Motor Truck Cargo Insurance from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers Motor Truck Cargo Insurance solutions tailored to meet the needs of transportation and logistics clients across the U.S. As a wholesale broker with access to a range of markets, we specialize in helping agents and brokers place coverage for commercial trucking operations with diverse cargo exposures. Our flexible program is designed to address the risks associated with the transportation of goods and materials, whether your client is an owner-operator or a larger fleet operating in multiple states.
Ideal Accounts and Appetite
This program is ideal for motor carriers, independent truckers, and logistics companies that need protection for cargo in transit. We have experience covering a wide range of cargo types, including:
- Automobiles
- Building materials
- Food and beverage products
- Grain, hay, and agricultural feed
- Household goods
- Livestock
- Heavy machinery and equipment
- Mobile homes
- Petroleum and fuel products
- Sand, gravel, and other aggregates
- Trailers shipped from manufacturer to dealer
- And many other classes
If you have a client transporting specialty or high-value items, we can review those risks individually to determine fit.
Coverage Highlights and Advantages
Motor Truck Cargo Insurance helps protect your insured’s legal liability for cargo that is lost or damaged due to causes such as fire, collision, overturn, theft, or the striking of a load. Policies are structured based on the maximum load per truck, providing flexibility across different fleet sizes and cargo types.
Key features of our program may include:
- Broad cargo coverage tailored to specific commodity risks
- Limits based on declared maximum load per vehicle
- Optional endorsements and enhancements depending on the carrier
- Coverage for costs associated with debris removal, earned freight, and more (where applicable)
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the nature of the operation, type of cargo, and the territory of operation. Our underwriting team evaluates submissions based on vehicle types, driver experience, loss history, and cargo specifics. We welcome submissions from experienced transportation agents looking to place new business or remarket existing accounts.
Examples of good submissions include a regional flatbed operator hauling building materials across three states, or an auto transporter moving vehicles from auction lots to dealerships.
Territories and Availability
This program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and GA. We offer access to both admitted and non-admitted markets, depending on the state and the risk characteristics. Our wide availability allows you to serve clients operating in multiple jurisdictions with varying cargo exposures.
Why Work With Continental Risk / Continental Marine Insurance Services?
As a trusted wholesale partner, Continental Risk / Continental Marine Insurance Services brings deep expertise in transportation risks and access to a broad range of carriers. Whether you need a market for a single-unit operator or a midsize fleet with complex logistics, we can help you find a competitive and reliable solution. Our responsive team works closely with retail agents to provide fast turnaround, knowledgeable guidance, and flexible underwriting support.
For more information about our Motor Truck Cargo Insurance program, please contact our office or visit our company profile.