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Clients look to their insurance agent for choice. Where do insurance agents look? As a leading Managing General Agent (MGA) for some of the most trusted names in the insurance industry, PlanChoice has been providing Group and Individual Life, Dental, Short Term Disability, Long Term Disability, Vision, Worksite, Self-Funded Health, Long Term Care, Medicare Supplement and PDP solutions through professional, independent insurance agents and brokers since 1988. We understand that in an atmosphere of change, the needs of agents, brokers and their clients also change. You can be assured that we will provide you with the products, services and tools necessary to help you achieve your goals, keep your promises and expand your business. The world of insurance benefits is filled with confusing choices and difficult decisions. After all, everyone's needs are different from one individual to the next - and from one employer to the next. Since 1988, we have been providing employee benefit solutions to individuals, families and businesses from some of the most trusted names in the insurance industry. All products and services are distributed exclusively through independent agents, brokers and advisors. We invite you to explore our website and discover what makes PlanChoice uniquely qualified to assist you.

Education Insurance Services (EIS) offers a comprehensive Global Package Insurance program designed specifically for educational institutions that operate internationally. Whether your client is a university sending faculty abroad for research, a high school running a study-abroad program, or an institution with permanent foreign campuses, this program delivers tailored protection for the unique exposures that come with international operations. Ideal Accounts and Appetite This program is ideal for educational institutions that: Send students, faculty, or staff abroad for academic or research purposes Operate or partner with foreign campuses or satellite locations Have employees or volunteers working in foreign countries Own or lease property or vehicles outside the United States You might have a client that runs a semester-abroad program in Europe, or a university that owns housing and offices overseas—this program can help cover those risks under one coordinated package. Coverage Highlights and Advantages The Global Package Insurance program from EIS provides a broad set of protections to address international exposures, including: Core Coverages: International Commercial General Liability International Property Coverage International Business Auto Liability and Physical Damage Kidnap, Ransom, and Extortion (KRE) Coverage and Consulting Services Medical and Travel Assistance Services Employee Protections: Foreign Voluntary Workers’ Compensation Employer’s Liability Political Evacuation Accidental Death and Dismemberment (AD&D) Medical Repatriation Repatriation of Remains These coverages are designed to protect your clients against medical emergencies, political instability, liability claims, and property losses while operating abroad. Underwriting Notes and Minimum Premiums Minimum premiums for this program vary based on the size and scope of the institution’s international exposure. EIS works with a range of carriers to tailor coverage to each account’s needs. Submissions should include details about the number of students/faculty abroad, foreign property, and duration of travel or assignments to ensure accurate quoting. Territories and Availability This program is available in most states, including AL, AK, AZ, AR, CA, CO, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, DC, WV, WI, and WY. Coverage is offered on a non-admitted basis in most cases, allowing for greater flexibility in program design. Why Work With Education Insurance Services As a Managing General Agency (MGA) with a dedicated focus on educational institutions, EIS understands the unique risks and compliance requirements these organizations face when operating internationally. Their specialized underwriting approach, access to multiple carrier partners, and experience in the education sector make them a valuable resource for agents placing complex international accounts. If you have clients in the education sector with foreign operations, study-abroad programs, or overseas campuses, EIS can help you provide the right protection under one streamlined package. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for schools, colleges, and universities that send students or staff abroad or operate campuses in foreign countries. Can this program cover short-term study abroad trips?Yes, the program is well-suited for both short-term and long-term international academic programs, including semester-abroad and faculty exchanges. What information is needed to get a quote?Underwriters typically need details on the number of individuals traveling, destinations, duration of travel, foreign property ownership, and scope of international activities. Is coverage available in all states?Coverage is available in most states across the U.S. Contact EIS for specifics regarding availability in your client’s state. Does the program include emergency evacuation or repatriation?Yes, the program includes political evacuation, medical repatriation, and repatriation of remains as part of its employee protection coverages. Need help placing an account? Connect with a market specialist.

...additional retirees and seasonal travelers heading south to escape colder weat...ioners, RV owners, and cross-border travelers Coverage is available for a ran...

