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...prehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insura...rogram?This program targets sewer and water main contractors working on new tr...

...Solar panel installation Sewer and water main contractors Swimming pool contra...

Sewer, septic, and pipeline contractors face a wide array of operational risks that can lead to costly claims and liability exposures. From ground shifting and code violations to property damage and environmental concerns, these contractors require tailored insurance solutions that address the specific hazards of their work. Novatae Risk Group offers a dedicated Sewer, Septic, & Pipeline Contractor General Liability Insurance program designed to help agents and brokers place this challenging class of business with confidence. Backed by over 30 years of industry experience, our team—operating under the Empire Underwriters brand—has worked with thousands of sewer, septic, and pipeline contractors nationwide. Whether your client is a new venture, had prior claims, or operates across multiple states, we provide flexible underwriting solutions and fast turnaround times. Partner with us to gain access to multiple admitted and non-admitted markets, including certain Underwriters at Lloyd’s of London. Ideal Accounts and Appetite: Pipeline Contractors Sewer Contractors Septic Contractors Private, Municipal, State, or Federal Contractors Accounts with prior or open claims Cancelled or lapsed policies New ventures and startups Multi-state operations Accounts requiring CG201185 equivalent endorsements If you have a client with a sewer installation business that recently had a lapse in coverage or a pipeline contractor expanding into new states, we can help you secure the right general liability coverage to protect their operations and meet jobsite requirements. Coverage Highlights and Advantages: Competitive general liability coverage tailored to underground utility work Quick turnaround on submissions and quotes Multiple carrier options, both admitted and non-admitted Solutions available for distressed or hard-to-place risks Submission Requirements: ACORD 124 & 126 forms 3–4 years of loss runs Supplemental questionnaire Details on any large losses or lapses in coverage Underwriting Notes and Minimum Premiums: Minimum premiums vary depending on the size, scope, and location of the operation. We offer underwriting flexibility for accounts with prior claims, new ventures, and businesses with specialized liability needs. Territories and Availability: This program is available in the following states: AL, AK, AZ, AR, CA, CO, CT, FL, GA, IL, KY, LA, MS, MO, NV, NJ, NM, NC, PA, SC, TN, TX, UT, VA, and WV. Availability includes both admitted and non-admitted options, depending on the state's regulatory landscape and account specifics. Why Work With Novatae Risk Group: As a Managing General Underwriter and Excess & Surplus Lines Broker, Novatae Risk Group brings deep expertise and a broad market reach to this niche. Our team has decades of experience placing sewer, septic, and pipeline contractor business, and we understand the underwriting nuances that many standard markets overlook. Let us help you find the right solution for your contractor clients—quickly and effectively. Please contact us at 800-758-8113 to speak with an experienced broker about your Sewer, Septic, & Pipeline Contractor General Liability Insurance accounts. Do you need a General Liability Insurance quote for your Sewer, Septic, and Pipeline accounts? Send an email to [email protected] with your coverage needs or call 800-758-8113 to speak to an underwriter immediately. Frequently Asked Questions What types of accounts are a good fit for this program?We specialize in sewer, septic, and pipeline contractors, including private, municipal, and government projects. Accounts with prior claims, new ventures, and multi-state operations are welcome. Can you place accounts with a lapse in coverage or large losses?Yes, we regularly work with accounts that have had lapses in coverage or significant prior losses. Detailed underwriting information will be required to assess the risk. Is this program available in admitted markets?Yes, we offer both admitted and non-admitted options depending on the state and account profile. We work with several carriers, including certain Underwriters at Lloyd's of London. What documents are needed to submit an account?We require ACORD 124 and 126 forms, 3–4 years of loss runs, a supplemental questionnaire, and explanations for any large losses or coverage lapses. How quickly can I get a quote?We offer quick turnaround times. Once a complete submission is received, our team typically responds within a few business days. Need help placing an account? Connect with a market specialist.

Workers' Compensation for Contractors from N... safety practices are ideal. Is this Workers' Comp program available outside F...

Workers' Compensation for Contractors from N... safety practices are ideal. Is this Workers' Comp program available outside F...

