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Overview of the Schools Insurance Program from Cochrane & Co...ring centers and established charter schools (typically five+ years in busines...

...een designed for U.S.-based dance schools and other organizationsn specializin...

...vate elementary, middle, and high schools, as well as private technical, trade, and vocational schools that provide job-specific certificat...he program is ideal for private K-12 schools, vocational and trade schools, technical training centers, and ...

... technical, vocational, and trade schools, as well as private elementary, middle, and high schools with specialized curriculums. This p...ate trade, technical, and vocational schools, as well as tutoring centers and ...

...specifically for faith-based K-12 schools, colleges, and universities. These i...is available to address the needs of schools and colleges with international p...

...erview of the Motorsports Driving Schools Insurance Program American Specialty...counts include closed-course driving schools, performance and experiential pro...

K&K offers insurance solutions for state high school athletic association, high school all-star games, events, fundraisers, and other sports association activities - Minimum Premium: $3,500 Eligible Operations for State High School Athletic Association Insurance: - High School Athletic Conferences - High School Athletic Associations Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Non-audited policy - No deductible - Bodily Injury definition redefined - Crisis Response coverage - Volunteers as Additional Insureds - Legal Liability to Participants - Employee Benefits Liability - Sponsors, lessors as Additional Insureds - Sexual Abuse and Molestation Endorsement - per perp form (optional - subject to qualification based on minimum underwriting criteria and guidelines) Property - Over 25 coverage enhancements - Equipment Breakdown - Business Interruption Inland Marine Crime Commercial Auto Directors' and Officers' Liability including EPLI Excess Liability Accident Medical (Participant Accident) - K-12 (mandatory and voluntary) including Athletics Catastrophic Accident Medical - K-12 Including Athletics Event Cancellation and Non-appearance (provided through Showstoppers) Workers' Compensation Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

After School Programs Insurance is a core offering from AFC Insurance Inc.’s Health & Human Services Program. Built for the distinct exposures of youth-serving organizations, this specialty insurance solution helps agents and brokers place tailored coverage for tutoring centers, recreational programs, mentoring services, and similar after school operations. AFC combines flexible forms, abuse & molestation options, and program-focused underwriting to address the real-world risks your clients face. Ideal Accounts and Appetite This program fits professional after school and youth-focused programs that operate in structured, supervised environments. Common classes include: After School Programs Anti-Bullying Programs Tutoring Centers Recreational Activities Homework Help Programs Mentoring Services Boys and Girls Clubs (excluding overnight stays) Programs must demonstrate appropriate supervision and risk management practices. Overnight programs, residential care, or operations with unsupervised high-risk activities typically fall outside standard appetite but can be reviewed case-by-case. Coverage Highlights and Advantages AFC's After School Programs Insurance provides a flexible suite of coverages designed for the liability and operational risks these organizations face. Available options include: Package policies combining key coverages General Liability & Professional Liability Endorsements and enhancements, such as: Volunteers & independent contractors added as insureds Optional key employee replacement Optional extended coverage with blanket additional insureds Umbrella liability Property coverage Auto coverage (subject to underwriting restrictions) Abuse & Molestation coverage, available and configurable by account These options help your clients manage exposures from premises liability and professional errors to more sensitive allegations—an important consideration for youth-serving organizations. Underwriting Notes and Minimum Premiums Underwriting evaluates staffing levels, supervision protocols, background screening, facility controls, program activities, and prior loss history. Minimum premiums and final terms vary by account size, services offered, and state. Provide detailed operational information—staff ratios, volunteer use, activity descriptions, safety procedures, and contracts—for the fastest response from AFC underwriters. Territories and Availability The program is offered in most states and is available on an admitted basis in the majority of those territories. AFC writes accounts in a wide range of states, including: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Availability and admitted status vary by state and line. Why Work With AFC Insurance Inc. AFC is a program administrator focused on Health & Human Services markets and understands the operational and liability challenges of youth-serving organizations. AFC offers access to multiple carriers, a program-style appetite for niche placements, and underwriters who will work with you on endorsements and risk-transfer solutions that other markets may decline. Example scenarios you can place through AFC: A suburban tutoring center with part-time staff and volunteer mentors seeking combined general and professional liability with abuse coverage added. A community recreation program that needs package coverage including property, GL, and an umbrella for larger events and off-site activities. Working with AFC gives you a responsive underwriting team, flexible forms suited to after school risks, and admitted options in many states to help meet compliance needs. Frequently Asked Questions What types of accounts are a good fit for this program? Ideal accounts include after school programs, tutoring centers, recreational programs, mentoring services, and Boys and Girls Clubs that do not offer overnight stays. Is Abuse & Molestation coverage included? Yes. Abuse & Molestation coverage is available as part of the program and can be tailored to each account’s needs. Do you cover volunteers and independent contractors? Yes. The program offers endorsements that add volunteers and independent contractors as insureds to broaden protection for your client’s workforce. Are these policies admitted or non-admitted? The program is offered on an admitted basis in most available states, which can simplify compliance and policy administration where admitted filings are required. What is the submission process like? Provide detailed information on services offered, staffing and supervision protocols, volunteer use, risk management practices, and any prior losses. AFC underwriters collaborate with appointed agents to streamline quoting and placement. Need help placing an account? Connect with a market specialist.

...ity Program for Allied Healthcare Schools - Student Blanket Program The Stude...for this program?Healthcare training schools, vocational institutions, and col...