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Our Franchised RV Dealer Environmental Insurance Program provides up to $1 million in limits with coverage placed through the Chubb Group of Insurance companies*. This program is designed for franchised RV dealers and their agents who need targeted environmental protection for dealer sites, transported units, and related exposures.
Transported cargo liability
Liability for non-owned disposal sites
Coverage for new pollution incidents at insured sites
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In addition to broad coverages, the Franchised RV Dealer Environmental Insurance Program delivers focused underwriting and responsive service for agents placing environmental risks.
Our process is designed to be efficient and straightforward:
A streamlined application
Straightforward underwriting
Availability across the continental U.S.
Fast service from quote to bind to policy issue
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Get Started!
To begin with the Franchised RV Dealer Environmental Insurance Program, please Register with us today and visit our website to download the application.
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Overview of the Program
This program, administered through SeaFire’s environmental platform and backed by the Chubb Group of Insurance companies*, is built specifically for franchised RV dealers. It addresses the common pollution exposures dealers face — on-site releases, incidents during transport, and liability arising from the use of third-party disposal sites.
Ideal Accounts and Appetite
Franchised RV dealers and multi-location dealerships with on-site service, fueling or battery storage activities.
Dealers who transport units between lots or to service facilities and need transported cargo/pollution protection.
Accounts with standard environmental controls in place (secondary containment for fluids, documented waste disposal practices).
Typically not a fit: heavy manufacturing operations, large-scale salvage yards, or dealers with known, unresolved environmental contamination.
Coverage Highlights and Advantages
Up to $1,000,000 in limits (refer to policy terms for limits and retentions).
Transported cargo pollution liability to protect while units are in transit.
Non-owned disposal site liability to address third-party waste handling exposures.
Coverage for newly discovered pollution incidents at insured sites to reduce clients’ out-of-pocket risk for remediation and liability.
Underwritten by an experienced environmental team with access to admitted-quality capacity through Chubb.
Underwriting Notes and Minimum Premiums
The program uses a streamlined application and a focused underwriting review. Minimum premium: Varies by account characteristics and state. Typical underwriting focuses on site operations, fuel/battery storage, waste handling practices, and loss history. Provide current operating procedures and any recent environmental reports to speed placement.
Territories and Availability
This program is available in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability and terms may vary by state.
Why Work With SeaFire on This Program
Program administration focused on environmental risks for specialty dealer classes.
Efficient submission-to-bind workflow to help you move accounts quickly.
Access to capacity through Chubb with underwriting depth for environmental exposures.
You might have a client who operates three franchised RV lots, performs light service work, and transports units between locations — this program is designed to fill environmental gaps traditional commercial policies may not address.
Learn More.
For more information about SeaFire's Franchised RV Dealer Environmental Insurance Program please visit our website.
Frequently Asked Questions
What types of franchised RV dealer accounts are a good fit for this program?Accounts with multiple dealership locations, light service operations, on-site fluid/battery storage, and regular transport of units are a good fit. Dealers should have standard environmental controls and routine waste disposal practices in place. Heavy manufacturing, major salvage operations, or sites with known unresolved contamination typically do not fit.
What specific pollution exposures does the policy address?The program covers new onsite pollution incidents, pollution liability from transported cargo, and liability arising from non-owned disposal sites. Coverage details, limits, and retentions are set in the policy forms and depend on underwriting.
How do I submit a risk for consideration?Register with the program administrator and complete the environmental application. Provide site operation details, waste handling procedures, and any recent environmental reports or loss history to accelerate underwriting review.
Is this coverage available in my state, and what about minimum premiums?The program is available across the listed states (see the territories and availability section). Minimum premium varies by state and account characteristics; underwriting will confirm the applicable premium and terms.
Need help placing an account? Connect with a market specialist.