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...tel, airport transfer, corporate shuttles, connector services). Operators ... passenger shuttle operations—hotel shuttles, scheduled airport transfers, cor...

Specialized Shuttle Vehicle Insurance Program from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a comprehensive insurance solution designed specifically for shuttle and people-mover operations. This program is backed by an A+ XV rated admitted carrier and is tailored to meet the unique liability and property exposures associated with commercial passenger transport. Whether your clients operate fixed-route transit buses or non-EMT passenger vehicles, this program delivers the coverage and support they need — and the underwriting expertise you expect. Ideal Accounts and Appetite This program is ideal for accounts with annual premiums of $75,000 or more and includes the following target classes: Shuttle and people-mover operations Fixed-route transit buses Non-emergency medical transport (non-EMT) vehicles You might have a client that operates a private airport shuttle service or a company providing employee transportation between facilities — both would be excellent fits. The program is designed for fleets with a strong operational history and a focus on safety and compliance. Coverage Highlights and Advantages This market offers a robust set of coverage features and benefits: Auto liability limits available up to $5 million Physical damage coverage included Very low deductible options Incidental General Liability can be written alongside auto coverage Competitive pricing and highly responsive claims handling Proactive loss control resources to help reduce future exposures Underwriting Notes and Submission Requirements A complete submission is required for underwriting consideration. Please include: Completed ACORD applications: 125, 127, 137 (and 126 if incidental GL is requested) Public Auto questionnaire Vehicle schedule with details: description, garaging location, usage, radius, passenger capacity, and cost new Five years of currently valued loss runs Current financial statement Driver list and current MVRs Minimum premiums vary based on account size and risk characteristics, but this program is generally suited for larger accounts with complex needs. Territories and Availability Coverage is available in all 50 states, including Washington D.C. U.S. Risk accesses a variety of markets to ensure broad national availability with flexibility to meet local regulatory and operational requirements. Why Work With U.S. Risk Insurance Group? As a leading excess and surplus lines broker, U.S. Risk has deep experience in the transportation sector. Our specialized shuttle vehicle insurance program is backed by strong carrier relationships and a service-oriented team that understands the unique challenges of this niche. From underwriting to loss control, we deliver responsive, knowledgeable support to help you close and retain accounts. Frequently Asked Questions What types of accounts are a good fit for this shuttle vehicle insurance program?Ideal accounts include shuttle and people-mover operations with annual premiums of $75,000 or more, such as fixed-route transit buses and non-EMT vehicles. Is incidental General Liability coverage available?Yes, incidental GL can be written in conjunction with the auto liability coverage for qualifying accounts. What are the submission requirements for this program?A complete submission includes ACORD forms, a Public Auto questionnaire, vehicle schedule, five years of loss runs, financials, and driver/MVR information. What carrier backs this program?The program is backed by an A+ XV rated admitted carrier, offering financial strength and claims reliability. Is this program available nationwide?Yes, this shuttle vehicle insurance program is available in all 50 states and Washington D.C. Need help placing an account? Connect with a market specialist.