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Motorhome Sales and Service Insurance Transportation Risk Services offers a dedicated Motorhome Sales and Service Insurance program for both dealers and service operations. Coverage is available from an A-rated carrier on admitted and non-admitted paper to help you place a wide range of motorhome, RV and related risks. Appetite and Target Classes Motorhomes Recreational Vehicles (RVs) Campers Travel trailers Trade show attendance is acceptable up to three times per year (RV exhibits may exceed 300 miles). Service units can be scheduled — both fleet and non-fleet — and related retail operations on the insured’s premises are considered. Primary Coverages Considered Garage Liability — Dealer and Service, with broadened coverage options Garagekeepers Legal Liability — limits available up to $15 million Dealers Open Lot — limits available up to $15 million Property — building, business personal property and business income Optional Extensions Fire Legal Liability Personal & Advertising Injury False Pretense Errors & Omissions for dealers Identity Recovery Related Operations on Premises Automobile parts or supplies sold over the counter (no installation) Miscellaneous goods — camping accessories, clothing, kitchen items, etc. Concessionaires — food & beverage/snack bars Mini-mart/grocery store facilities on site Program Highlights and Advantages This program gives agents access to an experienced transportation MGA and wholesale broker with deep appetite for auto and garage exposures. Limits for garagekeepers and open lot coverages are strong (up to $15M), and the program considers both admitted and non-admitted placements to maintain flexibility for complex or higher-limit accounts. Underwriting Notes Preferred accounts: established motorhome/RV dealers and service centers with documented safety and inventory controls. Trade show activity is acceptable but should be detailed on submission (frequency, distance, and transport methods). Service schedules and fleet lists should be provided when requesting scheduled unit coverage. Prior claims, condition of open lots, and security for high-value inventory will influence terms and retentions. Territories & Paper Available in IL, IA, MI, MN and WI, with broader availability in most states through admitted and non-admitted options. Consult underwriters on specific state filings and admitted paper availability. Why Place This Business with Transportation Risk Services Transportation Risk Services is a specialized transportation MGA and wholesale broker (www.trsinsurance.com) focused on auto, garage, physical damage and related commercial transportation exposures. Agents benefit from TRS’s targeted underwriting, access to A-rated capacity, flexible admitted/non-admitted placement, and experience handling dealer and service operation risks nationwide. Example Accounts That Fit An established RV dealer with a secured outdoor lot, active service department, and occasional out-of-state show attendance — needs garage liability, dealers open lot and garagekeepers limits. A regional mobile RV service fleet that wants scheduled physical damage and liability for multiple service units — fleet and non-fleet scheduling options are available. Transportation Risk Services works directly with retail agents and brokers to structure submissions and place coverage through its program and broking facilities. Provide complete details on operations, inventory values, scheduled units and loss history for the quickest response. Frequently Asked Questions What types of accounts are a good fit for this Motorhome Sales and Service program?Dealers and service operations for motorhomes, RVs, campers and travel trailers — especially those with established safety controls, secured open lots, and documented service operations — are the primary target. The program also considers related on-site retail and concession activities. Are higher limits available for garagekeepers and dealers open lot?Yes. Garagekeepers and Dealers Open Lot limits are available up to $15 million, subject to underwriting review and the specifics of the account. Can service units and mobile repair vans be scheduled?Yes. Both fleet and non-fleet service units can be scheduled. Provide unit lists, values and usage details when submitting so underwriters can evaluate exposures accurately. Is coverage available on admitted paper or only excess & surplus?Transportation Risk Services can place this program on admitted and non-admitted paper with A-rated capacity. Availability depends on state filings and the individual account; consult underwriting for state-specific options. Need help placing an account? Connect with a market specialist.

