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Food Truck Umbrella Coverage through www.UmbrellaPro.com by Great Point Insurance offers A+ rated non-admitted umbrella insurance options nationwide. With a simple, streamlined online application process, agents can quote, bind, and issue coverage instantly—saving time and improving service for your clients. You’ll Quote, Bind & Issue Instantly! Overview of the Program From Great Point Insurance Great Point Insurance, a leading program administrator, brings you the Food Truck Umbrella Program via UmbrellaPro.com. This program is specifically designed for food trucks and mobile food vendors looking to secure high-limit excess liability coverage. Whether your client is a single-unit operator or a growing fleet, this umbrella solution helps protect them from catastrophic claims that exceed the limits of their primary policies. By focusing on a niche market and leveraging technology, Great Point Insurance makes it easy for agents and brokers to secure trusted coverage with minimal friction. Ideal Accounts and Appetite This program is tailored for mobile food operations such as: Food trucks and trailers Mobile concession stands Gourmet street food vendors Event-based food service vendors You might have a client who operates a taco truck at multiple city locations or a mobile BBQ vendor that caters festivals and private events—these are excellent candidates for this program. The umbrella coverage is built to sit over existing general liability, auto liability, and employer’s liability policies. Coverage Highlights and Advantages Nationwide availability in 50 states and DC Non-admitted A+ rated carriers Limits available: $5M for $850 and $10M for $1000 Fully digital submission and instant binding process Ideal for clients seeking higher liability protection for contracts, venue requirements, or peace of mind UmbrellaPro makes it easy to provide your clients with the additional protection they need to operate confidently. Underwriting Notes While each risk is evaluated individually, the program is designed for standard food truck operations with clean loss histories and proper underlying coverage in place. The application process is fast and requires minimal documentation. Territories and Availability This program is available nationwide, including all 50 states and Washington, DC: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Great Point Insurance? As a specialized program administrator, Great Point Insurance combines underwriting expertise with digital efficiency. Through UmbrellaPro, they offer a seamless experience for brokers and agents needing quick-turnaround umbrella solutions for food truck clients. The ability to quote, bind, and issue online means you can close business faster and serve your clients better. To explore how the Food Truck Umbrella Program can support your clients, visit www.umbrellapro.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for mobile food vendors including food trucks, trailers, and concession stands with standard operations and clean claims histories. Can I quote and bind coverage online?Yes, the program offers instant online quoting, binding, and issuing through UmbrellaPro, making it easy to secure coverage quickly. What underlying coverage is required?Clients typically need to carry general liability, auto liability, and employer’s liability coverage for the umbrella to sit over. Specific requirements may vary during underwriting. Is this program admitted or non-admitted?This is a non-admitted program using A+ rated carriers, available nationwide. How quickly can I get a policy issued?Policies can often be issued instantly once the online application is completed and payment is processed. Need help placing an account? Connect with a market specialist.

...excess and umbrella coverage for trucking and specialty fleets. Working with T...