Public Auto Insurance U.S. Risk Insurance Group, Inc. offers a competitive Public Auto Insurance program designed for large “wheels” and people-mover accounts. With access to an A+ XV-rated admitted carrier, this program provides up to $5 million in auto liability limits, including physical damage, and offers low deductible options. Incidental General Liability (GL) coverage can also be written in conjunction with auto policies, making this a flexible solution for high-exposure transportation clients. Ideal Accounts and Appetite This program is tailored for large transportation risks, particularly those with premium thresholds starting at $75,000 and up. Target accounts include: Shuttle services and people-mover operations Fixed-route transit buses Non-emergency medical transport (non-EMT) vehicles Taxis, truckers, and other large transportation fleets (for premiums of $200,000+) If you have clients operating substantial fleets or providing public or commercial transportation services, this program may be a strong fit. Coverage Highlights and Advantages This market offers robust coverage options to help your clients manage high-liability transportation exposures: Limits up to $5 million in auto liability, including physical damage Low deductible structures for better risk management Optional incidental General Liability coverage Competitive pricing and underwriting flexibility Responsive claims handling and proactive loss control services You might have a client with a regional shuttle fleet or a multi-state trucking operation—this program delivers the capacity and risk expertise they need. Underwriting Notes and Minimum Premiums To ensure a smooth submission process, a complete application package must include: ACORD forms 125, 127, 137 (and 126 if GL is requested) A completed Public Auto or Trucker’s Questionnaire Detailed vehicle schedule including garaging, use, radius, passengers, and cost new Five years of currently valued loss runs Current financial statement Driver list with current MVRs Minimum premiums start at $75,000 for shuttle and people-mover accounts. For most other large transportation accounts—including taxis and trucking operations—premiums generally begin at $200,000. Territories and Availability This Public Auto Insurance program is available in all 50 states, plus Washington, D.C. Wherever your transportation clients operate, U.S. Risk can help you find a solution that fits. Why Work With U.S. Risk Insurance Group? U.S. Risk is a trusted Excess & Surplus Lines Broker with deep expertise in complex transportation risks. Through long-standing carrier relationships and a focus on delivering tailored insurance solutions, U.S. Risk helps agents and brokers place challenging auto accounts with confidence. From underwriting to claims and loss control, you can rely on responsive service and knowledgeable support every step of the way. Frequently Asked Questions What types of accounts are a good fit for this Public Auto Insurance program?This program targets large transportation risks such as shuttle services, transit buses, non-EMT vehicles, taxis, and truckers with premiums starting at $75,000. Can incidental General Liability be added to the policy?Yes, incidental GL coverage can be written in conjunction with the auto policy when needed. What documentation is required for a complete submission?Agents should provide ACORD forms, a completed questionnaire, vehicle schedule, five years of loss runs, financials, and a current driver list with MVRs. What are the available liability limits under this program?The program offers up to $5 million in auto liability limits, including physical damage coverage. Is the program available in all states?Yes, the program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

... larger operation with buses and shuttles, we can help you place coverage that...blic auto operators such as airport shuttles, charter buses, limousines, taxis...

... Shuttle operators, airport shuttles and hotel/corporate people-movers. ...

Transportation Services Insurance Program from U.S. Risk Insurance Group U.S. Risk Insurance Group, Inc. offers a dedicated Transportation Services Insurance program for agents and brokers placing large commercial auto and public transportation risks. Through access to an A+ XV-rated admitted carrier, the program provides high-limit auto liability (up to $5 million) and physical damage coverage for a broad range of transportation accounts. Ideal Accounts and Appetite This program targets larger transportation operations with minimum premium thresholds. Typical fits include: Shuttle services and fixed-route transit buses (non-EMT vehicles) — generally starting at $75,000 minimum premium Taxi fleets, for-hire passenger transport, and regional trucking operations — generally starting at $200,000 minimum premium Examples: you might place a mid-size airport shuttle fleet with passenger exposure and physical-damage needs, or a regional trucking firm seeking high-limit liability and specialized loss control services. Accounts with smaller premiums or high-frequency, small-loss exposures may not be a fit. Coverage Highlights and Advantages Auto liability limits available up to $5 million Physical damage coverage included Low-deductible options available Optional incidental General Liability available Competitive pricing from an admitted A+ XV-rated carrier Responsive claims handling and dedicated loss-control support Underwriting Requirements and Submission Guidelines To obtain a quote, provide a complete submission package. Required items typically include: ACORD forms: 125, 127, 137, and ACORD 126 if incidental GL is requested Completed Public Auto or Trucker’s Questionnaire Full vehicle schedule (description, garaging address, primary usage, radius of operation, passenger counts, and cost new) Five years of currently valued loss runs Current financial statement Driver roster and current MVRs Minimum premiums vary by account type and fleet size; refer to the program minimums above when evaluating fit. Territories and Availability This transportation program is offered nationwide — available in all 50 states and the District of Columbia — through admitted paper provided by the A+ XV-rated carrier. Why Work with U.S. Risk on Transportation Accounts? U.S. Risk Insurance Group is an experienced excess & surplus lines broker with deep transportation expertise and strong carrier relationships. The firm focuses on larger, more complex accounts and offers access to admitted markets that can provide higher limits and broad coverage. Agents benefit from focused underwriting, practical loss-control guidance, and dedicated claims advocacy when needed. If you have a larger shuttle, transit, taxi, or trucking account that requires admitted paper, high limits, or tailored physical-damage options, U.S. Risk's Transportation Services program is built to help you place it. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?The program is best for larger transportation operations — shuttle services, fixed-route transit buses (non-EMT), taxi and for-hire fleets, and trucking companies that meet the program's minimum premium thresholds. Is this program available in all states?Yes. The Transportation Services Insurance program is available in all 50 states and the District of Columbia. What carrier underwrites this program?An A+ XV-rated admitted carrier underwrites the program, providing admitted paper with competitive coverage and financial strength. What documentation is required for a submission?Provide ACORD applications, the completed transportation questionnaire, a full vehicle schedule, five years of loss runs, current financials, and driver MVRs to receive a quote. Can incidental General Liability be included?Yes. Incidental GL is available on request; include ACORD 126 and any supporting loss or exposure details with your submission. Need help placing an account? Connect with a market specialist.

