Fleets Program overview — Amwins Underwriting / Trinity Underwriting Managers Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving. Ideal accounts and appetite Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including: Sand, gravel and other aggregates Roll-off containers for construction debris or agricultural products Fleets from 1 to 100 power units (some restrictions on older power units) Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand. Coverage highlights Auto liability available up to $1,000,000 General liability up to $1,000,000 Physical damage on a stated amount basis with selectable deductibles Excess limits available to broaden primary limits Admitted and non-admitted options with A.M. Best "A" rated carriers Underwriting notes Preferred for established operators with proven loss history and stable operations. Expect restrictions for older power units; specify unit ages and VINs on submission. New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined. Physical damage is written on a stated amount basis — provide vehicle schedules and values. Contact underwriting for questions about fleet mix, mileage, and driver qualification controls. Example accounts that fit A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites. A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat). Territories and availability Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY. The program supports admitted and non-admitted placements where appropriate. Why place with Amwins Underwriting (TUMI) Specialized underwriting team focused on dump and roll-off exposures. Access to A.M. Best "A" carriers across admitted and non-admitted markets. Streamlined placement for single-unit up to mid-size fleets (1–100 units). Responsive service for quoting, policy issuance, and endorsement handling. To learn more about our program, please visit our website. Frequently Asked Questions What types of accounts are the best fit for this Dump Trucks program?Accounts that haul aggregates (sand, gravel) or operate roll-off containers for construction debris or agriculture, with fleets from 1 to about 100 power units and an established loss history, are ideal fits. New ventures, scrap, garbage, mix-in-transit, hazmat, and frac sand operations are not eligible. What coverages and limits can I quote through this program?The program offers auto liability up to $1M, general liability up to $1M, physical damage on a stated amount basis with deductible options, and excess limits where appropriate. Both admitted and non-admitted markets are available. Are there vehicle-age or equipment restrictions?Yes. The program places some restrictions on older power units. Provide vehicle ages, VINs, and values at submission so underwriting can confirm eligibility and pricing. How should I submit a prospect for review?Include a complete vehicle schedule (VINs, model years, stated values), driver abstracts, loss runs, and details on operations and commodities hauled. Clear documentation of driver qualification and maintenance programs speeds the review. Is this available nationwide?This program is available in the states listed above and supports admitted and non-admitted placements. Check state availability for specific territories before submission. Need help placing an account? Connect with a market specialist.