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Event Cancellation Insurance for concerts is one of the fastest-growing segments of BUA’s business. Major artists, promoters, and production companies rely on BUA’s NoShow® Event Cancellation and Non-Appearance coverage to protect concert revenues and lock in ticket income against last-minute disruptions. The most frequent cause of concert cancellations is performer non-appearance. BUA’s NoShow® coverage helps protect against financial loss from performer illness, injury, or unavoidable travel delays. Outdoor concerts and summer festivals are also vulnerable to severe weather, making event cancellation coverage essential for promoters and venues. Ideal Accounts and Appetite BUA’s Event Cancellation program is designed for agents placing live-music exposures at any scale—single concerts, weekend festivals, artist tours, and recurring club or venue dates. Appetite includes local promoters, regional festival producers, booking agencies, and tour managers for domestic and international schedules. Coverage can be written for a single event or a scheduled tour. Coverage Highlights and Advantages BUA’s NoShow® Event Cancellation coverage is tailored to common perils that interrupt concerts and tours. Typical covered causes include: Adverse weather that prevents performance or safe attendance Death, illness, accident, or injury to key performers or acts Unavoidable travel delays for artists or essential personnel Civil unrest and security-related cancellations Labor strikes affecting venues, transport, or suppliers Natural perils such as wildfires and earthquakes Policies are flexible and can be structured to match ticketing arrangements, advance expenses, and multi-date exposures. Limits, deductibles, and endorsements are placed based on event size, roster, and financial structure. Underwriting Notes and Minimum Premiums BUA works with multiple carriers to provide capacity and tailored terms. Minimum premiums for this program start at $500. Underwriters evaluate event details such as expected paid attendance, ticket revenue, artist contractual obligations, travel logistics, and the venue environment. Early submissions with complete event schedules, rider information, and contingency plans improve quoting speed and placement outcomes. Territories and Availability Coverage is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some admitted markets are available depending on the risk and jurisdiction. Why Work With BUA As a Managing General Agency with deep entertainment expertise, BUA combines specialized underwriting with access to multiple carrier markets. Agents benefit from responsive placement, tailored terms for touring and festival schedules, and underwriting that understands artist contracts, rider issues, and event logistics. BUA’s underwriting team is experienced at structuring coverage for complex productions and quick-turn concert opportunities. Helpful Placement Examples You might have a client organizing a week-long outdoor music festival that needs protection for ticket refunds and advance production costs if headliners cancel due to illness. Or a promoter booking a multi-city tour who wants cover for non-appearance and unavoidable travel delays across several states. Both scenarios fit well with BUA’s NoShow® Event Cancellation solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Concert promoters, music festival organizers, booking agencies, and tour managers producing live music events—single shows or multi-date tours—are ideal candidates. Can I get coverage for a single concert event?Yes. BUA offers coverage for single concerts as well as scheduled tours, both domestic and international, depending on the risk. What are the most common causes of event cancellation covered?Common covered perils include performer illness or injury, adverse weather, unavoidable travel delays, and civil unrest. Is this program available in all states?The program is available in most U.S. states; some admitted markets may be available depending on the location and risk. What is the minimum premium for this Event Cancellation program?The minimum premium starts at $500, with final pricing driven by event details and other underwriting factors. Need help placing an account? Connect with a market specialist.