Event Cancellation Insurance for concerts is one of the fastest-growing segments of BUA’s business. Major artists, promoters, and production companies rely on BUA’s NoShow® Event Cancellation and Non-Appearance coverage to protect concert revenues and lock in ticket income against last-minute disruptions. The most frequent cause of concert cancellations is performer non-appearance. BUA’s NoShow® coverage helps protect against financial loss from performer illness, injury, or unavoidable travel delays. Outdoor concerts and summer festivals are also vulnerable to severe weather, making event cancellation coverage essential for promoters and venues. Ideal Accounts and Appetite BUA’s Event Cancellation program is designed for agents placing live-music exposures at any scale—single concerts, weekend festivals, artist tours, and recurring club or venue dates. Appetite includes local promoters, regional festival producers, booking agencies, and tour managers for domestic and international schedules. Coverage can be written for a single event or a scheduled tour. Coverage Highlights and Advantages BUA’s NoShow® Event Cancellation coverage is tailored to common perils that interrupt concerts and tours. Typical covered causes include: Adverse weather that prevents performance or safe attendance Death, illness, accident, or injury to key performers or acts Unavoidable travel delays for artists or essential personnel Civil unrest and security-related cancellations Labor strikes affecting venues, transport, or suppliers Natural perils such as wildfires and earthquakes Policies are flexible and can be structured to match ticketing arrangements, advance expenses, and multi-date exposures. Limits, deductibles, and endorsements are placed based on event size, roster, and financial structure. Underwriting Notes and Minimum Premiums BUA works with multiple carriers to provide capacity and tailored terms. Minimum premiums for this program start at $500. Underwriters evaluate event details such as expected paid attendance, ticket revenue, artist contractual obligations, travel logistics, and the venue environment. Early submissions with complete event schedules, rider information, and contingency plans improve quoting speed and placement outcomes. Territories and Availability Coverage is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some admitted markets are available depending on the risk and jurisdiction. Why Work With BUA As a Managing General Agency with deep entertainment expertise, BUA combines specialized underwriting with access to multiple carrier markets. Agents benefit from responsive placement, tailored terms for touring and festival schedules, and underwriting that understands artist contracts, rider issues, and event logistics. BUA’s underwriting team is experienced at structuring coverage for complex productions and quick-turn concert opportunities. Helpful Placement Examples You might have a client organizing a week-long outdoor music festival that needs protection for ticket refunds and advance production costs if headliners cancel due to illness. Or a promoter booking a multi-city tour who wants cover for non-appearance and unavoidable travel delays across several states. Both scenarios fit well with BUA’s NoShow® Event Cancellation solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Concert promoters, music festival organizers, booking agencies, and tour managers producing live music events—single shows or multi-date tours—are ideal candidates. Can I get coverage for a single concert event?Yes. BUA offers coverage for single concerts as well as scheduled tours, both domestic and international, depending on the risk. What are the most common causes of event cancellation covered?Common covered perils include performer illness or injury, adverse weather, unavoidable travel delays, and civil unrest. Is this program available in all states?The program is available in most U.S. states; some admitted markets may be available depending on the location and risk. What is the minimum premium for this Event Cancellation program?The minimum premium starts at $500, with final pricing driven by event details and other underwriting factors. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a Swim Club Insurance program tailored for private swim and racquet clubs that operate on a membership basis. The program combines flexible liability and property options and covers clubs that operate seasonally or year-round and that participate in off-site competitions. Agents can use this market to place accounts with on-site amenities such as pools, tennis courts, fitness areas, and snack bars. Ideal Accounts and Appetite This program targets private swim clubs, racquet clubs, and combination facilities that provide recreational and competitive aquatic activities for members. Typical fits include clubs with organized programs, controlled access, trained lifeguards or staff, and routine maintenance schedules. Coverage also extends to clubs that travel for off-site swim meets or competitions. Accounts that are generally not a fit include public municipal pools, large water parks, or facilities with high-risk attractions such as commercial water slides, complex wave pools, or diving platforms beyond standard competitive diving features. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 occurrence and aggregate Included coverages: Medical Payments — $5,000 limit Sexual/Physical Abuse Coverage — $25,000 per claim / $50,000 aggregate Limited Participant Coverage — $25,000 occurrence / $50,000 aggregate Excess or Umbrella limits available up to $25,000,000 No deductible required for primary liability Property Coverage Options: Building and contents Business income and extra expense Computer equipment and electronic data Equipment breakdown Food spoilage for on-site snack bars Outside signs, valuable papers, accounts receivable Replacement cost or actual cash value available Basic, broad, or special forms depending on underwriting Crime Coverage: Inside the premises — theft of money and securities Inside the premises — robbery or safe burglary of other property Outside the premises coverage available Underwriting Notes and Minimum Premiums Colonial General works with multiple admitted and excess & surplus markets to tailor terms to the account’s exposures and location. Some admitted markets are available depending on state and class of business; otherwise E&S capacity is used for higher-exposure or hard-to-place risks. Each submission is underwritten individually to determine appropriate coverage, limits, and pricing. When preparing submissions, include details on staffing and training (lifeguard certifications), maintenance and safety protocols, incident history, membership size, hours of operation, and any off-site travel for competitions. These items materially affect acceptability and terms. Territories and Availability This Swim Club Insurance program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Agents in these states can request mono-line liability, property, or packaged solutions depending on client needs and exposures. Why Work With Colonial General Insurance Agency, Inc.? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche underwriting expertise with access to multiple carriers. Agents benefit from underwriters experienced with recreational facilities, flexible placement options for routine and complex accounts, and responsive service for quote and placement needs. The program is designed to help you place accounts that have unique liability exposures tied to aquatics and racquets. Example accounts you might place with this program: A suburban private swim and tennis club in Colorado that operates seasonally, employs certified lifeguards, and sends teams to regional swim meets. A year-round racquet and swim facility with a small fitness center and snack bar seeking combined liability and property limits on an admitted or E&S basis depending on location. Frequently Asked Questions What types of accounts are a good fit for this program?Private swim and racquet clubs that operate on a membership basis, run organized aquatic or racquet activities, and may participate in off-site competitions are ideal fits. Are off-site competitions covered under this program?Yes. Coverage includes off-site competitions, so clubs that travel for swim meets or similar events can be placed through this program. Is this program available on an admitted basis?Some admitted markets are available depending on the state and risk profile. For higher-exposure or non-admitted placements, Colonial General can access excess & surplus lines carriers. Which states is this program available in?The Swim Club Insurance program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. What limits are available under the liability coverage?Primary liability limits are available up to $3,000,000 occurrence and aggregate, with excess or umbrella limits up to $25,000,000. Need help placing an account? Connect with a market specialist.

Crisis Insurance from Ashley General Agency Ashley General Agency offers a specialized Crisis Insurance program designed to help protect your clients against the serious financial and operational threats posed by kidnap, ransom, extortion, and related crises. Our team of experienced underwriters understands the complex risks businesses and individuals face in today’s global environment and provides tailored solutions to help mitigate those exposures. Ideal Accounts and Appetite This program is suitable for a broad range of clients, including corporations with international travel, high-profile executives, high-net-worth individuals, non-profits operating abroad, and educational institutions with overseas programs. We are particularly well-suited to help you place accounts where there is increased exposure to extortion, abduction, or politically motivated threats. Example scenarios include: A Texas-based oil and gas company sending employees to high-risk regions for field operations. A university running study-abroad programs in politically unstable countries. A business executive traveling internationally on a frequent basis. Coverage Highlights and Advantages Our Crisis Insurance program offers broad protection designed to respond to a variety of crisis events. Coverage highlights include: Death or dismemberment benefits arising from a covered incident Ransom and extortion payment reimbursement Loss in-transit payments Judgment, settlement, and legal defense costs Product recall expenses Business interruption coverage 24-hour emergency response help line Consultant and crisis response team costs We also cover a variety of related expenses, ensuring comprehensive support during and after a crisis: Consultant fees Salary continuation and personal financial loss Medical costs, rest, and rehabilitation Travel and accommodation Loan interest payments, rewards, interpreter services Forensic analysis and other reasonable expenses Underwriting Notes and Minimum Premiums Ashley General Agency can access markets to write many different types of risks, including complex and high-hazard accounts. We work with IINS CO of Pennsylvania and offer this program on a non-admitted basis in select states. Minimum premiums start at $2,500. We evaluate each submission based on the applicant’s risk profile, exposures, and geographic risk factors. Territories and Availability This Crisis Insurance program is currently available in Texas. We may be able to consider accounts in other states where non-admitted coverage is permitted, depending on carrier guidelines and state-specific requirements. Why Work With Ashley General Agency? As an Excess & Surplus Lines Broker, Ashley General Agency brings specialized expertise and underwriting insight to a complex risk category. We provide independent agents and brokers with access to crisis management resources and tailored coverage solutions not typically available in the standard market. Our responsive team helps you navigate challenging accounts quickly and effectively, giving you a competitive edge in placing difficult risks. Frequently Asked Questions What types of accounts are a good fit for this Crisis Insurance program?Ideal accounts include businesses with international operations or travel, executives, high-net-worth individuals, non-profits, and schools with overseas programs. What is the minimum premium for this program?The minimum premium starts at $2,500, depending on the risk profile and exposure details of the account. Is this coverage available in all states?Currently, this program is available in Texas. Availability in other states may be considered on a non-admitted basis. What types of crisis events are covered?The program covers kidnapping, extortion, ransom demands, and related events, including associated costs like consultant fees, legal defense, and business interruption. Why should I place this coverage through Ashley General Agency?Ashley General offers niche underwriting expertise, access to specialized carriers, and responsive support to help you place complex crisis-related risks efficiently. Need help placing an account? Connect with a market specialist.

