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...nnuities, Variable Annuities, and Single Premium Immediate Annuities (SPIA). ... understand which, if any, of these annuities can be a part of your overall st...

Single Premium Universal Life You worked hard ...ficiary that avoid probate. -Premiums that never increase. -No...

...3 2235 9.3821 Single Premium Universal Life A single premium Universal Life Insurance poli...d minimum cash value that equals the single premium so as to ensure the initial investment is protected. Single premium plans can also be rigid, with the...

...xpense / Pre-need, Mortgage Life, Single Premium, Juvenile, Group/Worksite Annuit... final expense, individual life and annuities, LTC and travel/war-risk coverag...

Single Premium Whole Life Single premium whole life insurance can be a...e original, that also pay dividends. Single premium whole life policies come with the...

We Specialize in Specialized Risk!! Tough Case? You’ve Come to the Right Place. The list below represent only a small portion of the specialized risk questionnaires we make available to our agents. These forms can also be retrieved online by logging in to our website and visiting the Underwriting section of our website at www.dworkin.com. Print and complete a General Purpose Impaired Risk Questionnaire (or any of the specific questionnaires available) then fax your request to (603) 332-0955 or email to [email protected] for a quick assessment. Most Common Specialized Risk Questionnaires Alcohol Questionnaire Depression Questionnaire Diabetes Questionnaire General Purpose IR Questionnaire Tobacco Questionnaire Adjustment (Situation Depression) Questionnaire Armed Forces Questionnaire Aviation Questionnaire Avocation Questionnaire Build Questionnaire Foreign Residence / Travel Questionnaire Mental Disorders Questionnaire Drug Use Questionnaire Driving Violations Questionnaire Impaired Risk Underwriter - Specialized Risk often refers to an Impaired Risk case where your client has a health issue (Heart attack, cancer, build, etc.) or hazardous occupation or hobbies (Race car driver, pilot, SCUBA diver, etc.) and will not qualify for standard and above class ratings. We place some of the most difficult cases and insure Impaired Risk clients get the much needed coverage. We have access to expert impaired risk underwriters to get you the best offer! We have intimate knowledge of how each carrier treats impaired risk cases. We look for the best option for your clients who have any impairment. Our expertise is our ability to analyze your most challenging risks and negotiate as aggressively as possible for your benefit. If you’re tired of letting your clients know they are declined or can’t get your client an affordable rate, contact DAI, we are here to help you.

...r can no longer afford to pay the premiums. It gives policy owners the abilit...

...o split the cost of the insurance premiums, as well as the policy's death proc...em. Alternatively, if the employer's premium payments are considered a series ...

...be sold per unit. In such case, a single unit corresponds to a certain amount ...th benefit. Just how much coverage a single unit provides depends on the age o...

... be considered. The amount of the premium and the type of coverage being offer...ified amount of coverage at standard premium rates for their age and gender, n...