Exclusive Bed and Breakfast Umbrella Program from Great Point Insurance If you’re an agent or broker placing umbrella coverage for bed and breakfast clients, Great Point Insurance offers a focused solution. Through www.UmbrellaPro.com, you can instantly quote, bind, and issue policies—streamlining placement and delivering fast service to your insureds. This exclusive Bed and Breakfast Umbrella program is backed by an "A" Rated, admitted carrier and is tailored to the specific liability exposures that come with operating a bed and breakfast. Whether your client hosts extended guest stays, serves food and beverage, or holds small on-site events, this program helps manage those risks with admitted umbrella protection. Ideal Accounts and Appetite The program fits standalone bed and breakfast operations, boutique inns, and guesthouses that provide overnight lodging and meals. Properties that host small events, wine tastings, or provide limited on-site alcohol service are also typically eligible. Examples of good-fit accounts include: A historic 8-room inn in Vermont offering weekend packages with local tours and supervised wine service. A coastal bed and breakfast in California that hosts small weddings and private dinners. Operations with significant commercial restaurant or bar components, or those functioning more like full-service hotels, may be outside the preferred appetite. Coverage Highlights and Advantages Umbrella limits up to $5 million Minimum premium starting at $750 Follow form auto and follow form liquor liability available Admitted paper with an "A" Rated carrier Instant online quoting, binding, and issuance via UmbrellaPro.com Available nationwide Underwriting Considerations Risks must meet baseline underwriting criteria for bed and breakfast operations, including appropriate licensing and general safety compliance. Liquor liability must be supported by an acceptable primary policy. The program’s minimum premium applies; final pricing depends on exposures, limits, and underwriting details. Territorial Availability This program is available nationwide, including all 50 states and the District of Columbia. Whether a risk is in a rural New England town or a busy West Coast tourist market, you can place umbrella coverage through Great Point Insurance. Why Work With Great Point Insurance? Great Point Insurance is a program administrator focused on niche hospitality markets. With UmbrellaPro.com, agents gain instant access to rate, quote, and issue tools that reduce placement friction and speed turnaround. The program pairs tailored coverage language and admitted paper with an experienced underwriting appetite for bed and breakfast exposures. Need help placing an account? Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this Bed and Breakfast Umbrella program?Standalone bed and breakfasts, boutique inns, and guesthouses that provide lodging and meals are ideal. Properties that host small events or offer limited alcohol service can also qualify, provided primary liquor liability is in place. Is this umbrella program admitted or non-admitted?This program is written on admitted paper and is backed by an "A" Rated carrier, offering admitted coverage for your insureds. What is the minimum premium for this program?The program’s minimum premium starts at $750. Final premium varies based on underwriting factors, limits selected, and the insured’s operations. How fast can I quote and bind coverage?You can quote, bind, and issue policies instantly online using UmbrellaPro.com, which helps accelerate placement and reduce administrative steps. Is the program available in my state?Yes — the program is available in all 50 states and the District of Columbia.

Primary Personal Umbrella Insurance True umbrella coverage over primary liability limits Limits available up to $5 million Typical underlying requirements: CPL 300 CSL, auto 250/500/100; watercraft 300 CSL or 500 CSL depending on the craft Will accept youthful drivers with 250/500/100 auto limits Will consider applicants with DUIs and alcohol-related violations Applicants over 70 years — no medical required Named insured can be an individual, trust, estate or LLC Will accept ATVs, motorcycles, mopeds, snowmobiles (underlying auto limits 250/500/100) Excess Personal Umbrella Insurance Limits up to $5 million Excess over another carrier’s umbrella Follows the form of the underlying umbrella Target Personal Umbrella Insurance Limits up to $5 million Program designed for high-profile individuals — actors, sports personalities, musicians, and similar exposures Underlying requirements: CPL 300 CSL; auto 500/500/100; watercraft 500 CSL or 500/500/100 Risks with lower underlying limits (250/500/100) may be acceptable in some cases The personal lines team at J.M. Wilson is focused on helping independent agents place personal umbrella business efficiently. A few service and capability highlights: 