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Technology Industry: All Risks Cyber Risks: All Industries For more than two decades, RPS Technology & Cyber has been a trusted partner for independent agents placing complex technology and cyber liability risks. Their nationally recognized Technology Insurance program delivers specialized, agent-friendly solutions tailored to the evolving exposures of high-tech firms and any business with digital risk. Overview of the Technology Insurance Program RPS underwriters speak the language of technology and cyber risk. They design policies for IT consultants, SaaS providers, software developers, gaming studios, digital publishers, and other tech operations, addressing modern threats such as social engineering, ransomware, data breaches, and denial-of-service attacks. The program also supports non-technology businesses that handle sensitive data or maintain an online presence. Retailers, healthcare providers, financial firms, and manufacturers can all benefit from standalone cyber liability or combined tech E&O and cyber solutions through RPS. Ideal Accounts and Appetite This program is a strong fit for a range of tech and tech-enabled accounts: Software developers, SaaS platforms, and cloud services IT consultants, managed service providers (MSPs), and systems integrators Digital media, online publishers, and content platforms Gaming, entertainment technology, and interactive developers Startups and emerging technology ventures RPS also places cyber liability across all industries for businesses that store or process sensitive customer, employee, or patient data. Example scenarios: You have a client deploying a cloud-based CRM who needs errors & omissions plus cyber incident response coverage. Your insured runs a regional dental practice network seeking HIPAA-aware ransomware and breach response protection. Coverage Highlights and Advantages Customized Tech E&O and Cyber Liability solutions Protection for hacking, malware, phishing, and social engineering losses First- and third-party coverage options, including breach response and business interruption Solutions for both tech companies and traditional businesses with digital exposures Access to top-tier carriers, including Chubb and Great American Underwriting Notes and Minimum Premiums Underwriters evaluate risks based on technology stack, revenue profile, data sensitivity, security controls, and incident history. Minimum premiums vary with account size, industry, and coverage selections; contact RPS for specific underwriting guidelines and pricing guidance. The program accommodates a wide range of account sizes, from startups to mid-sized enterprises. Territories and Availability The Technology Insurance program is available nationwide — all 50 states and Washington, D.C. — and RPS can place business on either an admitted or non-admitted basis depending on state regulations and the insured’s profile. Why Work With RPS Technology & Cyber? As a specialist Managing General Agency, RPS combines deep underwriting expertise with broad market access. Their team helps agents place complex or emerging tech and cyber accounts quickly and with confidence. With over 20 years in the space and relationships with major U.S. carriers, RPS is positioned to help you secure competitive coverage terms for challenging risks. Let RPS Technology & Cyber help you place Technology Insurance and cyber liability for your clients—regardless of industry. Connect with a market specialist. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for tech firms—software companies, SaaS providers, IT consultants, MSPs, and digital media businesses—and also offers cyber liability for non-tech businesses that collect or store sensitive data. Is coverage available nationwide?Yes. RPS offers the Technology Insurance program in all 50 states and Washington, D.C., writing admitted or non-admitted paper as appropriate for the risk. Can I place cyber liability for a traditional business?Absolutely. RPS provides cyber solutions for retail, healthcare, finance, manufacturing, legal, and other industries with online systems or confidential data. What carriers back this program?RPS works with a broad panel of U.S. carriers, including Chubb and Great American, to secure capacity and tailored wording for tech and cyber risks. What is the minimum premium for this program?Minimum premium levels vary by industry, account size, and coverage requested. Contact RPS underwriters for current minimums and underwriting requirements. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. offers a specialized Alarm and Car Stereo Installation Insurance program designed specifically for professionals who install car alarms, stereo systems, and related audio-visual equipment. This program is tailored to meet the unique risks associated with working on client vehicles, whether at a fixed site or through mobile operations. Overview of the Program From Colonial General As a trusted Managing General Agency and Excess & Surplus Lines Broker, Colonial General provides agents and brokers with access to comprehensive garage-related liability coverages. This program is ideal for accounts that require more than just general liability, offering extensive protection for installers handling high-value vehicles and equipment. Whether your client operates a small garage or offers mobile installation services, this program delivers flexible and competitive coverage options. Ideal Accounts and Appetite This program is specifically designed for: Automobile alarm and security system installers Car stereo and audio-visual system installers Shops offering aftermarket electronic upgrades Mobile installation services Ideal risks include businesses with a clean loss history, proper risk management protocols, and operations focused on installation rather than manufacturing or wholesale distribution. Coverage Highlights and Advantages Commercial Garage Coverage Includes: Up to $3,000,000 Aggregate Liability Garage Liability Limits up to $1,000,000 per accident $5,000 Medical Payments coverage Garage Keepers Coverage on a Primary basis with specified causes of loss Fire Legal Liability Dealers Physical Damage False Pretense Coverage Broadened Coverage endorsements available In-Transit Coverage for towing operations Optional Property Coverage These coverages are designed to protect against exposures such as damage to customer vehicles, theft, fire, and liability arising from installation errors or accidents during test drives or transit. Underwriting Notes and Minimum Premiums Colonial General works with a variety of carriers to secure the right fit for your client’s needs. Admitted markets are available in select states, with access to non-admitted options when needed. While minimum premiums vary by account and location, risks with solid safety practices and clean histories are preferred. Territories and Availability This program is available in the following states: Arizona (AZ) California (CA) Colorado (CO) Idaho (ID) Nevada (NV) New Mexico (NM) Utah (UT) Wyoming (WY) Admitted status varies by market and state—contact Colonial General for specifics on availability in your client’s location. Why Work With Colonial General Colonial General brings niche expertise in garage and auto-related risks, offering agents and brokers access to competitive markets and responsive underwriting. Their focus on specialty programs allows you to confidently place tough-to-insure accounts like custom audio installers or mobile alarm technicians. With broad coverage options and a knowledgeable team, Colonial General helps you deliver value and protection to your clients in a high-risk segment. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for businesses that install car alarms, stereo systems, and other aftermarket electronic upgrades, including mobile installation services and fixed-location garages. Is Garage Keepers Coverage included?Yes, Garage Keepers Coverage is provided on a primary basis with specified causes of loss, offering protection for customer vehicles in the installer’s care. Are mobile installers eligible for coverage?Yes, mobile installation operations are eligible, and In-Transit Coverage for towing operations is available when applicable. Which states is this program available in?The program is offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability of admitted markets varies by state. Can I access both admitted and non-admitted markets through Colonial General?Yes, Colonial General offers access to both admitted and non-admitted markets, depending on the state and specific account details. Need help placing an account? Connect with a market specialist.

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