Occupational Accident/Non-Subscriber Insurance Program from U.S. Risk U.S. Risk Insurance Group, Inc. provides a competitive, flexible Occupational Accident/Non-Subscriber Insurance program tailored for employers that operate outside traditional workers’ compensation systems. With broad access to Excess & Surplus (E&S) markets, U.S. Risk helps brokers place cost-effective solutions for clients who want alternatives to statutory workers’ compensation. As an experienced E&S broker, U.S. Risk understands the exposures non-subscriber employers face—especially in states such as Texas where workers’ compensation is optional. The program is structured for agents who need underwriting flexibility, creative coverage design, and efficient turnaround on hard-to-place accounts. Ideal Accounts and Appetite This program suits businesses that have chosen not to participate in a statutory workers’ compensation system and want occupational accident coverage to protect employees for on-the-job injuries. Target industries include: Light and medium manufacturing Retail and hospitality operations Construction (select classes) Transportation and logistics Healthcare facilities (non-hospital) U.S. Risk generally looks for groups with five or more employees. Accounts with documented safety programs, regular training, and strong loss-control practices are more likely to receive favorable terms. Coverage Highlights and Advantages The Occupational Accident/Non-Subscriber program includes core indemnity and medical benefits along with value-added services to improve outcomes and manage costs: Travel assistance services for work-related travel Identity management services for injured employees Discount prescription (RX) program Medical travel assistance for specialized care Optional dividend-eligible policy structures for qualifying accounts These features can help you present a more comprehensive solution to clients who want to protect workers while retaining control of claims and return-to-work programs outside of a statutory system. Underwriting Notes and Minimum Premiums Each risk is underwritten on its own merits. Underwriters evaluate industry class, payroll, loss and claims history, safety controls, and the employer’s return-to-work practices when structuring coverage and pricing. The program typically requires five or more employees for eligibility. Because U.S. Risk works with multiple markets, brokers can collaborate with the underwriting team to explore different coverage structures and optional enhancements that align with client objectives. Territories and Availability This program is available in most U.S. states, including Texas, where non-subscription is common. U.S. Risk writes Occupational Accident/Non-Subscriber Insurance in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Markets are generally accessed on a non-admitted basis to allow greater flexibility in coverage design and pricing. Why Work With U.S. Risk U.S. Risk brings decades of E&S experience and a dedicated occupational accident underwriting team. They are known for responsive service, pragmatic underwriting, and the ability to place complex or niche commercial risks quickly. That market access and underwriting expertise can make the difference when standard admitted markets are unavailable or inflexible. Example scenarios that fit well with this program: A regional logistics firm based in Texas that prefers to manage claims internally but needs a structured occupational accident policy for drivers and warehouse staff. A growing manufacturer operating across several states that requires consistent occupational accident coverage for employees working on customer sites. To learn more or submit a risk, contact Patricia Haas at 800-232-5830. Frequently Asked Questions What types of accounts are a good fit for this program? This program is designed for non-subscriber employers in industries such as manufacturing, retail, logistics, and certain construction classes—particularly in states where non-subscription is common. What is the minimum number of employees required? The program typically requires a minimum of five employees for eligibility. Is this program available outside of Texas? Yes. While Texas is a key market for non-subscriber solutions, U.S. Risk offers this program in most U.S. states. What value-added services are included with the coverage? Value-added services may include travel assistance, identity management, prescription discounts, and medical travel support to help manage costs and improve employee outcomes. Can clients earn dividends on their policy? Yes. Certain policy structures are dividend-eligible depending on the program and underwriting results. Need help placing an account? Connect with a market specialist.

