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...ionwide. The policy is written for stand-alone acts of Terrorism certified or uncert...able Claims-Made Terrorism Liability Coverage sublimit available, up ...

...tion • Service • Choices We understand that you and your client are busy and...rants • Bars • Taverns • Product Liability • Underground Storage Tanks • Excess Liability/Umbrella • Workers Compensation...

...ng hard-to-insure, unusual, or non-standard product risks that often fall outs... private-label foreign-manufactured products and can structure terms to addres...

...nts that are difficult to place in standard markets — including higher-mod, mu...ound Many "A" Rated Carriers Stand Alone Workers Comp Guaranteed Cost ...

IN 2017 ALONE THERE WERE 15,595 DEATHS and 346 mass... damage?In addition to property and liability coverage, the program includes c...

...- High Value Homeowners Insurance (Standard & Premier Program) Perfec...h properties that exceed the scope of standard homeowners policies. Target ris...

Sloan Mason Insurance Services, Inc. specializes in placing complex Workers Compensation and Longshore Insurance accounts. With deep industry knowledge and access to multiple top-rated markets, our team supports agents and brokers in securing coverage for businesses involved in maritime-related operations and other unique longshore exposures. Ideal Accounts and Appetite This program is designed for employers with annual workers' compensation premiums ranging from $5,000 to $100,000 and includes accounts with at least 1% USL&H payroll (excluding sales and clerical). We work with a wide range of industries where longshore exposure is present, including but not limited to: Shipbuilding, repair, and maintenance Maritime equipment servicing Stevedoring and freight handling Marine terminals and grain milling operations Offshore oil and gas service providers Marine construction contractors Government contractors with maritime exposure Artisan contractors performing USL&H work New ventures are considered—contact us for criteria. If you have a client launching a ship repair business or a contractor taking on government dockside projects, we can help you find the right coverage solution. Coverage Highlights and Advantages Comprehensive Workers Compensation and Longshore Insurance coverage Guaranteed Cost Policy form Coverage available in up to five states per account Optional enhancements available upon request, including: OCSLA (Outer Continental Shelf Lands Act) coverage Blanket Waiver of Subrogation Blanket Alternate Employer endorsement Expert Services and Claims Support Integrated underwriting and longshore-focused loss control specialists Maritime claims experts located in dedicated USL&H claims offices Flexible and diverse payment plans available to qualifying accounts Direct billing to the insured for convenience Submission Requirements To submit a risk for consideration, please provide the following: Completed and signed ACORD application Currently valued loss runs for the past three years Current NCCI Experience Modification Worksheet For additional program details, please review our Longshore and Harbor Workers' Compensation Act Programs Data Sheet. Territories and Availability This program is available in all 50 states plus Washington, D.C. We represent both admitted and non-admitted markets, depending on the state and risk profile. Our carrier partners include American Equity, Chartis, SeaBright, and Zurich. Why Work With Sloan Mason Insurance Services With a strong focus on maritime and longshore exposures, Sloan Mason Insurance Services offers niche expertise that helps agents place hard-to-insure accounts. As a managing general agency with access to multiple markets and specialized underwriting and claims resources, we are your go-to partner for complex workers compensation risks involving USL&H exposure. Frequently Asked Questions What types of accounts are a good fit for this program?We target accounts with USL&H exposure, such as shipbuilders, stevedores, marine construction companies, and offshore oil and gas service providers. Artisan contractors and new ventures are also considered. What is the minimum premium required?We consider accounts with premiums starting at $5,000. The final premium varies depending on the risk profile and scope of USL&H exposure. Can new ventures be submitted?Yes, we accept new ventures that meet our underwriting guidelines. Please contact us for specific criteria. What documents are required for submission?A completed and signed ACORD application, three years of currently valued loss runs, and a current NCCI Experience Mod Worksheet are required. In how many states can coverage be written per account?We can write coverage in up to five states per account, depending on the risk and carrier availability. Need help placing an account? Connect with a market specialist.

...erage Highlights and Advantages Stand-alone terrorism coverage that complem...ing property insurance?Yes, this is a stand-alone policy designed to fill gaps where standard property or liability policies may exclude terrorism-r...

