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... life paid up at 65), endowment, universal life, or some other type. The type ...ge only with greater flexibility. A universal life insurance policy also earns cash value and...

... no-lapse rider is attached to a universal life insurance policy and relieves ...hedule, effectively hybridizing the universal policy with whole life insurance. So long as the policyholder ad...

...to quotes and forms for Term and Universal Life, MedSupp, LTC, Dental and Trav... offers pre-underwriting services for Life and LTC and has resources for impaired-risk life underwriting to improve placement c...

We Specialize in Specialized Risk!! Tough Case? You’ve Come to the Right Place. The list below represent only a small portion of the specialized risk questionnaires we make available to our agents. These forms can also be retrieved online by logging in to our website and visiting the Underwriting section of our website at www.dworkin.com. Print and complete a General Purpose Impaired Risk Questionnaire (or any of the specific questionnaires available) then fax your request to (603) 332-0955 or email to [email protected] for a quick assessment. Most Common Specialized Risk Questionnaires Alcohol Questionnaire Depression Questionnaire Diabetes Questionnaire General Purpose IR Questionnaire Tobacco Questionnaire Adjustment (Situation Depression) Questionnaire Armed Forces Questionnaire Aviation Questionnaire Avocation Questionnaire Build Questionnaire Foreign Residence / Travel Questionnaire Mental Disorders Questionnaire Drug Use Questionnaire Driving Violations Questionnaire Impaired Risk Underwriter - Specialized Risk often refers to an Impaired Risk case where your client has a health issue (Heart attack, cancer, build, etc.) or hazardous occupation or hobbies (Race car driver, pilot, SCUBA diver, etc.) and will not qualify for standard and above class ratings. We place some of the most difficult cases and insure Impaired Risk clients get the much needed coverage. We have access to expert impaired risk underwriters to get you the best offer! We have intimate knowledge of how each carrier treats impaired risk cases. We look for the best option for your clients who have any impairment. Our expertise is our ability to analyze your most challenging risks and negotiate as aggressively as possible for your benefit. If you’re tired of letting your clients know they are declined or can’t get your client an affordable rate, contact DAI, we are here to help you.

...lly available as either whole or universal life policies, and often provide more affordable life insurance than two separate policies. ...anning. By removing the proceeds of a life insurance policy through the use of giftin...

...d you know that you could use your life insurance to meet chronic illness and ...ath benefits before they die. Some insurance companies offer the benefit as p...

When choosing a life insurance policy for a child, there ar..., or OPAI. Then, at specified ages or life events such as marriage and the bir...

...ployee Application PDF Utah Universal Small Business Employee Application...ership is required to purchase a BEST Life insurance product. Employees become members prior to enrolling in a BEST Life plan.