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K&K's large sports camp insurance is designed for youth and adult sports camps and clinics requiring property and liability coverage not offered through our amateur sports camps and clinics liability insurance program. There must be a system in place for personnel screening, written sexual abuse and molestation procedures (including reporting) and criminal background checks performed. Eligible Operations for Large Sports Camps Insurance: - Youth and adult sports camps/clinics (day and/or overnight) - College sports camps/clinics Coverages Available & Program Highlights: General Liability - Broadened coverage form - Non-audited policy - No deductible - Bodily Injury definition redefined - Crisis Response Coverage - Abuse or Molestation Sexual Abuse & Molestation Endorsement - per perp form (optional - subject to qualification based on minimum underwriting criteria and guidelines) Property - Over 25 coverage enhancements - Equipment Breakdown - Business Interruption Inland Marine Crime Commercial Auto Excess Liability Accident Medical (Participant Accident) Event Cancellation and Non-appearance (provided through Showstoppers) Workers' Compensation Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Comprehensive Camp Insurance from Prime Insurance Company Camp experiences can be transformative for both children and adults—but they also come with unique risks and responsibilities. Whether your client operates a summer camp, sports camp, day camp, or specialty retreat, ensuring the safety of campers, staff, and volunteers is critical. That’s where Prime Insurance Company comes in. With years of experience insuring hundreds of camps nationwide, Prime offers a robust Camp Insurance program designed specifically for these environments. Ideal Accounts and Program Appetite Prime Insurance Company provides coverage solutions for a wide range of camp types, including: Youth camps Sports camps Day camps Summer camps Dance camps Grief and bereavement camps Specialty or theme-based camps Whether your client is running a seasonal overnight camp or a short-term skills camp, Prime is equipped to handle diverse operations with complex exposures. This program is especially suited for camps with higher-risk activities or specialized programming that may be underserved by standard markets. Coverage Highlights and Advantages Prime's Camp Insurance program offers broad, customizable protection tailored to each camp’s specific needs. Coverage options include: General Liability Personal Effects Coverage Product Liability Sexual Abuse and Molestation Coverage Watercraft Coverage Excess Liability Assault and Battery Coverage Personal Injury Coverage Prime takes a flexible, risk-management-oriented approach to underwriting, allowing agents to secure coverage even for camps with specialized needs or difficult loss histories. Each policy is tailored after a full evaluation of the camp’s operations, exposures, and safety protocols. Underwriting Notes and Turnaround Prime offers responsive underwriting and fast turnaround—your client can go from uninsured to fully covered in as little as 24 hours. The company works closely with agents to understand the full scope of the camp's risk profile, providing a personalized quote and risk management support. There is no listed minimum premium, allowing Prime to consider a wide range of account sizes based on risk characteristics and program details. Territories and Availability This program is available in all 50 states plus Washington, D.C., making it a strong nationwide solution for agents with clients operating across multiple jurisdictions. Coverage is offered on a non-admitted basis, giving Prime the flexibility to craft bespoke policies for non-standard or higher-risk operations. Why Work With Prime Insurance Company? As a direct carrier with deep experience in camp exposures, Prime Insurance Company brings value beyond just a policy. Their team is known for hands-on underwriting, fast claims response, and a commitment to finding solutions for hard-to-place risks. Agents benefit from a collaborative process and a partner who understands the nuances of the camp industry. Whether you're placing a large summer camp with waterfront activities or a grief camp with sensitive programming, Prime can help you deliver protection and peace of mind to your clients. Frequently Asked Questions What types of accounts are a good fit for the Camp Insurance program?This program is ideal for youth camps, sports camps, day camps, seasonal retreats, and specialty camps including dance and grief camps. Can Prime Insurance accommodate camps with higher-risk activities?Yes. Prime specializes in hard-to-place risks and can offer customized coverage for camps with activities like water sports, overnight stays, or specialized programming. How quickly can coverage be bound for a camp?In many cases, coverage can be bound within 24 hours after submission and underwriting review. Is this program available in all states?Yes, Prime Insurance Company offers Camp Insurance in all 50 states and Washington, D.C. Does the policy include coverage for abuse and molestation claims?Yes, Sexual Abuse and Molestation Coverage is available as part of the program, subject to underwriting and risk evaluation. Need help placing an account? Connect with a market specialist.