https://completemarkets.com/company/cochrane-and-company/mercantile-insurance/
...awn Shops
Antique Stores
Sporting Goods Stores
Beverage Retailers
Video and Media Stores
And many more specialty retailers...etail businesses such as convenience stores, antique shops, pawn stores, beverage retailers, and other spe...
https://completemarkets.com/company/colonialgeneral/Sports-League-Insurance/
Policy Highlights:
Colonial General Insurance Agency, Inc. offers a flexible Sports League Insurance program designed to meet the unique needs of amateur athletic organizations. Whether your client manages a seasonal youth soccer league, a community basketball program, or a nonprofit athletic camp, this program provides tailored protection for non-contact sports organizations operating in AZ, CA, CO, ID, NV, NM, UT, and WY.
Ideal Accounts and Appetite
This program is a strong fit for local and regional amateur sports organizations, camps, clinics, and leagues focused on non-contact sports. Target classes include:
Youth and adult recreational leagues
Seasonal sports camps and clinics
Community-based athletic programs
Eligible sports include, but are not limited to, archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis, and volleyball.
Contact sports and high-risk athletic programs may be outside the program’s appetite. Reach out to Colonial General for underwriting clarification on fringe or high-risk activities.
Coverage Highlights and Advantages
Coverage is available on a mono-line or package basis, allowing you to customize protection based on your insured’s operations. Highlights include:
Commercial General Liability
Primary limits up to $3 million per occurrence/aggregate
Excess or Umbrella limits up to $25 million
Included coverages:
Additional Interests
Medical Payments Coverage – $5,000 limit
Limited Participant Liability – $25,000 per occurrence / $50,000 aggregate
Sexual and Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate
No deductible
Property Coverage
Buildings, Contents, and Equipment Breakdown
Business Income and Food Spoilage
Accounts Receivable
Basic, Broad, or Special Form options
Replacement Cost or Actual Cash Value
Crime Coverage
Theft of Money and Securities inside the premises
Robbery or Safe Burglary of Other Property
Coverage for losses occurring outside the premises
Underwriting Notes
Colonial General works with various carriers to offer access to both admitted and non-admitted markets, depending on the risk and location. While minimum premiums are not listed, underwriting flexibility allows room for a variety of account sizes, especially in community-based and nonprofit markets.
Submissions should include details such as the type of sport, number of participants, location, and duration of events or seasons.
Territories and Availability
This program is currently available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Agents operating in these Western states can rely on Colonial General’s regional knowledge and market access to place coverage efficiently.
Why Work With Colonial General Insurance Agency, Inc.?
As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General has deep expertise in placing niche programs for specialty markets. With access to a variety of carriers and a flexible underwriting approach, they support agents in tailoring solutions for sports leagues and camps that face unique liability and property exposures. Their in-depth knowledge of regional risks and responsive service model make them a trusted partner for placing amateur sports accounts.
Whether you’re helping a local youth soccer league secure liability coverage or working with a nonprofit that runs seasonal cheerleading clinics, Colonial General can help you find the right protection for your client’s activities.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for amateur sports leagues, camps, clinics, and community-based athletic organizations involved in non-contact sports such as soccer, baseball, cheerleading, and tennis.
Are contact sports eligible for coverage?Generally, this program focuses on non-contact sports. Contact sports may be outside the standard appetite, but you can contact Colonial General for specific underwriting guidance.
What states is this program available in?The Sports League Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming.
Is liability coverage available as standalone or only as part of a package?Liability coverage is available on a standalone (mono-line) basis or as part of a package with property and crime coverages.
What limits are available for general liability?Primary general liability limits are available up to $3 million per occurrence and aggregate, with excess or umbrella limits up to $25 million.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Grocery-Store-Insurance/
... the needs of independent grocery stores, convenience stores, and small food retailers. This progr...re feet?This program is designed for stores 3,000 square feet or less. Larger ...
https://completemarkets.com/company/colonialgeneral/Sports-Camp-Insurance/
Policy Highlights:
Colonial General Insurance Agency, Inc. offers a specialized Sports Camp Insurance program designed for amateur sports operations, including camps, clinics, leagues, and training programs. This program is available on a mono-line or package basis and provides comprehensive Property and General Liability coverage tailored to the unique risks of non-contact sports activities.
