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... renewals for repair shops, retail tire stores, quick lube centers and other s... suited for auto repair shops, retail tire and parts stores (new parts only), quick lube cente...

... the needs of independent grocery stores, convenience stores, and small food retailers. This progr...re feet?This program is designed for stores 3,000 square feet or less. Larger ...

...including: Convenience stores (with or without fuel sales) Small food marts and corner grocery stores Locations with a single coin-op... This program fits small convenience stores, mini-marts, and food stores under 3,000 square feet, including...

...package basis, catering to retail stores that may include incidental installat...ons, including antique shops, liquor stores, electronics retailers, and hobby supply stores. Is this program available on an a...

Program Highlights: Colonial General Insurance Agency, Inc. offers a Contents in Mini Storage Insurance program that helps agents and brokers place coverage for personal household goods stored in commercial mini-storage facilities. The program supports short-term and annual terms and provides flexible underwriting options through admitted and non-admitted markets to fit a range of storage timelines and exposures. Overview of the Program From Colonial General This program is designed to insure unscheduled household contents stored off-premises in commercial storage units. It protects personal property for named perils and burglary exposures while stored in secured, commercial mini-storage facilities. Colonial General places this business with multiple carriers, using admitted or excess & surplus markets where appropriate to secure the best solution for each risk. Ideal Accounts and Appetite This program is aimed at individual clients who need protection for household contents kept in commercial storage units. Typical fits include: People relocating who need temporary storage for household goods Seasonal residents storing furniture and personal items during the off-season College students storing belongings between terms Homeowners downsizing who place excess personal property in storage Commercial use of units is acceptable only when the stored items are strictly personal household contents. Business equipment, inventory, or professionally used high-value property is generally not eligible under this program. Coverage Highlights and Advantages Key features agents can offer through Colonial General’s Contents in Mini Storage program include: Named perils coverage with burglary protection Claims settled on an Actual Cash Value (ACV) basis $250 base deductible with higher deductible options available Deductible credits that can lower premium when insureds choose higher deductibles Availability of short-term (temporary) or annual policy terms Competitive access to multiple markets to improve placement options Underwriting Notes and Minimum Premiums Underwriting focuses on facility security and the nature of the stored property. Requirements typically include locked gates, individual unit locks, and on-site surveillance or other adequate security measures. The program is limited to personal household contents; business property and high-value scheduled items may be excluded or require alternative placement. Minimum premium varies by carrier and market. Agents should discuss minimums and deductible credit options with a Colonial General market specialist when requesting a quote. Territories and Availability This program is currently available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General can place accounts in admitted or non-admitted markets depending on the state, carrier appetite, and the specific underwriting characteristics of the risk. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines deep personal-lines expertise with broad market access. Their underwriting team is responsive and experienced at placing niche personal property risks that may be hard to place in standard markets. Agents benefit from flexible policy terms, multiple market options, and underwriting guidance to help secure timely placements for their clients. Frequently Asked Questions What types of accounts are a good fit for this program?Individuals storing personal household items in commercial mini-storage units—such as clients who are relocating, seasonal residents, college students, or those downsizing—are the primary fit. Can this program cover business inventory or equipment stored in units?No. The program is designed for unscheduled household contents only. Business property, inventory, and equipment are not eligible under this policy. What policy terms are available?Agents can place short-term (temporary) or annual policies, depending on the insured’s storage timeframe and needs. Are deductible options available?Yes. The base deductible is $250, and higher deductible options are available. Selecting a higher deductible may qualify the account for deductible credits and lower premium. Which states is this program available in?Coverage is available in AZ, CA, CO, ID, NV, NM, UT, and WY; placement may be via admitted or non-admitted markets depending on the state and carrier. Need help placing an account? Connect with a market specialist.

...ghts for Medical Equipment Supply Stores Insurance: Colonial General Insuranc...Medical equipment rental and leasing stores Home health equipment dealers an...

...ghtclubs, convenience and grocery stores, hotels and motels, package/liquor stores, special events, breweries, wineries,... taverns, nightclubs, package/liquor stores, tasting rooms, breweries/wineries...

...oarding and breeding kennels, pet stores, grooming salons, training facilities...arding kennels, animal shelters, pet stores, and dog training facilities that ...

Program Highlights for Inland Marine Insurance: Colonial General Insurance Agency, Inc. offers a robust Inland Marine Insurance program designed to cover valuable personal property that standard homeowners policies typically exclude or restrict. This program is tailored for agents and brokers seeking flexible solutions for hard-to-place items and specialty risks. With access to a variety of markets and coverages, Colonial General helps you secure the right protection for your clients' most prized possessions. Ideal Accounts and Appetite This program is ideal for personal lines clients with high-value or unique movable property. Coverage is available for a wide range of items, including but not limited to: Jewelry and furs Fine arts and collectibles Musical instruments Cameras and camera equipment Golf carts and golf equipment Guns and firearms collections Postage stamps and coin collections Contents stored in mini-storage units Motorized ground maintenance vehicles Silverware and other household valuables If you have clients with specialized property that doesn't fit within standard property insurance policies, this program can meet their needs with tailored, flexible options. Coverage Highlights and Advantages Colonial General's Inland Marine product offers multiple policy options to accommodate various types of property and risk levels. Key coverage features include: All-Risk Coverage: Broad protection for most classes of property, excluding specific exclusions. Limited or Broad Form for Musical Instruments: Flexible options for amateur and professional musicians alike. Breakage Option for Fine Arts: Specialized protection for fragile and high-value pieces. Named Perils and Burglary Coverage: Available for contents stored in mini-storage facilities, addressing common theft exposures. This program allows you to cover high-value assets that are often underinsured or excluded from standard policies, giving your clients peace of mind. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to place this coverage, ensuring competitive and flexible underwriting. While there is no set minimum premium listed, underwriting guidelines vary by class and item value. Submissions should include complete item descriptions and valuations where applicable. The program can accommodate both scheduled and blanket coverage depending on the client’s needs. Territories and Availability This Inland Marine Insurance program is available to licensed agents and brokers in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Some available markets are admitted, while others may operate on a non-admitted basis depending on the risk and jurisdiction. Why Work With Colonial General As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep expertise in niche personal lines markets. If you've struggled to find coverage for unique personal property through standard carriers, Colonial General offers a reliable alternative with underwriting flexibility and access to specialized markets. Their responsive approach and regional focus across the Western U.S. make them a valuable partner in placing difficult Inland Marine risks. Whether your client is a collector, musician, hobbyist, or simply owns high-value personal assets, this program gives you the tools to deliver custom protection beyond the limitations of standard policies. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal lines clients with high-value movable property such as jewelry, fine arts, collectibles, musical instruments, and golf equipment. Can I cover items stored in a mini-storage unit?Yes, coverage is available for contents in mini-storage units, with options for named perils and burglary protection. Is coverage available on an all-risk basis?Yes, most classes of property can be covered on an all-risk basis, with specific exclusions and underwriting requirements. What documentation is needed for underwriting?Submissions should include detailed descriptions and valuations of the items to be insured. Photos or appraisals may also be required depending on the item type and value. Which states is this program available in?This Inland Marine Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

... restaurants, salons, convenience stores, and specialty retailers. These accou...y cleaners, restaurants, convenience stores, and service-oriented retailers. I...