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Workers Compensation Insurance for Theaters Novatae Risk Group offers a speciali...erformance venues such as community theaters, regional theaters, touring production companies, an...

... Franchise and independent movie theaters, including single-screen and small chains Drive-in theaters Not-for-profit and for-profit ...ideal for franchise and local movie theaters, drive-ins, traveling theatrical ...

...al societies, botanical gardens, theaters, and more. With underwriting experti...

...ants, retail grocery stores, and theaters Warehouse and wholesale operatio...etail Grocery Store Theaters Tool Mfg. ...

Policy Highlights for Entertainment Insurance: Colonial General Insurance Agency, Inc. offers a focused Entertainment Insurance program for local and regional performers and event entertainers. The program is designed for agents and brokers looking to place clients who regularly perform at private parties, community fairs, festivals, carnivals, exhibitions, and small theater productions. Typical insureds include DJs, bands, clowns, face painters, caricature artists, magicians, psychic entertainers, home party performers, theatrical casts, and novelty services such as singing or stripping telegrams. Coverage is flexible and can be tailored to the specific exposures of these small- to mid-sized entertainment operations. Ideal Accounts and Appetite This program targets community and regional entertainers and production teams rather than large touring acts or major theatrical productions. Typical accounts that fit the appetite include: Musical performers (bands, solo acts, DJs) Children’s entertainers (clowns, face painters, balloon artists) Interactive artists (caricature artists, psychics, magicians) Small theater companies and local productions Singing or novelty telegram services and themed party entertainers This program is not intended for large-scale productions, national touring acts, venues with professional rigging/amusement rides, or operations that require specialized excess-placement for complex theatrical stunts or large crowd management. Coverage Highlights and Advantages Commercial General Liability (CGL): Primary limits available up to $3,000,000 Occurrence / Aggregate Included coverages: Sexual/Physical Abuse Coverage – $25,000 per claim / $50,000 aggregate (higher limits available on request) Medical Payments – $5,000 Blanket Additional Insured endorsement (useful for venues and event hosts) Excess / Umbrella capacity up to $25,000,000 through partner carriers No liability deductible required Property and Business Property Options: Basic, Broad, or Special Form wording available Coverage for Building, Contents, Computer Equipment, and Business Income Equipment Breakdown and Inland Marine for portable gear Outside Signs, Valuable Papers, Accounts Receivable, and Theatrical Property options Replacement Cost or Actual Cash Value valuations Crime and Miscellaneous Coverages: Inside-the-Premises theft of money and securities Inside-the-Premises robbery or safe burglary of other property Outside-the-Premises coverage for money and property in transit Underwriting Notes and Minimum Premiums Colonial General leverages multiple markets to accommodate a variety of underwriting approaches. Underwriting review is required for all submissions to ensure proper placement and rating. While minimum premiums vary by carrier and risk profile, the program is structured to be accessible to small entertainment businesses. Liability coverage typically carries no deductible, and higher abuse/assault limits can be requested and considered by underwriting. Territories and Availability This Entertainment Insurance program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Depending on the carrier and the insured’s profile, coverage may be written on an admitted or non-admitted basis. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General offers targeted expertise in niche commercial exposures such as local entertainment. The MGA provides access to multiple admitted and E&S carriers, experienced underwriting that understands performance-based risks, and flexible policy forms for property, liability, and crime exposures. Colonial General is positioned to help agents place hard-to-fit or small-scale entertainment accounts quickly and efficiently. Example Accounts That Fit This Program You may have a client who runs a two-person acoustic band performing at weddings and local festivals — they need GL, equipment inland marine, and optional abuse coverage for performers working with children. An agency could place a children’s party entertainer who travels to private homes with face-painting supplies and portable props — the program supports property coverage for supplies and medical payments for minor injuries. Frequently Asked Questions What types of accounts are a good fit for this program?Local and regional entertainers such as DJs, clowns, bands, face painters, caricature artists, and small theater productions are a good fit. Is coverage available on an admitted basis?Some markets within the program offer admitted placements; others may be non-admitted depending on the state and risk characteristics. Can you get higher abuse limits?Yes. Higher limits for sexual/physical abuse coverage are available upon request and are subject to underwriting approval. Which states do you write in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Do you require a deductible for liability?No. Liability coverage under this Entertainment program typically does not require a deductible. Need help placing an account? Connect with a market specialist.

