https://completemarkets.com/company/SolePro/Easy-Small-Business-Workers-Compensation/
Workers’ compensation can be a major hurdle for small business owners. Many are required by law to carry it, but the cost and complexity can make it out of reach—especially for sole proprietors and businesses without employees.
Easy Small Business Workers’ Compensation from SolePro
SolePro specializes in helping agents and brokers find affordable workers’ comp coverage for micro and small businesses. Whether your client just needs a certificate of insurance to get a contract or requires more tailored coverage, SolePro provides flexible solutions that help you place hard-to-insure accounts with ease.
This program is ideal for small businesses in a wide range of industries, including sole proprietors, one-person LLCs, and companies with a few employees. With options starting at a $750 minimum premium, SolePro offers practical alternatives to Assigned Risk Pools and other costly solutions.
Ideal Accounts and Appetite
SolePro's workers’ comp program is designed for:
Sole proprietors with or without employees
Independent contractors in need of a COI
Small businesses with 1–5 employees
Startups and new ventures with limited payroll
Note: Any business using subcontractors or day laborers is not eligible for this program.
Program Highlights
SolePro offers three distinct coverage options to meet the unique needs of your clients:
Solo X
Minimum premium workers' comp for businesses with no employees
Owner is excluded from coverage
Includes 24-hour accident policy
Easy online application — sign, bind, and pay in minutes
Solo I
Affordable workers’ comp for businesses with no employees
Owner is included in coverage
Optional accident policy
Direct bill and payment plans available
Plus
Flexible workers’ comp for businesses with employees
Owners can choose to be included or excluded
Employees are automatically covered
Optional accident policy
Direct bill and pay plans available
Why Agents Choose SolePro
SolePro’s platform makes it easy for agents and brokers to quote and bind coverage without the hassle of mid-term audits or frequent carrier turnover. You can offer your clients stable, competitive pricing and a smoother insurance experience.
With a team of industry experts and decades of combined experience, SolePro gives you the tools to serve small business clients more efficiently—especially those who may otherwise be forced into Assigned Risk Programs.
Underwriting and Minimum Premium
Programs start at a minimum premium of $750. Underwriting is streamlined through SolePro’s online platform, allowing you to quote and bind quickly. Coverage is available in both admitted and non-admitted markets, depending on the state.
States Where Coverage Is Available
SolePro’s Small Business Workers’ Compensation program is available in the following states:
AL, AZ, AR, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NY, NC, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, DC, WV, WI
Get Started
To learn more, reach out to SolePro or become an appointed agent today.
Frequently Asked Questions
What types of accounts are a good fit for this program?This program is ideal for sole proprietors, startups, and small businesses with up to a few employees that need affordable workers’ comp coverage.
Can owners choose whether to be included in coverage?Yes. The Solo X option excludes the owner, Solo I includes the owner, and the Plus option allows owners to choose.
Are subcontractors or day laborers eligible?No. Businesses that use subcontractors or day laborers are not eligible for any of the SolePro workers’ comp programs.
Is this program available in all states?No. It is available in most states, including NY, TX, FL, CA, and many others. Check the full list for availability.
How quickly can I bind coverage for my client?SolePro’s online platform allows you to quote, sign, bind, and pay in just a few clicks, making it a fast and efficient solution.
Need help placing an account? Connect with a market specialist.