Search CompleteMarkets

...prehensive Insurance for Sewer and Water Main Contractors Sloan Mason Insura...rogram?This program targets sewer and water main contractors working on new tr...

...ative energy facilities; municipal water and sewage utilities Chemical man...

...of Mexico Operations Non-Owned Watercraft Liability Pollution Coverage...

Sloan Mason Insurance Services, Inc. specializes in placing challenging and hard-to-place risks, with a strong focus on Product Liability Insurance and General Liability coverage. As a wholesale broker with access to multiple carriers, Sloan Mason offers flexible solutions for manufacturers and distributors whose products or operations fall outside of standard underwriting appetites. Whether your client produces industrial components or consumer goods, Sloan Mason can help tailor a liability policy that addresses complex exposures and risk transfer needs. Ideal Accounts and Appetite Sloan Mason is a strong market for agents and brokers working with niche or higher-risk manufacturers and distributors. They regularly consider accounts involving: Amusement Devices Automobile/Truck Parts (non-critical) Boats and Marine Products Chemicals and Pharmaceuticals Consumer Products and Toys Contractors Equipment and Machinery Fireworks Medical and Diagnostic Equipment Personal Protective Equipment Lawn & Garden Equipment Mining and Railroad Equipment Pesticides and Plastics Printing Presses Sporting Goods (excluding football helmets and trampolines) Trailers, Tanks, and Valves And more You might have a client who manufactures aftermarket marine components or distributes specialty consumer electronics—both examples of accounts Sloan Mason can evaluate. Their underwriters are prepared to review applications with unique exposures that traditional markets may decline. Coverage Highlights and Advantages Sloan Mason’s Product Liability solutions are built for complexity. Key benefits include: Access to multiple carriers, including some admitted markets where available Customized terms, including high deductibles and self-insured retention options Capacity up to $2 million per occurrence Support for emerging product technologies and legacy product exposures Their tailored approach makes them a valuable partner when navigating liability issues tied to manufacturing, importing, or distributing goods with challenging safety, compliance, or usage factors. Underwriting Notes and Minimum Premiums Limits available up to $2 million per occurrence Minimum premium: $15,000 for $1 million limit Minimum deductible: $10,000 Due to the specialized nature of this program, complete application submissions and detailed product information are strongly encouraged to ensure the best possible underwriting outcome. Territories and Availability This Product Liability Insurance program is available in most U.S. states, including but not limited to CA, TX, FL, NY, IL, and PA. Sloan Mason supports licensed agents and brokers across 48 states and Washington, D.C. Reach out to confirm specific state availability or to discuss multistate exposures. Why Work With Sloan Mason With years of experience in placing hard-to-place liability risks, Sloan Mason brings deep underwriting knowledge, a responsive service model, and access to multiple markets to help you secure reliable coverage for your manufacturing and distribution clients. Their strength lies in evaluating risks that require a more thoughtful, customized strategy—especially when standard markets say no. Call Sloan Mason today to discuss your Product Liability Insurance opportunities and get expert help navigating this complex line of business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for manufacturers and distributors of products with elevated liability exposures, including amusement devices, consumer goods, medical equipment, and specialty machinery. Are admitted markets available for this coverage?Yes, Sloan Mason has access to both admitted and non-admitted markets, depending on the state and risk profile. What is the minimum premium for this Product Liability program?The minimum premium starts at $15,000 for $1 million in coverage, with higher limits available. Are certain products excluded from coverage?Yes, Sloan Mason does not typically write football helmets or trampolines. All submissions are reviewed on a case-by-case basis. Which states is this program available in?This program is available in most U.S. states, including CA, TX, NY, FL, and many others. Contact Sloan Mason to confirm availability in your client’s state. Need help placing an account? Connect with a market specialist.

...sses operating in the maritime and waterfront sectors. As a wholesale broker w...onal realities on docks, vessels, and waterfront job sites. Underwriting Note...

...oner clinics with diagnostic and treatment equipment Practices offering cont...acement of essential diagnostic and treatment equipment. Worker’s Compensati...

