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Advanced E&S Group is a trusted Managing General Agency and Surplus Lines Broker with a strong presence in the Midwest. We specialize in underwriting a broad range of commercial property and casualty risks, offering both package and monoline options through various E&S carriers. Our Beauty/Barber Shops/Salons/Schools/Supplies Insurance program is tailored to meet the needs of professionals and businesses in the personal care and beauty industry throughout our licensed states. Ideal Accounts and Appetite This program is designed for businesses operating in the beauty and grooming sector, including: Hair and barber shops Beauty salons and day spas Cosmetology and barber schools Nail salons Retailers of salon and barber supplies Whether you’re working with a small neighborhood barbershop or a multi-chair salon with spa services, this program offers flexible solutions to help protect your clients from a range of risks. Coverage Highlights and Advantages We offer comprehensive coverage packages that include essential protections tailored to this industry. Available coverages include: Commercial General Liability (CGL/GL) Property Coverage (Real & Business Personal Property) Business Income and Business Interruption Theft and Fire Protection Glass Coverage Our program is built to respond to the unique exposures of beauty professionals—whether it’s protecting expensive salon equipment, covering income loss during a shutdown, or addressing liability from customer injuries or reactions to products or services. Underwriting Notes and Minimum Premiums We work with a variety of E&S markets to offer coverage on a non-admitted basis. Minimum premiums vary depending on the risk profile, class of business, and desired coverage limits. Our underwriters are experienced in evaluating these types of risks and can help you quickly assess fit and pricing. Territories and Availability This program is available in the following states: IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. We focus on serving the Midwest region but can also assist with eligible accounts in select other licensed states. Why Work With Advanced E&S Group? Advanced E&S Group combines underwriting expertise with responsive service to help agents and brokers place hard-to-place or niche risks. Our team understands the insurance needs of the personal care industry and can offer creative solutions for accounts that may not qualify for standard markets. With access to multiple carriers and flexible package or monoline options, we make it easier for you to serve your beauty and salon clients with confidence. You might have a client who runs a beauty school offering esthetics and cosmetology training, or a barber operating multiple locations—Advanced E&S can help you find the right coverage structure for those accounts. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include beauty salons, barbershops, nail salons, cosmetology schools, and beauty supply retailers. Is this program admitted or non-admitted?This program is written on a non-admitted basis through various excess and surplus lines carriers. What states is the program available in?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. Can I place monoline coverage or does it require a package?We offer both package and monoline coverage options depending on the needs of your client and carrier requirements. What is the minimum premium for this program?Minimum premiums vary based on the risk and coverage selected. Please contact us for specific underwriting guidelines. Need help placing an account? Connect with a market specialist.

Advanced E&S Group - Midwest Region is a trusted Managing General Agency and Surplus Line Broker specializing in providing tailored property and casualty insurance solutions for a wide variety of commercial classes. With broad underwriting capabilities and access to multiple surplus lines carriers, we help independent agents and brokers secure coverage for hard-to-place or specialized risks across the Midwest and beyond. Liquor Stores Insurance Program Overview: Our Liquor Stores Insurance program is designed to meet the unique risks and challenges faced by liquor retailers. Whether you're working with a standalone neighborhood bottle shop or a larger multi-location store, we can help you place coverage that addresses key exposures associated with selling alcohol and managing high-value inventory. Ideal Accounts and Appetite: Retail liquor stores with or without tasting areas High-volume or high-value inventory operations Locations with prior claims history that need surplus lines solutions Independent or franchise-operated stores Coverage Highlights and Advantages: Commercial General Liability (CGL) Liquor Liability – essential for alcohol sales Business Income and Business Interruption Property Coverage including Fire, Theft, and Glass Real and Business Personal Property protection Our program is available as a package or monoline solution, allowing for flexibility depending on your client's needs. We understand the nuanced liability risks liquor store owners face, and our coverage is designed to respond accordingly. Underwriting Notes and Minimum Premiums: Minimum premiums vary depending on the size, location, and risk characteristics of the account. We offer flexible underwriting for qualified risks and can often accommodate accounts that may not qualify for standard markets due to claims history, building age, or liquor sales percentages. Territories and Availability: This program is available in the following states: IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. All placements are written on a non-admitted basis through various surplus lines carriers. Why Work With Advanced E&S Group - Midwest Region: We bring deep expertise in underwriting liquor-related risks and have a strong understanding of the challenges agents face when placing these accounts. With access to multiple E&S carriers and a commitment to responsive service, Advanced E&S helps you provide your clients with competitive solutions, even for tough-to-place risks.You might have a client with a small urban liquor store that recently experienced a theft or fire loss—our program could be the right fit. Or perhaps a new owner is opening a store in a location where standard markets hesitate due to high liquor sales exposure—we can help place that risk effectively. Frequently Asked Questions What types of liquor store businesses are eligible for this program?We can consider standalone liquor stores, multi-location retailers, and stores with tasting areas. Accounts with prior claims or those needing surplus lines solutions are welcome. Is liquor liability included in this program?Yes, liquor liability is a key component of the program and can be included for eligible risks. Can I write monoline coverage or only package policies?Both options are available. We can write coverage as a package or on a monoline basis, depending on your client’s needs. What territories is this program available in?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. What is the minimum premium for this program?Minimum premiums vary based on the risk profile, location, and coverage needed. Contact us for underwriting review and pricing guidance. Need help placing an account? Connect with a market specialist.

Advanced E&S is a Managing General Agency and Surplus Line Brokers. We are able to underwrite many different commercial classes for property and casualty insurance in the Midwest states (either by package or monoline product). Restaurants Insurance Coverages: Assault & Battery Boiler & Machinery Business Income Business Interruption Care/Custody/Control CGL Crime Equipment Breakdown Fine Arts Fire Food Spoilage GL Glass Inland Marine Legal Liab Liability Liquor Liab Nonowned & Hired Auto Personal Property Products Liab Property Real & Business Personal Prop Spoilage Theft Umbrella Overview of Advanced E&S Group — Restaurants Insurance Advanced E&S Group - Midwest Region offers a restaurants insurance program designed for independent agents and brokers placing commercial restaurant, bar, and foodservice risks. As a Managing General Agency and Excess & Surplus lines broker, Advanced E&S leverages a panel of specialty carriers to provide flexible property and casualty placements when admitted markets are limited or not available. Ideal Accounts and Appetite Independent full-service restaurants and casual dining locations Quick-service and fast-casual concepts Cafés, bakeries, caterers, and small commissaries Bars, taverns, and venues that serve alcohol (subject to underwriting) Small brewery taprooms, wine bars, and hybrid food/beverage operations Advanced E&S is well suited for accounts that need packaged property & liability programs or tailored monoline products (e.g., liquor liability, equipment breakdown, spoilage). While the program is focused on typical restaurant operations, higher-hazard accounts—such as large capacity nightclubs, properties with significant history of violent incidents, or operations with substantial pyrotechnics or manufacturing exposure—should be submitted for prior discussion with underwriters. Coverage Highlights and Advantages Comprehensive coverage options: property, general liability, liquor liability, equipment breakdown, crime, spoilage and food contamination, inland marine, and more. Ability to place both package and monoline solutions to address specific exposures (example: standalone liquor liability or equipment breakdown endorsements). Access to surplus lines capacity for accounts that exceed admitted market guidelines or require tailored terms. Policy features geared to restaurants: spoilage/food contamination limits, business income for closed-for-cleanup scenarios, and assault & battery coverage where appropriate. Umbrella and excess layers available through partner carriers to round out limits. Underwriting Notes and Minimum Premiums Underwriting focuses on loss history, alcohol exposure and controls, kitchen and fire protection systems, payroll and revenue mix, and any delivery/drive-through exposures. Exact terms and pricing depend on the account profile and selected markets. Minimum premium: Varies by state and carrier — please reference the underwriter for current minimums and program guidelines. Territories and Availability This restaurants insurance program is available across the following states: CT, FL, IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, WI. Placements are handled through surplus lines channels where appropriate; admitted options may not be available in every state. Why Work With Advanced E&S Group Specialized MGA/E&S broker expertise for restaurant and foodservice classes. Responsive underwriting and flexible forms to match operations from small cafés to busy neighborhood restaurants. Access to multiple surplus markets to place difficult or nonstandard risks. Agent-focused service: detailed submissions are reviewed promptly, and underwriters can provide guidance on risk improvements to improve terms. Example Scenarios You might have a single-location bistro with dine-in, takeout, and modest liquor sales that needs a packaged property/liability