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...ecial districts, public housing authorities and similar public entities. Idea... special districts, public housing authorities, municipal utilities, and pools...

...gets a broad range of recreational watercraft rental businesses. Eligible clas...options depending on underwriting. Is water sport liability coverage included?Yes, water sport liability coverage is availa...

...nmental Law Enforcement Agencies Water, Sewer, and Irrigation Districts Li...special service districts like parks, water, and library boards. Can I place s...

Roofing Contractors Insurance Program Amwins Program Underwriters offers a roofing contractors program tailored for residential and commercial roofers. The program is placed with an "A" rated carrier and is available in nearly every state (not offered in Hawaii, New York State, or Cook County, IL). It is structured for accounts needing broader roofing-specific terms, flexibility on subcontracting, and higher-limit excess/umbrella capacity. Overview of the Program From Amwins Underwriting This program targets roofing contractors of varying sizes and operations. It is designed to address common roofing exposures—slips and falls, property damage from rooftop work, fire damage from hot-tar/torch operations, and pollution liabilities from roofing materials. Coverage is underwritten with experienced roofers’ exposures in mind and offers options that reflect the operational realities of modern roofing contractors. Ideal Accounts and Appetite Residential and commercial roofing contractors Accounts that perform hot-tar or torch-down work (will be considered) Companies that regularly use subcontractors—no set limit on subcontracted work Roofing operations with clear risk controls, documented safety programs, and loss histories consistent with industry norms Not a good fit: businesses outside roofing specialties, accounts with repeated large loss histories without remediation, or risks located in the three excluded territories noted above. Coverage Highlights and Advantages General Liability limits: $1M per occurrence / $2M aggregate Excess/Umbrella: $5M in-house authority; higher limits available Per-project (per job) aggregate available Fire Damage Legal Liability and Medical Payments Contractors Pollution Legal Liability included as an option Drone coverage available for inspections Additional Insured and Waiver of Subrogation options (automatic or scheduled as required by contract) Primary / Non-contributory wording available Underwriting Notes and Minimum Premium Minimum premiums start at $10,000. Standard submissions should include a completed industry application, the Roofing Contractors supplemental application, and five years of loss runs (valued within the past 90 days) with details on any losses over $10,000. Firms in business less than five years should include owner(s) resumes. Underwriters will evaluate operations, safety programs, subcontractor controls, and any hot-tar/torch operations. Program Extensions Available Additional Insured (Automatic or Scheduled) Waiver of Subrogation (as required by written contract) Per Job Aggregate Employee Benefits Liability Primary / Non-Contributory wording No limitation on amount of subcontracted work Drone coverage for inspection operations Territories and Availability The program is available in nearly every state across the country except Hawaii, New York State, and Cook County, IL. For specific binding authority, state-by-state filings, and any admitted/non-admitted considerations, consult Amwins underwriting guidelines and state availability when placing business. Why Work With Amwins Underwriting on Roofing Business Specialized underwriting with experience in roofing exposures and contractual requirements. Access to higher-limit excess/umbrella capacity with in-house authority. Flexible appetite for subcontracting and hot-tar/torch operations when properly managed. Program extensions geared to common GC/owner contract requirements (AI, waiver of subrogation, primary wording). Example Account Scenarios A regional commercial roofer seeking a $1M/$2M GL program plus a $5M umbrella and primary/non-contributory wording to satisfy general contractor contracts. A residential roofing contractor who performs torch-down repairs on flat roofs and needs contractors pollution liability and fire damage legal liability included in the program. Submission Requirements (summary) Industry standard application Roofing Contractors supplemental application Loss runs — five years, valued within the past 90 days; include details for losses > $10,000 Resumes for owners if the firm has been in business less than five years Frequently Asked Questions What types of roofing accounts are the best fit for this Amwins program?The program is best for residential and commercial roofing contractors that have formal safety programs, manageable loss histories, and may need contractual endorsements (additional insured, waiver of subrogation, primary wording). Hot-tar and torch-down work can be considered when properly documented. Is there a minimum premium and how is capacity provided?Minimum premiums start at $10,000. The program offers General Liability at typical roofing limits ($1M/$2M) and in-house excess/umbrella authority beginning at $5M, with higher limits available subject to underwriting approval. Are there restrictions on subcontracted work?No—this program does not impose a limitation on the amount of subcontracted work. Underwriters will, however, review subcontractor controls and contractual relationships as part of the submission. What documentation do I need to submit to get a quote?Provide a completed industry application, the Roofing Contractors supplemental application, five years of loss runs (valued within 90 days) with details on losses over $10,000, and owner resumes for firms with less than five years in business. Need help placing an account? Connect with a market specialist.