FACE Insurance Services Fine Arts Coverage Enterprises (FACE) is a highly specialized unit of experienced fine art and wine insurance professionals dedicated to the structure, placement and servicing of a large worldwide clientele engaged in all aspects of fine arts, wine and other valuable collectibles. Overview — Insurance for Fine Art & Collectibles Enterprises Phoenix Risk Management (PRM) offers the FACE program to help agents place fine art, wine and high-value collectibles accounts through a dedicated team of specialists. FACE combines underwriting expertise, market access and tailored policy structure to address the unique risks faced by collectors, galleries, museums, dealers and consignors. As a general agency, PRM places this business with established markets including AXA Art Insurance, XL Specialty Insurance, Markel, and Great American to provide flexible solutions for both private and institutional clients. Ideal Accounts and Target Classes Private and corporate collections (single-owner or scheduled item lists) Galleries, dealers and auction houses — on-premises and in-transit exposures Museums, exhibit organizers and traveling exhibitions Wine collectors, storage facilities and specialty wine merchants High-value collectibles such as rare books, stamps, coins, and memorabilia Coverage Highlights and Advantages Worldwide coverage options for transit, exhibitions and storage Agreed value scheduling and valuation support for high-value pieces Optional coverage extensions commonly available through our markets (e.g., seizure, mysterious disappearance, restoration costs) — subject to underwriting Access to admitted and non-admitted markets where appropriate (All Available Markets) Claims advocacy and specialist adjusting resources familiar with fine art and wine losses Underwriting Notes and Appetite FACE underwriters prefer well-documented accounts with recent professional appraisals or inventories, secure storage practices, and loss-prevention measures for transit and exhibition. The program typically writes accounts with clear valuation and provenance histories. Accounts that commonly fit include single-item scheduled risks, gallery portfolios, museum collections, and private wine collections. Accounts that may require special handling or that are generally uninsurable include items with disputed provenance, recent restoration with unresolved damage, accounts lacking reasonable security or climate control for wine, or highly speculative rental/exhibit arrangements without professional risk controls. Each submission is evaluated on its own merits; early pre-submission conversations help set expectations. Underwriting Requirements & Minimum Premium Typical submission requirements include a detailed schedule of items, recent valuation or appraisal information, photographs for higher-value pieces, description of storage/transport/exhibit arrangements, and loss history. The program’s minimum premium is $1,500. Larger collections and complex exhibition programs will require fuller underwriting documentation and may be subject to market-specific minimums or terms. Territories and Availability FACE is available in the states listed below and in other territories consistent with market appetite. Availability may vary by carrier and admitted status; please confirm state-specific capacity at time of submission. AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Why Work With Phoenix Risk Management on FACE Business Specialized underwriting team familiar with art, wine and collectibles exposures Access to top specialty carriers and flexibility across admitted and non-admitted solutions Dedicated account servicing and claims support focused on nuanced valuation and restoration issues Quick triage for submissions to identify the right market and reduce turnaround time Examples of Fit You might have a private client who owns a carefully cataloged small collection of contemporary paintings and needs agreed-value insurance for in-home display and international transit for an upcoming exhibit. You might represent a regional gallery that needs a single policy covering on-premises collections, consigned items in transit to buyers, and exhibition coverage for a traveling show. To discuss a submission or get pre-qualification guidance, contact Phoenix Risk Management’s FACE team. Call PRM Toll Free at (855) 922-0800 or email [email protected]. Frequently Asked Questions What types of fine art and collectibles accounts does FACE prefer?FACE prefers well-documented private collections, galleries, dealers, museums and wine collectors where valuations, provenance and security/storage practices are available for review. Scheduled high-value items and exhibition programs are typical fits. What documentation should I include with a submission?Provide a detailed schedule of items with valuations or appraisals, photographs for higher-value pieces, details of storage and transit arrangements, and loss history. The more complete the submission, the faster we can identify the right market. Is coverage available for international transit and exhibitions?Yes — FACE offers worldwide transit and exhibition coverage through its specialty markets, subject to underwriting review and any country-specific restrictions from the insurer. What is the program’s minimum premium?The program’s stated minimum premium is $1,500. Individual carriers may have additional minimums or specific terms depending on risk characteristics. Which carriers do you place FACE business with?PRM places FACE risks with specialty carriers including AXA Art Insurance, XL Specialty Insurance, Markel, and Great American, selecting the market that best matches the account’s needs. Need help placing an account? Connect with a market specialist.