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...ommonly needed by concert halls, theaters, amphitheaters and similar cultural venues. Eligi...ccounts include concert halls, amphitheaters, civic centers, symphony halls an...

...ants, retail grocery stores, and theaters Warehouse and wholesale operatio...etail Grocery Store Theaters Tool Mfg. ...

Abuse/Molestation Insurance (Claims Made) Specialized Abuse/Molestation Insurance from NAS Insurance Services NAS Insurance Services offers a focused Abuse/Molestation Insurance program designed for organizations that have care, custody, or control of vulnerable people. Written on a non-admitted basis through Lloyd’s of London and other highly rated markets, the program delivers reimbursement coverage for legal expenses and loss tied to actual or alleged abuse or molestation. NAS positions this product to help agents place hard-to-place, high-sensitivity accounts that need tailored limits and defense handling options. Ideal Accounts and Program Eligibility This program targets organizations that routinely interact with minors or other at-risk populations. Typical classes we place include: Camps Churches Community theater and arts programs Mental health service providers Schools and tutoring services School bus companies Example placements: you might have a faith-based summer camp or a private tutoring company with volunteer staff. Those operations rely on trusted interactions and can benefit from a program that specifically addresses abuse/molestation exposure. Coverage Highlights and Advantages Key features of NAS’s Abuse/Molestation program include: Reimbursement-based coverage for Legal Expenses and Loss Free selection of defense counsel (subject to conditions and underwriting approval) First-party coverage available Prior acts coverage available for Legal Expense only Waiver of co-insurance when panel counsel is selected (applies to legal and loss) Coverage can extend to directors, officers, trustees, employees, and volunteers when the entity is named in a suit Program Guidelines and Underwriting Details The program is written on a claims-made basis and is structured for high-risk or difficult-to-place accounts. Typical guidelines include: Limits: Standard placement up to $250,000 per claim / $500,000 aggregate for reimbursement of Legal Expense and Loss. Higher limits can be considered for Legal Expense only. Minimum Premium: $2,500 Minimum Deductible: $2,500 Ineligible Accounts and Territories This program excludes Catholic organizations and international travel or student exchange programs. While the program is available in most U.S. states, reimbursement for legal expenses is not available in New York. Agents should confirm state-specific availability during submission. National Reach and Non-Admitted Expertise NAS operates as a Managing General Underwriter and Excess & Surplus Lines Broker with access to top non-admitted markets. The program can be placed in most states, including CA, TX, FL, NY (with the limit noted above), and many others. NAS’s underwriters have experience handling sensitive abuse/molestation risks and can assist with complex placements and tailored terms. Why Work With NAS Insurance Services? NAS brings focused expertise for hard-to-place social services and youth-serving exposures. Agents benefit from flexible underwriting, access to Lloyd’s and other strong markets, and program features that address defense selection and first-party needs. For more information or to discuss a specific account, visit the NAS website or call 818-722-2330. Frequently Asked Questions What types of accounts are a good fit for this program? Accounts that have direct responsibility for vulnerable individuals—camps, churches, schools, tutoring programs, mental health providers, and similar operations—are the primary fits. What limits and deductibles are available? Standard reimbursement limits are up to $250,000 per claim / $500,000 aggregate, with a minimum deductible of $2,500. Higher limits may be available for Legal Expense only placements. Is this program admitted or non-admitted? This is a non-admitted program placed through Lloyd’s of London and other highly rated carriers. Are there any states or classes that are excluded? Yes—Catholic organizations and international exchange programs are ineligible. Also note that reimbursement for legal expenses is not available in New York. Can clients select their own defense counsel? Yes. Free selection of defense counsel is allowed subject to underwriting approval and the program conditions (including the minimum deductible). Need help placing an account? Connect with a market specialist.

...s League Facilities Theater/Amphitheaters Entertainment Circuses Concert Pro...rses) Venues such as arenas, amphitheaters, theaters, and convention centers Motorsp...

... Clubs • Comedy Clubs and Dinner Theaters • Bowling Alleys, Billiards, and Poo...

The red carpet is out, the stage lights are on, and the cameras are rolling. BUA’s NoShow® Event Cancellation Insurance for Entertainment Events offers critical protection for event organizers who face the risk of sudden cancellations, postponements, or non-appearances that could lead to significant financial loss. Overview of the Program From BUA BUA, a trusted Managing General Agency with access to multiple markets, provides specialized Event Cancellation and Non-Appearance Insurance through its proprietary NoShow® program. This coverage is tailored for entertainment-related events including award shows, concerts, festivals, and celebrity appearances. Whether you're working with a local music festival or a high-profile televised event, this program helps ensure your clients are protected against the unexpected. Ideal Accounts and Appetite This program is designed for a wide range of entertainment events, including but not limited to: Live concerts and music festivals Film premieres and award shows Theater productions Celebrity or influencer appearances Comedy tours and speaker series You might have a client organizing a multi-day music festival with big-name headliners or a corporate event featuring a celebrity spokesperson. These are the kinds of accounts that benefit greatly from NoShow® coverage. Coverage Highlights and Advantages BUA’s NoShow® program offers protection against a wide range of risks that can derail entertainment events, including: Terrorism Adverse Weather Death, Illness, Accident, or Injury to Performer(s) Unavoidable Travel Delay Civil Unrest Labor Strike Wildfire Earthquake This coverage can help reimburse non-recoverable costs and lost revenue due to cancellations or key performer no-shows—making it a vital risk management tool for your entertainment clients. Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the size, scope, and risk profile of the event. BUA works with multiple carriers to provide flexible solutions that can match a wide range of coverage needs. Underwriting typically considers the type of event, location, time of year, and dependency on specific individuals or performers. Territories and Availability BUA’s Event Cancellation and Non-Appearance Insurance is available in most U.S. states, including CA, FL, NY, TX, and many others. The program is accessible in both admitted and non-admitted markets depending on the risk and jurisdiction. Why Work With BUA With deep experience in entertainment-related exposures and access to multiple leading insurance carriers, BUA offers responsive service, niche underwriting expertise, and tailored solutions. Agents and brokers benefit from BUA’s efficient quote process and strong market relationships, helping you place hard-to-insure entertainment events with confidence. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for concerts, festivals, award shows, theater productions, and events featuring celebrity or influencer appearances. What perils are covered under the NoShow® policy?The coverage includes terrorism, adverse weather, performer illness or injury, travel delays, labor strikes, civil unrest, wildfires, and earthquakes. Is this program available nationwide?The program is available in most states, including CA, FL, NY, TX, and others. Some markets are admitted, while others are non-admitted depending on the jurisdiction. What information is needed to get a quote?Underwriters typically need event details such as date, location, key performers, expected revenue, and contingency plans. Can this be used for one-time and recurring events?Yes, the program can accommodate both single-day events and multi-date or recurring entertainment events. Need help placing an account? Connect with a market specialist.