program with spoilage coverage and liquor liability. Advanced E&S can quote a tailored package. Or, you may represent a fast-casual chain with multiple locations that needs equipment breakdown and business income for a high-value kitchen—this program can place those monoline exposures through surplus markets when needed. Frequently Asked Questions What types of restaurant accounts does this program prefer?We prefer independent and small chain restaurants, quick-service and casual dining, cafés, bakeries, and bars with controlled alcohol exposure. Large nightclubs, venues with chronic violent loss history, or operations with unusual manufacturing exposures should be discussed with underwriters prior to submission. Are both package and monoline coverages available?Yes. Advanced E&S can provide packaged property & liability programs or individual monoline products such as liquor liability, equipment breakdown, spoilage, and inland marine depending on the account needs. Is this an admitted program?Advanced E&S operates as an MGA and surplus lines broker. Many placements are written through non-admitted (E&S) carriers. Availability of admitted options depends on state and carrier appetite. What information should I include in a submission?Provide a completed application, current loss runs (usually 3–5 years), revenue and payroll breakdown, details on alcohol sales and controls, description of kitchen equipment and suppression systems, and any prior risk-control measures. The underwriter can request additional items based on the account. Need help placing an account? Connect with a market specialist.

Advanced E&S Group – Midwest Region is a trusted Managing General Agency and Surplus Line Broker, offering access to specialty commercial insurance markets for hard-to-place and niche risks. We specialize in placing coverage for convenience stores throughout the Midwest and select Eastern states, offering tailored solutions for a wide range of exposures common to this class of business. Overview of the Convenience Stores Insurance Program Our Convenience Stores Insurance program is designed for independent agents and brokers seeking a flexible solution for their retail clients. Whether your insured is a single-location corner store or a small chain with multiple locations, our non-admitted markets allow us to write accounts that may not qualify for standard market placement due to unique exposures or prior loss history. Ideal Accounts and Appetite We are actively seeking small to mid-sized convenience stores, with or without gasoline sales. Stores with 24/7 operations, liquor sales, or high foot traffic are welcome, as we have access to carriers that understand the increased exposures these operations present. Ideal submissions include: Standalone convenience stores C-stores with fuel pumps Locations with liquor sales Urban or rural locations We can consider risks with prior claims history or higher liability exposures, such as late-night operations or high-crime areas. Coverage Highlights and Advantages Our program offers comprehensive coverage options to help protect your insureds from the unique risks associated with running a convenience store. We can package or write monoline policies depending on your client's needs. Coverage options include: Commercial General Liability (CGL/GL) Property and Business Personal Property Business Income and Business Interruption Assault & Battery Liquor Liability Crime and Theft Excess Liability Food Spoilage and Contamination Glass Coverage Fire and Vandalism This broad menu of coverages allows you to craft a policy that aligns with your client’s specific operations and exposures. Underwriting Notes and Minimum Premiums Minimum premium requirements vary depending on the size, location, and risk profile of each account. We encourage agents to submit complete applications with current loss runs and detailed operational descriptions for faster turnaround. We have strong carrier relationships that allow us to be flexible on accounts that may not fit in standard markets. Territories and Availability This program is available in the following states: IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. All coverage is offered on a non-admitted basis through various carriers. Why Work With Advanced E&S Group? Advanced E&S brings deep market access and underwriting experience to help agents place challenging convenience store risks. We pride ourselves on responsive service, underwriting flexibility, and the ability to write what others can’t. Whether your client is a startup, a high-volume location, or a store with past claims, we’re here to help you find a solution. Frequently Asked Questions What types of convenience store accounts are a good fit for this program?We target standalone convenience stores, stores with fuel pumps, and locations with liquor or tobacco sales. High-traffic or 24-hour operations are also acceptable. Can you write accounts with prior losses or claims history?Yes, we can consider accounts with prior claims, especially when supported by strong risk management practices and current loss runs. Is coverage available for stores that sell alcohol or operate 24/7?Yes, our markets can handle liquor liability and exposures related to late-night or 24-hour operations. Do you offer package policies or monoline options?We can accommodate both package and monoline policies, depending on your client’s specific needs. What states is this program available in?This program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. Need help placing an account? Connect with a market specialist.

