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...ral Insurance Agency, Inc. places Travel Agent Insurance with carriers that un...red?Yes—underwriters understand that travel agencies face claims arising outside the U...

...a focused surety bond program for travel agencies and travel management companies that must satisf...star to confirm. Can startups or new travel agencies qualify?Yes. Startups can qualify...

...ble. Relocation and emergency travel expense coverage. Eligible classes ...ehavioral health and social service agencies with walk-in clients K-12 and...

Policy Highlights for Directors and Officers Insurance: In today’s litigious and highly regulated business environment, directors and officers face elevated risks and increasing personal liability. Without a dedicated D&O policy, their personal assets may be exposed if the organization cannot or will not indemnify them. Colonial General Insurance Agency, Inc. offers a flexible, market-backed Directors and Officers Insurance program designed to protect individual leaders and the organizations they serve. Overview of the Program From Colonial General Insurance Agency, Inc. Colonial General operates as a Managing General Agency and an Excess & Surplus Lines broker with broad market access. That position lets us place D&O solutions for nonprofits, privately held firms, and publicly traded companies. We can access admitted markets where available and use non-admitted capacity when needed to achieve terms that match your client’s exposures and jurisdictional requirements. Ideal Accounts and Appetite This D&O program is a strong fit for: Nonprofit organizations (charities, foundations, trade associations) Privately held companies across a wide range of industries Public companies and pre-IPO firms managing evolving governance risks The program commonly accommodates mid-market accounts and organizations with standard governance structures. It can also be packaged with Employment Practices Liability (EPLI), Crime, and Fiduciary Liability to create a consolidated management liability solution. Coverage Highlights and Advantages Key features agents can expect from Colonial General’s D&O program include: Smooth excess policy structure with an expansive definition of “drop-down event,” allowing the excess to respond when underlying carriers deny or intend to deny coverage. No automatic exclusions for bodily injury, property damage, or pollution—broader than many standard D&O forms. A broad definition of “loss,” improving the policy’s ability to respond to diverse claim types. A targeted “organization vs. insured person” exclusion that focuses on collusive internal actions rather than sweeping corporate exclusions. A comprehensive definition of “claim” that includes arbitration, mediation, extradition proceedings, subpoenas, and similar proceedings. Enhanced Outside Directorship Liability for insureds serving on external boards. Specific terms and pricing will vary by carrier and the nature of the risk; Colonial General uses its market relationships to secure competitive and appropriate wording. Underwriting Notes and Minimum Premiums Each submission is underwritten on its own merits. Underwriting requirements and appetite vary by carrier—submissions with prior D&O claims, governance or fiduciary concerns, or operations in higher-risk industries will receive additional scrutiny. While there is no published blanket minimum premium, Colonial General places accounts across admitted and non-admitted markets to match cost and coverage needs. Territories and Availability This program is available in the following states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Availability of admitted versus non-admitted markets varies by state and by the specifics of the account. Why Work With Colonial General As an experienced MGA and E&S broker, Colonial General provides depth of market access and practical placement guidance. Agents benefit from responsive underwriting, flexible policy structures, and the ability to package related management liability coverages. Our approach helps you place complex leadership-risk accounts efficiently while seeking contract language that better protects insureds. Example Accounts You have a regional nonprofit with volunteer board members facing increasing regulatory oversight—this program can provide director-level protection and limit board members’ personal exposure. You represent a privately held technology firm preparing for a capital raise—Colonial General can help structure D&O limits and outside directors coverage to address investor and governance concerns. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s D&O program?Nonprofits, privately held businesses, and publicly traded companies are all eligible. The program is designed to accommodate a broad range of industries and organizational structures. Can this D&O coverage be packaged with other management liability products?Yes. In many cases D&O can be packaged with EPLI, Crime, and Fiduciary Liability depending on the client’s needs and the carrier’s appetite. What makes Colonial General’s D&O program different?The program offers broader definitions of key terms, fewer standard exclusions, and enhanced protection for outside directorships—features that provide stronger protection in complex scenarios. Are admitted markets available for this program?Yes. Some admitted markets are available depending on the state and the risk; Colonial General also has access to non-admitted markets when needed. Which states is the program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

...n and interpretation services Travel agencies (GL square footage cap: 35K)...g, project management, coaching, and travel planning. Accounts that fall withi...

