https://completemarkets.com/company/Amwinsunderwriting/DealerGuard-Dealers-Open-Lot/
...)
- Pollution and Underground Storage Tank
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https://completemarkets.com/company/Amwinsunderwriting/Scrap-Metal-Insurance-Program/
... clear inventory controls, secure storage and sound yard management. Key submi...nt loss runs, photos of the yard and storage areas, descriptions of operations...
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/allied-healthcare/
Allied Healthcare Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Allied Healthcare Insurance program designed to meet the evolving needs of healthcare facilities and professionals. As an excess & surplus lines broker with access to A-rated carriers, we provide flexible solutions for a wide range of allied health exposures. Our team understands the fast-changing healthcare landscape and delivers coverage options that help agents and brokers protect their clients from complex liability risks.
Ideal Accounts and Target Classes
This program is well-suited for a broad spectrum of healthcare providers and facilities. You can confidently place accounts in the following classes:
Clinics and outpatient centers
Laboratories and diagnostic testing centers
Medical spas and aesthetic clinics
Home health agencies
Small hospitals
Pharmacies
Individual healthcare professionals, including:
Therapists
Pharmacists
Physician Assistants
Nurse Anesthetists
Whether your client operates a small diagnostic lab or is an independent practitioner, this program offers scalable protection tailored to their needs.
Coverage Highlights and Options
Our Allied Healthcare program offers a variety of coverage structures to fit the unique exposures in the healthcare industry:
Primary professional liability
Claims-made professional liability and general liability (claims-made or occurrence)
Follow-form excess and umbrella available
Incident-sensitive coverage trigger
Bilateral extended reporting period up to 7 years
Defense costs inside or outside limits of liability
Optional coverages include:
Damages-only deductible
HIPAA civil monetary penalty coverage
Vicarious liability for named insureds related to sexual acts
Disciplinary proceeding coverage
Data breach coverage
Billing error defense cost reimbursement
Sexual abuse sublimits
Underwriting Guidelines and Premiums
The program offers primary liability limits up to $5,000,000. Minimum premiums start as low as $1,500 for many classes, making it an accessible solution for small to mid-sized accounts. Our underwriting team evaluates each submission carefully to match the right protection with each client’s operations and risk profile.
You might have a client who recently opened a wellness-focused medical spa or a home health agency expanding into new states—this program is built to support those types of growing, specialized businesses.
Territories and Market Access
Coverage is available in all 50 states and Washington, DC. We offer both admitted and non-admitted options through A-rated carriers, allowing for flexibility in placement depending on client needs and jurisdictional requirements.
Why Work with Continental Risk / Continental Marine Insurance Services?
With decades of experience in the healthcare and marine sectors, Continental Risk / Continental Marine Insurance Services delivers value through deep market knowledge, responsive service, and access to specialized insurance solutions. Our Allied Healthcare program helps you offer your clients protection against today’s most pressing liability risks in the healthcare space. Partner with us to gain a competitive edge in placing complex healthcare accounts.
Frequently Asked Questions
What types of accounts are a good fit for this Allied Healthcare program?The program is ideal for clinics, labs, medical spas, home health agencies, small hospitals, pharmacies, and licensed healthcare professionals such as therapists and physician assistants.
Is coverage available nationwide?Yes, this program is available in all 50 states and Washington, DC, with both admitted and non-admitted markets depending on the state and risk profile.
What is the minimum premium for this program?Minimum premiums start as low as $1,500 for many eligible classes, making it a viable option for small to mid-sized healthcare operations.
Can I offer optional coverages to customize the policy?Yes, optional coverages such as HIPAA penalty coverage, data breach, and disciplinary proceedings can be added to tailor the policy to your client's needs.
What types of limits are available?The program offers primary liability limits up to $5,000,000, along with follow-form excess and umbrella coverage options.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/directors-and-officers/
Continental Risk / Continental Marine Insurance Services offers comprehensive Directors and Officers (D&O) insurance solutions tailored for both non-profit and for-profit organizations. This program is designed to help insurance agents and brokers place coverage that protects key decision-makers and entities from a wide array of management liability exposures.
The D&O program covers directors, officers, trustees, employees, volunteers, and the organization itself. It goes beyond traditional liability coverage to address complex and emerging risks, including allegations of fraud, misrepresentation, unfair competition, employment practices violations, and mismanagement of employee or pension benefit plans.
Ideal Accounts and Appetite
Private Companies: Closely held businesses across most industries.
Not-for-Profit Organizations: Including charities, associations, and foundations.
Public Entities: Select publicly traded companies (contact for underwriting review).