Overview of the Program from Amwins Underwriting APU's AmeriComp workers’ compensation program through Amwins Underwriting provides access to multiple admitted markets with a broad class-code appetite. The program offers both direct access and binding authority for its carrier partners, allowing wholesale brokers and agents to place mono-line workers' compensation accounts across a wide range of industries and risk levels. Ideal Accounts and Appetite This program is designed for independent agents and brokers looking to place employer-paid workers’ compensation for clients that range from low- to high-hazard operations. Target classes include: Manufacturing Hospitality Transportation Construction Wholesale Healthcare Retail Service Cannabis AmeriComp is set up to handle standard risks as well as harder-to-place accounts such as new ventures, accounts with recent loss activity (credit to debit experience modification scenarios), and businesses seeking either guaranteed-cost or loss-sensitive programs. USL&H (United States Longshore and Harbor Workers) coverage is available where appropriate. Coverage Highlights and Advantages Broad admitted-market access—several admitted carriers participate in the AmeriComp WC program. Binding authority and direct placement options speed turnaround and reduce placement friction. Support for both guaranteed-cost and loss-sensitive program structures. Ability to consider accounts with credit-to-debit experience modification scenarios and new ventures. Industry breadth from retail and service to higher-hazard manufacturing and construction accounts. USL&H available for applicable exposures. Underwriting Notes and Submission Requirements To evaluate submissions quickly and accurately, underwriters typically request the following: Completed industry standard workers’ compensation application. Loss runs for the past 3–5 years. Experience modification worksheet or verification of the current EMR. Minimum premium varies by state; pricing and program options will be quoted based on class mix, payroll, loss history, and state jurisdiction. Please do not include payroll or premium estimates on incomplete applications—attach the requested loss runs and EMR to help expedite underwriting. Territories and Admitted Status The AmeriComp program partners with admitted carriers and is available across all states listed on this storefront, with admitted placements available in most territories. Availability and specific carrier appetite may vary by state and line size; please reference the state list when preparing submissions and confirm availability for your insured’s jurisdiction. Why Work with Amwins Underwriting on This Business Amwins Underwriting combines wholesale distribution experience with program-level access to admitted carriers and binding authority—giving agents a single point of contact for a wide range of classes and program structures. The firm’s underwriting flexibility makes AmeriComp a practical solution when you need admitted paper, faster binding, or creative structuring for clients that fall outside a standard appetite. Example placement scenarios You have a regional restaurant group expanding into a new state with multiple locations and typical hospitality class codes — AmeriComp can provide admitted carriers and options for guaranteed-cost or loss-sensitive arrangements. You represent a small manufacturing facility with a recent unfavorable loss year but stable safety controls; the program will consider credit-to-debit EMR situations and new-venture submissions with appropriate supporting documentation. To submit business, please send complete packages (application, 3–5 years loss runs, EMR) to: [email protected]. If you need clarification on state availability or program fit before submitting, include a brief risk summary in your email. Frequently Asked Questions What types of accounts are a good fit for the AmeriComp mono-line workers’ compensation program?Accounts across manufacturing, hospitality, transportation, construction, wholesale, healthcare, retail, service, and cannabis are primary targets. The program also considers new ventures and accounts with credit-to-debit experience modification issues. What documents should I include with a submission?Include a completed industry-standard workers’ compensation application, 3–5 years of loss runs, and the experience modification worksheet or verification. More complete submissions help speed underwriting and placement. Is this program admitted or non-admitted paper?AmeriComp partners with several admitted carriers and places admitted paper in most jurisdictions. Specific carrier availability and admitted options depend on state and account characteristics. Are loss-sensitive programs available?Yes. The program supports both guaranteed-cost and loss-sensitive programs, and underwriters can evaluate alternative structures for larger or more complex accounts. How do I submit a risk or get a preliminary fit check?Email a brief risk summary and the required documents to [email protected]. For fast pre-submission feedback, include class mix, payroll, current EMR, and a short loss history overview. