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Accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available and Program Highlights: Excess Accident Medical - Up to $90,000 policy limit for NCAA Colleges and Universities - Multiple deductible options including No Deductible and Aggregate Deductibles - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions Catastrophic Accident Medical Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

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April 4 2014 Newsletter from Gateway Specialty Insurance, A Berkshire Hathaway Company. Read the below & send your competitor's apps or our application to [email protected]. Overview of the Youth Sports Insurance Program Gateway Specialty Insurance, a Berkshire Hathaway Company, offers a robust Youth Sports Insurance program designed specifically for leagues, camps, clinics, and teams with participants under 18. With next-day quotes, low minimum premiums starting at just $300, and an A++ rated carrier (USLI), this program helps you quickly and efficiently place youth sports risks. Target Classes and Ideal Accounts This program is ideal for a variety of youth sports organizations, including: • Baseball • Basketball • Flag Football • Golf • Lacrosse • Soccer • T-ball • Tennis • Volleyball Whether your client is organizing a seasonal soccer league or running a summer basketball camp, this program offers the flexibility and protection they need. Coverage Highlights and Advantages - Next-day quote turnaround for fast placement - A++ rated paper for financial stability - Low minimum premiums starting at $300 - Access to tools like our cost calculator to help insureds identify savings Underwriting and Submission Made Simple You can submit a competitor’s application or use our streamlined application. Quotes are typically returned the next business day, helping you close business faster. Get a quote online or call for assistance. States Available Gateway Specialty’s Youth Sports Insurance is available in most states, including AL, AZ, CA, FL, IL, NY, TX, and more—covering a total of 48 states plus DC. This broad availability gives you the reach to serve clients across the country. Why Work With Gateway Specialty Insurance As a wholesale broker focused on delivering niche solutions, Gateway Specialty Insurance brings speed, underwriting expertise, and quality markets to the table. Backed by USLI, this youth sports program offers the financial strength and flexibility your clients need—with the service responsiveness you expect. For questions about Gateway Specialty and our products, please call 877-977-4474 or email [email protected] www.gatewayspecialty.com