Sometimes the best defense is a good offense. The security industry provides this offense for their customers, so Veracity provides a good offense for the security industry. With our comprehensive GL and Professional options, our markets can't be beat. With Veracity's Security Services Liability Insurance program, your clients know they are getting the coverage they need. Overview of the Program from Veracity Insurance Solutions, LLC Veracity Insurance Solutions offers a focused Security Services Insurance program designed for agents who place risks for security contractors, alarm and access control installers, patrol agencies, and related classes. We deliver General Liability and Professional Liability (Errors & Omissions) solutions through our MGA and Excess & Surplus lines broking capabilities, pairing flexible policy forms with access to exclusive underwriters and markets. Coverage Highlights E&O included with many package options to protect against professional exposures Lost key coverage and Care, Custody & Control available for covered property exposures Vicarious liability wording to address subcontractor and employee-related claims Firearms coverage available with AM Best "A" rated carrier for qualified accounts All lines available except Workers Compensation Exclusive underwriters and varied carrier access to place difficult or niche risks Target Classes and Ideal Accounts Veracity’s appetite focuses on the core security and security-adjacent trades. Typical target classes include: Security guard services (armed and unarmed, with underwriting review for armed operations) Patrol agencies and mobile patrol services Fire and burglar alarm installation and service contractors CCTV, access control systems, and related low-voltage installation Home theater and home automation installers when bundled with security systems Other technology integrators performing monitoring, installation, or service work What This Program Helps Manage This program is designed to address the common exposures for security service providers: bodily injury and property damage from on-site operations, claims arising from negligent monitoring or system failures, lost keys or unauthorized access, theft or damage to customer property in care/custody/control, and allegations of improper performance (E&O). Underwriting Notes and Minimum Premiums Minimum premium: $1,200. Workers Compensation is not provided through this program; place WC separately per state requirements. Armed guard operations, high-value contracts, and accounts with significant subcontractor use require detailed underwriting. Firearms coverage is available but underwriter approval is required. Appetite is broad, but accounts with known criminal histories, repeated claims, or operations outside standard security services should be submitted with full loss runs and detailed risk controls. Territories and Availability Veracity places business nationwide. This program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted status: All available markets (admitted and non-admitted placements may be used depending on state and account characteristics). Why Work with Veracity on Security Services Specialized underwriting for security trades—placed by an MGA and E&S broker experienced with these classes. Access to exclusive underwriters and AM Best "A" rated options for select coverages. Program wording that includes key endorsements agents commonly need, such as E&O and lost key coverage. Flexible state availability and the ability to place admitted or non-admitted paper as required. Underwriting support for complex risks and guidance on risk management expectations to improve placement success. Example Accounts You Might Place A regional alarm installation company that performs design, installation, and monitoring for residential and small commercial accounts. They need General Liability with E&O and lost key coverage — a good fit for package placement through Veracity. A mobile patrol agency seeking liability and firearms coverage for a small fleet of armed guards. With full staffing records, training documentation, and prior loss history, Veracity can submit to carriers that underwrite firearms exposure. Frequently Asked Questions What types of accounts are a good fit for Veracity’s Security Services program?Typical fits include security guard services, patrol agencies, alarm/CCTV/access control installers, and home automation or home theater installers that provide or service security systems. Accounts should have documented risk controls and standard contract provisions for security services. Is Errors & Omissions (E&O) included?Yes—E&O is included with many of the program’s package options. Exact terms and limits depend on the submission and underwriting approval. Are firearms exposures covered?Firearms coverage is available with select carriers (including AM Best "A" rated markets) but requires detailed underwriting. Provide staffing, training, weapon handling policies, and loss history when you submit armed operations. What is the minimum premium and are there placement restrictions?The program’s minimum premium is $1,200. Workers Compensation is not available through this program and must be placed separately. High-risk operations or accounts with adverse loss history may be referred or require specific underwriting conditions. Which states do you write in?Veracity can place risks in all listed states and DC across admitted and non-admitted markets as appropriate. State-specific rules may affect placement options; submit details and we’ll advise on the best market. Need help placing an account? Connect with a market specialist.