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Title Agents / Title Abstractors / Escrow Agents — Profess...quently Asked Questions What types of title operations are a good fit for this program?Independent title agents, abstractors and escrow agents that perform ...

Title Agents, Escrow Agents, Title Abstractors E&O Insurance Ten...or employment practices coverage to a title E&O policy?Yes. Tennant can pr...

...o help you place coverage for your Title Agent accounts. With a d... states is this program available?The Title Agents E&O program is available in...

Insurance for title agents and escrow agents is getting h...erms. What is the minimum premium for Title Agent E&O coverage?Minimum premium...

... Agency, Inc. offers a specialized Title Agent Insurance program designed to protect Title and Escrow Agents from the financial ...good fit for this program?Independent Title Agents, Escrow Officers, and small...

...e brokers Business brokers Title agency operators It is especiall...f you work with brokers, solo agents, title operators, or small-to-mid-sized f...

... • Insurance Brokers and Agents • Title Agents, Escrow Agents and Abstractors It is always when it is least expe...

Lawyers Professional Liability Coverage by Preferred Concepts LLC Mercator Risk Services, a division of Preferred Concepts LLC, offers a robust Lawyers Professional Liability (LPL) insurance solution for firms of all sizes — from solo attorneys to practices with 50+ lawyers. Whether your client is a new solo practitioner or a long-established firm with complex exposures, this program provides flexible options for primary, excess, or hard-to-place risks. In today’s legal environment, law firms are increasingly vulnerable to client claims stemming from unrealistic expectations, frivolous lawsuits, or genuine errors. Professional liability insurance is essential protection, and Mercator Risk Services specializes in finding tailored coverage for even the most challenging LPL accounts. Ideal Accounts and Appetite This program is designed for a wide range of legal practices, including those that may be considered difficult to place. Ideal accounts include: High-exposure firms with a concentration in securities or real estate development Newly licensed attorneys starting their own practices Firms undergoing structural changes such as mergers, expansions, or dissolutions Practices with prior claims, disciplinary actions, or loss experience Mercator also specializes in coverage for distressed legal professionals such as: 100% plaintiff’s firms Patent and copyright attorneys Sole practitioners in high-risk areas Firms with significant claims history Coverage Highlights and Advantages Mercator Risk Services works with a variety of carriers to offer flexible and competitive LPL solutions. Coverage is available on a non-admitted basis and can be structured as primary, excess, or tailored for hard-to-place risks. The team can begin evaluating a case using nearly any standard application (excluding renewal applications), or you can request a specialized form for your client’s unique situation. You might have a client who recently left a large firm to start a solo practice — a great fit for this program. Or perhaps you're working with a small firm that’s had prior claims and is struggling to find coverage. Mercator is equipped to help you navigate these placements. Underwriting Notes The LPL market is evolving. While it remains competitive, many underwriters are tightening standards, increasing rates, and non-renewing underperforming books. Mercator’s underwriting team is experienced in assessing distressed and high-exposure risks, offering a valuable resource for agents seeking to place challenging legal accounts. Territories and Availability This program is available in all 50 states and Washington, DC. Whether your client is in California, New York, Texas, or a smaller jurisdiction, you can access this solution through Mercator Risk Services. Why Work With Preferred Concepts LLC Preferred Concepts LLC, through its Mercator Risk Services division, brings deep expertise in professional liability placements. As a wholesale broker with access to multiple carriers, Mercator provides responsive service, specialized underwriting insight, and creative solutions for complex legal risks. By partnering with Mercator, you gain a reliable resource for placing both standard and hard-to-place lawyers professional liability coverage. For more information, call (860) 527-9717 or email [email protected]. You can also visit their website at www.mercatorpro.com for applications and program details. Frequently Asked Questions What types of legal practices are best suited for this Lawyers Professional Liability program?This program is ideal for a wide range of practices—from solo attorneys to larger firms with up to 50+ lawyers. It’s especially effective for hard-to-place accounts such as firms with securities exposure, prior claims, or those undergoing recent structural changes. Can I submit an existing application to start the underwriting process?Yes, Mercator Risk Services can often begin work using an existing application, as long as it is not a renewal form. A specialized application can also be provided if needed. Is this coverage available in all states?Yes, the Lawyers Professional Liability program is available in all 50 states and Washington, DC. What makes Mercator Risk Services a good partner for placing LPL coverage?Mercator brings deep underwriting expertise and access to multiple carriers. They specialize in hard-to-place and distressed legal risks, offering tailored solutions and responsive service to agents and brokers. Does this program cover newly licensed attorneys or new solo practices?Yes, newly licensed attorneys and solo practices are welcome. The program is designed to accommodate new ventures as well as established firms. Need help placing an account? Connect with a market specialist.