Excess Coverage: Available for companies seeking additional layers of protection.
Coverage Highlights and Advantages
Directors & Officers Liability: Protects insureds from claims related to management decisions and negligence in their executive roles.
Fiduciary Liability: Covers fiduciary duties related to employee benefit plans; available on a primary or excess basis.
Employment Practices Liability: Addresses claims such as wrongful termination, discrimination, and sexual harassment.
Tenant Discrimination Coverage: Helps property owners and managers defend against discrimination claims brought by prospective, current, or former tenants.
Underwriting Notes and Minimum Premiums
Primary and excess options are available with flexible structuring.
Separate limit towers and retentions can be applied for each coverage part.
Coverage is non-cancellable except for non-payment of premium.
Capacity limits up to $10 million are available.
Primary coverage suitable for entities with revenues up to $750 million.
Excess coverage available with no revenue threshold.
All classes considered except financial institutions.
Minimum premiums vary depending on risk characteristics.
Territories and Availability
Available in all 50 states and Washington, DC.
Some markets are admitted, while others are non-admitted, depending on jurisdiction and risk profile.
Why Work With Continental Risk
Continental Risk is an experienced Excess & Surplus Lines Broker with access to a broad spectrum of carriers.
They offer tailored solutions for complex management liability exposures across various industries.
Their underwriting team understands the nuanced needs of both non-profit and corporate clients.
Responsive service and flexible program design help agents secure competitive coverage for difficult-to-place risks.
Whether you have a non-profit board seeking protection for its volunteers or a mid-sized private company concerned about employment practices claims, Continental Risk provides a robust and flexible D&O insurance solution. Their expansive state availability and ability to write both primary and excess layers make them a valuable partner for agents placing management liability accounts.
Frequently Asked Questions
What types of accounts are a good fit for this D&O program?This program is ideal for private companies, not-for-profit organizations, and select public companies seeking primary or excess Directors and Officers coverage.
Does the program include employment practices liability?Yes, Employment Practices Liability Insurance (EPLI) is available and covers claims such as wrongful termination, discrimination, and harassment.
Can I write coverage in any state?Yes, this program is available in all 50 states and Washington, DC. Admitted status may vary by market and state.
What is the maximum coverage limit available?Capacity limits are available up to $10 million, depending on the risk and coverage part.
Is there a revenue cap for eligible accounts?Primary coverage is available for companies with revenues up to $750 million. There is no revenue limit for excess placements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/high-value-homeowners-insurance/
https://completemarkets.com/company/continental-risk-continental-marine-insurance-services/continental-risk-offering-program-for-commercial-contractors/
Continental Risk Offering Program for Commercial Contractors
Continental Risk / Continental Marine Insurance Services offers a contractors-focused liability program designed for commercial builders and infrastructure contractors whose operations exceed standard market appetites. As a general agency and excess & surplus lines broker, we place complex, high-exposure contractor accounts with markets that understand excavation, structural steel, crane operations, demolition and other heavy-construction risks.
Ideal Accounts and Appetite
The program has a broad appetite for commercial contracting classes that often struggle in standard markets due to operational complexity or higher limits. Target classes include:
General contractors (including those that subcontract 100% of work)
Excavation contractors, including water and sewer line work
Horizontal boring and directional drilling contractors
Iron and steel erection and structural steel contractors
Demolition and blasting operations
Site preparation, grading, and earthmoving
Crane rentals (on-hook sublimits available)
Street, road, and infrastructure development contractors
Tilt-up concrete construction specialists
Seismic retrofitting contractors
Owners’ and Contractors’ Protective (OCP) exposures
This program is intended for accounts that require tailored underwriting rather than cookie-cutter coverage. For example, you might have a client bidding a municipal infrastructure upgrade that combines deep excavation, crane lifts, and structural steel erection—this program is structured to address that mix of exposures.
Coverage Highlights and Advantages
Commercial General Liability with Products/Completed Operations coverage
Available on ISO Occurrence and Claims-Made forms
Customizable endorsements and contractors-specific coverages to address unique jobsite risks
Primary limits commonly offered: $1,000,000 per occurrence / $2,000,000 general aggregate / $2,000,000 products/completed ops aggregate
Excess liability capacity available upon request to extend limits for larger projects
The program’s flexible policy structure allows you to align limits and forms with project requirements—whether you need a single-project OCP policy or an umbrella to consolidate liability across multiple jobsites.