PLEASURE AND BUSINESS AIRCRAFT INSURANCE AVAILABLE NATIONWIDE Arlington/Roe & Co., Inc. offers comprehensive Pleasure and Business Aircraft Insurance solutions for agents and brokers with clients who own or operate aircraft for personal, corporate, or business-related travel. Our program is designed to meet the needs of individuals, corporations, and even flying clubs with multiple owners or members. With coverage available nationwide, we provide access to over 35 aviation insurance markets and can assist agents regardless of their prior aviation experience. Ideal Accounts and Appetite We welcome a wide range of aircraft-related risks, including: Fixed Wing and Helicopter aircraft Commercial, Corporate, Personal, and Non-Owned aircraft Piston, Turbo-Prop, and Jet aircraft Specialty categories such as Antique, Military, Emergency Response, Aerial, and Cargo aircraft You might have a client who is a business owner using a turboprop aircraft for regional meetings, or a private pilot who co-owns a jet as part of a flying club—both scenarios are excellent fits for this program. Coverage Highlights and Advantages Our offerings extend beyond aircraft hull and liability insurance. We provide access to: Airport Liability – for commercial, municipal, private airports, helipads, FBOs, and maintenance facilities Aviation Products Liability – for manufacturers, parts distributors, and service centers Aviation Worker's Compensation – even if aviation is not the primary class code This program is ideal for agents looking to package multiple aviation-related exposures with tailored coverage solutions. Underwriting Notes and Market Access Our dedicated aviation team has over 85 years of combined experience and has worked together for more than 20 years. We represent virtually every aviation insurer in the market, giving you access to both admitted and non-admitted options. Our underwriters view pleasure and business aircraft as a favorable class of business, and we’re equipped to help you navigate complex risks or enter the aviation space with confidence. Territories and Availability Coverage is available nationwide, including all 50 states and Washington, DC. Whether your client is located in California, Texas, New York, or anywhere in between, Arlington/Roe is ready to help you place your aviation accounts. Why Work With Arlington/Roe? As a Managing General Agency and Excess & Surplus Lines Broker, Arlington/Roe offers unmatched access to aviation markets and deep expertise in aviation risk management. We support both experienced aviation agents and those new to this niche, ensuring you have the resources and guidance needed to succeed. Our personalized approach and extensive carrier relationships make us a trusted partner for aviation insurance placement. Note: You can find Arlington/Roe’s Pleasure and Business Aircraft Insurance storefront on CompleteMarkets by searching terms such as "aviation/pleasure and business," "pleasure aircraft," or "private and commercial aircraft." Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include private owners, corporate operators, flying clubs, and businesses using aircraft for travel. We also welcome antique, cargo, and emergency aircraft risks. Do I need aviation insurance experience to work with Arlington/Roe?No. Our aviation team supports both experienced agents and those new to aviation, helping you confidently place these accounts. Is this program available in all states?Yes, Arlington/Roe offers Pleasure and Business Aircraft Insurance coverage in all 50 states and Washington, DC. Can this program cover more than just the aircraft?Yes. We can provide coverage for airports, aviation products liability, and aviation worker's compensation in addition to aircraft hull and liability. What types of aircraft are eligible?We accept fixed wing, helicopters, jets, turboprops, pistons, and specialty aircraft used for personal, business, or commercial purposes. Need help placing an account? Connect with a market specialist.

For many businesses, exhibiting at a trade show is a major marketing investment. Whether launching a new product or building brand visibility, companies often commit significant time and money to these events. Unforeseen circumstances—ranging from natural disasters to personal emergencies—can derail those plans and leave exhibitors with unrecoverable expenses. That’s where BUA Insurance’s ShowDown® Event Cancellation Insurance for Exhibitors steps in. Overview of the Program From BUA Insurance BUA Insurance, a Managing General Agency, offers tailored event cancellation coverage built specifically for exhibitors. This program is designed for businesses that face significant non-refundable losses when a show is canceled, postponed, or disrupted. Agents and brokers can use BUA’s market relationships and responsive underwriting to place this niche coverage quickly and efficiently. Ideal Accounts and Appetite This program fits insureds who: Regularly exhibit at trade shows, conventions, expos, or roadshows Invest heavily in travel, custom booths, audio/visual, shipping, or promotional materials Would face material financial loss from a canceled, postponed, or interrupted event Common fits include manufacturers, technology firms, retailers, and professional service firms that rely on in-person events for sales, product launches, or lead generation. Coverage Highlights and Advantages BUA’s ShowDown® policy helps your clients recover non-refundable expenses when they cannot attend due to covered perils or when an event is canceled, postponed, or materially interrupted. Typical covered events include: Adverse weather that prevents travel or makes attendance impossible Death or serious illness of a key employee or immediate family member Wildfire, flood, earthquake, and other named physical perils The policy can cover costs