... solutions for operators such as shuttles, limousines, charter buses, and soci... social service transport, employee shuttles, and seasonal recreation transpor...

Policy Highlights: If you work with clients operating van pooling or commuter shuttle services, Colonial General Insurance Agency, Inc. offers a flexible and reliable market for this niche transportation risk. Our Van Pooling Insurance program is designed to help agents place business for accounts that require specialized coverage to meet both state and federal requirements. Ideal Accounts and Appetite We are looking to write van pool operations that transport groups of commuters, employees, or members of organized travel programs. Ideal risks include: Employer-sponsored van pools Public or private commuter services Nonprofit ride-sharing programs Community transportation providers Accounts should operate within the Western U.S. and maintain a good safety record. We can consider vehicles with seating capacities that require state or federal coverage thresholds. Coverage Highlights and Advantages Our Van Pooling Insurance program is tailored to meet the unique exposures of group transport operations. Key coverages include: Liability limits up to $1,000,000 Combined Single Limit (CSL) Physical damage coverage with flexible deductible options from $500 to $5,000 Coverage limits available to meet state and federal minimums based on passenger seating capacity, up to $1.5 million Radius of operation options available up to 500 miles Underwriting Notes Our underwriting team evaluates accounts based on fleet size, usage patterns, driver qualifications, and loss history. While we do not list a specific minimum premium, we aim to write competitively priced accounts that fit our underwriting appetite. We work with a variety of carriers to offer the right solution based on the risk profile. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some admitted markets are available depending on the state and risk details; otherwise, coverage is placed through non-admitted carriers. Why Work With Colonial General Insurance Agency, Inc.? Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep expertise in transportation-related risks. We provide agents with access to multiple markets, responsive underwriting, and flexible coverage options tailored to meet the needs of van pool operators. Whether your client is a small nonprofit van pool or a large employee commuter program, we can help you find the right solution quickly and efficiently. Frequently Asked Questions What types of accounts are a good fit for this Van Pooling Insurance program?Ideal accounts include employer-sponsored van pools, nonprofit ride-share programs, and commuter shuttle services operating within the Western U.S. What is the maximum liability limit available?We offer liability coverage up to $1,000,000 Combined Single Limit (CSL), with total coverage options up to $1.5 million based on seating capacity requirements. Are both admitted and non-admitted markets available?Yes, we have access to both admitted and non-admitted markets depending on the state and risk profile. Is there a minimum premium for this program?While we do not specify a minimum premium, pricing is competitive and based on underwriting factors such as fleet size, driving radius, and loss history. In which states is this program available?This program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Need help placing an account? Connect with a market specialist.

