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Overview of the Program From Senior Market Sales, Inc. Senior Market Sales, Inc. (SMS) offers a bro... offers pre-underwriting services for Life and LTC and has resources for impaired-risk life underwriting to improve placement c...

Dental Indemnity Insurance Plans Our plans pay benefits for...rdable plan, underwritten by Markel Insurance Company, pays set benefits for p...

We Specialize in Specialized Risk!! Tough Case? You’ve Come to the Right Place. The list below represent only a small portion of the specialized risk questionnaires we make available to our agents. These forms can also be retrieved online by logging in to our website and visiting the Underwriting section of our website at www.dworkin.com. Print and complete a General Purpose Impaired Risk Questionnaire (or any of the specific questionnaires available) then fax your request to (603) 332-0955 or email to [email protected] for a quick assessment. Most Common Specialized Risk Questionnaires Alcohol Questionnaire Depression Questionnaire Diabetes Questionnaire General Purpose IR Questionnaire Tobacco Questionnaire Adjustment (Situation Depression) Questionnaire Armed Forces Questionnaire Aviation Questionnaire Avocation Questionnaire Build Questionnaire Foreign Residence / Travel Questionnaire Mental Disorders Questionnaire Drug Use Questionnaire Driving Violations Questionnaire Impaired Risk Underwriter - Specialized Risk often refers to an Impaired Risk case where your client has a health issue (Heart attack, cancer, build, etc.) or hazardous occupation or hobbies (Race car driver, pilot, SCUBA diver, etc.) and will not qualify for standard and above class ratings. We place some of the most difficult cases and insure Impaired Risk clients get the much needed coverage. We have access to expert impaired risk underwriters to get you the best offer! We have intimate knowledge of how each carrier treats impaired risk cases. We look for the best option for your clients who have any impairment. Our expertise is our ability to analyze your most challenging risks and negotiate as aggressively as possible for your benefit. If you’re tired of letting your clients know they are declined or can’t get your client an affordable rate, contact DAI, we are here to help you.

A Life Settlement is a financial transaction in which the owner of a life insurance policy sells an unneeded pol...s the value by selling their existing life insurance policies and receiving a cash se...

...on and claims support for selected life insurance coverages including Term Life, AD&D, Dependent Life, Optional or Voluntary Life, Franchise AD&D, and Permanent Life, is also part of our full complement o...s to multiple beneficiaries. Reinsurance and year-end reporting for gener...

...or agents and brokers serving the senior living and healthcare sectors. As a M...to discuss your next Long Term Care Insurance submission—or visit our full com...

...uidance, contact: William Schmitt Senior Vice President (312) 465 5303 wschmit...ou can reach out to William Schmitt, Senior Vice President, for guidance and s...

...easier. Contact Renee Belgarde Senior Vice President (213) 236-4533 rbelgar...n all states?Yes, we offer property insurance solutions in all 50 states and W...

...85 [email protected] David Fiske Senior Vice President (312) 465-5305 dfiske@...