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. provides a focused Security Patrol Insurance program for agencies and contractors operating in higher-risk security and investigative roles. Whether your client employs armed or unarmed guards, operates K-9 units, conducts private investigations, provides process serving, or runs firearms training, this program is designed to deliver comprehensive liability and property protection tailored to those exposures. Eligible classes also include polygraphists, process servers, and claims adjusters with draft authority of $5,000 or less. Ideal Accounts and Appetite This program is well suited for a wide range of security-related businesses, including: Security guard and patrol companies (armed or unarmed) Contract firms using K-9 units Private investigation agencies Process serving operations Firearms certification instructors and training schools Claims adjusters with limited draft authority Typical fits include regional patrol companies that provide armed and unarmed guards for retail, construction, or event sites, and private investigators who also offer contract security or process serving. The program favors disciplined operations with documented training, written procedures, and loss control measures. Coverage Highlights and Advantages Commercial General Liability Coverage includes: Primary limits available up to $3,000,000 occurrence / aggregate $5,000 Medical Payments—automatically included Additional Interests—$100 each Assault & Battery—covered at full policy limits (optional sub-limits offered at discounted rates) Errors & Omissions Coverage Part for professional exposures Lost Key Coverage—$25,000 limit included Property Damage Extension for Care, Custody & Control—$5,000 / $25,000 limits Excess/Umbrella capacity available up to $25 million Loss prevention brochure and best practices guidance to support underwriting and risk control Property Coverage options include: Basic, Broad, or Special Forms Building, Business Income, and Contents coverage Replacement Cost or Actual Cash Value basis available Crime Coverage available: Inside the Premises—Theft of Money and Securities Inside the Premises—Robbery or Safe Burglary of Other Property Outside the Premises coverage Underwriting Notes Colonial General can write coverage on a monoline or package basis and uses flexible underwriting to address the specific operations and exposures of each firm. Underwriting will consider employee hiring practices, training programs, weapons-handling controls, K-9 handling, and documentation of client contracts and scopes of work. Access to admitted and non-admitted markets helps place accounts that may require broader forms or higher limits. Territories and Availability This program is available in: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Some coverages are offered on admitted paper where available; Excess & Surplus options are used when the risk or jurisdiction requires non-admitted placement. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines broker, Colonial General combines niche expertise in security and investigative exposures with broad market access. Their underwriters and market contacts allow you to place complex or hard-to-insure accounts with tailored forms, higher limits, and loss-control guidance — all aimed at keeping risks in forceable, well-documented programs. Learn more about Colonial General and their capabilities by visiting their company profile. Frequently Asked Questions What types of accounts are a good fit for this program?Security patrol firms, private investigators, process servers, firearms instructors, and adjusters with limited draft authority are all good fits, especially when they have documented training and client contracts. Are both armed and unarmed guards eligible?Yes. The program accepts accounts with armed or unarmed personnel, including operations that use guard dogs, subject to underwriting review of training and weapons controls. Is Assault & Battery coverage included?Yes. Assault & Battery is included at policy limits; sub-limits are available as a lower-cost option where appropriate. Which states is this program available in?Coverage is currently offered in AZ, CA, CO, ID, NV, NM, UT, and WY. Can I combine Property and Liability coverages?Yes. The program supports monoline or package placements, and property, crime, and excess limits can be added to match the client’s exposures. Need help placing an account? Connect with a market specialist.