Underwriting Notes and Minimum Premiums
Underwriting is class- and exposure-driven. The program typically requires a minimum deductible of $5,000. Minimum premiums vary by class, location, payroll/subcontractor costs, and scope of operations. Our underwriters work with agents to evaluate loss history, safety programs, subcontractor controls, and project schedules to offer competitive placements where appropriate.
Territories and Availability
Continental Risk’s Commercial Contractors Program is available in most states, including but not limited to: CA, TX, FL, NY, IL, AZ, WA. We are licensed in all 50 states plus Washington, DC, giving you national access to contractors solutions, subject to underwriting guidelines and carrier appetite.
Why Work With Continental Risk?
As a specialist general agency and E&S broker, Continental Risk combines construction underwriting expertise with access to multiple admitted and non-admitted carriers. Our strengths include:
Deep broker-carrier relationships that help place hard-to-place accounts
Construction-experienced underwriters who evaluate complex operations and craft tailored coverage
Flexible placement options for project-specific and programmatic needs
Responsive support for quoting, submission strategy, and binding timelines
If you have a contractor account that needs specialist attention—complex operations, mixed exposures, or limits beyond standard markets—our team can help identify the right markets and structure. Need assistance placing an account? Connect with a market specialist.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program targets commercial contractors, especially those engaged in excavation, demolition, structural work, crane rentals, and infrastructure development.
Are general contractors who subcontract all their work eligible?Yes. General contractors who subcontract 100% of their work are within the target appetite for this program, provided other underwriting criteria are met.
What coverage limits are available?Standard primary limits are commonly $1,000,000 per occurrence with $2,000,000 aggregates; excess limits are available on a case-by-case basis.
Is this program available in all states?The program is available nationwide and Continental Risk is licensed in all 50 states and DC, subject to carrier availability and underwriting guidelines.
What is the minimum deductible requirement?The program typically requires a minimum deductible of $5,000, though actual deductible and premium levels depend on class, location, and exposure.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Lawyers-E-O/
LawGold, part of Amwins Program Underwriters, offers E&O insurance coverage for law firms with 1-40 attorneys.
Overview of the Program From Amwins Underwriting
Amwins Underwriting’s LawGold program provides professional liability (Lawyers E&O) designed specifically for small law firms and solo practitioners. The program is geared to firms that need tailored E&O protections, flexible optional enhancements, and access to admitted paper in many states. Coverage is issued through Amwins Program Underwriters and underwritten with an emphasis on straightforward risks and clean or minimal loss histories.
Ideal Accounts and Appetite
Solo attorneys and small law firms of 1–40 attorneys.
Clean or minimal prior loss history; some affirmative consideration for firms with limited, well-managed prior claims.
Solo attorneys or at least one partner should have been admitted to practice for at least two years.
Practices without extensive high-exposure specialties (e.g., mass torts, large transactional platforms, or frequent class actions) are the best fit.
Coverage Highlights and Advantages
Professional liability (errors & omissions) limits appropriate for small law firms.
Electronic media liability included to address risks from online communications and content.
Worldwide coverage available for professional services, subject to policy terms.
Predecessor firm coverage to protect newly merged or reorganized practices.
Optional coverages to broaden protection, including:
Separate limit for claims expenses
Client identity theft coverage
Broadcasters liability
Career coverage
Trustees liability coverage
Gramm-Leach Bliley Act (GLBA) coverage
Lateral hire coverage
Underwriting Notes
Underwriting focuses on the firm’s practice areas, claims history, attorney experience, and risk management controls. Expect underwriters to ask for:
Prior acts and loss history details
Resume or biography for principals/partners showing admission dates and experience
Information on firm procedures for conflicts, client intake, and data security when optional cyber/identity products are requested
Firms with significant or recurrent malpractice claims, high-volume transactional work, complex litigation exposures, or specialty practices outside the program’s appetite may be declined or referred to excess/non-program markets.
Territories and Admitted Status
The LawGold program is available in all U.S. states and Washington D.C. Amwins offers admitted coverage in select states. Admitted coverage is available in: AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV. Non-admitted or excess options may be available in other jurisdictions—confirm state placement options with Amwins underwriting.
Example Accounts That Fit This Program
A two-attorney family law firm with clean prior history seeking a policy that includes electronic media coverage and optional client identity theft protection.
A solo transactional attorney admitted for five years looking for admitted paper in their state and predecessor coverage after a recent firm name change.
Why Work With Amwins Underwriting on Lawyers E&O
Program-focused underwriting tailored for small law firms and solo practitioners.
Admitted paper in many states combined with optional enhancements that let you tailor protection to the client’s exposures.
Simple eligibility guidelines that help agents place straightforward risks quickly.