such as travel and lodging, freight and booth shipping, custom booth fabrication, on-site labor, and pre-paid marketing or sponsorship fees—expenses that would otherwise be lost if the exhibitor is forced to cancel attendance. Underwriting Notes and Minimum Premiums Underwriting focuses on the event details: venue, dates, size, and the insured’s total outlay for the event. Submissions should include event location, scheduled dates, a breakdown of estimated costs (travel, shipping, booth, marketing), and the exhibitor’s anticipated revenue or exposure. Minimum premiums vary by carrier and event profile; BUA works with multiple markets to match pricing and forms to the risk. Territories and Availability BUA’s Event Cancellation Insurance for Exhibitors is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Some admitted markets may be available depending on state regulation and the risk profile. Why Work With BUA Insurance on This Business As an MGA, BUA brings focused expertise in event-related exposures and access to multiple carriers that underwrite this niche. BUA provides responsive underwriting, flexible form options, and support for complex submissions—helping you place accounts that can be difficult to handle in standard markets. Whether a client attends one major conference each year or runs a full calendar of trade events, this program helps protect their marketing investment and provides peace of mind if the unexpected occurs. Frequently Asked Questions What types of accounts are a good fit for this program?Accounts that regularly exhibit at trade shows, expos, or conventions and face unrecoverable expenses if an event is canceled or interrupted are a good fit. What kinds of events are covered under this policy?Covered perils typically include adverse weather, wildfire, flood, earthquake, and death or serious illness of a key employee or immediate family member. Coverage depends on the carrier and specific policy wording. Is this program available in all states?No. The program is available in most U.S. states—BUA currently offers it in over 45 states, including major admitted and non-admitted markets such as CA, TX, NY, FL, and IL. How are premiums determined for this coverage?Premiums are based on the event’s size, location, and the exhibitor’s total investment and exposure. Minimum premium levels depend on the chosen carrier and event details. What makes BUA a strong partner for this type of coverage?BUA offers niche expertise, multiple carrier options, and responsive underwriting—qualities that help brokers place event cancellation risks that can be hard to find in standard markets. Need help placing an account? Connect with a market specialist.

Miscellaneous Business Services Program from First Choice Insurance Intermediaries, Inc. First Choice Insurance Intermediaries, Inc. offers a flexible, wholesale program for a broad range of professional and administrative service providers under the Miscellaneous Business Services category. Designed for agents and brokers placing non-standard or niche service risks, the program gives access to both admitted and non-admitted markets so you can place hard-to-fit accounts with more carrier options and underwriting support. Ideal Accounts and Target Classes This program targets small to mid-sized firms that provide specialized or administrative services. Typical classes include: Answering and paging services (GL square footage cap: 35K) Auctioneering Business manager services Event planning and promotion Executive placement (GL square footage cap: 35K) Life, career, and executive coaching Personal concierge / assistant services Project management consultants Recruiting and employment placement (GL square footage cap: 35K) Talent agencies (GL square footage cap: 35K) Training providers (business, vocational, or life skills) Translation and interpretation services Travel agencies (GL square footage cap: 35K) Tutoring services Many of these classes are underserved in standard markets because of diverse professional liability exposures or mixed operations. First Choice’s wholesale relationships and underwriting expertise make it easier for you to place accounts that need tailored terms. Coverage Highlights and Program Limits Available coverage forms include: Professional Liability (PL): Revenue eligibility up to $5M General Liability (GL): Payroll eligibility up to $3M Business Owners Policy (BOP): Revenue up to $3M and up to 35,000 sq. ft. Liability limits are flexible: the online aggregate limit can be up to $2M, with higher limits (up to $5M) available by phone through underwriting. This lets you match limits to a client’s risk profile and contract requirements. Underwriting Notes and Program Considerations Markets are available on both admitted and non-admitted paper depending on class and state. Underwriting is streamlined for many target classes when accounts fall within the stated revenue, payroll, and square footage thresholds. Accounts that combine high professional exposures, significant product operations, or heavy subcontracting may require additional review or be better placed elsewhere. Example accounts you might place through this program: A boutique career coaching firm with $2M in annual revenue operating remotely with no physical office. An executive recruitment agency occupying a 30,000 sq. ft. office with payroll under $3M. There is no single stated minimum premium; however, submissions within the published caps are most likely to be competitive and eligible for online quoting where offered. Territories and Availability This program is available in the following states: AL, CA, CO, CT, DE, FL, GA, IL, IN, KS, LA, MD, MA, MI, MO, NV, NJ, NM, NY, NC, OH, OR, PA, SC, TN, TX, VA, WA, and WI. Availability and carrier access may vary by state and by coverage form. Why Work With First Choice Insurance