https://completemarkets.com/company/Amwinsunderwriting/Dump-Trucks/
Auto GL, Phys Dam, and Excess Coverage for
Dump and Roll-Off Fleets
Program overview — Amwins Underwriting / Trinity Underwriting Managers
Trinity Underwriting Managers (TUMI), part of the Amwins Underwriting division, offers a focused commercial auto program for dump and roll-off truck fleets. Our underwriting team brings deep trucking expertise and fast, practical service so you can place accounts efficiently and keep your clients moving.
Ideal accounts and appetite
Agents can use this program for trucking professionals who haul loose materials and roll-off containers, including:
Sand, gravel and other aggregates
Roll-off containers for construction debris or agricultural products
Fleets from 1 to 100 power units (some restrictions on older power units)
Not eligible: new ventures, scrap metal haulers, garbage trucks, mix-in-transit operations, hazmat, and frac sand.
Coverage highlights
Auto liability available up to $1,000,000
General liability up to $1,000,000
Physical damage on a stated amount basis with selectable deductibles
Excess limits available to broaden primary limits
Admitted and non-admitted options with A.M. Best "A" rated carriers
Underwriting notes
Preferred for established operators with proven loss history and stable operations.
Expect restrictions for older power units; specify unit ages and VINs on submission.
New ventures and high-hazard commodities (e.g., frac sand, hazmat) are declined.
Physical damage is written on a stated amount basis — provide vehicle schedules and values.
Contact underwriting for questions about fleet mix, mileage, and driver qualification controls.
Example accounts that fit
A family-owned construction aggregate hauler with 12 power units and routine routes between quarries and local jobsites.
A regional roll-off container operator with 25 units hauling construction debris for municipal and private contractors (no hazmat).
Territories and availability
Available in: AL, AZ, AR, CA, CO, DE, FL, GA, ID, IL, IN, IA, KS, ME, MD, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WV, WY.
The program supports admitted and non-admitted placements where appropriate.
Why place with Amwins Underwriting (TUMI)
Specialized underwriting team focused on dump and roll-off exposures.
Access to A.M. Best "A" carriers across admitted and non-admitted markets.
Streamlined placement for single-unit up to mid-size fleets (1–100 units).
Responsive service for quoting, policy issuance, and endorsement handling.
To learn more about our program, please visit
our website.
Frequently Asked Questions
What types of accounts are the best fit for this Dump Trucks program?Accounts that haul aggregates (sand, gravel) or operate roll-off containers for construction debris or agriculture, with fleets from 1 to about 100 power units and an established loss history, are ideal fits. New ventures, scrap, garbage, mix-in-transit, hazmat, and frac sand operations are not eligible.
What coverages and limits can I quote through this program?The program offers auto liability up to $1M, general liability up to $1M, physical damage on a stated amount basis with deductible options, and excess limits where appropriate. Both admitted and non-admitted markets are available.
Are there vehicle-age or equipment restrictions?Yes. The program places some restrictions on older power units. Provide vehicle ages, VINs, and values at submission so underwriting can confirm eligibility and pricing.
How should I submit a prospect for review?Include a complete vehicle schedule (VINs, model years, stated values), driver abstracts, loss runs, and details on operations and commodities hauled. Clear documentation of driver qualification and maintenance programs speeds the review.
Is this available nationwide?This program is available in the states listed above and supports admitted and non-admitted placements. Check state availability for specific territories before submission.
Need help placing an account? Connect with a market specialist.