Ideal Accounts and Target Classes
This program is ideal for amateur sports organizations and youth athletic programs that focus on non-contact sports. Eligible classes include but are not limited to:
Archery
Baseball and Softball
Basketball
Bowling
Cheerleading
Golf
Flag Football
Soccer
Tennis
Volleyball
You might have a client who runs a regional summer soccer camp or a youth basketball league—these are exactly the types of operations that fit well within this program’s appetite.
Coverage Highlights and Advantages
Commercial General Liability Coverage:
Primary limits up to $3 million per occurrence and aggregate
Excess or Umbrella limits available up to $25 million
Included Coverages:
Additional Interests
Medical Payments—$5,000 limit
Limited Participant Liability—$25,000 per occurrence / $50,000 aggregate
Sexual and Physical Abuse Coverage—$25,000 per claim / $50,000 aggregate
No deductible required
Property Coverage Options:
Building and Contents
Business Income and Equipment Breakdown
Food Spoilage
Accounts Receivable
Basic, Broad, or Special Form
Replacement Cost or Actual Cash Value
Crime Coverage Options:
Theft of Money and Securities (Inside the Premises)
Robbery or Safe Burglary of Other Property
Losses Outside the Premises
Underwriting Notes
Colonial General works with a range of carriers and offers flexible underwriting for qualifying risks. While there is no published minimum premium, competitive pricing is available depending on the risk profile and coverage limits selected. This program is best suited for well-managed amateur programs that emphasize safety and maintain proper supervision protocols.
Territories and Availability
The Sports Camp Insurance program is available through Colonial General in the following states:
Arizona
California
Colorado
Idaho
Nevada
New Mexico
Utah
Wyoming
Some markets are admitted, while others are non-admitted, depending on the state and specific risk.
Why Work With Colonial General
Colonial General is a trusted Managing General Agency and Excess & Surplus Lines Broker with deep experience in placing niche and hard-to-place risks. Their focus on regional underwriting and access to both admitted and non-admitted markets allows agents to confidently place amateur sports and camp-related risks. When you partner with Colonial General, you gain access to responsive underwriters, tailored program options, and a streamlined submission process.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is designed for amateur, non-contact sports camps, clinics, and leagues—such as youth basketball camps, summer soccer clinics, and community cheerleading programs.
Is participant liability coverage included?Yes, limited participant liability coverage is included at $25,000 per occurrence and $50,000 aggregate.
Are both property and liability coverages available?Yes, you can place Property and Liability coverage as a package or on a mono-line basis, depending on your client's needs.
What states is this program available in?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY.
Is this an admitted program?Some admitted markets are available, depending on the state and risk class. Colonial General also works with non-admitted carriers where appropriate.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/colonialgeneral/Convenience-Store-Insurance/
...including:
Convenience stores (with or without fuel sales)
Small food marts and corner grocery stores
Locations with a single coin-op... This program fits small convenience stores, mini-marts, and food stores under 3,000 square feet, including...
https://completemarkets.com/company/colonialgeneral/Sports-Clinic-Insurance/
Sports Clinic Insurance — Colonial General Insurance Agency, Inc.
Overview of the Program From Colonial General
Colonial General Insurance Agency offers a Sports Clinic Insurance program designed for agents placing amateur sports programs, clinics, camps and leagues. This program combines property and liability coverages on a mono-line or packaged basis, and is built specifically for non-contact and limited-contact activities such as archery, baseball, basketball, bowling, cheerleading, golf, flag football, soccer, softball, tennis and volleyball. Colonial General places business in admitted and excess & surplus markets depending on the account — some admitted markets are available.
Ideal Accounts and Appetite
Youth and community sports clinics, weekend skills camps, and seasonal leagues for amateur players.
Organizations that operate out of community centers, school gyms (when allowed), municipal parks, private clubs, or rented facilities.