Insurance coverage for Underground Storage Tanks is becoming increasingly difficult to secure, especially as many carriers are choosing not to renew policies due to the age and condition of tanks. Under federal requirements, owners and operators of underground and aboveground storage tanks must demonstrate financial responsibility for corrective actions and third-party liability resulting from accidental releases. This includes bodily injury and property damage claims caused by leaks or spills. Comprehensive Coverage From Prime Insurance Company Prime Insurance Company offers a flexible and robust pollution liability solution for a wide range of tank exposures. Whether your insured operates a gas station, municipal fueling site, or agricultural facility, this program is designed to help you place hard-to-insure accounts with confidence. Ideal Accounts and Target Classes Prime is actively seeking risks across a variety of industries that own or operate aboveground or underground storage tanks. Target classes include: • Gas stations • Airports (aboveground or underground storage tanks) • Trucking companies (with their own gas or diesel tanks) • Governmental entities (municipalities, cities, or towns with fueling operations) • Agricultural risks (farms with on-site fuel tanks) • Heating oil distributors (with aboveground or underground tanks) This program is ideal for insureds who need coverage to meet federal or state financial responsibility requirements, or who are facing non-renewals due to tank age. Coverage Highlights and Features Prime’s policy offers broad protection for pollution-related exposures, including: • Sudden and accidental release coverage • Non-sudden accidental release coverage • Self-Insured Retention (SIR) options for third-party bodily injury/property damage—minimum $10K • Bodily injury/property damage deductible applies to state-mandated corrective action • Occurrence form available *Please note: This coverage excludes prior, existing, or ongoing leakage or contamination. Coverage is suspended during tank modifications, repairs, or replacement. All tanks must comply with state and federal regulations regarding filling and maintenance. Underwriting Notes Prime underwrites each submission individually, offering a flexible and responsive approach to tank-related risks. While there is no stated minimum premium, the SIR and deductible structures are designed to address high-risk exposures with competitive terms. Available Nationwide This program is available in all 50 states plus Washington, DC. Whether your client is in a rural agricultural area or a densely populated urban market, Prime can help you find a solution. Why Work With Prime Insurance Company? As a specialty carrier, Prime Insurance Company has the experience and flexibility to handle complex environmental and pollution-related risks. Their responsive underwriting, broad appetite, and willingness to look at challenging risks make them a strong partner in this difficult class of business. You’ll benefit from direct access to underwriters and a streamlined quoting process—often with same-day turnaround. You might have a client who owns a chain of gas stations and recently lost coverage due to aging tanks. Or a municipality that operates several fueling stations for its service vehicles. Prime can help you place these accounts when others won’t. To get started, visit Prime Insurance Company's CompleteMarkets profile or request a quote directly through the Underground Storage Tanks program page. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for gas stations, airports, trucking companies, municipalities, farms, and heating oil distributors with underground or aboveground storage tanks. Can older tanks still qualify for coverage?Yes, Prime considers older tanks, even when other carriers are non-renewing due to age. However, tanks must not have existing leakage or contamination and must meet regulatory compliance. Is coverage available in my state?Yes, this program is available in all 50 states and Washington, DC. Does the policy include coverage for both sudden and gradual pollution events?Yes, coverage is available for both sudden and non-sudden accidental releases, subject to terms and underwriting approval. How quickly can I get a quote?Prime offers same-day quoting in many cases. Submit a complete application and necessary tank information to expedite the process. Need help placing an account? Connect with a market specialist.

Sloan Mason Insurance Services, Inc. is pleased to offer access to a specialized insurance program backed by an 'A'-rated carrier, designed specifically for the unique risks of Bulk Liquid Storage Terminals – Operators, Suppliers, and Contractors. This program delivers a comprehensive, multi-line approach to risk management for businesses engaged in the storage, handling, manufacture, maintenance, and servicing of bulk liquid storage systems. Ideal Accounts and Appetite This program is built for companies across the bulk liquid storage supply chain, including: Terminal operators handling crude oil, refined products, and industrial chemicals Tank manufacturers (welded stainless and carbon steel tanks, bins, silos) Contractors performing tank lifting, foundations, relocation, and field erection Suppliers of tank-cleaning systems, industrial hose, gaskets, seals, and fire-safety products Firms providing pipeline inspection, pig tracking, degassing, and related services Manufacturers and installers of anti-corrosion coatings, cathodic protection, and geodisc domes Whether your client is an operator running a multi-tank terminal, a contractor relocating petroleum tanks, or a supplier of marine loading transfer systems, this program is structured to support the industry’s operational and environmental exposures. Coverage Highlights and Advantages Sloan Mason Insurance offers flexible, packageable solutions to address the core exposures for this sector, including: Workers' Compensation and Employers Liability Commercial Auto Liability and Physical Damage Commercial General Liability Pollution Liability — essential for environmental and third-party contamination risks Umbrella Liability to extend limits across primary lines This integrated, multi-line approach helps agents deliver a seamless solution for complex operational and environmental risks while centralizing placement and claims coordination. Underwriting Notes and Minimum Premiums To provide a timely and accurate quote, underwriters typically require: Five years of payroll history Five years of currently valued, carrier-issued loss runs (valued within 90 days of the requested effective date) Completed ACORD applications and the Pollution Supplemental form Minimum premium thresholds generally include: $15,000 for General Liability $10,000 for Commercial Auto $15,000 for Workers' Compensation $5,000 for Pollution Liability $10,000 for Umbrella Liability You can download the program application materials via our Bulk Liquid Storage Terminals - Operators, Suppliers and Contractors Data Sheet. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Availability will be quoted on an admitted or non-admitted basis depending on the state and the account’s risk profile. Why Work With Sloan Mason Insurance Services, Inc.? As a wholesale broker, Sloan Mason Insurance brings deep technical underwriting knowledge and direct access to specialized markets that understand the exposures unique to bulk liquid storage operations. We partner with agents to structure competitive, multi-line programs that align coverage, limits, and pricing with each client’s operational profile. Key strengths: Niche market relationships for pollution and commercial liability placements Experience packaging primary and excess lines for complex tank operations Dedicated underwriting intake that minimizes placement friction and speeds response time Example scenarios where this program is a strong fit: You have a regional terminal operator with multiple above-ground tanks and marine loading racks that needs combined GL, pollution, and umbrella limits. A tank manufacturer or erector performing field assembly and relocation work that requires on-site general liability, contractor exposures, and pollution coverage for residual product. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for terminal operators, tank manufacturers, contractors, and suppliers involved in bulk liquid storage, handling, and related services. What coverages are included in the program?Typical coverages include General Liability, Workers' Compensation, Commercial Auto, Pollution Liability, and Umbrella Liability. Additional specialty coverages may be available depending on the account. What documentation is required for underwriting review?Provide five years of payroll history, five years of currently valued loss runs, and completed ACORD and pollution supplemental applications to begin placement. Is this program available in my state?The program is available in most U.S. states. Availability and whether an admitted or non-admitted market is used will depend on the state and the risk. Contact Sloan Mason to confirm for a specific location. Are the carrier markets admitted or non-admitted?Sloan Mason places with a mix of admitted and non-admitted carriers depending on the state and account. We will identify the appropriate market when quoting. Need help placing an account? Connect with a market specialist.

...ge swimming pools, spas, and other water features. Typical classes include: ...that provides cleaning and chemical treatment for residential and small commer...