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Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a Boat Dealer Insurance program built for marine dealers who sell, service, store, or transport boats, motors, and related equipment. Combining Ocean Marine expertise with Property & Casualty capabilities, Continental Risk packages dealer-specific protections into a streamlined portfolio so independent agents and brokers can place accounts with confidence. Ideal Accounts and Appetite This program is a fit for a broad range of marine dealers, including: Boat dealers with new and/or used inventory Dealerships that provide sales, repair, maintenance, or demonstration services Operations that transport boats for shows, deliveries, or customer locations Appetite ranges from small independent dealers to larger multi-location marine retailers. The program is designed to handle typical dealer exposures such as inventory while held for sale, boats in transit, on exhibition, or used for on-water demonstrations and test rides. Accounts that regularly move boats across state lines or that provide afloat demonstrations are eligible, subject to underwriting review. Risks with unusual sporting charters, high-hazard modifications, or significant uninsured operations should be discussed with underwriting prior to submission. Coverage Highlights and Advantages Physical protection for boats, outboard/inboard motors, and accessories held for sale Coverage for boats while in transit, on exhibition, or being demonstrated — including while afloat Liability coverage for loss of life, bodily injury, and third-party property damage Legal defense, court costs, and wreck removal where required by law Optional or bundled coverages: Property, General Liability, Business Auto, Equipment, Work Boats, Excess/Bumbershoot liability, Jones Act exposure, and Marine Workers’ Compensation in select states This program’s integration of Ocean Marine and P&C lines helps reduce gaps that can occur when those exposures are placed separately. That makes it easier for you to present a coordinated package to your dealer clients. Underwriting Notes and Minimum Premiums Continental Risk underwrites accounts on a case-by-case basis. Submissions should include a detailed description of business operations, locations, inventory values, transportation practices, exposure to on-water demonstrations, and loss history. The program’s minimum premium starts at $1,500; final pricing depends on underwriting, limits, deductibles, and the specific mix of coverages requested. Typical factors that affect acceptability and pricing: Value and type of inventory (new vs. used, high-value specialty craft) Amount and frequency of on-water demonstrations or test rides Transport methods and distance (local deliveries vs. interstate movement) Garage/repair operations and customer slip or dock exposures Territories and Availability The Boat Dealer Insurance program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted placements are available in most states; Continental Risk can also place non-admitted coverage where appropriate through multiple carrier options. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker focused on marine exposures, Continental Risk brings specialized underwriting knowledge and access to multiple carriers that understand dealer operations. Their combined Ocean Marine and P&C capabilities let you present coordinated solutions that address afloat, transit, inventory, and liability risks in one package. That reduces placement complexity and helps protect your clients from coverage gaps. Example scenarios that fit this program: You have a dealership that offers on-water test rides and transports demo boats to shows — this program covers demonstrations, transit, and showroom inventory in a single submission. You represent a multi-location dealer with repair operations and customer slip exposures — Continental Risk can bundle Property, General Liability, Business Auto, and marine-specific protections to match the account. If you need more information or want to submit a risk, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes. The program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes. The program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with final pricing subject to underwriting and the specific limits and coverages requested. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.

Overview — Contractor Pollution Liability Package from Continental Risk /Continental Marine Insurance Services Continental Risk /Continental Marine Insurance Services offers an Environmental Engineers, Consultants and Contractors (ECC) package designed for environmental contractors, engineers and consultants. This flexible package combines commercial general liability (CGL), contractor pollution liability (CPL) and professional liability into a single policy form so you can place mixed-exposure accounts with one market and one submission. Program Features and Strengths Worldwide coverages available for on-site operations and completed operations. Separate limits for defense to preserve indemnity limits. Transit coverage for pollutant transport and materials in transit. Media & Technology coverage for consultants and firms that provide digital deliverables. Owner/Contractor and Railroad Protective policies available in conjunction with the package. OCP (Owner’s Contractor Pollution) policies available alongside package placements. Excess policy capacity available to build limits over the package. Project-specific CPL policies available up to five years. Competitive pricing backed by an A-rated carrier and wholesale-broker distribution. Loss control support — loss control manuals provided to each insured; mold-specific loss control materials available. Ideal Accounts and Appetite This program is aimed at agents who place environmental contractors, consulting engineers, geotechnical and environmental consultants, remediation subcontractors, tank and excavation contractors, and firms that deliver both technical advice and on-site remediation work. Typical accounts that fit best: Small-to-mid sized environmental contractors performing site remediation, soil excavation, UST removals and similar work; Consulting firms that perform Phase