Overview of the Program From Sloan Mason Insurance Services, Inc. Sloan Mason Insurance Services, Inc. provides access to a competitive program for Electric Cooperatives, Cogeneration and Power Generation facilities, and contractors who service these industries. As a wholesale broker, Sloan Mason places business with a panel of various A-rated carriers and offers both admitted and non-admitted solutions where available. The program is designed for agents and brokers who need specialized underwriting capacity for generation risks, pollution exposures, and contractor services tied to power operations. Ideal Accounts and Appetite Rural and regional electric cooperatives that operate distribution and generation assets Cogeneration and combined heat-and-power (CHP) plants serving industrial or institutional sites Independent power producers and merchant generating facilities (non-nuclear) Contractors and service providers to the power sector (O&M contractors, electrical contractors, turbomachinery service providers) Facilities with onsite fuel storage, transformers/substations, switchgear, and associated pollution exposures Accounts with routine maintenance programs, formal loss control practices, and complete loss history are the best fit. High-hazard operations (for example, nuclear generation) are typically outside this appetite—please consult Sloan Mason underwriting for borderline risks. Coverage Highlights and Advantages Primary General Liability and Contractors Pollution coverages tailored for generation operations Commercial Auto for fleets serving generation and contracting operations Excess/Umbrella layers to provide broader limits above primary liability Property and Equipment Breakdown (available through select panel carriers) Business Income and Extra Expense for generation interruption scenarios Access to A-rated admitted markets where possible, with non-admitted capacity in most markets when needed Underwriters in the program understand the operational exposures unique to power generation and contracting, allowing for placement that reflects industry practice and risk management controls. Underwriting Notes and Minimum Premiums To obtain a full underwriting review and the best possible quote for Electric Cooperatives, Cogeneration and Power Generation Insurance, Sloan Mason requests the following: 5-year payroll history 5-year, currently valued carrier-issued loss runs (valuation date within 90 days of requested effective date) Completed ACORD applications and any program supplementals Minimum premiums (typical program thresholds) include: $15,000 for General Liability and Pollution $5,000 for Auto $7,500 for Umbrella Liability Actual premiums and retentions will vary by carrier, state, and individual account exposures. Territories and Availability This program is available in most U.S. states. States where coverage is commonly placed include: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Admitted options are available in many jurisdictions; non-admitted capacity is used where necessary to secure appropriate terms. Why Work With Sloan Mason on This Business Wholesale broker access to multiple A-rated markets, increasing placement flexibility Underwriting familiarity with generation, pollution, and contractor exposures Competitive program structure designed for complex energy sector risks Practical submission requirements to speed quoting and binding Example scenarios: You might have a rural electric cooperative seeking combined GL and pollution limits for a small diesel peaking plant and distribution operations, or a cogeneration plant at a manufacturing facility that needs property, equipment breakdown, and business income coverage after a recent equipment retrofit. Both are representative risks this program targets. Frequently Asked Questions What types of accounts are a good fit for this Sloan Mason program?Accounts that fit well include electric cooperatives, cogeneration and CHP plants, independent power producers (non-nuclear), and contractors who provide operations, maintenance, and electrical services to generation facilities. Best fits have formal maintenance programs and documented loss histories. What submission materials are required to get a meaningful quote?Sloan Mason asks for a 5-year payroll history, 5-year currently valued carrier loss runs (valuation within 90 days), and completed ACORD applications with any relevant supplementals. These items allow underwriters to assess operations and pricing accurately. Are admitted markets available through this program?Yes. Sloan Mason works with admitted A-rated carriers where available and uses non-admitted capacity in most markets when necessary. Availability depends on state regulations and each account’s exposures. What are the typical minimum premiums I should expect?Typical program minimums are shown as a guideline: $15,000 for General Liability and Pollution, $5,000 for Auto, and $7,500 for Umbrella Liability. Final premium requirements depend on the carrier and the specific account. Need help placing an account? Connect with a market specialist.

...ative energy facilities; municipal water and sewage utilities Chemical man...

...sses operating in the maritime and waterfront sectors. As a wholesale broker w...onal realities on docks, vessels, and waterfront job sites. Underwriting Note...