Programs with organized supervision, written participant waivers, and basic risk controls (background checks for instructors, safety protocols).
Not intended for professional teams, high-risk contact sports without additional underwriting, or programs with significant alcohol sales, unlicensed instructors, or persistent prior claim activity. If an account presents unique exposures, Colonial General underwriting can evaluate on a case-by-case basis.
Coverage Highlights and Advantages
Key liability and property features agents can offer insureds through this program:
Commercial General Liability — primary limits available up to $3,000,000 occurrence and aggregate.
Excess/Umbrella capacity — limits up to $25,000,000 where needed.
Included coverages: Additional Interests, Medical Payments ($5,000), Limited Participant Liability ($25,000 per occurrence / $50,000 aggregate), and Sexual & Physical Abuse coverage ($25,000 per claim / $50,000 aggregate).
No deductible required on the liability piece in many placements.
Property options — Accounts Receivable, Building, Contents, Business Income, Equipment Breakdown, Food Spoilage, with Basic, Broad, or Special forms available and choice of Replacement Cost or Actual Cash Value valuation.
Crime coverages — inside theft of money and securities, robbery/safe burglary, and outside the premises theft available where applicable.
Underwriting Notes
To quote quickly, underwriters typically request:
Applicant details: operations description, annual revenue, and number of participants per event.
Safety and risk control information: staff-to-participant ratios, instructor qualifications, use of waivers, background checks, and facility supervision.
Loss history for the past 3–5 years and any prior abuse/sexual misconduct claims.
Details on property values, rented locations, concessions or vendors on site, and whether activities include hazardous equipment or high-contact play.
Colonial General underwriters can provide guidance on acceptable controls to improve terms. Minimum premiums vary by market and are quoted per account; discuss specifics with underwriting at placement.
Territories and Availability
This program is available across select western states: AZ, CA, CO, ID, NV, NM, UT and WY. Coverage may be placed admitted where markets allow; otherwise business is written through excess & surplus lines or non-admitted carriers. Carriers and exact terms vary by state and account characteristics.
Why Work With Colonial General on Sports Clinic Business
MGA and E&S broking capability gives agents access to multiple markets and flexible packaging for liability and property risks.
Program includes participant and abuse cover options that many standard markets limit or exclude, making it practical for youth and community organizers.
Responsive underwriting for western state accounts and experience placing small- to mid-sized clinics and seasonal camps.
Ability to place limits up to $3M primary and large umbrella capacity when needed.
Example Accounts
Two typical placements:
A nonprofit summer soccer clinic that runs weekly sessions for ages 6–12, uses a municipal field, requires participant waivers and seeks $1M/$2M limits plus property coverage for rented equipment.
A weekend multi-sport skills camp held in a private gym offering baseball, basketball and tennis instruction, with paid instructors and on-site concessions — needing both liability and contents coverage.
Frequently Asked Questions
What types of sports programs are a good fit for this Colonial General program?Non-professional, amateur sports clinics, youth camps and seasonal leagues for non-contact or limited-contact sports (for example soccer, baseball, volleyball, tennis, golf and similar activities) are the primary target. Programs with structured supervision, waivers and instructor vetting match the appetite best.
Are sexual and physical abuse coverages included?Yes. The program includes sexual and physical abuse coverage limits (typically $25,000 per claim / $50,000 aggregate as shown in underwriting materials) — availability and limits depend on the specific carrier and account details.
Can I place both liability and property together?Yes. Colonial General can package property and liability on a mono-line or combined basis. Property options include building, contents, business income, equipment breakdown, food spoilage and choice of valuation form where available.
Which states are eligible for this program?This program currently writes business in AZ, CA, CO, ID, NV, NM, UT and WY. Some admitted markets are available; other placements may be written through E&S carriers depending on the state and risk profile.
Need help placing an account? Connect with a market specialist.
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...rs, furniture stores, and consumer-goods manufacturers.
