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Policy Highlights: Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY. Ideal Accounts and Appetite This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include: Youth and adult recreational leagues Seasonal sports camps and clinics Community-based athletic programs Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball. Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities. Coverage Highlights and Advantages Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include: Commercial General Liability Primary limits up to $3 million per occurrence/aggregate Excess or Umbrella limits up to $25 million Included coverages: Additional Interests Medical Payments Coverage – $5,000 limit Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate No deductible Property Coverage Buildings, Contents, and Equipment Breakdown Business Income and Food Spoilage Accounts Receivable Basic, Broad, or Special Form options Replacement Cost or Actual Cash Value Crime Coverage Theft of Money and Securities inside the premises Robbery or Safe Burglary of Other Property Coverage for losses occurring outside the premises Underwriting Notes Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets. Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons. Territories and Availability This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts. Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis. Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance. What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages. What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million. Need help placing an account? Connect with a market specialist.

Grocery Store Insurance Program from Colonial Gener...are feet?This program is designed for stores 3,000 square feet or less. Larger...

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities. Ideal Accounts and Target Classes This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to: Archery Baseball and Softball Basketball Bowling Cheerleading Golf Flag Football Soccer Tennis Volleyball You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3 million per occurrence and aggregate Excess or Umbrella limits available up to $25 million Included Coverages: Additional Interests Medical Payments—$5,000 limit Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate No deductible required Property Coverage Options: Building and Contents Business Income and Equipment Breakdown Food Spoilage Accounts Receivable Basic, Broad, or Special Form Replacement Cost or Actual Cash Value Crime Coverage Options: Theft of Money and Securities (Inside the Premises) Robbery or Safe Burglary of Other Property Losses Outside the Premises Underwriting Notes Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols. Territories and Availability The Sports Camp Insurance program is available through Colonial General in the following states: Arizona California Colorado Idaho Nevada New Mexico Utah Wyoming Some markets are admitted, while others are non-admitted, depending on the state and specific risk. Why Work With Colonial General Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process. Frequently Asked Questions What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs. Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate. Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs. What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate. Need help placing an account? Connect with a market specialist.

Convenience Store Insurance Program From Colonial Gener...s are a good fit for this Convenience Store Insurance program? This program fits small convenience stores, mini-marts, and food stores under 3,000 square feet, includin...

Sports Clinic Insurance — Colonial General Insurance Agency, Inc. Overview of the Program From Colonial General Colonial General Insurance Agency offers a Sports Clinic Insurance program designed for agents placing amateur sports programs, clinics, camps and leagues. This program combines property and liability coverages on a mono-line or packaged basis, and is built specifically for non-contact and limited-contact activities such as archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis and volleyball. Colonial General places business in admitted and excess & surplus markets depending on the account — some admitted markets are available. Ideal Accounts and Appetite Youth and community sports clinics, weekend skills camps, and seasonal leagues for amateur players. Organizations that operate out of community centers, school gyms (when allowed), municipal parks, private clubs, or rented facilities. Programs with organized supervision, written participant waivers, and basic risk controls (background checks for instructors, safety protocols). Not intended for professional teams, high-risk contact sports without additional underwriting, or programs with significant alcohol sales, unlicensed instructors, or persistent prior claim activity. If an account presents unique exposures, Colonial General underwriting can evaluate on a case-by-case basis. Coverage Highlights and Advantages Key liability and property features agents can offer insureds through this program: Commercial General Liability — primary limits available up to $3,000,000 occurrence and aggregate. Excess/Umbrella capacity — limits up to $25,000,000 where needed. Included coverages: Additional Interests, Medical Payments ($5,000), Limited Participant Liability ($25,000 per occurrence / $50,000 aggregate), and Sexual & Physical Abuse coverage ($25,000 per claim / $50,000 aggregate). No deductible required on the liability piece in many placements. Property options — Accounts Receivable, Building, Contents, Business Income, Equipment Breakdown, Food Spoilage, with Basic, Broad, or Special forms available and choice of Replacement Cost or Actual Cash Value valuation. Crime coverages — inside theft of money and securities, robbery/safe burglary, and outside the premises theft available where applicable. Underwriting Notes To quote quickly, underwriters typically request: Applicant details: operations description, annual revenue, and number of participants per event. Safety and risk control information: staff-to-participant ratios, instructor qualifications, use of waivers, background checks, and facility supervision. Loss history for the past 3–5 years and any prior abuse/sexual misconduct claims. Details on property values, rented locations, concessions or vendors on site, and whether activities include hazardous equipment or high-contact play. Colonial General underwriters can provide guidance on acceptable controls to improve terms. Minimum premiums vary by market and are quoted per account; discuss specifics with underwriting at placement. Territories and Availability This program is available across select western states: AZ, CA, CO, ID, NV, NM, UT and WY. Coverage may be placed admitted where markets allow; otherwise business is written through excess & surplus lines or non-admitted carriers. Carriers and exact terms vary by state and account characteristics. Why Work With Colonial General on Sports Clinic Business MGA and E&S broking capability gives agents access to multiple markets and flexible packaging for liability and property risks. Program includes participant and abuse cover options that many standard markets limit or exclude, making it practical for youth and community organizers. Responsive underwriting for western state accounts and experience placing small- to mid-sized clinics and seasonal camps. Ability to place limits up to $3M primary and large umbrella capacity when needed. Example Accounts Two typical placements: A nonprofit summer soccer clinic that runs weekly sessions for ages 6–12, uses a municipal field, requires participant waivers and seeks $1M/$2M limits plus property coverage for rented equipment. A weekend multi-sport skills camp held in a private gym offering baseball, basketball and tennis instruction, with paid instructors and on-site concessions — needing both liability and contents coverage. Frequently Asked Questions What types of sports programs are a good fit for this Colonial General program?Non-professional, amateur sports clinics, youth camps and seasonal leagues for non-contact or limited-contact sports (for example soccer, baseball, volleyball, tennis, golf and similar activities) are the primary target. Programs with structured supervision, waivers and instructor vetting match the appetite best. Are sexual and physical abuse coverages included?Yes. The program includes sexual and physical abuse coverage limits (typically $25,000 per claim / $50,000 aggregate as shown in underwriting materials) — availability and limits depend on the specific carrier and account details. Can I place both liability and property together?Yes. Colonial General can package property and liability on a mono-line or combined basis. Property options include building, contents, business income, equipment breakdown, food spoilage and choice of valuation form where available. Which states are eligible for this program?This program currently writes business in AZ, CA, CO, ID, NV, NM, UT and WY. Some admitted markets are available; other placements may be written through E&S carriers depending on the state and risk profile. Need help placing an account? Connect with a market specialist.