Policy Highlights: Colonial General Insurance Agency, Inc. provides a dedicated Detective Agency Insurance program for agents placing private investigators, security firms, and related exposures. The program is built to address the specialized risks of private investigators, armed and unarmed security guards, K-9 units, polygraphists, process servers, firearms trainers/certification schools, and claims adjusters with limited draft authority (up to $5,000). It combines flexible liability limits, optional E&O, property and crime solutions, and excess capacity to help you place complex or niche accounts. Ideal Accounts and Appetite This program is well-suited for a range of investigative and security operations, including: Private investigation firms performing surveillance, background checks, skip tracing, or witness location Security companies providing on-site armed or unarmed guard services Organizations using trained animals for patrol or detection duties (K-9 units) Process serving and legal support services Firearms training and certification schools or instructors Claims adjusters with limited draft authority (typically up to $5,000) Colonial General can place both new startups and established firms. Typical fits are operations with formal training, written procedures, and reasonable loss-control measures. Higher-risk operations (e.g., contractors with extensive use of force, high-value executive protection with complex travel exposures, or accounts with significant regulatory or disciplinary history) may require additional underwriting review or alternative placement. Coverage Highlights and Advantages Commercial General Liability Coverage: Primary limits up to $3,000,000 per occurrence and aggregate $5,000 Medical Payments included Assault and Battery coverage included at policy limits; sub-limits can be selected for premium savings Errors & Omissions (E&O) Coverage Part available to address professional liability exposures Lost Key Coverage—$25,000 limit included for eligible Security and Patrol accounts Property Damage Extension for Care, Custody & Control—options such as $5,000 / $25,000 limits Additional interest reporting—$100 each Excess and umbrella capacity available up to $25 million Access to loss prevention resources and underwriting guidance Property Coverage: Available on Basic, Broad, or Special forms Options for Building, Contents and Business Income coverage Choice of Replacement Cost or Actual Cash Value valuation Crime Coverage: Theft of Money and Securities (inside the premises) Robbery or safe burglary of other property (inside the premises) Coverage for specified loss exposures occurring outside the premises Underwriting Notes and Minimum Premiums Colonial General underwrites these accounts with flexibility and a focus on operational controls. Underwriters evaluate each risk based on operations, training, weapon/force usage, hiring practices, contract wording, loss history, and geographic exposures. Minimum premiums and binding requirements vary by class and state; accounts are reviewed case-by-case to determine the appropriate structure and pricing. Helpful submission items: current applications, sample contracts, client training and hiring policies, loss runs, and details on weapons handling or K-9 certification where applicable. Territories and Availability This Detective Agency Insurance program is currently available in the Western states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Utah, and Wyoming. Colonial General offers admitted and non-admitted placement options depending on the state, risk characteristics, and capacity needs. Confirm availability for a specific account during submission. Why Work With Colonial General? As a Managing General Agency and Excess & Surplus Lines Broker, Colonial General brings deep niche expertise and broad market access for investigative and security risks. You gain: Specialized underwriting that understands the operational nuances of private investigators and security firms Access to multiple carriers and excess capacity—useful for layered limits or difficult-to-place exposures Flexible package or monoline options to tailor coverage to each insured’s needs Supportive placement process and loss-control resources to help mitigate exposures and improve insurability Example scenarios that fit well: You might have a mid-sized security company that provides armed on-site guards and wants combined GL, assault & battery, and excess limits; or a private investigation firm that needs general liability plus E&O for surveillance and background-check services. Colonial General can evaluate those accounts and propose tailored solutions. Frequently Asked Questions What types of accounts are a good fit for this program?Private investigators, armed and unarmed security companies, K-9 units, process servers, polygraphists, firearms training schools, and claims adjusters with limited draft authority are typically a good fit. Is Assault and Battery coverage included?Yes. Assault and Battery is included at policy limits; you can request sub-limits to reduce premium where appropriate. Are monoline and package policy options available?Yes. Colonial General offers both monoline and package policy structures to match the client’s coverage needs and budget. In which states is this program offered?The program is available in AZ, CA, CO, ID, NV, NM, UT, and WY. Availability may vary by admitted vs. non-admitted options. Can I get Excess or Umbrella coverage with this program?Yes. Excess and umbrella limits are available up to $25 million for qualifying accounts to provide layered liability protection. Need help placing an account? Connect with a market specialist.