24-hour turnaround on quotes — most often same day Direct billing available for many personal lines accounts Underwriters available to assist with online rating, phone quotes, coverage questions and financing options Current success with accounts such as dwelling/fire, homeowners (including high-value homes), personal inland-marine (including mini-storage contents), personal umbrella (including higher-risk drivers), and in-home business risks All J.M. Wilson personal lines markets are "A" rated For more information on J.M. Wilson personal lines, visit: www.jmwilson.com Overview of the Program from J.M. Wilson Corp. J.M. Wilson Corp. offers primary, excess and target personal umbrella solutions written through admitted and non-admitted markets to give agents flexible placement options. Limits are available up to $5 million, and the program is designed to handle standard household umbrella exposures as well as higher-profile and higher-risk applicants that need broader capacity than standard markets provide. Ideal accounts and appetite Private individuals and families seeking higher liability limits above homeowners and auto policies High-net-worth or high-profile insureds who need specialized umbrella follow-form coverage Clients with non-standard driver histories (including DUIs or youthful drivers) — subject to underlying limit requirements Households with recreational exposures: boats, ATVs, motorcycles, snowmobiles and in-home business operations Coverage highlights and advantages True umbrella coverage that drops down over primary liability limits when required Flexible underlying limit allowances for primary and excess placements Programs tailored for celebrity/public-figure exposures with enhanced limits and forms Quick turnaround and responsive underwriting — helpful when clients need timely bindable options Underwriting notes Typical underlying limit expectations: CPL 300 CSL; autos generally 250/500/100 or 500/500/100 for target accounts Program is willing to consider youthful drivers and certain driving violations; specific acceptances are determined by underwriting review Named insured may be an individual, trust, estate or LLC — useful for complex ownership or estate planning situations For high-profile target placements, expect higher underlying auto limits and tailored forms J.M. Wilson represents a mix of admitted and non-admitted carriers — placement will depend on state availability and risk characteristics Territories and availability This program is available in: AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI. Placement options may vary by state based on admitted vs. excess & surplus capacity. Why work with J.M. Wilson on personal umbrella business Market access — multiple admitted and E&S carriers provide flexibility to place non-standard and complex accounts Underwriting support — direct access to experienced underwriters and online rating tools speeds quoting Service-oriented — fast turnaround, direct billing options, and underwriting consultation help you close business Specialized programs — target offerings for high-profile insureds and excess follow-form solutions when primary umbrella exists Example scenarios You have a homeowner with a DUI on their record and recreational watercraft exposure: J.M. Wilson’s primary umbrella may provide $1M–$5M limits with acceptance of certain alcohol-related violations. A local actor needs higher liability limits and follow-form excess coverage over an existing umbrella: J.M. Wilson’s target/excess options can be evaluated to match the underlying forms. Frequently Asked Questions What types of accounts are a good fit for J.M. Wilson’s Personal Umbrella programs?Good fits include private individuals and families needing limits above standard homeowners/auto policies, high-profile or high-net-worth insureds, households with recreational vehicle exposures, and applicants with certain non-standard driving histories who meet underlying limit requirements. What underlying limits are typically required?Typical underlying expectations are CPL 300 CSL and auto limits of 250/500/100 for standard primary umbrella placements. Target and high-profile accounts generally require higher underlying auto limits such as 500/500/100. Exact requirements are verified during underwriting. Are these programs available in my state and are they admitted?The program operates in AL, AR, FL, GA, IL, IN, IA, KS, KY, MI, MS, MO, NE, NC, OH, OK, PA, SC, TN, VA, WV, WI. J.M. Wilson places business through both admitted and non-admitted carriers; placement depends on state rules and the specific risk profile. How quickly can I get a quote or bind coverage?J.M. Wilson aims for a 24-hour turnaround on quotes and most often returns same-day. Underwriters are available for online rating and phone quotes to help expedite submissions. Need help placing an account? Connect with a market specialist.