Intermediaries, Inc.? As a wholesale broker, First Choice brings broad market access and specialty underwriting experience for miscellaneous service risks. Agents benefit from: Access to both admitted and non-admitted markets for more placement options; Underwriting teams familiar with niche professional exposures and mixed operations; Flexible limit and form options to meet contract or client-specific needs; Responsive placement support for accounts that have been difficult to place in standard markets. To review First Choice’s full company profile and other programs, visit the First Choice Insurance Intermediaries, Inc. company profile. Frequently Asked Questions What types of accounts are a good fit for this Miscellaneous Business Services program?The program is geared toward small and mid-sized firms offering services such as executive placement, tutoring, project management, coaching, and travel planning. Accounts that fall within the stated revenue, payroll, and square footage limits typically qualify and receive streamlined underwriting. What are the key eligibility limits for this program?Professional Liability is typically available for accounts with up to $5M in revenue. General Liability appetite generally extends to accounts with up to $3M in payroll. BOP eligibility is usually limited to businesses with up to $3M in revenue and 35,000 sq. ft. of space. Is this program offered on an admitted basis?First Choice can access both admitted and non-admitted markets. Which paper is available depends on the class and the state—your market specialist can confirm options for each submission. Can I submit accounts outside of the listed target classes?Yes — submissions outside the listed classes may be considered, but placement is more likely when the business aligns with the program’s core appetite. Contact First Choice for underwriting guidance on unusual or hybrid operations. Which states is this program available in?This program is available in 29 states, including CA, FL, TX, NY, and IL. Carrier availability and coverages may vary by state and by coverage form. Need help placing an account? Connect with a market specialist.

Advanced E&S Group - Southeast Region offers a specialized Jeweler's Block / Retail Elite Insurance Program tailored to meet the unique risks faced by high-end jewelry operations. Whether your client is a retail jeweler, custom designer, appraiser, wholesaler, or a manufacturer, this program is built to deliver comprehensive protection for valuable inventory and operations. Ideal Accounts and Appetite This program is ideal for a wide range of jewelry-related businesses, including: Retail jewelry stores Fine jewelry designers and custom jewelers Wholesale and manufacturing jewelers Appraisers and repair shops Coin dealers and private collectors Fine arts and sports memorabilia dealers You might have a client who operates a high-value retail jewelry store with frequent trade show participation, or a custom jeweler sending pieces across the country. These are the types of accounts this program is designed to protect. Coverage Highlights and Advantages The Jeweler's Block / Retail Elite Insurance Program offers broad and flexible coverage, including but not limited to: Stock Coverage limits up to $2,000,000 (higher limits available) Property in transit by First Class or Registered Mail Coverage for transit by armored car service Safe Deposit/Vault (SDV) coverage Property temporarily at dealers, jobbers, or manufacturers for repair Coverage for property in the custody of salespeople or selling agents Transit by customer parcel delivery services Trade show, travel, and exhibition coverage Money in a locked safe Coverage for patterns, molds, models, and dies Improvements and betterments made to premises Business personal property (BPP) such as furniture, fixtures, and equipment, including wind coverage Underwriting Notes and Minimum Premiums Minimum premiums vary depending on the nature, size, and location of the business. Each submission is individually underwritten to ensure tailored protection that fits the client’s specific exposures. Additional underwriting consideration may apply for high-value schedules or clients with travel and exhibition risk. Territories and Availability This program is available on a non-admitted basis in most U.S. states, including but not limited to FL, GA, TX, NY, CA, and over 45 others. Advanced E&S Group works with various carriers to provide access to competitive markets across these territories. Why Work With Advanced E&S Group As a Managing General Agency (MGA) with deep experience in specialty risks, Advanced E&S Group brings underwriting expertise and market access that independent agents and brokers can rely on. Their Jeweler's Block / Retail Elite Program is structured to address the niche needs of high-value and mobile inventory, offering flexibility and protection that standard property policies often lack. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for retail jewelers, custom designers, wholesalers, manufacturers, and specialty dealers such as coin or memorabilia shops. Is this program available in all states?The program is available in most U.S. states on a non-admitted basis, including FL, TX, CA, NY, and many others. What is the minimum premium for coverage?Minimum premiums vary based on the type, size, and exposures of the account. Submissions are individually underwritten. Does the policy cover jewelry in transit?Yes, the program provides coverage for property in transit via registered mail, armored car, and customer parcel delivery services. Can this program accommodate clients with trade show exposure?Yes, trade show, travel, and exhibition coverage is included, making it suitable for clients who regularly attend events. Need help placing an account? Connect with a market specialist.