Amwins Program Underwriters, part of the Amwins Underwriting division, offers dedicated workers' compensation programs for the auto dismantlers and scrap metal dealer industries. These programs — including specialized Auto Dismantlers and Scrap Metal Dealers products — are distributed through a select group of retailer brokers. The underwriting is tailored to the operational exposures common to dismantling, recycling, and scrap-handling businesses. Overview of the Program from Amwins Underwriting This program is designed for businesses whose primary operations involve dismantling vehicles, processing and selling ferrous and non-ferrous scrap, operating self-service yards, and related recycling activities. Coverage focuses on workers' compensation solutions that address the physical labor, heavy equipment use, motor vehicle exposure, and premises hazards these trades face. Amwins underwriters combine industry expertise with program-level appetite to provide competitive, targeted placements for eligible risks. Ideal Accounts and Appetite Automotive dismantlers and parts resellers Self-service yards and auto recyclers Scrap yards and scrap metal dealers processing ferrous and non-ferrous metal Operations with on-site vehicle dismantling, crushing, sorting, or baling Best-fit accounts are operations whose primary revenue comes from dismantling or scrap processing, have established safety practices, and maintain reasonable payroll and loss histories. Accounts that tend to fit include single-location recyclers, regional scrap dealers, and moderately sized dismantlers. Accounts with very high frequency or severe injury histories, large-scale smelting operations, or heavy hazardous waste processing may be outside the appetite. Coverage Highlights and Advantages Workers' compensation coverage tailored to dismantlers and scrap dealers. Employers' liability options: minimum $500,000 up to $1,000,000. Program underwriting that recognizes the operational nuances of recycling and auto parts resale. Endorsed by the Automotive Recyclers Association (ARA) as a preferred insurance provider for professional automotive recyclers. Underwriting Notes Submissions should describe operations in detail: percentage of on-site dismantling vs. resale, equipment used (cranes, compactors, balers), transportation exposures, and any hazardous-material handling. Provide recent payroll breakdown by class codes, loss runs, and safety protocols (training, PPE, lockout/tagout, vehicle maintenance programs). Underwriters evaluate loss history and operations to determine eligibility and pricing; clear documentation of controls and experience modification improvements helps placement. Employers' liability limits available range from $500K to $1M as shown in the program materials. Territories and Availability The program is available in the following jurisdictions: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NH, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement is via a select group of retailer brokers—confirm distribution authority before submitting. Why Work with Amwins Underwriting on This Business Niche expertise: underwriters experienced with the operational risks of automotive recycling and scrap metal processing. Program focus: solutions that reflect common exposures and loss drivers for dismantlers and scrap dealers. Market access and endorsement: ARA endorsement underscores credibility with professional recyclers. Responsive underwriting: program structure supports targeted, broker-driven placements for eligible accounts. Example account scenarios You have a single-location auto recycler that dismantles end-of-life vehicles, operates a self-service yard, and sells used parts. The business maintains routine maintenance records and a written safety program—this is a typical fit for the Auto Dismantlers product. You represent a regional scrap dealer that processes mixed ferrous and non-ferrous scrap, uses balers and forklifts, and provides transport to metal processors. With clear loss runs and documented employee training, the Scrap Metal Dealers program can be a placement path. Submission checklist Detailed operations description and percent of revenue by activity Five years of loss runs (if available) Current payroll by class code and workforce breakdown Safety and loss control documentation Frequently Asked Questions What types of accounts are a good fit for this program?Accounts primarily engaged in auto dismantling, self-service yards, auto recycling, scrap yards, and scrap metal dealing are ideal—especially those with documented safety programs and moderate loss histories. Which employers' liability limits are available?The program supports employers' liability limits ranging from $500,000 up to $1,000,000, depending on underwriting and risk characteristics. What information does Amwins Underwriting require at submission?Provide a detailed operations description, payroll by class code, five years of loss runs (if available), and any safety or loss control programs. Include equipment lists and transportation details where relevant. Is this program available nationwide?The program is available in the listed states and DC (see storefront for the full state list). Confirm distribution authority with Amwins prior to submitting, as placement is through select retailer brokers. Need help placing an account? Connect with a market specialist.

...000 or fewer Special Districts – Water, utility, and other public-purpose di...udents, and special districts such as water or utility authorities. What coverages are included in...