... offers a specialized Employment Agencies Insurance program tailored for agencies that place individuals in temporary ...etail roles. It is not suitable for agencies placing industrial, medical, or c...

...ou might have a client who staffs traveling nurses to rural hospitals or provi...is program targets medical staffing agencies that place licensed healthcare pr...

...Officers, and small to mid-sized agencies focused on real estate closings, tit...ow Officers, and small to mid-sized agencies that specialize in real estate tr...

Colonial General Insurance Agency, Inc. offers a Lessor's Risk Insurance program to help agents place coverage for commercial property owners who lease space to tenants. The program combines Property and Commercial General Liability protection and can be written on a mono-line or packaged basis to match the needs of retail, office, light industrial, or mixed-use properties. Ideal Accounts and Appetite This program is a strong fit for property owners who lease their buildings to commercial tenants. Typical risks include: Retail shopping centers and plazas Office complexes and professional buildings Light industrial or flex buildings Mixed-use commercial properties with retail and office units Examples you might see: a small shopping plaza in California with multiple tenants (including a dry cleaner and a restaurant), or a landlord in Colorado leasing a professional office building. Colonial General’s appetite is focused on conventional leased commercial real estate where landlord controls common areas and seeks coverage for building, loss of income, and liability exposures. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits available up to $3,000,000 Per Occurrence / Aggregate $5,000 Medical Payments included Additional interests can be added for $100 each (useful for tenants, lenders) Excess / Umbrella capacity up to $25,000,000 for layering No liability deductible required Property Coverage Options: Basic, Broad, or Special (CP) forms Building and Business Personal Property (contents) Business Income and Extra Expense Replacement Cost or Actual Cash Value settlements Accounts Receivable, Valuable Papers, Computer Equipment Equipment Breakdown and Outside Signs Crime Coverage Options: Inside the Premises – Theft of Money and Securities Inside the Premises – Robbery or Safe Burglary of Other Property Outside the Premises coverage available Underwriting Notes Colonial General places these risks through a mix of admitted and non-admitted markets depending on the state and exposure. Each submission is reviewed to confirm fit and deductible/limit options. Liability typically carries no deductible and the program permits layering with umbrella or excess policies up to $25 million. Provide complete unit-level exposures, tenant use details, and any leasehold or loss-payee/lender requirements at submission to speed placement. Territories and Availability This program is available in the following western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General has extensive market experience in these states and can help you navigate state-specific placement issues. Why Work With Colonial General As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines underwriting expertise with broad market access. Agents benefit from responsive underwriting, flexible admitted and non-admitted options, and service geared to commercial property risks—whether you are placing a single building or a portfolio of leased properties. Frequently Asked Questions What types of accounts are a good fit for Colonial General’s Lessor's Risk Insurance?This program is ideal for property owners who lease commercial buildings such as retail centers, office complexes, light industrial buildings, and mixed-use properties to tenants. Is the program available on an admitted or non-admitted basis?Colonial General places business through both admitted and non-admitted markets depending on the state, carrier appetite, and the specific exposures of the account. What limits are available under the liability portion?Primary liability limits are available up to $3,000,000 per occurrence/aggregate, with excess or umbrella capacity available up to $25,000,000. In which states is this program available?The Lessor's Risk program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Can additional insureds or interests be added to the policy?Yes. Additional interests can be added for $100 each to meet tenant, lender, or contract requirements. Need help placing an account? Connect with a market specialist.

...d specifically for U.S. residents traveling to Mexico. Offered by MexiPass Int...ine tickets, all designed to support travelers experiencing issues while in Me...