Advanced E&S is a Midwest Managing General Agency and surplus lines broker providing access to a broad range of commercial property and casualty insurance products, including dedicated coverage for bars and taverns. Our Bars/Taverns Insurance program helps independent agents place hard-to-write hospitality risks by offering flexible solutions tailored to the unique exposures of nightlife and food-and-beverage operations. Overview of the Bars/Taverns Insurance Program Built for establishments that serve alcohol and face elevated liability exposures, our Bars/Taverns Insurance program supports a variety of hospitality operations. From neighborhood pubs and sports bars to busy taverns and nightlife venues with occasional entertainment, Advanced E&S works with agents to secure non-admitted placements through our network of surplus lines carriers. Whether your client is a new operator or an established location, we help find tailored coverages that address day-to-day operations and higher-risk scenarios. Ideal Accounts and Appetite We are actively writing accounts in the following categories: Bars, taverns, and lounges Nightclubs with limited entertainment or small dance areas Sports bars and pubs that serve food and alcohol Establishments with incidental live music, DJs, or low-key entertainment We are less competitive for risks that include extensive adult entertainment, 24-hour operations, aggressive crowd profiles, or venues with repeated, significant liquor-related losses. If you’re unsure about a particular account, our underwriting team can advise on fit and submission requirements. Coverage Highlights and Advantages We offer both package and monoline options with access to a broad set of coverages commonly needed by bars and taverns: Assault & Battery Liquor Liability Commercial General Liability (CGL) Property — Fire and Real & Business Personal Property Business Income & Business Interruption Crime and Theft Equipment Breakdown / Boiler & Machinery Spoilage Excess Liability and Umbrella Our access to multiple surplus lines carriers and flexible program structures allows us to address common exposures — property damage, liquor-related incidents, assault & battery — as well as operational threats like equipment failure that can interrupt business. Underwriting Notes and Minimum Premiums Minimum premiums vary by account size, location, and exposure. We prioritize submissions that include a completed application, current loss runs, and clear operational details (hours, staffing, security protocols, entertainment schedule). Providing this information up front speeds underwriting and improves placement outcomes. Territories and Availability This program is available in the following Midwest states: Iowa, Illinois, Indiana, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, Ohio, and Wisconsin. All placements are written on a non-admitted basis through various surplus lines carriers. Why Work With Advanced E&S? Advanced E&S combines hospitality-focused underwriting experience with broad surplus lines carrier access. As a wholesale partner, we help independent agents place challenging bar and tavern accounts that may not fit admitted markets. Our underwriters take a pragmatic approach to risk, balancing targeted coverage with practical underwriting terms to help you secure placements for complex or high-exposure operations. Frequently Asked Questions What types of accounts are a good fit for this Bars/Taverns program?We’re a strong market for bars, taverns, pubs, lounges, and sports bars—especially those with liquor sales and incidental entertainment such as pool tables, jukeboxes, or live music. Do you offer Assault & Battery and Liquor Liability coverage?Yes. Both Assault & Battery and Liquor Liability are available and are often essential for these risks. Is this program available on an admitted basis?No. Coverage is placed on a non-admitted basis through various surplus lines carriers. In which states can I write business through this program?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, OH, and WI. What information is needed to submit a risk?Submit a completed application, current loss runs, and details about operations — hours, security measures, staffing, entertainment, and any alcohol service practices. Need help placing an account? Connect with a market specialist.