Access to Amwins’ broader distribution and program resources when accounts need placement support or endorsement tailoring.
For additional program details, application instructions, and submission requirements, refer to the LawGold product page: Click here for additional details about our LawGold program.
Frequently Asked Questions
What types of accounts are a good fit for LawGold?LawGold targets solo attorneys and law firms with 1–40 attorneys that have clean or minimal loss histories and at least one partner or solo attorney admitted for two or more years. Routine practice areas and firms without frequent high-exposure litigation are ideal.
Is admitted coverage available?Yes. Amwins offers admitted LawGold coverage in select states (including AL, AZ, CO, FL, GA, IL, IN, KS, MA, MI, MO, NE, NV, NC, OH, PA, TX, UT, and WV). Availability varies by state—confirm with underwriting at submission.
What optional coverages can I add for a client?Options include a separate limit for claims expenses, client identity theft coverage, broadcasters liability, career coverage, trustees liability, GLBA coverage, and lateral hire coverage. Availability depends on underwriting and the client’s exposures.
What information does underwriting typically require?Underwriters generally request prior acts/loss history, resumes or admissions dates for principals, descriptions of practice areas, and details on firm risk controls—especially if optional cyber/identity protections are requested.
How should I submit a deal or get more information?Submit via your usual Amwins placement channels or contact the Amwins Underwriting team for guidance on eligibility, admitted availability by state, and submission checklists.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Professional-Liability-for-Accountants/
Since 1994, CPAGold — a program administered by Amwins Underwriting — has offered a focused professional liability solution for Certified Public Accountants. This program is designed for agents placing E&O and related professional liability exposures for accounting firms seeking broad, flexible coverage and underwriting expertise from a specialized managing general agency.
Overview of the Program from Amwins Underwriting
CPAGold targets accounting firms that need tailored professional liability protection, including traditional errors & omissions coverage plus defense for disciplinary matters and privacy/cyber extensions. Amwins Underwriting underwrites the program with an emphasis on practical coverage, supplemental endorsements, and options that reflect common CPA exposures.
Ideal Accounts and Appetite
Small to mid-sized CPA firms (1–50 professionals) with a balanced mix of tax, audit, compilation, and advisory work.
Firms with more than 50 CPAs can be considered on a case-by-case basis.
Best suited to firms with standard practice areas rather than highly specialized or unusually risky niches—ask underwriting for borderline or specialty practices.
Example fits: You might have a 12-person firm that performs tax, bookkeeping and small business consulting seeking a combined E&O and disciplinary defense package; or a 30-person regional firm looking to add privacy and network security coverage to their professional liability limits.
Coverage Highlights and Advantages
Errors & omissions (professional liability) tailored for accounting practices
Defense expenses for disciplinary proceedings and regulatory investigations
Subpoena expense coverage and expense reimbursement
Claim mitigation assistance
Privacy-covered acts and network security coverage to address data breach and cyber exposures
Policy enhancements and special endorsements available to broaden protection where needed
Limits available from $100,000/$200,000 up to $5,000,000/$5,000,000
Underwriting Notes
As a Managing General Agency program, CPAGold emphasizes a streamlined underwriting process with experienced UW personnel who understand CPA exposures. Typical submission items include a completed application, current and prior acts information, claims history, and descriptions of risk management or cybersecurity controls where applicable.
Underwriting will review practice mix, revenue distribution by service line, any open disciplinary matters, and prior claim experience. Firms with complex specialty practices or significant claim histories should be discussed with underwriting before submission.
Territories and Admitted Status
Available in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Placement under CPAGold is handled through Amwins Underwriting as a program market. Note: this program is positioned as a non-admitted/surplus lines offering in applicable states — confirm availability and placement rules for the insured’s state of domicile.
Why Work with Amwins Underwriting on This Business
Niche CPA focus: underwriters experienced with accounting firms and their unique exposures.
Comprehensive coverage package that goes beyond basic E&O to include disciplinary defense and cyber/privacy extensions.
Flexible limits and endorsements to match firm size and risk profile.
Responsive MGA service model geared to help brokers place accounts efficiently and tailor terms where appropriate.
Submission Tips
Include a completed application and the last 5 years of loss history when possible.
Describe practice mix (tax, audit, advisory, bookkeeping) and list any specialty services.
Provide summaries of any regulatory or disciplinary matters, even if closed.
If requesting network security or privacy extensions, include information on data controls and incident response plans.
Frequently Asked Questions
What size firms are eligible for CPAGold?The program primarily targets small to mid-sized CPA firms (1–50 professionals). Firms with more than 50 CPAs may be considered on a case-by-case basis—submit details to underwriting for review.