I/II site assessments, monitoring and reporting; Mixed operations that need both professional error & omission protection and pollution liability for on-site work; Clients needing project-specific wrap or CPL terms for longer remediation projects (up to five years). Coverage Highlights and Advantages Integrated CGL, CPL and professional liability — fewer gaps between policy sections and fewer carriers to manage. Separate defense limits help protect indemnity limits for costly environmental defense actions. Transit and media/technology options reduce need for supplemental endorsements or separate policies. Project-specific CPL available for long-duration contracts and complex remediation timelines. Access to excess capacity and A-rated paper through Continental Risk’s wholesale broking channel. Underwriting Notes and Minimum Premium Continental Risk /Continental Marine Insurance Services underwrites on a per-account basis. Key submission items include completed applications, scope of work or contracts, recent loss runs, and details on safety, training and environmental controls. Minimum premium for the program is $2,500.00. Policies may be written admitted in states where admitted paper is offered; otherwise non-admitted placement is used depending on jurisdiction and risk characteristics. Territories and Availability The program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted paper is available in some states; Continental Risk will advise whether an admitted or non-admitted placement is appropriate for each account. Why Place This Business With Continental Risk /Continental Marine Insurance Services Wholesale broker access to an A-rated carrier experienced in environmental and professional risks. Single-package solution that reduces coverage gaps between CGL, CPL and professional liability. Dedicated loss control materials and underwriting support to help close submissions. Competitive pricing and excess capacity options to meet client limit needs. Example Accounts You might have a mid-size remediation contractor bidding on a multi-year groundwater cleanup. The project-specific CPL (up to five years) plus CGL and professional liability in a single package simplifies placement and renewals. You might represent a consulting firm that provides site assessments and oversight of subcontracted excavation. The package’s media & technology and professional coverage help protect against both field operations and report errors. Frequently Asked Questions What types of accounts are a good fit for this ECC package?Firms that combine on-site work and technical services — environmental contractors, remediation subcontractors, and consulting engineers — typically fit well. The program works best for small-to-mid-sized operations with documented safety controls and no ongoing, large undisclosed pollution liabilities. Which coverage parts are included in the package?The package includes commercial general liability (CGL), contractor pollution liability (CPL) and professional liability. Transit, media & technology, OCP and railroad protective coverage options are available as endorsements or in conjunction with the package. Is admitted paper available?Admitted placements are available in some states; where admitted paper is not offered, Continental Risk will place coverage on a non-admitted basis as needed. State availability and placement form depend on the jurisdiction and risk profile. What are the submission requirements and minimum premium?Typical submissions should include a completed application, scope of work or contracts, loss runs, and loss control information. The program minimum premium is $2,500.00; final terms depend on exposure, limits and loss history. Need help placing an account? Connect with a market specialist.

Motor Truck Cargo Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers Motor Truck Cargo Insurance solutions tailored to meet the needs of transportation and logistics clients across the U.S. As a wholesale broker with access to a range of markets, we specialize in helping agents and brokers place coverage for commercial trucking operations with diverse cargo exposures. Our flexible program is designed to address the risks associated with the transportation of goods and materials, whether your client is an owner-operator or a larger fleet operating in multiple states. Ideal Accounts and Appetite This program is ideal for motor carriers, independent truckers, and logistics companies that need protection for cargo in transit. We have experience covering a wide range of cargo types, including: Automobiles Building materials Food and beverage products Grain, hay, and agricultural feed Household goods Livestock Heavy machinery and equipment Mobile homes Petroleum and fuel products Sand, gravel, and other aggregates Trailers shipped from manufacturer to dealer And many other classes If you have a client transporting specialty or high-value items, we can review those risks individually to determine fit. Coverage Highlights and Advantages Motor Truck Cargo Insurance helps protect your insured’s legal liability for cargo that is lost or damaged due to causes such as fire, collision, overturn, theft, or the striking of a load. Policies are structured based on the maximum load per truck, providing flexibility across different fleet sizes and cargo types. Key features of our program may include: Broad cargo coverage tailored to specific commodity risks Limits based on declared maximum load per vehicle Optional endorsements and enhancements depending on the carrier Coverage for costs associated with debris removal, earned freight, and more (where applicable) Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the nature of the operation, type of cargo, and the territory of operation. Our underwriting team evaluates submissions based on vehicle types, driver experience, loss history, and cargo specifics. We welcome submissions from experienced transportation agents looking to place new business or remarket existing accounts. Examples of good submissions include a regional flatbed operator hauling building materials across three states, or an auto transporter moving vehicles from auction lots to dealerships. Territories and Availability This program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and