The miscellaneous professional liability (MPL) market presents a strong opportunity for agents and brokers seeking to expand their E&O offerings. With a wide variety of professionals now offering specialized business, financial, and personal services, the demand for tailored liability protection is growing rapidly. Preferred Concepts LLC, in partnership with Mercator Risk Services, offers a flexible solution for hard-to-place and unique MPL accounts through their Other Miscellaneous Professions program. Overview of the Program From Preferred Concepts This program is designed to serve a broad spectrum of professional service providers who may not fit neatly into traditional E&O categories. Whether your client is a specialty consultant, a marine surveyor, or a data provider, Preferred Concepts can help deliver comprehensive Errors & Omissions Liability coverage through Mercator’s underwriting expertise and market access. Mercator has successfully proposed coverage for over 60 types of miscellaneous professional accounts and is well-positioned to assist with both standard and distressed risks. Applications can begin using your existing forms (excluding renewals), or a tailored application can be provided to match your client’s profession. Ideal Accounts and Appetite This program targets a wide range of non-traditional professionals, including but not limited to: Specialty consulting firms Marine surveyors and safety inspectors Specialty financial and actuarial consultants Data providers, especially in flood insurance or environmental sectors Product development and specialized research firms Inspection, testing, and data processing services You might have a client who provides custom market analysis for third-party investors or a firm offering risk assessments for commercial real estate—these are great examples of accounts that can benefit from this MPL program. Coverage Highlights and Advantages Professionals today face significant liability exposure tied to their advice, services, or data accuracy. This program offers flexible E&O coverage designed to meet the unique risks of miscellaneous service providers. Whether your client is facing increased exposure due to growth or has a claim history that makes standard markets difficult, this program offers a solution. Mercator also considers accounts that are financially impaired or have prior claims—making it a valuable option for clients who have been turned away elsewhere. Underwriting Notes and Minimum Premiums Mercator can often begin the underwriting process with an application you already have on file, streamlining the submission process. If needed, a profession-specific application is available. While minimum premium details may vary by risk, the flexibility in handling distressed or unusual accounts makes this program especially valuable for hard-to-place clients. Territories and Availability The Other Miscellaneous Professions program is available nationwide, including all 50 states and Washington, D.C. This broad availability means you can place business for clients regardless of where they operate in the U.S. Why Work With Preferred Concepts LLC As a wholesale broker with access to various carriers, Preferred Concepts LLC, through Mercator Risk Services, brings deep niche expertise in professional liability placements. Their ability to handle distressed, unusual, or non-standard MPL accounts gives agents and brokers a competitive edge in placing hard-to-fit risks. Their responsive service model and flexibility make them a strong partner for your miscellaneous professional liability needs. For more information or for assistance with a specific account, you may contact Mercator directly at (860) 527-9717 or via email at [email protected]. Additional resources are available at their website: www.mercatorpro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for non-traditional professionals such as specialty consultants, marine surveyors, data providers, safety inspectors, actuaries, and other niche service providers. Can you help with accounts that have prior claims or financial issues?Yes. Mercator Risk Services specializes in hard-to-place risks, including accounts with prior claims or financial impairments. Do I need a specific application to submit a risk?You can typically start with any application you already have (except renewal forms). A specialized application is also available if needed. Is this program available in all states?Yes, the program is available in all 50 states and Washington, D.C. What carriers are used for this program?Preferred Concepts works with various carriers to match the best market to your client’s needs. Specific carrier selection depends on the risk profile. Need help placing an account? Connect with a market specialist.