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Recent changes in weather patterns have significantly impacted policyholders, leading to a rise in wind, hail, and named storm claims. This has placed an increased financial strain on insureds as deductibles have been raised. We are thrilled to introduce our Wind/Hail/Flood/Earthquake/Fire Deductible Buy Back program, in partnership with Lockton (London) and developed by the London 'Facilities and Binders Team' in collaboration with Aegis Syndicate at Lloyd's. Our solution addresses the financial challenges caused by increased claims, allowing insureds to 'buy down' their deductible percentage to a more manageable level. The Deductible Buy Back (DBB) policy offers: Protection from unexpected expenses: Reduces wind, hail, flood, earthquake, and named storm deductibles under an all-risk property insurance program. Compliance with lender requirements: Meets bank or lender mandates for reduced retention to satisfy financing agreements. Key Features of the DBB Policy: Covers windstorms, hurricanes, floods, and earthquakes (and Fire - New) in both coastal and inland/non-coastal areas prone to tornadoes and hail. Offers a maximum risk limit of up to $3 million. Available without minimum premium requirements. Requires a minimum retention of $5,000 per occurrence for policies with a TIV below $25 million, and $10,000 for policies with a TIV above $25 million. Applicable in all 50 states. Utilizes a follow-form structure that aligns with the overlying property policy. Accessible through our award-winning digital quote-and-bind platform. Broad coverage suitability, with proven success in condos, multi-family housing, hotels, offices, and retail spaces. Weather-Related Disasters at a Glance: 341: Number of billion-dollar disasters in the U.S. since 1980, with a total cost of $2.48 trillion. 5.3: Average number of billion-dollar disasters (severe storms, tropical cyclones, and flooding) per year since 1980. $57.8 billion: Average annual cost of these disasters since 1980. Benefits of Using Our Program: Instant access to bindable quotes and policies, saving valuable time. Customizable policy documents with white-label branding options. Sales and marketing resources to optimize business efforts. In order for us to quote we need: full address, loss history, total insured value, existing deductible amounts and buy down requirements underlying policy at bind

... Tailored Protection for Complex Pollution Risks Environmental risks are incre...Suppression Pro for smart, targeted pollution liability insurance.

...g operations and scrap yards Utilities and power generation facilities ...ood fit. Can this policy cover past pollution events?Yes, the policy has options to cover pollution events that commenced before the...

...gned to help your clients manage pollution liability and other environmental c...rogram cover transportation-related pollution exposures?Yes, Transportation Pollution Liability is one of the available coverage...

...ousing authorities and municipal utilities Pools and joint powers authorit...blic housing authorities, municipal utilities, and pools. They are a strong fi...

Contractors Pollution Liability Insurance Program from Co...and size of the risk. What types of pollution events are covered?Coverage includes sudden and accidental pollution events as well as gradual pollution conditions resulting from contra...

...orporation: Monoline Contractors Pollution Liability National Environmental Co...fit for NECC’s Monoline Contractors Pollution Liability program?This program fits contra...