Advanced E&S Group – Midwest Region is a Managing General Agency and surplus lines broker that offers specialized Contractors-Artisan Insurance solutions. With broad market access and experienced underwriting for contractor classes, we help agents place hard-to-fit and unique contractor risks across the Midwest. Whether your client is a solo artisan or a larger contractor with multiple jobsite exposures, we can tailor a package or monoline program to match exposure and budget needs. Ideal Accounts and Appetite We focus on artisan and general contractor classes commonly found in residential, commercial, and light industrial work. Typical accounts include: Carpenters and framing contractors Electricians, plumbers, and HVAC technicians Masonry, drywall, and painting contractors Excavation and grading contractors Roofers and siding installers (subject to underwriting review) We also consider new ventures and contractors with prior loss history; each submission is evaluated on its own merits. High-hazard trades or accounts with recent large losses may require additional information or be declined depending on carrier appetite. Coverage Highlights and Advantages Our Contractors-Artisan Insurance program provides flexible, modular coverage to help your contractor clients manage operational risk and satisfy contract requirements. Available coverages include: General Liability (GL / CGL) Business Income Contractors Equipment Inland Marine Products Liability Owners & Contractors Protective (OCP) Personal Property / Business Personal Property Theft Umbrella / Excess Liability This program is designed to consolidate common contractor exposures in one solution — third-party liability, equipment loss, property damage, and product exposures. For example, you might place a small HVAC contractor with multiple service vans and portable tools on a package that includes GL, inland marine for tools, and business income for a shop loss. Underwriting Notes and Minimum Premiums Policies are written on a non-admitted basis through a range of surplus lines carriers. Terms and pricing depend on class, payroll, revenues, equipment values, and loss history. Minimum premiums vary by carrier and risk profile; submit a complete application and loss runs (if applicable) for the fastest turnaround. Our underwriting team works directly with agents to structure limits and endorsements that balance cost and coverage. Territories and Availability Advanced E&S offers this Contractors-Artisan program across the following Midwest states: IA, IL, IN, KS, MI, MN, MO, NE, OH, and WI. We understand regional contracting practices and can help place accounts that do work across state lines within these territories. Why Work With Advanced E&S Group? As a specialized MGA and surplus lines broker, Advanced E&S brings deep knowledge of contractor classes and niche risk placement. Our strengths for agents include: Access to multiple E&S markets for hard-to-place contractor risks Regional underwriting expertise focused on Midwest contractor exposures Flexible package and monoline options to meet contract and lender requirements Responsive service and direct underwriting support to speed placements If you have an account that needs a surplus lines solution or limits beyond admitted capacity, Advanced E&S can help source carriers and tailor terms. Submit complete applications and supporting loss history to engage our underwriting team quickly. Frequently Asked Questions What types of contractor risks are best suited for this program?This program targets artisan and general contractors such as electricians, plumbers, HVAC technicians, painters, and carpenters. Roofers and excavation contractors may be considered but typically require additional underwriting review. Can new ventures or contractors with prior losses be considered?Yes. We will consider new ventures and applicants with prior losses on a case-by-case basis. Provide complete details and loss runs so underwriters can assess eligibility and pricing. Is this program available on an admitted basis?No. Coverage is placed on a non-admitted basis through various surplus lines carriers. What information is needed to get a quote?Submit a completed application, current loss runs (if any), and information on operations, payroll, subcontractor usage, and equipment values. The more complete the submission, the faster we can respond. In which states is this program offered?This program is available in IA, IL, IN, KS, MI, MN, MO, NE, OH, and WI. Need help placing an account? Connect with a market specialist.

