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Stoermer Insurance Brokers
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Stoermer Insurance Brokers
Contact Us
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Non Profit Organizations Insurance Policies

NON-PROFIT ORGANIZATIONS PACKAGE coverage available in Ohio, Kentucky and Indiana
 
Stoermer Insurance Brokers is a trusted Ohio-based Excess & Surplus Lines Broker with over 30 years of experience providing specialized insurance solutions for non-profit organizations. We work exclusively with retail agents in Ohio, Kentucky, and Indiana to help them place comprehensive package and professional liability policies tailored to the unique risks faced by non-profits.
 

Ideal Accounts and Target Classes

We offer tailored coverage solutions for a wide range of non-profit sectors. Our appetite includes, but is not limited to:
  • Chambers of Commerce, Charitable Foundations & Trade Associations – Full package options including Directors & Officers (D&O), Employment Practices Liability (EPLI), Special Events, and Liquor Liability.
  • Social Services – Animal shelters, Big Brothers-Big Sisters, food banks, soup kitchens, hospices, thrift stores, and similar organizations.
  • Community Churches – Coverage for houses of worship of all faiths, including abuse and molestation sub-limits and optional D&O coverage.
  • Youth Sports Organizations – Minimum-contact sports like basketball, soccer, softball, tennis, and golf. Available coverages include GL, Property, Abuse & Molestation, Assault & Battery, Inland Marine, D&O, and EPLI.
  • Arts & Culture Entities – Museums, art galleries, theaters, musical troupes, ballets, choirs, and similar cultural organizations.
  • Fraternal Clubs & Membership Organizations – Private clubs, community groups, and other member-based non-profits.
  • Community Associations – Homeowner, townhome, condominium, and residential associations.
  • Special Events – Short-term General Liability and Liquor Liability coverage available.
 

Coverage Highlights and Advantages

  • Broad package and professional liability options designed for the nonprofit sector
  • Access to multiple carrier markets to help you find the right fit for your client
  • Available sub-limits for abuse & molestation and other sensitive exposures
  • Special events coverage, including liquor liability, for fundraising and community outreach activities
  • Tailored D&O and EPLI options for boards, staff, and volunteers
Whether you're working with a small food pantry or a mid-sized chamber of commerce, our program is flexible enough to adapt to a wide range of nonprofit operations.
 

Underwriting Notes and Minimum Premiums

Our underwriting approach is flexible, with minimum premiums that vary depending on class, exposures, and coverage selected. We work closely with agents to help secure competitive terms that meet the unique needs of each nonprofit client.
 

Territories and Availability

This program is available to licensed retail agents in:
  • Ohio
  • Kentucky
  • Indiana
We offer both admitted and non-admitted options, depending on the risk and carrier availability.
 

Why Work With Stoermer Insurance Brokers?

With three decades of experience serving the nonprofit sector, Stoermer Insurance Brokers understands the nuanced risks your clients face. We’re a dedicated partner to retail agents, offering market access, responsive service, and deep expertise in nonprofit insurance placements. If you need a reliable market for nonprofit package coverages, give us a try—we’re ready to help you serve your clients better.
 

Frequently Asked Questions

What types of accounts are a good fit for this program?

We target a wide range of nonprofit organizations including social services, youth sports, arts & culture groups, religious institutions, and community associations.

Is special events coverage available for short-term needs?

Yes, we offer General Liability and Liquor Liability coverage for one-time or recurring special events hosted by nonprofit organizations.

What coverages can be included in the Non-Profit Package?

Depending on the class, we can include General Liability, Property, Directors & Officers, Employment Practices Liability, Abuse & Molestation, Inland Marine, and more.

What states is this program available in?

We currently offer this program to retail agents in Ohio, Kentucky, and Indiana.

Do you offer admitted or non-admitted options?

We have access to both admitted and non-admitted carriers, depending on the risk and state requirements.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Excess & Surplus Lines Broker
  • Admitted:
    Some Available States
  • Carriers:
  • Carrier Ratings:
    -
  • Commission:
    Varies
  • Min Premium:
    Varies

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