• Free 24/7 agent access to quotes and forms for Life (Term + Universal), MedSupp, LTC, Dental, Travel
• Enhanced website content for Life, MedSupp, LTC, Dental, Travel
• Agent/agency web site quote engines for Term Life, Dental, Travel, MedSupp
• Pre-underwriting services for Life and LTC
• Impaired risk life underwriting
• Loyalty rewards and trips
• Online document library of carrier bulletins
• Weekly status emails on all submitted business

• Life insurance (Term, Whole, Universal, Senior Life, Final Expense/Pre-need, Mortgage Life, Single Premium, Juvenile Life, Group/Worksite)
• Annuities
• Long-Term Care (Individual & Group/Worksite)
• Medicare Supplements
• Dental Insurance (Senior Dental, Individuals, Worksite)
• Travel Insurance / International Life, Health, Disability, AD&D / War Risk Medical & AD&D
• Defense Base Coverage (workers compensation for government contractors overseas).

Our industry is reinventing itself; mergers among insurance companies, banks and brokerages combined with globalization, and the technology revolution offer an array of opportunities never before seen in our industry. More changes have occurred in the insurance business in the past 10 years than in the previous 150. Staying on the positive side of change requires vision and the ability to see things not only as they are, but also as they are going to be. At SMS, our focus is always on the future. As insurance sales move from the kitchen table to the Internet, the client base is of prime importance to you, especially in cross-selling opportunities. At SMS, we combine our decades of insurance expertise with leading Internet technology to create an innovative marketing concept designed to help you succeed in all channels of life and health insurance distribution. SMS is one of the first national marketing companies to take advantage of technology and the Internet for marketing insurance products and services. We continuously increase efficiency through use of proprietary technology to reduce marketing costs, boost agent satisfaction and build loyalty. Technology is here to stay. The focus is on the strategic leadership necessary for technology to create a sustainable business model. Our goals are to create a more effective organization to enhance our bottom line and that of our producers.