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...right coverage for an Independent School can be challenging. Your clients need... protections tailored to independent schools. Need help placing an account? ...

Year after year schools have students come and go as a part ...row, while we focus on keeping their school safe.

...ake it easier for agents to place schools, educational and training organizati...t for this program?Nonprofit-run day schools, preschools, after-school programs, tutoring centers, vocati...

...This program is built for private schools and public/private colleges that fac...od fit for this program?Private K-12 schools, independent boarding schools, colleges, and vocational institu...

A Professional/General Liability Insurance Program Dedicated to the Equine Industry Available nationwide, Non-admitted, $750 minimum premium Overview — Amwins Underwriting: Equine (GL & PL) Amwins Underwriting (through its Equisure program) offers a specialist commercial general liability program with professional liability features for equine-related operations. Designed and underwritten by an experienced team with more than 30 years in the equine market, this product gives agents a market for boarding facilities, trainers, instructors, event organizers and other equine service providers that need liability protection on and off premises. Ideal Accounts and Appetite This program is aimed at a broad range of non-farm equine operations, including: Equine boarding facilities Equine instructors and trainers Trail riding operations Equine-assisted therapy programs Horse sales activities Homeowner associations (HOAs) with riding trails Pony ride operators The program is not designed for farm property/hobby farms or racing (wager) operations. Use this market when the client’s primary exposures are liability and professional services related to horse care, instruction, boarding, or managed riding activities rather than agricultural/farm property exposures or pari-mutuel racing. Coverage Highlights and Advantages Commercial general liability with professional liability — offered on an occurrence basis. Liability coverage applies both on-premises and off-premises for covered operations. Care, custody, and control limits included per horse and for non-owned property. Fire legal liability provided at no additional charge. Medical payments coverage available. Limited professional liability included in most policies to address instructor/trainer exposures. These features make the program a good fit for clients who need integrated GL and professional liability protection tailored to equine activities, with specific handling of care, custody and control exposures that often arise in boarding and training scenarios. Underwriting Notes and Minimums This is a non-admitted program offered through Amwins Underwriting. Minimum premium is $750. Underwriting considers the scope of services, loss history, supervision practices, facility condition, turnout/handling procedures, signage, and whether activities include youth programs or therapy sessions where additional precautions are required. Territories and Availability Available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Place Equine Business with Amwins Underwriting (Equisure) Niche underwriting expertise: Equisure’s long-standing focus on equine risks helps identify and price exposures specific to horse operations. Practical policy features: care/custody/control language and limited professional liability are built to address common agent concerns for trainers and boarding operations. Service-oriented: responsive submission review and experience handling equine claims and risk control discussions help move accounts efficiently. Example Accounts That Fit This Program A mid-sized boarding stable that provides basic training and lesson programs for adults and youth, with routine trail rides and occasional local shows. An equine-assisted therapy provider that operates on rented premises and needs liability coverage for on- and off-site sessions, plus coverage for non-owned client horses. How to Submit To place a submission or ask underwriting questions, send your materials to the Equisure team: Click here to send us a submission! Frequently Asked Questions What types of equine accounts are a good fit for this program?This program fits boarding facilities, instructors/trainers, trail riding operations, pony ride operators, horse sales activities, equine-assisted therapy programs, and HOAs with riding trails—basically commercial operations with liability and professional exposures rather than farm property/ranch risks. Is this an admitted program and what is the minimum premium?The Equine (GL & PL) program is offered on a non-admitted basis and carries a minimum premium of $750. Does the policy include care, custody, and control for horses?Yes. Care, custody, and control is included per horse and for non-owned property in the majority of policies, which addresses a primary exposure for boarding and training operations. Are racing operations eligible?No. Racing (wager) operations are excluded from consideration by this program. Where is the program available?The program is available in the states and territories listed on the storefront, including most U.S. states and DC. Confirm availability for a specific risk with underwriting before submitting. Need help placing an account? Connect with a market specialist.