...ot limited to): Community theaters, art centers and galleries Civic...ze nonprofit arts groups, community theaters, civic clubs, social clubs, histo...

```html Great Point Insurance offers a tailored Convenience Store Insurance program designed to meet the unique liability and property exposures faced by convenience store operators. Through our exclusive platform at www.UmbrellaPro.com, agents can instantly quote, bind, issue, and invoice coverage—streamlining the process for both you and your insureds. Recent Umbrella Placements We’ve successfully placed coverage for a wide variety of retail and service businesses. Here are a few recent examples: $10M Umbrella Limit - Premium $1,000 Type: Pet Grooming Exposure: $325,000 Gross Receipts $5M Umbrella Limit - Premium $850 Type: Convenience Store Exposure: $2,000,000 Gross Receipts $10M Umbrella Limit - Premium $1,000 Type: Movie Theater Exposure: $650,000 Gross Receipts $5M Umbrella Limit - Premium $1,800 Type: Landscaper Exposure: $950,000 Gross Receipts Ideal Accounts and Appetite Our program is built for retail businesses with standard to moderate risk. Convenience stores with steady foot traffic, fuel sales, or ancillary services such as lottery sales and food items are a great fit. We also write a broad range of related retail classes, making it easier for you to place multiple accounts with one trusted partner. Popular Classes We Serve • Clothing or Wearing Apparel • Beverage Stores (Liquor, Wine) • Bicycle Stores – Sales and Servicing • Retail Stores • Department or Discount Stores • Furniture Stores – For Profit • Gift Shops – Not For Profit • Hardware Stores • Nail Salons • Musical Instrument Stores • Pet Stores • Rental Stores (NOC) • Shoe Stores • Ice Cream Stores • + Hundreds of other eligible classes Program Features and Benefits Instant online quoting, binding, and policy issuance via UmbrellaPro.com Flexible umbrella limits to meet various client needs Broad eligibility across over 600 commercial classes Competitive premium options with a streamlined process Territories and Availability This program is available in all 50 states and Washington, DC, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work With Great Point Insurance? Great Point Insurance is focused on delivering fast, reliable, and accessible umbrella insurance solutions for retail and service-based businesses. With our proprietary UmbrellaPro platform, you gain speed and convenience without sacrificing underwriting expertise. Whether you’re handling a single location or a multi-store operator, we provide the tools and support to help you succeed. Visit www.UmbrellaPro.com to request access and start placing Convenience Store Insurance and other commercial umbrella risks today. Frequently Asked Questions What types of accounts are a good fit for this program?Convenience stores with typical retail exposures, moderate foot traffic, and gross receipts under $5 million are ideal. We also welcome related retail classes like liquor stores, ice cream shops, and hardware stores. Can I bind coverage instantly through the platform?Yes. Our UmbrellaPro platform allows you to instantly quote, bind, issue, and invoice policies online, streamlining the process for you and your clients. Is this program available nationwide?Yes, the program is available in all 50 states and Washington, DC. Is there a minimum premium requirement?Minimum premiums vary by class and limit selected, but we offer competitive pricing to fit a wide range of accounts. What other types of retail businesses can I place through this program?In addition to convenience stores, we accept a wide range of retail classes including clothing stores, gift shops, nail salons, bicycle shops, and more. Need help placing an account? Connect with a market specialist. ```

...rs, and historic house museums Theaters, historic inns, estates, and restore...seums, heritage societies, historic theaters and homes, and organizations that...

Sometimes the best defense is a good offense. The security industry provides this offense for their customers, so Veracity provides a good offense for the security industry. With our comprehensive GL and Professional options, our markets can't be beat. With Veracity's Security Services Liability Insurance program, your clients know they are getting the coverage they need. Overview of the Program from Veracity Insurance Solutions, LLC Veracity Insurance Solutions offers a focused Security Services Insurance program designed for agents who place risks for security contractors, alarm and access control installers, patrol agencies, and related classes. We deliver General Liability and Professional Liability (Errors & Omissions) solutions through our MGA and Excess & Surplus lines broking capabilities, pairing flexible policy forms with access to exclusive