Policy Highlights: Whether your client needs coverage for a boat, trailer, or vehicle used in transport, Colonial General Insurance Agency, Inc. offers tailored Trailer Transport Insurance solutions. This program addresses the exposures faced by operators hauling cargo with trailers of all types. As a regional Managing General Agency and Excess & Surplus lines broker, Colonial General provides flexible access to specialty carriers and competitive markets across the Western U.S. Overview of the Program From Colonial General Colonial General’s Trailer Transport Insurance program is focused on transportation risks that arise when cargo is moved using trailers. We write business for independent operators and small fleets and can structure mono-line cargo placements or layered solutions with excess cargo protection. Our market relationships allow us to accommodate a range of cargo types and values while providing underwriting flexibility agents need to place non-standard or higher-value exposures. Ideal Accounts and Appetite This program is a strong fit for agents submitting: Independent transport operators using trailers to haul general freight Small to mid-sized logistics companies with dedicated trailer operations Refrigerated haulers and perishable-goods transports requiring refrigerator breakdown coverage Operators of boat and vehicle trailers or specialty-hauling operations Accounts needing mono-line cargo with no mileage restrictions or excess cargo limits Colonial General can also consider unique or higher-value cargo needs, subject to underwriting review. Accounts that are outside typical trucking program classes but have clear risk controls are often placeable through this offering. Coverage Highlights and Advantages Key features of the Trailer Transport Insurance program include: Unlimited radius on all mono-line cargo policies — suitable for long-haul operators Excess cargo coverage available over primary cargo policies for up to $750,000 Cargo limits up to $100,000, with refrigerator breakdown coverage where needed Loading and unloading exposures covered automatically in the premium These features help manage common transit exposures such as damage in transit, spoilage for refrigerated loads, and gaps between primary and higher-limit needs. Underwriting Notes and Minimum Premiums Underwriting is handled with flexibility and attention to operational detail. Colonial General evaluates accounts on cargo type, routing, handling practices, equipment condition, and loss history. We have access to both admitted and non-admitted markets depending on the state and the risk profile. Minimum premiums vary by market and carrier; submit full operational details for an accurate indication. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Why Work With Colonial General? Colonial General combines regional transportation expertise with market access suited to hard-to-place trailer transport risks. Our underwriters are responsive and experienced in structuring both basic mono-line cargo policies and layered excess placements. We work with specialty carriers that can address refrigerated loads, high-value shipments, and accounts that need broad geographic radius without mileage limits. Example placements you might bring to this program include a small carrier hauling refrigerated produce across multiple Western states that needs refrigerator breakdown coverage and higher cargo limits, or a recreational-boat transport operator who requires mono-line cargo protection for trailers and occasional high-value loads. Provide clear operational details and loss history to help us match the right market. Frequently Asked Questions What types of accounts are a good fit for this program?Ideal accounts include independent cargo haulers, small transport fleets, and trailer operators moving general, refrigerated, or specialty goods. Is there a mileage restriction on cargo coverage?No. All mono-line cargo policies offer unlimited radius, making this program suitable for long-haul operations. Can this program cover refrigerated goods?Yes. Cargo limits up to $100,000 are available with refrigerator breakdown coverage included where applicable. Are excess cargo limits available?Yes. Colonial General can access markets that write excess over primary cargo for up to $750,000. Which states is this program available in?This program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Need help placing an account? Connect with a market specialist.