...Liability in AK, CA, HI, and LA School Districts are ineligible Transit or...ty based on your client’s needs. Are school districts eligible under this program?No, school districts are not eligible for cov...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a targeted Animal Services Insurance program for businesses that care for, board, groom, train or sell household pets. The program is designed for animal shelters, boarding and breeding kennels, pet stores, grooming salons, training facilities and similar pet service operations. Policies are available on a mono-line or package basis and can include property, general liability, crime, and optional excess/umbrella protection to fit the account's needs. Ideal Accounts and Appetite: This program fits small to mid-sized animal service businesses that have routine care, custody, and control exposures for household pets. Typical examples you can place with Colonial General include: • A grooming salon that also offers overnight boarding • A boutique pet store with an in-store daycare or play area • A regional animal shelter seeking combined property and liability protection Accounts involving exotic species, wildlife, or known aggressive/high-risk breeds may be considered only with additional underwriting review and subject to restrictions or exclusions. Commercial General Liability Coverage Available: • Primary limits available up to $3,000,000 Occurrence/Aggregate • Hired and Non-Owned Auto Liability available • Excess or Umbrella limits up to $25,000,000 Included Coverages: – Medical Payments Coverage—$5,000 limit – Additional Insured endorsements at no extra charge – Property Damage Extension (Care, Custody, and Control)—$500 Occurrence / $1,000 Aggregate (higher limits available upon request) – No deductible required for the listed liability extension (deductibles may apply on property or package forms) Crime Coverage Available: • Inside the Premises—Theft of Money and Securities • Inside the Premises—Robbery or Safe Burglary of Other Property • Outside the Premises (employee or third-party theft exposures) Property Coverage Available: • Building and Business Personal Property • Business Income and Extra Expense • Accounts Receivable and Valuable Papers • Care, Custody, and Control for animals in your insured's care • Computer Equipment and Equipment Breakdown • Inland Marine and Outdoor Signs • Basic, Broad, or Special Form; Replacement Cost or Actual Cash Value options Underwriting Notes: Colonial General places business with a mix of admitted and non-admitted markets depending on the risk profile and state. Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Minimum premiums and eligibility vary by class, limits, and coverages selected—refer submissions to underwriting for state-specific guidance and quoting. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General specializes in niche programs for hard-to-place accounts. Agents benefit from their access to multiple carrier partners, flexible underwriting, and regional expertise across the Mountain West and Southwest. Colonial's program is useful when you need tailored care, custody & control wording, higher limits, or E&S capacity that admitted markets may not offer. If you have a client with mixed operations (retail, grooming, and boarding) or an animal shelter with unique property and liability needs, Colonial provides options to help place the account. You might have a client who runs a combined grooming-and-boarding salon looking for liability limits above a typical market, or a non-profit shelter needing a property and liability package with CCC coverage — Colonial can often offer workable terms where standard markets cannot. Frequently Asked Questions What types of accounts are a good fit for this Animal Services Insurance program?Ideal accounts include pet groomers, boarding kennels, animal shelters, pet stores, and dog training facilities that primarily serve household pets. Is the program available for businesses in all states?No, this program is currently available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I offer just liability coverage without property?Yes. Both mono-line liability and package policies are available depending on the insured's needs. Are higher limits available for Care, Custody, and Control coverage?Yes. Higher CCC limits can be added upon request and subject to underwriting approval. Does the program accept accounts with exotic or aggressive animals?Exotic species, wildlife, and known aggressive breeds are reviewed case-by-case and typically require additional underwriting; some risks may be declined or offered only with exclusions. Need help placing an account? Connect with a market specialist.

...ganizations — including parochial schools, daycares, cemeteries and community ...iliated ministries such as parochial schools, daycare programs, cemeteries and...

Apartment House Insurance Program from Cochrane & Company Cochrane & Company offers a comprehensive Apartment House Insurance program tailored for residential rental properties with five or more units. This includes apartment buildings, complexes, apartment hotels, and boarding or rooming houses. Designed for independent agents and brokers, this program helps you secure the right coverage for your clients in a specialized and competitive market. With backing from a specialty carrier rated A+ XV by A.M. Best, you can quote with confidence knowing your insureds are supported by a financially strong partner. Ideal Accounts and Appetite This program is ideal for habitational risks such as: Apartment buildings or complexes with 5+ units Apartment hotels and extended-stay lodging Boarding and rooming houses You might have a client who owns a 20-unit apartment building in Washington or a regional property manager with multiple complexes across Idaho and Oregon—this program is built to handle those scenarios and more. Coverage Highlights and Advantages Our Apartment House Insurance program offers robust coverage options to protect both property and liability exposures common to multi-unit residential operations. Coverage Features: Apartment House Insurance Primary General Liability limits up to $3 million occurrence/aggregate $5,000 Medical Payments Coverage – included Additional Interests – included at no charge Hired and Non-owned Auto coverage Excess or Umbrella limits available up to $25 million Available Property Coverages: Building Business Personal Property Business Income Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Inland Marine Equipment Breakdown Accounts Receivable Computer Equipment Outside Signs Valuable Papers Crime: Coverage available both inside and outside the premises. Underwriting Notes and Minimum Premiums The program is written on a non-admitted basis, offering flexibility in underwriting and customized solutions for unique habitational risks. Carriers vary depending on risk characteristics. Minimum premiums also vary by account size and location. Submissions with complete property information and loss histories are encouraged to streamline the underwriting process. Territories and Availability This program is available in the following states: Alaska, California, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, Washington, and Wyoming. Why Work With Cochrane & Company? As a trusted Managing General Agency with deep experience in habitational risks, Cochrane & Company provides fast, knowledgeable service and access to strong specialty markets. With underwriting expertise and tailored solutions, we help agents like you win and retain business in the apartment and multifamily property space. For more information on our Apartment House Insurance program, please contact us! Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include apartment buildings or complexes with five or more units, apartment hotels, and boarding or rooming houses located in our available states. Is this program admitted or non-admitted?This is a non-admitted program, allowing for flexible underwriting and broader risk appetite for habitational exposures. What states is the program available in?The program is offered in AK, CA, ID, MT, NV, NM, ND, OR, WA, and WY. What coverages are included in the standard offering?Standard coverage includes general liability with limits up to $3 million, $5,000 medical payments, additional interests at no charge, and optional umbrella/excess limits up to $25 million. Property coverages are also available. How do I get a quote or submit an account?Submit complete applications with property details and loss history directly to Cochrane & Company. Contact their underwriting team for submission guidelines. Need help placing an account? Connect with a market specialist.