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Title Agents, Escrow Agents, Title Abstractors E&O Insurance Ten...or employment practices coverage to a title E&O policy?Yes. Tennant can pr...

Title Agents / Title Abstractors / Escrow Agents — Profess...quently Asked Questions What types of title operations are a good fit for this program?Independent title agents, abstractors and escrow agents that perform searches, prepare com...

... Agency, Inc. offers a specialized Title Agent Insurance program designed to protect Title and Escrow Agents from the financial ...good fit for this program?Independent Title Agents, Escrow Officers, and small to mid...

...eating these professionals as full title agents with broader liability exposur... Fox Point program?Firms that perform title searches, chain-of-title work, and related documentation tasks without issuing title insurance or operating escrow are ...

What about Renters and Condo insurance? Condo owners insurance essentially the same as homeowners insurance. There are some differences since there are some factors at play such as Home Owners Associations (HOA’s) and they also carry insurance, but in essence, getting insurance for your condo is comparable (maybe less expensive in some areas) to home owners insurance. A cousin to homeowners (or condo owners) insurance is Renters insurance – this is an increasingly popular policy among people renting. The Great Recession may have been a catalyst as more people resorted to renting rather than buying, but there is data that shows that millennials prefer to rent rather than make a larger investment of their time and money in a home/mortgage. Renters insurance typically covers the valuables in the renter’s apartment/condo/home. The primary insured is the person/s renting the home and the estimated value of their property in the rental unit. It normally covers fire and casualty damage, but there are some additional coverages available in some areas like theft coverage, jewelry/valuables, etc. To learn more from our experts in the Roanoke, TX and surrounding areas, get in touch with us. Why does homeowners insurance go up gradually or sometimes suddenly? This can depend on many factors, but in essence a few key factors are at play – The size of the pool of people buying insurance in that region/state (areas surrounding Roanoke, TX). Recent catastrophes – forest fire damage, widespread earthquake damage, or widespread flooding. An indicative trend in certain conditions – such as data showing that there are more earthquakes in the region as a result of heavy fracking in the area. Competition among insurers. Insurance losses. What is the Home Insurance claim process like? Your insurance policy will outline your deductible (and/or waiver of deductible), and the contact information to file a claim. It also outlines what is covered and what is excluded from coverage. Take pictures of all the damage, losses, and document in great detail what you expect to claim. Armed with policy in hand you should call the insurance company and begin the claims process. You will be assigned a claims adjustor after the initial claim filing. You can file a claim on the phone or online in most cases. You will be contacted by the adjustor who will ask for more details and have some questions. The adjustor will them come out or send out a professional to assess the damage, if needed. They will file a report and guide you through the rest of the process – every insurance company is different in the order of handling reimbursements, paperwork filing and organizing repairs etc. But, if you are with a reputable home insurance company, you will have the right information at every step of the way. A local insurance agent, such as us can help walk you through the whole process and coordinate with the insurer and the claims adjustor to make the claims process much easier on the home owner and their family and loved ones – another reason to use a local insurance agency in the Roanoke, TX area.

How do you pay for the policy? Three options depending on your circumstances – Paid Up front – usually for new businesses, or businesses that don’t have strong financials. Monthly Installment (financed) Quarterly or twice a year payments (not necessarily financed, but because you have a history with the carrier they give you this payment plan) What is business insurance? A business insurance policy of business insurance package (multiple coverages and riders) normally starts with general liability insurance (or 'CGL'). It protects your business from a financial loss if you find yourself liable for property damage, personal, or an injury that was caused by your business, services provided, business operations or your employees. Our experts have helped many businesses in the Raleigh, NC and surrounding areas. Get in touch, we can help you too. The Claims Process If an incident occurs that may lead to a claim, you should notify your insurance company or agent immediately. Be prepared to explain what has happened in detail including the time, date, the names of any witnesses, and any other pertinent information. Not all claims will be accepted by the insurance company, however. As a business owner, you are required to file a claim with your insurance carrier. If you have used an agent in the process, then they will help you file the claim. Most business insurance companies allow you to file a claim over the phone and also offer up an online option. Regardless, there is quite a bit of paperwork and details involved, regardless of what the claim may be. The business is then assigned a claim adjuster, who will review the claim and determine if the claim is covered. They may require more paperwork and it may be weeks before you know if the claim is denied or accepted. If denied, you can appeal and submit more information. If accepted, they will give you explicit instructions on how you will get compensated, whether they will be assigning their own attorneys (as needed), or how they will reimburse your company based on the circumstances. To learn more from our experts in the Raleigh, NC and surrounding areas, get in touch with us.

A vehicle title bond is an essential tool for clients...ailable in most U.S. states. However, title bond requirements vary by state, s...

...a unique solution for independent agents to expand your book and open up new o...