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Specialized Water Sports Insurance From Prime Insurance Company Water sports are exciting—but they come with unique risks that many standard carriers won’t underwrite. That’s where Prime Insurance Company steps in. As a program administrator offering access to multiple carriers, Prime delivers specialized, non-admitted coverage solutions for a wide range of water sports-related businesses and individuals across the U.S. Whether your client owns a watercraft rental business, operates a parasailing tour operation, or participates in high-risk activities like hydro flying, Prime can create a custom insurance solution tailored to their operations and risk profile. Ideal Accounts and Appetite This program is designed for individuals and companies involved in recreational and commercial water sports. Prime welcomes both standard and hard-to-place risks, including accounts that may have prior claims or higher-than-average exposures. Common classes include: Jet ski and personal watercraft rentals Boating and fishing tour operators Parasailing and wakeboarding businesses Kayak, canoe, and paddleboard rentals Water skiing and tubing operators Hydro flight and flyboarding activities Water sports equipment rental and sales If you have a client with a new operation or one that has been declined elsewhere due to the nature of their water-based activities, this program may be an excellent fit. Coverage Highlights and Advantages Prime Insurance Company takes a hands-on underwriting approach, allowing for flexible, tailored policies that meet the specific needs of each insured. Coverage features may include: General liability tailored to water sports operations Property coverage for equipment and facilities Participant accident and medical coverage Coverage for watercraft and rental operations Defense against liability claims from injuries or accidents Prime’s all-in-one policy design helps reduce gaps in coverage and streamline the insurance process for complex and high-risk accounts. Underwriting Notes Each application is individually underwritten, taking into account the applicant’s experience, safety protocols, and prior loss history. Prime specializes in accounts that may fall outside the appetite of standard markets, including those with past claims or high perceived risk. There is no stated minimum premium, allowing flexibility depending on the scope of operations and risk exposure. Territories and Availability This program is available in all 50 states plus Washington, DC. Whether your client is operating on the Gulf Coast, the Great Lakes, or a mountain lake in the Rockies, Prime has the ability to tailor coverage to meet local and regional needs. Why Work With Prime Insurance Company? As a trusted program administrator, Prime Insurance Company brings deep expertise in high-risk and specialty markets. Agents benefit from: Access to multiple non-admitted carriers Custom underwriting for complex risks Nationwide availability Responsive service and flexible policy design By partnering with Prime, you can place difficult-to-insure water sports accounts with confidence, knowing your clients are getting the coverage they truly need. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include watercraft rental businesses, parasailing operators, jet ski and wakeboard instructors, and other water sports-related operations—even those with prior claims or high-risk activities. Is prior loss history a dealbreaker?No. Prime specializes in underwriting tough risks, including accounts with prior claims or coverage lapses. Each submission is evaluated individually. What coverages are typically included?Policies can include general liability, property coverage, participant accident, and watercraft liability depending on the insured’s specific operations. Is this program available in all states?Yes, this water sports insurance program is available in all 50 states and Washington, DC. Do you offer coverage for hydro flying or flyboarding?Yes. Prime considers many high-risk water sports activities, including hydro flying, flyboarding, and similar operations. Need help placing an account? Connect with a market specialist.

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