GA. We offer access to both admitted and non-admitted markets, depending on the state and the risk characteristics. Our wide availability allows you to serve clients operating in multiple jurisdictions with varying cargo exposures. Why Work With Continental Risk / Continental Marine Insurance Services? As a trusted wholesale partner, Continental Risk / Continental Marine Insurance Services brings deep expertise in transportation risks and access to a broad range of carriers. Whether you need a market for a single-unit operator or a midsize fleet with complex logistics, we can help you find a competitive and reliable solution. Our responsive team works closely with retail agents to provide fast turnaround, knowledgeable guidance, and flexible underwriting support. For more information about our Motor Truck Cargo Insurance program, please contact our office or visit our company profile. Frequently Asked Questions What types of accounts are a good fit for this Motor Truck Cargo program?This program is ideal for independent truckers, motor carriers, and logistics companies hauling goods such as autos, building supplies, food products, machinery, and more. Are both admitted and non-admitted markets available?Yes, we have access to both admitted and non-admitted markets depending on the state and risk profile. What information is needed for underwriting a submission?Key details include vehicle information, cargo types, driver experience, operating radius, and loss history. A completed application helps expedite the process. Is the program available nationwide?This program is available in most states, including CA, TX, FL, NY, and many others. Contact us to confirm availability in your client’s state. What is the minimum premium for this coverage?Minimum premiums vary based on the type of cargo, number of units, and operating territory. Contact us for a quote tailored to your client’s needs. Need help placing an account? Connect with a market specialist.

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Builder's Risk-Course of Construction Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a robust Builder's Risk-Course of Construction Insurance program designed to protect property owners, contractors, and developers during construction projects. Whether you're placing coverage for a residential home builder, a commercial contractor, or a real estate developer, our program provides tailored solutions for the unique risks associated with construction. Ideal Accounts and Appetite This program is ideal for: Residential and commercial buildings under construction New construction, renovations, or additions Contractors, developers, and property owners Frame, masonry, and mixed-construction types Large-scale or high-value construction projects We are not a fit for risks involving existing structures, land, landscaping, or automobiles as these items are excluded from coverage. Coverage Highlights and Advantages Our Builder's Risk Insurance program provides broad protection for property during the construction phase. Covered property typically includes: Construction materials and supplies on-site or in transit Structural elements such as foundations and excavations Scaffolding and temporary structures used in the construction process Optional coverage enhancements may include: Permission to occupy coverage during final phases Fire department service charges Debris removal following an insured loss Valuable papers and records Pollutant cleanup and removal Capacity for large and complex projects Underwriting Notes and Minimum Premiums Our minimum premium starts at $500, making this an accessible solution for a wide range of project sizes. We can entertain submissions for both small residential builds and large commercial developments. Frame and non-standard construction types are considered, depending on project details and location. To expedite underwriting, be sure to include project timelines, construction type, total insured value, and any unique exposures when submitting your accounts. Territories and Availability This program is available in most states, including but not limited to CA, TX, FL, NY, AZ, and IL. We can write business in nearly all 50 states and the District of Columbia. Admitted and non-admitted options may be available depending on the location and nature of the risk. Why Work With Continental Risk / Continental Marine Insurance Services? As a wholesale broker with deep experience in construction-related risks, Continental Risk / Continental Marine Insurance Services offers access to a wide range of markets and flexible underwriting for Builder's Risk accounts. Our team understands the nuances of course-of-construction exposures and works closely with agents and brokers to craft policies that protect against common and complex risks on the job site. Whether you're placing coverage for a small contractor building custom homes or a developer breaking ground on a multi-family complex, we can help you find the right solution for your client’s needs. To learn more or submit a risk, please contact our office directly. Frequently Asked Questions What types of accounts are a good fit for this Builder's Risk program?This program is ideal for residential and commercial construction projects, including new builds, remodels, and additions. We welcome submissions from contractors, developers, and property owners. What property is covered under this policy?The policy typically covers construction materials, supplies, scaffolding, and the structure under construction. It does not cover existing buildings, land, plants, or vehicles. Can you write large or complex construction projects?Yes, we have the ability to write large-scale and complex construction projects, including those with higher total insured values or specialized construction types. Is coverage available in my state?This program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please contact us to confirm availability in your specific state. What is the minimum premium for this program?The minimum premium starts at $500, depending on the size, scope, and location of the project. Need help placing an account? Connect with a market specialist.

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