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Environmental Contractors Insurance Program from National Environmental Coverage Corporation (NECC) National Environmental Coverage Corporation (NECC) offers a specialized insurance program tailored for environmental contractors. Designed to address the unique pollution and liability exposures in this niche, this program is ideal for agents and brokers looking to place business for clients involved in environmental remediation, hazardous waste handling, and related services across a wide range of industries. Ideal Accounts and Target Classes This program is a strong fit for contractors with environmental exposure, whether they operate independently or as subcontractors. Some of the eligible classes include: Asbestos Abatement Drillers (excluding Oil & Gas) Emergency Response Teams Environmental Remediation Contractors Hazardous Materials Handlers Lead and Mold Abatement Professionals Waste Brokers and Liquid Waste Remediation Services Medical & Infectious Waste Handlers Radon, PCB, and Soil Remediation Specialists UST/AST Contractors Wetlands Construction or Restoration Contractors And many more—if your client operates in the environmental contracting space, there’s a strong chance NECC has a solution. Coverage Highlights and Advantages Combined Occurrence Form General Liability (GL) and Contractors Pollution Liability (CPL) Monoline CPL available for accounts with separate GL coverage Nose coverage and prior acts available (subject to underwriting and documentation) Defense costs can be included within or added on top of policy limits First Dollar Defense option available Coverage limits are flexible to meet your client’s needs: Base limits up to $1,000,000 per occurrence / $1,000,000 aggregate Higher limits available—up to $5,000,000 on an annual or per-project basis Underwriting Considerations and Premium Info Minimum deductible starts at $2,500 Minimum premiums begin at $2,000 Please note that some exposures may not be eligible for occurrence form policies or mold coverage extensions. Prior acts coverage is subject to proof of continuous claims-made coverage and underwriting approval. Retroactive coverage may be limited or unavailable for certain risks. Territories and Availability This program is available in most U.S. states, including but not limited to CA, FL, NY, TX, and IL—covering a total of 50 states plus Washington, D.C. The program is written on a non-admitted basis, offering flexible underwriting for complex or higher-risk accounts. Why Partner with NECC? NECC focuses exclusively on environmental risks, giving you access to deep underwriting expertise and tailored solutions. Whether you’re placing a mold remediation contractor in the Midwest or a hazardous waste transporter on the East Coast, NECC provides responsive service and customized coverage options that help you close more business and serve your clients effectively. For example, you might have a client who specializes in underground storage tank removal and needs both pollution liability and GL coverage under one policy. Or perhaps you’re working with a medical waste hauler that has a solid safety track record but needs prior acts coverage. NECC can help with both scenarios. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for contractors involved in environmental remediation, hazardous material handling, mold or asbestos abatement, UST/AST work, and similar operations. Can I get coverage for a contractor that already has General Liability elsewhere?Yes, NECC offers monoline Contractors Pollution Liability coverage if your client has separate General Liability coverage in place. Is prior acts coverage available?Yes, prior acts coverage is available with proof of continuous comparable claims-made coverage, subject to underwriting approval. Are higher limits available beyond the base offering?Yes, limits up to $5,000,000 are available on either an annual or per-project basis to meet your client’s needs. In which states is this program available?The program is available in all 50 states and Washington, D.C., on a non-admitted basis. Need help placing an account? Connect with a market specialist.

...nits with exposure to public foot traffic. This umbrella program can help you ...

Occurrence or Claims-Made CGL Form available. Nose coverage and prior acts available for qualified accounts. Defense costs are typically outside the policy limits for Commercial General Liability. Pollution Liability available on a claims-made basis (separate application required). Overview of the Waste Facilities Liability Program The Waste Facilities Liability program from National Environmental Coverage Corporation (NECC) is designed to help agents and brokers place complex environmental liability risks for waste management and recycling operations. With a focus on hard-to-place and specialized environmental exposures, NECC offers customized coverage solutions through non-admitted carriers. This program addresses the unique liability challenges faced by facilities that handle solid waste, recycling, and related environmental processes. Whether your client operates a composting center or a construction debris landfill, NECC provides tailored liability coverage that helps protect against environmental claims, bodily injury, property damage, and pollution-related incidents. Ideal Accounts and Eligible Classes NECC is actively seeking accounts in a wide range of waste-related operations, including but not limited to: Solid Waste Facilities Composting Centers Recycling Facilities Waste Water Treatment Construction Debris Landfills Land Farms Transfer Stations Used Oil Recycling And Others! If you have a client who operates a regional composting facility or a recycling business that handles used oil and hazardous materials, this program may be a strong fit. NECC understands the exposures involved and can help you secure appropriate coverage for these operations. Coverage Highlights and Advantages Occurrence or Claims-Made Commercial General Liability (CGL) forms available. Optional Nose Coverage and Prior Acts coverage for qualified risks. Defense costs are generally outside the policy limits for CGL coverage. Standalone Pollution Liability coverage available (claims-made basis, separate application required). Coverage is flexible and can be tailored to the exposures of each facility. Whether your client needs protection against third-party bodily injury or environmental cleanup costs, NECC’s program offers adaptable solutions. Underwriting Notes and Minimum Premiums Base limits up to $1,000,000 per occurrence with a $1,000,000 aggregate (higher limits may be available). Minimum deductible starts at $2,500. Minimum premium begins at $2,500, depending on risk characteristics. All submissions are subject to underwriting review. Prior acts coverage may require proof of continuous comparable coverage. Some risks may qualify for limited or no retroactive coverage depending on the exposure and history. Territories and Availability NECC’s Waste Facilities Liability program is available in most states across the U.S., including but not limited to CA, FL, TX, NY, IL, and PA. The program is written on a non-admitted basis, allowing for greater flexibility in underwriting specialized or non-standard environmental risks. Why Work With National Environmental Coverage Corporation? NECC specializes in environmental liability solutions and brings deep expertise in evaluating and underwriting waste-related operations. As a trusted market for environmental exposures, NECC helps agents and brokers succeed in placing hard-to-insure risks. Their responsiveness, program flexibility, and niche focus make them a valuable partner for your environmental accounts. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for solid waste facilities, composting centers, recycling operations, transfer stations, and similar environmental service businesses. Is pollution liability included in the standard coverage?Pollution Liability is available but requires a separate application and is written on a claims-made basis. Are occurrence forms available, or is this strictly claims-made?Both occurrence and claims-made CGL forms are available, depending on the risk and underwriting requirements. What is the minimum premium for eligible risks?The minimum premium starts at $2,500, though this may vary based on the size and nature of the operation. What states is this program available in?The program is available in most U.S. states, including CA, TX, FL, NY, IL, and many others. Need help placing an account? Connect with a market specialist.

..., managed service providers, IT consultants, and both package and custom softw...