Advanced E&S Group – Midwest Region is a Managing General Agency and surplus lines broker providing specialized insurance solutions for retail storefront operations. With a strong presence across the Midwest and select East Coast states, we offer flexible underwriting and access to multiple surplus carriers for package and monoline property and casualty placements. The Retail Stores Insurance program is designed for independent agents and brokers who need competitive, non-admitted solutions for small and mid-sized retail clients. Ideal Accounts and Appetite: Small- to mid-sized retail operations with physical storefronts General merchandise, clothing boutiques, home goods, convenience stores, and specialty retailers Retailers needing flexible package or monoline options Accounts with unique exposures or risks that may not qualify for admitted markets Coverage Highlights and Advantages: Business Income and Business Interruption — protects revenue and helps cover ongoing expenses after a covered loss Commercial General Liability (CGL) — broad liability solutions for retail operations Fire and Theft coverage for buildings, fixtures, and inventory Glass coverage for storefronts and display cases Real and Business Personal Property protection Flexible property and liability limits to match account exposures Underwriting Notes and Minimum Premiums: Available as package or monoline placements depending on the account profile Minimum premiums vary by class, location, and selected limits — contact us for specific guidelines We partner with multiple surplus lines carriers to find capacity for harder-to-place risks Territories and Availability: This Retail Stores Insurance program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. All placements are non-admitted, enabling flexible terms for accounts that fall outside admitted market appetites. Why Work With Advanced E&S Group: As a general agency and E&S broker, Advanced E&S Group combines underwriting experience with broad market access to help you place retail accounts that may not fit standard carrier guidelines. We focus on practical, competitive solutions for small and mid-sized retailers and work with agents to structure coverage that matches each client’s exposures. Examples of accounts that fit this program: a neighborhood home décor store with seasonal inventory swings and heavy foot traffic; a specialty downtown shop with unique property exposures and a compact footprint. For both, we can help you assemble property, liability, and income protection that address day-to-day risks and potential business interruption. Frequently Asked Questions What types of accounts are a good fit for this program?Small- to mid-sized retail storefronts — for example, clothing boutiques, convenience stores, and specialty shops — are ideal. We’ll also consider accounts with unusual exposures or hard-to-place elements that outgrow admitted markets. Is this program admitted or non-admitted?This is a non-admitted (surplus lines) program. Using surplus carriers allows greater flexibility in underwriting and terms for nonstandard risks. What coverages are included in the Retail Stores Insurance program?The program can provide property, liability, business income and interruption, theft, fire, glass, and other retail-specific coverages. Options are available as package or monoline placements to fit the account. What is the minimum premium for this program?Minimum premiums vary by class, location, and chosen limits. Reach out with account details so we can provide specific pricing guidance. In which states is this program available?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. Need help placing an account? Connect with a market specialist.