Shipwright / Boat Repairers Insurance from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a specialized Shipwright/Boat Repairers program designed for independent boat repair businesses. This program is built for small, hands-on contractors with annual receipts up to $1,000,000 who perform mobile and shore-side repair, maintenance and related marine trades. Overview of the Program The program provides a focused package that addresses the common exposures faced by individual boat repairmen and small repair shops. Coverages include marine general liability (MGL), ship repairers legal liability, and miscellaneous property for tools and supplies. Optional enhancements include workboat protection and indemnity, medical payments for crew, and trailer coverage. Ideal Accounts and Appetite Independent mobile boat maintenance and repair technicians Trades such as canvas, sail and rigging work; carpentry and finish work; electronics and electrical; engine maintenance and repair; hull cleaning and fiberglass patching; painting and winterization Small shore-side repairers and contractors with receipts typically up to $1M Accounts that typically fit: owner-operators or small crews performing scheduled maintenance, engine tune-ups, fiberglass repairs, varnish/finish work, and seasonal winterization. The program is not aimed at large shipyards, new construction, heavy commercial salvage, or accounts with receipts above the stated limit. Coverage Highlights and Advantages Marine general liability tailored to marine operations and repair exposures Ship repairers legal liability to protect against damage to customer vessels while in repair Miscellaneous property coverage for tools, spare parts and supplies kept on-site or in a vehicle Optional workboat coverage including protection & indemnity, medical payments, and trailer coverage Low deductibles and flat premium structure designed for small accounts Underwriting Notes and Minimum Premiums Minimum premiums start as low as $1,500. Continental Risk underwriters focus on the nature of operations, annual receipts, loss history, and exposure controls such as secure storage for vessels, documented work procedures, and proper towing/trailer maintenance for mobile operations. Be prepared to provide a description of operations, list of services, payroll or receipts breakdown, and photos of typical work sites or trailers when submitting. Territories and Admission This program is available in the following jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement may be offered in admitted or non-admitted markets depending on state rules and the individual risk—Continental Risk will advise based on the submission. Why Place This Business with Continental Risk As a wholesale broker experienced with marine trade accounts, Continental Risk / Continental Marine Insurance Services provides targeted underwriting for boat repair contractors, quick submission review, and access to multiple carrier options (varies by risk). The program’s emphasis on small, skilled repair operations and available workboat enhancements makes it an efficient market when standard commercial carriers are unfamiliar with marine repair exposures. Example Accounts A mobile mechanic who travels to marinas and private docks doing engine diagnostics, impeller replacement and routine maintenance with annual receipts of $120,000 — good fit for MGL, tools property, and optional trailer coverage. A small shore-side shop performing fiberglass patching, brightwork, canvas repairs and winterization for recreational boat owners with receipts of $450,000 — a strong candidate for ship repairers legal liability and miscellaneous property limits. For submission requirements and carrier options, contact Continental Risk / Continental Marine Insurance Services—our underwriting team can review eligibility and advise on the best structure for each account. Frequently Asked Questions What types of accounts are a good fit for this Shipwright/Boat Repairers program?Small, independent boat repair contractors and owner-operators who perform maintenance, fiberglass and wood repairs, engine work, canvas/sail servicing, and winterization with annual receipts generally up to $1,000,000. What coverages can I expect to place through Continental Risk?The program includes marine general liability, ship repairers legal liability, and miscellaneous property for tools and supplies. Optional extensions include workboat protection & indemnity, medical payments, and trailer coverage. Are there minimum premium or deductible considerations I should tell my client?Minimum premiums start as low as $1,500. The program also emphasizes competitive, low deductibles for qualifying small accounts. Exact terms depend on the account details and carrier selected. Which states and markets are available for placement?Coverage is available across the listed states (AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY). Depending on state and risk characteristics, placements may be admitted or non-admitted—Continental Risk will confirm at submission. Need help placing an account? Connect with a market specialist.