Insurance for Students, Sports & Leisure Activities Overview — Accident Medical Insurance from Amwins Underwriting (SMIC) SMIC, part of Amwins Underwriting, offers specialty Accident Medical, Student Accident and related liability programs for schools, sports organizations, special events and other leisure activities. With underwriting authority across all 50 states and access to A-rated carriers, SMIC delivers flexible, programmatic solutions that can be placed on a voluntary or mandatory basis, for single events or ongoing seasonal and annual operations. Industries and Account Types K-12 Education (public, private, charter, religious, preschool) Colleges & Universities Sports & Recreation (youth and adult leagues, clubs, tournaments) Public Entities Nonprofits and Religious Organizations Special Events, Fundraisers and Concerts Coverage Highlights Student Accident — Voluntary or mandatory student accident policies for K-12 activities, including athletics; common limits start at $25,000. Catastrophic Accident — Excess catastrophic benefits that supplement basic student accident coverage. Typical structures include 10-year or lifetime benefit periods and catastrophic cash options. With a common deductible of $25,000, limits can range from $1 million to $6 million. Accident Medical — Pays medical expenses resulting from accidental injury to participants, coaches, officials and volunteers during sports, camps, mission trips and similar activities. Typical limits for most programs range from $5,000 to $100,000. General Liability — Bodily injury, personal injury, property damage and optional participant legal liability for events, fundraisers, leagues and associations. TULIP (Tenant/User Liability Insurance Program) — Short-term, event-specific liability coverage with online issuance to reduce administrative burden for facility users and owners. Contingency Products — Coverage for cancellation & abandonment, non-appearance, prize indemnity, over-redemption, weather cancellation, transmission failure, ticket protection and related exposures. Inbound International Health Insurance — Comprehensive health coverage solutions for international students, visiting scholars and exchange program participants; available on mandatory or tight-waiver bases with flexible benefit designs. Why this program helps your clients These programs are designed to reduce the financial and reputational risk that arises when a participant is injured, an event is cancelled, or an organization is faced with third-party liability arising from athletic or recreational activities. SMIC’s specialty focus means underwriters understand the operational differences between a one-day tournament, a school district’s athletic program, and a year-round club—so quotes and policy forms reflect real exposures. Typical Appetite and Fit Good fit: K-12 and higher education student accident programs, youth and amateur sports leagues, seasonal camps, mission trips, nonprofit events, and single special events. Not a fit: High-risk professional sports, accounts requiring specialized workers’ compensation solutions, or exposures outside organized program structures without clear oversight. Underwriting Notes and Minimums SMIC offers tailored underwriting for single events through multi-year program placements. Common underwriting requirements include participant rosters, activity descriptions, supervision and safety protocols, and claims history when available. The program typically carries a minimum premium starting at $200. Territories and Availability SMIC has underwriting authority in all 50 states and Washington, D.C., and the program is available broadly across the United States. Because some coverages are admitted or non-admitted depending on the state and product structure, submit bind requests early so underwriters can advise on placement options and any state-specific requirements. How agents use this market As an MGA within the Amwins Underwriting family, SMIC gives agents access to dedicated specialty capacity and program forms for accident and event risks. You can use this market to place single events (concerts, tournaments, fundraisers) or programmatic accounts for schools, athletic associations and nonprofits. Example scenarios: You have a school district that needs a mandatory student accident plan for fall athletics with catastrophic excess—this program can combine a primary student accident policy with a catastrophic excess layer. A community recreation department needs short-term liability and accident coverage for an annual festival with multiple vendors and volunteer staff—TULIP and short-term accident limits can be issued to simplify administration. Click here to learn more about our offerings! Frequently Asked Questions What types of accounts are a good fit for SMIC’s Accident Medical program?Accounts that involve organized activities—K-12 and college student programs, youth and amateur sports leagues, camps, mission trips, nonprofit events and short-term special events—are the best fit. The program is built for participant accident exposures and related liability risks. What are the common limits and coverages I can quote?Typical accident medical limits range from $5,000 to $100,000 for primary accident medical coverage. Student accident plans commonly start at $25,000, and catastrophic excess limits typically range from $1 million up to $6 million depending on structure and deductible. What information does underwriting usually require?Underwriters typically request a description of the activity, participant counts/rosters, supervision and safety protocols, prior loss history and whether coverage is voluntary or mandatory. For events, details about attendance, vendors, and venue agreements help determine liability exposure. How do I submit a quote request and what is the minimum premium?Submit detailed account information to Amwins Underwriting/SMIC via your usual broker channels. The program’s minimum premium is generally $200; final pricing depends on exposure, limits, deductible structure and whether the placement is event-specific or programmatic. Need help placing an account? Connect with a market specialist.