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...e and Waterfront Contractors Shipyards Stevedores Terminal Operato...arine risks such as boat repairers, shipyards, marine contractors, dredging op...

... • Gaming Vessels • Stevedores • Shipyards • Marinas • Excursion Vessels • Dre...ated businesses, including marinas, shipyards, diving contractors, ferry opera...

...waters — for example stevedores, shipyards, barge repairers, terminal operator...

...he program is not aimed at large shipyards, new construction, heavy commercial...

...ion projects by boatbuilders and shipyards—single contracts or programmatic bu...

...e Marine Liability: Tailored for shipyards, terminal operators, and related sh...

Comprehensive Excess Liability Solutions for Marine Risks LIG Marine Managers, Inc. offers a robust Umbrella / Bumbershoot / Excess Liability Insurance program designed specifically for businesses operating in the commercial marine sector. With decades of marine insurance expertise, LIG provides agents with access to specialized markets and tailored coverage solutions for complex marine exposures that require higher limits of liability protection. Ideal Accounts and Appetite This program is ideal for a wide range of marine-related operations that need excess coverage beyond standard liability limits. Target classes include: Marine General Liability (CGL) accounts with care, custody, and control (“CCC”) exposures Stevedores and Terminal Operators Ship Repairers and Wharfingers Operations requiring Protection & Indemnity (P&I) with collision and tower liability You might have a client who operates a busy shipyard, or a marine terminal with significant CCC exposure — this program can provide the high-limit backup they need to meet contractual and risk management requirements. Coverage Highlights and Advantages Available on all commercial marine exposures Supports Marine CGL with CCC exposures, including: Stevedores Legal Liability Shiprepairers Legal Liability Wharfingers Legal Liability Terminal Operator Legal Liability Protection & Indemnity coverage, including collision and tower liability (in Hull form) Available as monoline or as part of a package policy Can include underlying Auto, MEL (Maritime Employers Liability), and OPA (Oil Pollution Act) lines Minimum requirement: underlying carriers must be rated “A” or better Limits starting at $10,000,000 — higher limits available as needed Underwriting Notes and Minimum Premiums LIG offers underwriting flexibility but requires solid underlying coverage structures. Minimum premiums start at: $25,000 when written on a monoline basis $10,000 when written in conjunction with supporting lines Submissions should include complete details of all underlying coverages and risk exposures. Territories and Availability This program is available nationwide, including all 50 states and the District of Columbia. LIG writes through all available markets, giving you access to both admitted and non-admitted options based on your client’s needs and location. Why Work With LIG Marine Managers? LIG Marine Managers is a trusted Managing General Agency and Excess & Surplus Lines Broker known for its deep specialization in marine and longshore-related risks. With access to a wide range of markets and a hands-on underwriting approach, LIG helps agents place complex marine liability accounts that require expert handling and creative structuring. Whether your client is a ship repairer with significant CCC exposure or a terminal operator needing high-limit P&I coverage, LIG Marine Managers has the experience and markets to help you deliver the right solution. Please contact us today for more information on our Umbrella / Bumbershoot / Excess Liability program! Frequently Asked Questions What types of accounts are a good fit for this program?This program is best suited for marine businesses such as stevedores, ship repairers, terminal operators, and others with CCC exposures or P&I needs. Can this excess liability coverage be written on a monoline basis?Yes, it can be written as monoline coverage or as part of a package policy, depending on the account and supporting coverages. What is the minimum premium for this program?The minimum premium is $25,000 when written monoline, and $10,000 when written with other supporting lines. Are both admitted and non-admitted markets available?Yes, LIG writes through all available markets, giving agents access to both admitted and non-admitted options depending on the risk and location. Does the program require specific ratings for underlying carriers?Yes, all underlying carriers must be rated “A” or better. Need help placing an account? Connect with a market specialist.