The Herbert H. Landy Insurance Agency, Inc. offers a comprehensive Miscellaneous Professional Liability (MPL) program designed to help insurance agents and brokers secure the right coverage for a wide range of professional service providers. Whether your client is a management consultant, IT professional, or claims adjuster, Landy provides flexible solutions to help protect against claims of negligence, errors, or omissions in the performance of their professional duties. Overview of the Program From The Herbert H. Landy Insurance Agency With decades of experience in professional liability, The Landy Agency specializes in placing E&O and professional liability coverage for hard-to-place and emerging professional classes. This MPL program offers both admitted and non-admitted markets, giving you the flexibility to find the right fit for your client’s needs—whether they are a startup or an established firm. The program is available in most states and is backed by a broad underwriting appetite and responsive service team. Ideal Accounts and Appetite This program is designed for a wide variety of professional services, including but not limited to: Management Consultants Employment Agencies, Recruiters, and Temporary Staffing Firms Data Processing Companies Claims Adjusters Travel Agencies Collection Agencies Architects and Engineers IT Consultants Home Inspectors Title Agents and Mortgage Brokers For-Profit and Non-Profit Directors & Officers (D&O) You might have a client who is launching a new consulting agency or a seasoned IT firm expanding its services—Landy can help you find a market for both. Coverage Highlights and Advantages The Miscellaneous Professional Liability program offers customizable coverage options tailored to your insured’s operations. Key features include: Access to Numerous Admitted & Non-Admitted Markets Coverage for a Broad Array of Professional Classes Cybercrime and Crime Coverage Available for All Classes Experienced Underwriting Support and Fast Quote Turnaround Underwriting Notes and Minimum Premiums Submissions are accepted for nearly all industry classes and business types. The program is flexible enough to accommodate new ventures, independent contractors, and established firms. While minimum premiums may vary depending on the class and risk profile, Landy works to find cost-effective solutions tailored to each account. Territories and Availability The Miscellaneous Professional Liability program is available in most U.S. states, including AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. With both admitted and non-admitted options, you have flexibility in coverage placement depending on your client’s state and risk profile. Why Work With The Herbert H. Landy Insurance Agency For over 70 years, The Herbert H. Landy Insurance Agency has been a trusted name in professional liability coverage. Agents and brokers turn to Landy for its deep market knowledge, strong carrier relationships, and commitment to service. Whether you're placing a standard account or navigating a complex risk, Landy's responsive team supports you every step of the way—from submission to policy issuance. To learn more or to submit a risk, visit the Herbert H. Landy Insurance Agency profile or go directly to the Miscellaneous Professional Liability storefront. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for a wide range of professional service providers, including consultants, IT firms, claims adjusters, title agents, and more. New ventures and established businesses are both welcome. Are both admitted and non-admitted markets available?Yes, The Landy Agency offers access to both admitted and non-admitted carriers, allowing for flexible placement depending on the risk profile and state. Can I submit accounts outside of the listed target classes?Yes, submissions are accepted for nearly all industries and classes of business. The underwriting team will review and determine eligibility on a case-by-case basis. Is cyber coverage available through this program?Yes, cybercrime and crime coverage options are available for all classes under this program. What states is this program available in?The program is offered in most U.S. states, including CA, NY, FL, TX, and many others. Please refer to the full list above for specific state availability. Need help placing an account? Connect with a market specialist.