underwriters and markets. Coverage Highlights E&O included with many package options to protect against professional exposures Lost key coverage and Care, Custody & Control available for covered property exposures Vicarious liability wording to address subcontractor and employee-related claims Firearms coverage available with AM Best "A" rated carrier for qualified accounts All lines available except Workers Compensation Exclusive underwriters and varied carrier access to place difficult or niche risks Target Classes and Ideal Accounts Veracity’s appetite focuses on the core security and security-adjacent trades. Typical target classes include: Security guard services (armed and unarmed, with underwriting review for armed operations) Patrol agencies and mobile patrol services Fire and burglar alarm installation and service contractors CCTV, access control systems, and related low-voltage installation Home theater and home automation installers when bundled with security systems Other technology integrators performing monitoring, installation, or service work What This Program Helps Manage This program is designed to address the common exposures for security service providers: bodily injury and property damage from on-site operations, claims arising from negligent monitoring or system failures, lost keys or unauthorized access, theft or damage to customer property in care/custody/control, and allegations of improper performance (E&O). Underwriting Notes and Minimum Premiums Minimum premium: $1,200. Workers Compensation is not provided through this program; place WC separately per state requirements. Armed guard operations, high-value contracts, and accounts with significant subcontractor use require detailed underwriting. Firearms coverage is available but underwriter approval is required. Appetite is broad, but accounts with known criminal histories, repeated claims, or operations outside standard security services should be submitted with full loss runs and detailed risk controls. Territories and Availability Veracity places business nationwide. This program is available in: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY Admitted status: All available markets (admitted and non-admitted placements may be used depending on state and account characteristics). Why Work with Veracity on Security Services Specialized underwriting for security trades—placed by an MGA and E&S broker experienced with these classes. Access to exclusive underwriters and AM Best "A" rated options for select coverages. Program wording that includes key endorsements agents commonly need, such as E&O and lost key coverage. Flexible state availability and the ability to place admitted or non-admitted paper as required. Underwriting support for complex risks and guidance on risk management expectations to improve placement success. Example Accounts You Might Place A regional alarm installation company that performs design, installation, and monitoring for residential and small commercial accounts. They need General Liability with E&O and lost key coverage — a good fit for package placement through Veracity. A mobile patrol agency seeking liability and firearms coverage for a small fleet of armed guards. With full staffing records, training documentation, and prior loss history, Veracity can submit to carriers that underwrite firearms exposure. Frequently Asked Questions What types of accounts are a good fit for Veracity’s Security Services program?Typical fits include security guard services, patrol agencies, alarm/CCTV/access control installers, and home automation or home theater installers that provide or service security systems. Accounts should have documented risk controls and standard contract provisions for security services. Is Errors & Omissions (E&O) included?Yes—E&O is included with many of the program’s package options. Exact terms and limits depend on the submission and underwriting approval. Are firearms exposures covered?Firearms coverage is available with select carriers (including AM Best "A" rated markets) but requires detailed underwriting. Provide staffing, training, weapon handling policies, and loss history when you submit armed operations. What is the minimum premium and are there placement restrictions?The program’s minimum premium is $1,200. Workers Compensation is not available through this program and must be placed separately. High-risk operations or accounts with adverse loss history may be referred or require specific underwriting conditions. Which states do you write in?Veracity can place risks in all listed states and DC across admitted and non-admitted markets as appropriate. State-specific rules may affect placement options; submit details and we’ll advise on the best market. Need help placing an account? Connect with a market specialist.