Here at Great Point Insurance, we are proud to offer our exclusive Retail Umbrella Program — designed to provide broad, cost-effective excess liability coverage for a wide range of retail and distribution businesses. With our powerful in-house platform, UmbrellaPro, you can instantly quote, bind, and issue policies with unmatched speed and efficiency. Fast, Flexible Umbrella Coverage Through UmbrellaPro Our Retail Umbrella Program is built for agents and brokers who need a reliable, streamlined solution for their retail clients. Whether you're placing coverage for a single-location store or a growing regional distributor, our platform makes it easy to secure the umbrella limits your clients need. Recent Umbrella Placements: • $10M Umbrella Limit - Premium: $1,000 - Exposure: Fruit/Vegetable Dealer - $1,500,000 in Sales • $5M Umbrella Limit - Premium: $850 - Exposure: Electronic Store - $3,500,000 in Sales • $10M Umbrella Limit - Premium: $1,600 - Exposure: Delicatessen - $400,000 in Sales • $5M Umbrella Limit - Premium: $850 - Exposure: Office Supply Store - $12,000,000 in Sales - 1 Medium Truck - 2 Light Trucks Target Classes and Business Types Our underwriting appetite includes a broad spectrum of retail operations and distributors. Below are just a few of our most popular eligible classes — and we have hundreds more: • Clothing or Apparel Stores • Mailbox and Packaging Stores • Floor Covering Retailers • Grocery Distributors • Paper Products Distributors • Ship Chandler Stores • Jewelry Manufacturers • Air Conditioning Equipment Dealers & Distributors • Electronics Stores • Fabric and Textile Stores • Computer Retailers • Bakeries • ...and many more Program Highlights Access to UmbrellaPro for instant quoting, binding, and issuing Coverage limits available up to $10 million "A" Rated Carriers Admitted coverage available nationwide Ideal for both small and mid-sized retail risks Nationwide Availability Our Retail Umbrella Program is available in all 50 states and Washington, DC, including major markets like CA, TX, NY, FL, and IL. No matter where your retail clients are located, we can help you secure the umbrella coverage they need. Why Partner With Great Point Insurance? Great Point Insurance offers a competitive edge by combining speed, underwriting expertise, and a wide risk appetite. Our UmbrellaPro platform simplifies the process, allowing you to efficiently manage your clients’ umbrella needs under one roof. Whether you're quoting a bakery, a regional distributor, or a retail chain, our team is ready to deliver responsive service and flexible solutions. Visit www.UmbrellaPro.com to quote, bind, and issue with in-house authority today! "A" Rated - Admitted Nationwide Frequently Asked Questions What types of accounts are a good fit for this program?Retailers, distributors, and small manufacturers such as clothing stores, electronics retailers, bakeries, and grocery or paper product distributors are all great fits. What are the available limits under the Retail Umbrella Program?We offer umbrella limits up to $10 million, depending on the risk profile and underlying coverages. Is this program available nationwide?Yes, the Retail Umbrella Program is available in all 50 states and Washington, DC. Can I quote and bind coverage instantly?Yes. With UmbrellaPro, you can quote, bind, and issue policies in real time without delays. What types of vehicles are acceptable under this program?Light and medium commercial vehicles used in normal retail operations, such as delivery trucks, are typically acceptable, subject to underwriting review. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible and competitive Personal Umbrella Insurance program designed for clients who need higher limits of liability coverage across various personal exposures. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General gives independent agents and brokers access to a broad range of markets and underwriting expertise to help place even the most complex personal risks. Ideal Accounts and Appetite This program is an excellent solution for clients who have higher-than-average liability exposures. Ideal accounts include: Households with high-value homes, rental properties, or multiple residences Clients owning sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with youthful drivers or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds needing excess liability above another umbrella policy This program is especially helpful for agents working with clients whose primary auto or homeowners coverage is placed with another carrier, as Colonial General can provide umbrella coverage regardless of the underlying insurer. Coverage Highlights and Advantages Limits ranging from $1 million to $10 million Primary and excess umbrella options available Driver exclusions available to help manage risks with poor driving records Coverage can be extended to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions available for both standard and hard-to-place accounts For example, you might have a client who owns a vacation rental property, drives a luxury sports car, and has a teen driver in the household. This program allows you to offer them a tailored umbrella solution that bridges coverage gaps and provides peace of mind. Underwriting Notes Colonial General understands the diverse needs of personal umbrella clients and works with agents to engineer viable solutions. Driver exclusions and flexible underwriting allow placement of more challenging risks. While no specific minimum premium is listed, the program is competitively priced based on risk characteristics and limits selected. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, while others may utilize non-admitted/E&S options depending on the risk profile and carrier availability. Why Work With Colonial General? With decades of experience in personal lines and specialty coverage, Colonial General provides expert underwriting, market access, and responsive service to help agents find the right solutions for their clients. Whether you’re placing a standard umbrella or navigating a complex high-net-worth risk, Colonial General has the flexibility and carrier relationships to support you. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?This program is ideal for clients with higher liability exposures, such as households with youthful drivers, luxury vehicles, recreational equipment, or rental properties. High-profile individuals and farm exposures can also be accommodated. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can provide umbrella coverage even if the underlying homeowners or auto policies are written by another insurer. What coverage limits are available?Umbrella limits range from $1 million up to $10 million, with both primary and excess umbrella options available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions can be used to help manage risks involving household members with poor driving records. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Need help placing an account? Connect with a market specialist.