What weather events ca...
https://completemarkets.com/company/colonialgeneral/Dry-Goods-or-Produce-Hauling-Insurance/
...ent is an independent hauler transporting citrus from California to neighborin... for commercial truckers who haul dry goods or perishable produce, including o...
https://completemarkets.com/company/colonialgeneral/Selected-Mercantile-Insurance/
...hing, Shoe, and Jewelry Stores
Sporting Goods and Hobby Supply Stores
Furniture and Home Improvement Outlets
Bookstores, Newsstands, and Stationery Shops
El...ons, including antique shops, liquor stores, electronics retailers, and hobby supply stores.
Is this program available on an a...
https://completemarkets.com/company/firearmsins/Plantation/
Great Southern Agency, LLC offers a Hunting Plantation Insurance Program designed specifically for owners and operators of hunting plantations and preserves. The program addresses the unique risks of commercial hunting operations that host guests for guided or unguided hunts for deer, turkey, hogs, partridge, and exotic game birds.
Overview of the Program From Great Southern Agency
This program is underwritten for commercial hunting plantations and preserves that provide recreational hunting experiences to paying guests. Whether your client runs full-service guided hunts, offers unguided access to private land, or operates on-site lodging and hospitality, Great Southern Agency can package property, liability, and ancillary coverages to match those exposures.
Ideal Accounts and Appetite
The Hunting Plantation Program is a fit for a range of commercial hunting operations, including:
Commercial hunting plantations selling day or overnight packages
Hunting preserves with native or exotic species
Properties offering both guided and unguided hunts
Operations with on-site lodging, dining, equipment rental, or guide services
Example: You might have a client who manages a 1,000-acre plantation in Georgia offering seasonal deer and turkey hunts, or a preserve in Texas focusing on exotic game bird hunts. Those accounts are well within the program’s target.
Coverage Highlights and Advantages
The program provides a broad package of coverages commonly requested by hunting operations:
Property: Limits up to $20,000,000 per location
General Liability: Up to $1,000,000 per occurrence / $2,000,000 aggregate
Umbrella: Excess limits available to $5,000,000
Professional Liability for instructional or guiding services
Cyber Liability for booking and payment systems
Employment Practices Liability (EPLI)
Employee Benefits Liability
Inland Marine for portable equipment and specialty gear
These coverages help protect against bodily injury claims, property loss, employment-related exposures, and cyber incidents—important for operations that host many guests and handle payment or booking data.
Underwriting Notes and Risk Controls
Coverage is offered on a non-admitted basis. Underwriting focuses on operational safety, guest supervision protocols, property construction, and the species and activities offered. Accounts should demonstrate sound risk management, documented safety briefings, and trained staff when offering guided hunts.
While there is no published minimum premium, submissions should show clear safety programs and procedures for guest orientation, weapon handling, and guide-to-guest ratios to receive the most favorable terms.
Territories and Availability
Great Southern Agency can write business in most U.S. states. The program is available in a wide range of states, including AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Contact the underwriters for specific state approvals and filing details.
Why Work With Great Southern Agency
Great Southern Agency is a program administrator with deep experience in firearms- and hunting-related exposures. Agents benefit from their niche underwriting expertise, flexible non-admitted capacity, and understanding of the operational and legal issues that affect hunting plantations.
To place business or discuss a submission, call 877-451-0669 or email
[email protected]. For more information about their coverages, visit https://firearmsins.com/coverage/.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for commercial hunting plantations and preserves that host guests for guided or unguided hunting experiences, especially those offering deer, turkey, hogs, or exotic bird hunts.
Are lodging and dining operations on the premises covered?Yes, the program can extend coverage to include on-site lodging, dining, and related hospitality exposures when part of the hunting operation.
Is coverage available for unguided hunts?Yes, both guided and unguided hunting activities are eligible, provided that adequate safety protocols and risk management practices are in place.
What states is this program available in?The program is available in most U.S. states, including AL, FL, GA, TX, SC, and many others. Contact Great Southern Agency for specifics on state availability.
What coverages are included in the program?The program includes Property, General Liability, Umbrella, Professional Liability, Cyber, EPLI, Inland Marine, and Employee Benefits Liability.
Need help placing an account? Connect with a market specialist.