Advanced E&S is a Managing General Agency and Surplus Line Broker with deep expertise in placing property and casualty coverage for a wide range of commercial risks across the Midwest. Our Laundries/Coin Laundry Insurance Program is designed to support independent agents and brokers looking to place hard-to-cover or specialized laundry operations, including self-service laundromats, coin-operated laundry facilities, and full-service wash-and-fold businesses. Ideal Accounts and Appetite We target a broad range of laundry operations, including coin laundries, card-operated laundromats, and hybrid laundry businesses offering drop-off services. Whether your client is a single-location operator or owns multiple locations across different states, we can tailor a coverage solution to meet their needs. Facilities with older equipment, urban locations, or those with unique exposures (like unattended operations) may also be eligible. Coverage Highlights and Advantages Our program bundles essential coverages to help protect against common losses in the laundry industry, including fire, theft, and business interruption due to equipment failure or property damage. Key coverages include: Business Income and Business Interruption Commercial General Liability (CGL) Property and Real & Business Personal Property Crime and Theft Fire and Liability Coverage This flexible package can be underwritten as a monoline or bundled solution, depending on your insured’s specific needs and risk profile. Underwriting Notes and Minimum Premiums We work with a variety of E&S carriers to accommodate risks that may fall outside the standard admitted market. Minimum premiums vary depending on the size and complexity of the risk. Our underwriters are experienced in evaluating laundromat-specific exposures and can provide fast turnaround on submissions with complete information. Territories and Availability Our Laundries/Coin Laundry Insurance Program is available in the following states: IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. As a non-admitted solution, it is ideal for risks that do not qualify for standard lines due to location, claims history, or unique operations. Why Work With Advanced E&S At Advanced E&S, we specialize in helping agents find solutions for complex or underserved classes. We offer responsive service, broad market access, and a deep understanding of E&S underwriting. You can count on us to help you place laundromat risks that require tailored coverage and fast turnaround. Whether your client is opening a new location or needs coverage after non-renewal, we’re here to help you secure the right protection. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for coin laundries, self-service laundromats, wash-and-fold businesses, and multi-location operations—especially those with unique exposures or that have trouble finding coverage in the standard market. Is this program available on an admitted basis?No, this program is offered on a non-admitted basis through various E&S carriers. Which states is this program available in?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. What is the minimum premium for this program?Minimum premiums vary based on risk characteristics and coverage needs. Contact us with submission details for a quote. Can you write standalone property or liability coverage?Yes, we can underwrite monoline or package policies depending on what your client requires. Need help placing an account? Connect with a market specialist.

Advanced E&S Group – Midwest Region is a Managing General Agency and Surplus Lines Broker specializing in commercial property and casualty insurance solutions for small to mid-sized businesses. With access to a wide range of carriers, we offer flexible underwriting and placement options tailored to the unique needs of your clients throughout the Midwest and select East Coast states. Our Small to Mid-Sized Businesses Insurance program is designed to help independent agents place accounts that may not qualify for standard markets due to size, risk profile, or industry class. Whether your client is expanding, entering a new market, or has unique exposures, we can help you find the right coverage solutions through our non-admitted channels. Target Classes and Ideal Accounts Retail storefronts Office occupancies Light manufacturing Small contractors Service businesses Lessor’s risk only (LRO) Coverage Highlights: Business Income Business Interruption Commercial General Liability (CGL) Fire and Property Coverage Glass and Theft Real & Business Personal Property Why Work With Advanced E&S Group? Experienced underwriters who understand small commercial risks Access to a variety of non-admitted markets Quick turnarounds and responsive service Flexible solutions for hard-to-place or distressed risks Underwriting and Premium Notes: Minimum premiums vary depending on risk characteristics, location, and coverage needs. We evaluate each submission independently to provide the best available terms. Territorial Availability: This program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. All placements are written on a non-admitted basis through various carriers. Example Accounts: You might have a small retail client with a standalone building and past claims history that doesn’t qualify for standard markets—our team can help find a solution. Or perhaps you’re working with a light manufacturer expanding into a new facility—we can help secure property and liability coverage adapted to the new exposures. Frequently Asked Questions What types of accounts are a good fit for this program?We focus on small to mid-sized commercial businesses such as retail shops, office risks, light manufacturing, contractors, and service providers that may not qualify for standard markets. Is this program admitted or non-admitted?This program is written on a non-admitted basis through various surplus lines carriers. In which states is this program available?The program is available in IA, IL, IN, KS, KY, MI, MN, MO, NE, NJ, NY, OH, PA, VA, and WI. Are monoline and package policies both available?Yes, we can accommodate both monoline and package policies depending on the client's needs and risk profile. What is the minimum premium for this program?Minimum premiums vary based on the specific risk and coverage needs. Contact us with your client's details for a quote. Need help placing an account? Connect with a market specialist.