Program Highlights for Personal Umbrella Insurance: Colonial General Insurance Agency, Inc. offers a flexible and competitive Personal Umbrella Insurance program designed for clients who need higher limits of liability coverage across various personal exposures. As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General gives independent agents and brokers access to a broad range of markets and underwriting expertise to help place even the most complex personal risks. Ideal Accounts and Appetite This program is an excellent solution for clients who have higher-than-average liability exposures. Ideal accounts include: Households with high-value homes, rental properties, or multiple residences Clients owning sports cars, motorcycles, jet skis, ATVs, snowmobiles, or golf carts Families with youthful drivers or multiple drivers in the household Public figures, celebrities, and other high-profile individuals Risks with active farm or ranch exposures Insureds needing excess liability above another umbrella policy This program is especially helpful for agents working with clients whose primary auto or homeowners coverage is placed with another carrier, as Colonial General can provide umbrella coverage regardless of the underlying insurer. Coverage Highlights and Advantages Limits ranging from $1 million to $10 million Primary and excess umbrella options available Driver exclusions available to help manage risks with poor driving records Coverage can be extended to additional residences, including rental properties Targeted pricing with competitive rates for qualified risks Solutions available for both standard and hard-to-place accounts For example, you might have a client who owns a vacation rental property, drives a luxury sports car, and has a teen driver in the household. This program allows you to offer them a tailored umbrella solution that bridges coverage gaps and provides peace of mind. Underwriting Notes Colonial General understands the diverse needs of personal umbrella clients and works with agents to engineer viable solutions. Driver exclusions and flexible underwriting allow placement of more challenging risks. While no specific minimum premium is listed, the program is competitively priced based on risk characteristics and limits selected. Territories and Availability This program is available in the following Western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Admitted markets are available in some states, while others may utilize non-admitted/E&S options depending on the risk profile and carrier availability. Why Work With Colonial General? With decades of experience in personal lines and specialty coverage, Colonial General provides expert underwriting, market access, and responsive service to help agents find the right solutions for their clients. Whether you’re placing a standard umbrella or navigating a complex high-net-worth risk, Colonial General has the flexibility and carrier relationships to support you. To learn more or get started, visit the Colonial General Insurance Agency, Inc. company profile or explore the Personal Umbrella Insurance program. Frequently Asked Questions What types of accounts are a good fit for this Personal Umbrella program?This program is ideal for clients with higher liability exposures, such as households with youthful drivers, luxury vehicles, recreational equipment, or rental properties. High-profile individuals and farm exposures can also be accommodated. Can this umbrella policy sit over other primary carriers?Yes. Colonial General can provide umbrella coverage even if the underlying homeowners or auto policies are written by another insurer. What coverage limits are available?Umbrella limits range from $1 million up to $10 million, with both primary and excess umbrella options available depending on the risk. Are driver exclusions allowed?Yes. Driver exclusions can be used to help manage risks involving household members with poor driving records. Which states is this program available in?The program is available in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Need help placing an account? Connect with a market specialist.

... range of markets for Commercial Trucking Insurance, tailored to local, interm...ram available in?We currently offer trucking insurance solutions in GA, IL, IN...

Fleet Trucking Insurance J.M. Wilson Corp. offers a comprehensive Fleet Trucking Insurance program designed to meet t...n local, intermediate, or long-haul trucking. We can accommodate specialized h...

... Contractors Transportation (Trucking, Public Transit, Delivery Fleets) ...o-related operations like towing or trucking, subject to underwriting. Can thi...