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LIG Marine Managers is the nation’s leading Managing General Agency for Longshore and harbor workers' coverage. As the #1 Longshore MGA in the U.S., LIG represents 18 Longshore carriers and offers four specialized program structures to help agents place a wide range of USL&H and related marine workers' compensation accounts efficiently and competitively.
Overview of the Longshore Workers Program
Our USL&H - Longshore Workers Insurance program is designed for a variety of maritime-related employers. Whether your client is a small contractor working on docks or a large marine operation, LIG offers tailored solutions to meet their regulatory and financial needs. We provide access to both guaranteed cost and loss-sensitive plans, with a focus on seamless underwriting and fast turnaround.
Program Options
Large Accounts ($125,000 & Up): Customized programs for higher-premium clients with complex marine or Longshore exposures.
Longshore Lite ($10,000 – $125,000): Ideal for smaller WC/USL&H risks needing quick and simple processing.
Diving Contractors ($25,000 & Up): Includes Workers Compensation, Longshore, and Maritime Employers Liability (MEL) coverage for diving-related operations.
Specialty Labor Providers ($25,000 & Up): For staffing and labor companies focused on marine or Longshore work.
Target Classes and Ideal Accounts
We write virtually all forms of maritime employees and marine-related businesses. Sample classes include:
Bilge Cleaners
Boat Service and Repair
Bridge Painters
Carpenters
Crane Installation and Repair
Dock and Pier Contractors
Divers
Marine Surveyors and Contractors
Oil & Gas Service Providers
Stevedores
Welders
If you have a client operating in a shipyard, servicing vessels, or providing marine labor, we likely have a solution. We also offer monoline USL&H for WA and OH accounts, as well as incidental USL&H add-ons.
Coverage Highlights
United States Longshore & Harbor Workers’ Compensation Act (USL&H)
State Act Workers Compensation
Employers Liability
Defense Base Act
Outer Continental Shelf Lands Act
Maritime Employers Liability (MEL)
We offer coverage on a guaranteed cost basis or with large deductible and loss-sensitive rating plans to fit a variety of risk profiles and financial strategies.
Underwriting and Minimum Premium
Programs start at a minimum premium of $10,000. We welcome submissions for both straightforward and complex accounts. Our underwriters specialize in marine and Longshore risks, ensuring fast and accurate turnaround on quotes.
Territories and Market Access
This program is available in all 50 states plus Washington D.C., including monopolistic states like WA and OH for monoline USL&H. We access a wide range of carriers to match each submission with the most appropriate market—admitted and non-admitted options available.
Why Choose LIG Marine Managers
With decades of marine and Longshore underwriting experience, LIG Marine Managers offers unmatched expertise in this niche. Our strategic relationships with 18 Longshore carriers allow us to match your clients with the right solution—fast. Whether your client needs a bundled WC/USL&H/MEL policy or a standalone USL&H solution, we're here to help you close the deal with confidence.
Please contact us today for more information on our Longshore Workers program!
Frequently Asked Questions
What types of accounts are a good fit for this Longshore program?We specialize in marine-related businesses such as dock builders, divers, marine contractors, welders, and stevedores. Accounts with maritime employees or exposure to USL&H are ideal.
What is the minimum premium for this program?The minimum premium starts at $10,000, with options available for both small and large accounts depending on the exposure and program selected.
Can this program provide coverage in monopolistic states like WA and OH?Yes, we offer monoline USL&H coverage for accounts in Washington and Ohio, where state WC programs don't apply to maritime exposures.
Do you offer incidental USL&H coverage?Yes, we can provide standalone incidental USL&H coverage when needed for businesses with limited but qualifying exposure.
What makes LIG Marine Managers different from other MGAs?We are the #1 Longshore MGA in the U.S. with access to 18 carriers, deep marine underwriting expertise, and tailored program options for all sizes of accounts.
Need help placing an account? Connect with a market specialist.
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...e Marine Liability: Tailored for shipyards, terminal operators, and related sh...