Overview — Taxi Cab Insurance from U.S. Risk Insurance Group, Inc. U.S. Risk Insurance Group, Inc. offers a targeted program for taxi fleets and other transportation accounts through select admitted and surplus markets. We have access to an A+ XV admitted carrier that will quote commercial auto coverage (including physical damage) up to $5 million in auto liability limits, with competitively low deductibles. Incidental general liability can be placed in conjunction with the auto coverage to provide broader protection for drivers and operators. Ideal Accounts and Appetite This program is a good fit for independent agents and brokers who need a reliable market for: Taxi and cab fleets (for-hire passenger vehicles) Paratransit and airport shuttle operations with limited radius exposure Other transportation accounts that require higher limits or specialty underwriting In addition to taxis, U.S. Risk can consider larger transportation accounts — including truckers and commercial fleets — especially those with annual premiums of approximately $200,000 or more. Appetite and terms will vary by account characteristics and state. Coverage Highlights and Advantages Admitted market capacity up to $5 million in auto liability limits (carrier rating A+ XV). Physical damage available with low deductibles to protect fleet assets. Optional incidental general liability available alongside auto coverage. Competitive pricing from specialty transportation markets and access to excess & surplus placement when needed. Dedicated claims and loss-control services geared to transportation risks. Underwriting Notes and Submission Requirements For efficient quoting, provide a complete submission. Typical required documents include: ACORD applications (125, 127, 137; and 126 if incidental GL is requested). Completed Public Auto (taxi) questionnaire. Complete vehicle schedule: year/make/model, garaging location, primary use, operating radius, passenger capacity, and cost new. Five years of currently valued loss runs. Current financial statement for the applicant. Current drivers list and motor vehicle reports (MVRs). Underwriting is selective: vehicle condition, driver hiring and monitoring practices, loss history, and operations radius are all important. Larger transportation accounts may be routed to surplus markets through U.S. Risk’s broker channels when admitted capacity is unavailable. Territories and Availability Available through U.S. Risk Insurance Group, Inc. in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Specific admitted vs. non-admitted options and forms will vary by state and by insurer. Why Place Taxi Business with U.S. Risk? As an excess & surplus lines broker with access to specialty transportation carriers, U.S. Risk combines market access, underwriting expertise, and responsive service. Agents benefit from: Direct access to a vetted admitted carrier for higher-limit auto placements. Flexible placement options across admitted and surplus markets. Claims and loss-control support tailored to commercial transportation exposures. Underwriting guidance to help package submissions for the best terms. Example Account Scenarios You might have a client who operates a 20-vehicle taxi fleet serving an urban area with strong driver screening and a clean five-year loss history — this program can provide competitive limits and low deductibles. Or you may be handling a larger regional shuttle operator whose premium reaches six figures; U.S. Risk can evaluate admitted and E&S options to find adequate capacity and coverage. How to Submit Prepare the complete submission package listed above and contact your U.S. Risk underwriter. Because appetite and capacity vary by state and account, a full submission helps secure the most competitive terms quickly. Frequently Asked Questions What types of taxi accounts does this program prefer?U.S. Risk targets traditional taxi/cab fleets and for-hire passenger operations with documented driver screening, maintenance programs, and stable loss history. Larger transportation accounts are also considered — particularly those with higher premium volume. Can incidental general liability be added to the auto policy?Yes. Incidental general liability can be written in conjunction with the commercial auto coverage when requested; include ACORD 126 with your submission when GL is needed. Is the $5 million limit available in all states?Limits and admitted availability depend on state filing and carrier capacity. U.S. Risk can provide admitted placements up to $5 million where the carrier is admitted; surplus solutions are available where necessary. What are the most important documents to include with a submission?Priority items are ACORD applications, the Public Auto questionnaire, a complete vehicle schedule, five years of loss runs, current financials, and driver lists with MVRs. Incomplete submissions delay quoting. Are there minimum premium requirements?Minimum premiums vary by account and market. U.S. Risk regularly evaluates larger transportation accounts and often reviews accounts with annual premiums in the neighborhood of $200,000 or more, but taxi-specific placements may be considered at other premium levels depending on exposures and state availability. Need help placing an account? Connect with a market specialist.