What limits and coverages are available?Limits range from $100,000/$200,000 up to $5,000,000/$5,000,000. Standard coverages include professional E&O, disciplinary defense, subpoena expense, and options for privacy and network security. Endorsements and enhancements are available.
Is this an admitted or non-admitted program?CPAGold is offered through Amwins Underwriting as a non-admitted/surplus lines program in applicable states. Verify placement rules and surplus lines requirements for the insured’s state of domicile.
What does underwriting typically require with a submission?Provide a completed application, prior acts information, at least the last several years of claims history, a practice mix, and any information on disciplinary matters or cyber controls if privacy/network coverage is requested.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/Amwinsunderwriting/Public-Entity-Insurance-Program/
Amwins Specialty Casualty Solutions (ASCS), part of the Amwins Underwriting division, is an MGA and specialty program creator with nearly $1B GWP across multiple industries and lines. ASCS distributes a suite of public entity products designed for pools and individual government clients. Below is a clear summary you can use when evaluating placement options for your public entity insureds.
Program overview
Amwins Underwriting’s Public Entity Insurance Programs provide dedicated property, liability, and workers’ compensation solutions for public-sector entities. These programs combine specialty underwriting, flexible capacity, and access to well-capitalized markets and reinsurers to address exposures unique to municipalities, school systems, special districts, public housing authorities and similar public entities.
Ideal accounts and appetite
Municipalities (cities, towns, counties)
Public schools and higher education institutions
Special districts and service authorities
Public housing authorities and municipal utilities
Pools and joint powers authorities seeking programmatic solutions
You should consider these programs when your client needs higher capacity, layered solutions, or specialized terms crafted for public entities that standard commercial markets struggle to accommodate.
Coverage highlights and advantages
Public Entity Property: Up to $50M capacity per risk; administered by ASCS and written by a non-admitted carrier; excess follow-form; no TIV cap. Note: unable to participate on lead/primary layers.
Public Entity Casualty: Liability offered as follow-form excess or reinsurance; up to $3M per occurrence; placed on AM Best “A-” paper and backed by a panel of global reinsurers; strong underwriting and claims expertise.
Public Entity Workers' Compensation: Options include buffer, SIR, alternative funding and excess solutions; carrier ratings across programs range from AM Best "A+" to "A-" XII; available in all states.
Underwriting notes and placement considerations
Underwriting is program-driven and tailored to public entity exposures. Key considerations include existing policy layers (for follow-form placements), desired limit structure, loss history for public-sector operations, and whether the client is a pool or a single entity. The Property program operates on non-admitted paper; casualty and workers’ comp placements use admitted markets or reinsurer-backed structures depending on the program. Amwins’ underwriting team expects complete submissions with current values, schedules of locations, loss runs, and details on risk-transfer arrangements.
Territories and availability
Programs are available nationwide. States of availability include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY.
Why place public entity business with Amwins Underwriting
Amwins Underwriting brings program design expertise, deep public entity underwriting, and strong carrier/reinsurance relationships. That combination helps you place larger limits, structure layered solutions, and offer funding alternatives for clients who need more than standard commercial terms. The underwriting and claims bench strength noted on the casualty program provides additional confidence for complex liability exposures.
(*We work with pools and individual public entities)
Frequently Asked Questions
What types of public entity accounts are a good fit for these programs?These programs target municipalities, public schools and colleges, special districts, public housing authorities, municipal utilities, and pools. They are a strong fit when clients need higher capacity, excess or reinsurance placements, or alternative funding structures for workers’ comp.
Are the programs admitted or non-admitted?Placement depends on the specific product: the Public Entity Property program is written by a non-admitted carrier and administered by ASCS. Casualty and workers’ compensation placements may be on admitted paper or structured with reinsurer support; confirm program specifics when submitting.
What information should I include with a submission?Provide current policy details and limits, TIV and schedule of locations for property, recent loss runs, description of operations and exposures, any existing SIR or alternative funding arrangements, and details about pools or joint powers structures if applicable.
Which states are these programs available in?The programs are available nationwide. Refer to the storefront for the full list of states, and confirm any state-specific requirements during submission, especially for workers’ compensation and surplus-lines placements.
Need help placing an account? Connect with a market specialist.
https://completemarkets.com/company/usg/Dealers-Storage-Tanks-Program/
...p. Programs consist of Commercial Storage Tanks, Dealers Storage Tanks, Dance Schools, Educational In...
Commercial Use Only, No Personal Tanks