LIG Marine Managers is the nation’s leading Managing General Agency for Longshore and harbor workers' coverage. As the #1 Longshore MGA in the U.S., LIG represents 18 Longshore carriers and offers four specialized program structures to help agents place a wide range of USL&H and related marine workers' compensation accounts efficiently and competitively. Overview of the Longshore Workers Program Our USL&H - Longshore Workers Insurance program is designed for a variety of maritime-related employers. Whether your client is a small contractor working on docks or a large marine operation, LIG offers tailored solutions to meet their regulatory and financial needs. We provide access to both guaranteed cost and loss-sensitive plans, with a focus on seamless underwriting and fast turnaround. Program Options Large Accounts ($125,000 & Up): Customized programs for higher-premium clients with complex marine or Longshore exposures. Longshore Lite ($10,000 – $125,000): Ideal for smaller WC/USL&H risks needing quick and simple processing. Diving Contractors ($25,000 & Up): Includes Workers Compensation, Longshore, and Maritime Employers Liability (MEL) coverage for diving-related operations. Specialty Labor Providers ($25,000 & Up): For staffing and labor companies focused on marine or Longshore work. Target Classes and Ideal Accounts We write virtually all forms of maritime employees and marine-related businesses. Sample classes include: Bilge Cleaners Boat Service and Repair Bridge Painters Carpenters Crane Installation and Repair Dock and Pier Contractors Divers Marine Surveyors and Contractors Oil & Gas Service Providers Stevedores Welders If you have a client operating in a shipyard, servicing vessels, or providing marine labor, we likely have a solution. We also offer monoline USL&H for WA and OH accounts, as well as incidental USL&H add-ons. Coverage Highlights United States Longshore & Harbor Workers’ Compensation Act (USL&H) State Act Workers Compensation Employers Liability Defense Base Act Outer Continental Shelf Lands Act Maritime Employers Liability (MEL) We offer coverage on a guaranteed cost basis or with large deductible and loss-sensitive rating plans to fit a variety of risk profiles and financial strategies. Underwriting and Minimum Premium Programs start at a minimum premium of $10,000. We welcome submissions for both straightforward and complex accounts. Our underwriters specialize in marine and Longshore risks, ensuring fast and accurate turnaround on quotes. Territories and Market Access This program is available in all 50 states plus Washington D.C., including monopolistic states like WA and OH for monoline USL&H. We access a wide range of carriers to match each submission with the most appropriate market—admitted and non-admitted options available. Why Choose LIG Marine Managers With decades of marine and Longshore underwriting experience, LIG Marine Managers offers unmatched expertise in this niche. Our strategic relationships with 18 Longshore carriers allow us to match your clients with the right solution—fast. Whether your client needs a bundled WC/USL&H/MEL policy or a standalone USL&H solution, we're here to help you close the deal with confidence. Please contact us today for more information on our Longshore Workers program! Frequently Asked Questions What types of accounts are a good fit for this Longshore program?We specialize in marine-related businesses such as dock builders, divers, marine contractors, welders, and stevedores. Accounts with maritime employees or exposure to USL&H are ideal. What is the minimum premium for this program?The minimum premium starts at $10,000, with options available for both small and large accounts depending on the exposure and program selected. Can this program provide coverage in monopolistic states like WA and OH?Yes, we offer monoline USL&H coverage for accounts in Washington and Ohio, where state WC programs don't apply to maritime exposures. Do you offer incidental USL&H coverage?Yes, we can provide standalone incidental USL&H coverage when needed for businesses with limited but qualifying exposure. What makes LIG Marine Managers different from other MGAs?We are the #1 Longshore MGA in the U.S. with access to 18 carriers, deep marine underwriting expertise, and tailored program options for all sizes of accounts. Need help placing an account? Connect with a market specialist.

...es. Typical accounts include: Shipyards and repair facilities Marine and ...

Harbor Risk, a division of Safehold Special Risk, delivers specialized marine insurance solutions tailored to the needs of both commercial and recreational marine businesses. As a trusted general underwriter, Harbor Risk offers deep industry knowledge and a responsive underwriting approach to help agents confidently place a wide range of marine-related risks. Whether your client is building boats, operating a marina, or providing ferry services, our team is here to help you find the right coverage for their unique exposures. Ideal Accounts and Appetite Harbor Risk is well-suited for agents looking to place marine accounts across a wide spectrum of operations. We work with businesses of all sizes—from small artisan operations to large-scale marine contractors. Target classes include: Artisans Boat builders and dealers Cargo handlers and transporters Charter or rental operations Dock builders and dredgers Ferry services Marinas and marina operators Marine contractors Sailing schools and yacht clubs Ship repairers and stevedores Terminal operators Workboat operators Yacht brokers If you have a client who owns a regional ferry service or operates a marina with repair facilities and boat rentals, Harbor Risk can help you tailor a package that addresses all of their key exposures. Coverage Highlights and Advantages Our marine program includes access to a broad range of specialized coverages that address both land-based and waterborne exposures. Available coverages include, but are not limited to: Marine general liability and protection & indemnity (P&I) Hull coverage Builders’ risk and boat dealer inventory Bumbershoot (excess liability) Cargo and inland marine equipment Marina operators’ and terminal operators’ legal liability Ship repairers’ legal liability Yacht brokers’ legal liability Employment practices liability and workers’ compensation Fine arts, crime, and electronic data processing This robust selection of products allows you to build comprehensive insurance solutions that align with your clients' operational risks and compliance needs. Underwriting Notes and Minimum Premiums We offer flexible underwriting for most marine-related classes and do not impose a set minimum premium. This allows agents to submit a wide range of account sizes—from startups to large operations. Our underwriters work closely with you to evaluate each submission and provide tailored guidance. Territories and Availability The Harbor Risk Marine Program is available in most states across the U.S., including coastal, inland, and Great Lakes regions. Coverage is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Coverage is offered on an admitted basis in most available states, helping to meet local regulatory requirements and provide peace of mind to your clients. Why Work With Safehold Special Risk As a program administrator with deep specialization in marine insurance, Safehold Special Risk—through its Harbor Risk division—brings experienced underwriting, responsive service, and access to tailored marine markets. We understand the nuances of marine operations and work collaboratively with brokers to deliver the right solutions quickly and effectively. From complex ship repair operations to small sailing schools, Harbor Risk is your go-to partner for specialized marine risks. Let us help you grow your book with confidence in this niche space. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for boat builders, marinas, ferry services, marine contractors, yacht brokers, and similar marine-related businesses. Is there a minimum premium requirement?No, there is no set minimum premium, allowing agents to place both small and large accounts. Which states is this program available in?The program is available in most U.S. states, including coastal and inland regions. A full list includes 48 states plus DC. Can I submit both commercial and recreational marine risks?Yes, the program is designed to accommodate both commercial and recreational marine businesses. What types of liability coverage are included?Available liability coverages include marine general liability, protection and indemnity (P&I), marina operators’ legal liability, and more. Need help placing an account? Connect with a market specialist.