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Food Truck Umbrella Coverage through www.UmbrellaPro.com by Great Point Insurance offers A+ rated non-admitted umbrella insurance options nationwide. With a simple, streamlined online application process, agents can quote, bind, and issue coverage instantly—saving time and improving service for your clients. You’ll Quote, Bind & Issue Instantly! Overview of the Program From Great Point Insurance Great Point Insurance, a leading program administrator, brings you the Food Truck Umbrella Program via UmbrellaPro.com. This program is specifically designed for food trucks and mobile food vendors looking to secure high-limit excess liability coverage. Whether your client is a single-unit operator or a growing fleet, this umbrella solution helps protect them from catastrophic claims that exceed the limits of their primary policies. By focusing on a niche market and leveraging technology, Great Point Insurance makes it easy for agents and brokers to secure trusted coverage with minimal friction. Ideal Accounts and Appetite This program is tailored for mobile food operations such as: Food trucks and trailers Mobile concession stands Gourmet street food vendors Event-based food service vendors You might have a client who operates a taco truck at multiple city locations or a mobile BBQ vendor that caters festivals and private events—these are excellent candidates for this program. The umbrella coverage is built to sit over existing general liability, auto liability, and employer’s liability policies. Coverage Highlights and Advantages Nationwide availability in 50 states and DC Non-admitted A+ rated carriers Limits available: $5M for $850 and $10M for $1000 Fully digital submission and instant binding process Ideal for clients seeking higher liability protection for contracts, venue requirements, or peace of mind UmbrellaPro makes it easy to provide your clients with the additional protection they need to operate confidently. Underwriting Notes While each risk is evaluated individually, the program is designed for standard food truck operations with clean loss histories and proper underlying coverage in place. The application process is fast and requires minimal documentation. Territories and Availability This program is available nationwide, including all 50 states and Washington, DC: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Great Point Insurance? As a specialized program administrator, Great Point Insurance combines underwriting expertise with digital efficiency. Through UmbrellaPro, they offer a seamless experience for brokers and agents needing quick-turnaround umbrella solutions for food truck clients. The ability to quote, bind, and issue online means you can close business faster and serve your clients better. To explore how the Food Truck Umbrella Program can support your clients, visit www.umbrellapro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile food vendors including food trucks, trailers, and concession stands with standard operations and clean claims histories. Can I quote and bind coverage online?Yes, the program offers instant online quoting, binding, and issuing through UmbrellaPro, making it easy to secure coverage quickly. What underlying coverage is required?Clients typically need to carry general liability, auto liability, and employer’s liability coverage for the umbrella to sit over. Specific requirements may vary during underwriting. Is this program admitted or non-admitted?This is a non-admitted program using A+ rated carriers, available nationwide. How quickly can I get a policy issued?Policies can often be issued instantly once the online application is completed and payment is processed. Need help placing an account? Connect with a market specialist.

Bar Insurance Program from Pacific Coast E&S Insurance Services Pacific Coast E&S Insurance Services offers a flexible and comprehensive Bar Insurance program designed for a wide range of hospitality and food-service risks, including those with liquor sales and entertainment exposures. Whether your client operates a family-style restaurant, a bar with live music, or an adult entertainment venue, this program provides tailored coverage solutions to protect their business operations and assets. Ideal Accounts and Appetite This program is ideal for food and beverage establishments with varying levels of alcohol exposure, including: Restaurants – dine-in or take-out, with or without alcohol service Bars, pubs, and lounges Nightclubs and venues with dance floors Adult entertainment venues (with or without alcohol) Establishments with live or recorded entertainment We can consider accounts with alcohol sales from 0% to 100%. Locations with higher exposure, such as adult clubs or dance venues, are eligible under this program. Example: You may have a client running a small bar in Oregon with weekend live music and a dance floor. Or perhaps a family-style restaurant in California that recently added beer and wine service. Both are strong fits for this program. Coverage Highlights and Advantages This program offers robust protection through either monoline Liquor Liability or a complete package policy. Key features include: General Liability and Liquor Liability, including Assault & Battery coverage Limits available up to $5,000,000 Follow-form Excess or Umbrella Liability options Property coverage enhancements, including: Food Spoilage Equipment Breakdown Property Extension Endorsement Coverage for signs and computer equipment Theft coverage (requires Central Station Burglar Alarm) Underwriting Notes Each submission is reviewed by experienced underwriters who understand the unique risks of hospitality and nightlife operations. Although no specific minimum premium is listed, we recommend submitting complete information for the most efficient review process. Underwriting flexibility allows us to consider higher-risk classes and tailor coverage to meet client needs. Territories and Availability This Bar Insurance program is currently available in the following states: California Oregon Washington Admitted carriers are available in select states; non-admitted options may be used for more specialized risks or higher exposures. Note: Certain products may be handled nationally from a central Premier location, depending on the class of business and state regulations. Why Work with Pacific Coast E&S Insurance Services? As a wholesale broker with deep expertise in E&S markets, Pacific Coast E&S Insurance Services is well-positioned to help agents and brokers place challenging hospitality risks. We offer access to broad coverage options, competitive limits, and a responsive underwriting team that understands the unique exposures of bars, restaurants, and entertainment venues. Our goal is to help you secure the right coverage for your clients—whether they own a quiet neighborhood bistro or a high-energy nightclub. Let us help you navigate the complexities of liquor liability and entertainment exposures with confidence. Frequently Asked Questions What types of accounts are a good fit for this Bar Insurance program?We target restaurants, bars, nightclubs, and adult entertainment venues—with or without alcohol service, entertainment, or dance floors. Can I submit a risk with 100% alcohol sales?Yes, risks with up to 100% alcohol sales are eligible. We specialize in accounts with high liquor exposure. Is Assault & Battery coverage included?Yes, Assault & Battery coverage is available on both General Liability and Liquor Liability policies. Are monoline Liquor Liability policies available?Yes, we offer both monoline Liquor Liability and full package policies depending on the client’s needs. Which states is this program available in?This program is currently available in California, Oregon, and Washington. Need help placing an account? Connect with a market specialist.