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Midlands specializes in Wind Hail Deductible Buybacks across Texas,...er 1 coastal zones and non-CAT inland wind exposures, as long as overlying wind coverage is in place. What is the m...

...olicyholders, leading to a rise in wind, hail, and named storm claims. This ha...ory, total insured value, existing deductible amounts and buy down requiremen...

... exclusive in-house programs: Wind/Hail Deductible Buyback Program through Lloyd’s of ...ial Size Category rating of XV Deductible options from $1,000 and greater ...

Wind Deductible Buy Back Coverage from Safehold Special Risk In coastal and wind-prone regions, property owners and builders often face high windstorm deductibles that can create signi...location limit is $50 million. Is the Wind Deductible Buy Back program admitted?No, th...

...rograms Options for sizable deductibles and Self-Insured Retentions (SIRs).... Can you write accounts with high deductibles or SIRs?Yes. We have appetite for accounts with large deductibles or Self-Insured Retentions, par...

To help manage costs of high wind deductibles, Program Brokerage Corporation has access to a "Wind & Hail Deductible Buy Down" insura... Dollar Required Documents: PBC Wind/Hail Application Underlying quo...

...it of liability Limits and Deductibles: • Limits from $100,000 to $1,00.... What are the minimum premium and deductible requirements?The minimum premium starts at $2,500, with deductibles beginning at $5,000. These appl...

..., Collections and more Earthquake, Wind, Flood Included No Deductible No Hote...high-value collections. Is there a deductible on covered claims?No — the program is written with no deductible for covered losses, which simpli...

U.S. Risk Insurance Group, Inc. offers a specialized Professional Services Workers Compensation Insurance program designed to support agents and brokers in placing business for a wide range of professional services clients. Through its UPA division and a partnership with an A-rated carrier, U.S. Risk provides access to competitive markets and flexible underwriting for a variety of scenarios, including new ventures and PEO carve-outs. Ideal Accounts and Appetite This program is tailored for professional services operations that need workers' compensation coverage with flexible underwriting and payment options. Ideal risks include consulting firms, marketing agencies, law offices, accounting firms, IT consultants, and other white-collar or light manual professional services. New ventures are eligible, making this a great solution for startups or businesses transitioning from a PEO arrangement. Example accounts that may be a good fit: A newly formed architectural firm in Texas with five employees. An established marketing agency in Florida exiting a PEO and needing standalone comp coverage. Coverage Highlights and Advantages U.S. Risk’s professional services workers compensation program offers: Admitted coverage in all available states. Guaranteed cost plans and dividend plans (available in Florida). Online access to loss runs for easier account management. Flexible payment options, including: UPAY-As-You-Go Direct bill Monthly self-reporting with a 5% non-working deposit Underwriting Notes and Minimum Premiums Minimum premium of $3,000; no maximum premium. New ventures welcome. Group transportation is limited to five employees per vehicle. Risks with lapse in coverage must be referred to underwriting. No maximum experience mod. Height/underground limits: up to 20 feet or 2 stories above ground, and no more than 6 feet below ground. PEO carve-outs accepted with required documentation (loss history, signed PEO/client contract and amendment, labor endorsement). 24-hour shift work is eligible (with no additional exposure). Ineligible risks include domestic workers, aviation, federal coverage, tax lien or bankruptcy situations. Territories and Availability This workers compensation program is available in the following states: AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, WI. Coverage is limited, incidental, or cannot be the governing state for CA and OK. Why Work With U.S. Risk Insurance Group As a leading Managing General Agency (MGA), U.S. Risk brings deep expertise in niche markets and hard-to-place workers compensation risks. With access to A-rated carriers and a dedicated underwriting team, they offer responsive service and flexible solutions for agents and brokers nationwide. Whether you're working with new ventures or clients transitioning out of a PEO, U.S. Risk provides the tools and support to help you place business effectively and competitively. Frequently Asked Questions What types of accounts are a good fit for this workers compensation program?Professional services businesses such as consultants, law firms, marketing agencies, and IT companies are ideal candidates, especially those with limited manual exposure. Is this program available for new ventures?Yes, new ventures are eligible for coverage under this program, making it a strong option for startups and newly formed professional firms. Can clients coming out of a PEO be written through this program?Yes, PEO carve-outs are accepted. Required documents include a signed PEO/client agreement, an amendment, loss history, and a labor endorsement. What are the minimum and maximum premiums?The minimum premium is $3,000, and there is no set maximum premium. Are there any restrictions related to employee activities?Yes, group transportation is limited to five employees per vehicle, and height/underground work is restricted to 20 feet above and 6 feet below ground level. Need help placing an account? Connect with a market specialist.

... limits, with competitively low deductibles. Incidental general liability can ...provide competitive limits and low deductibles. Or you may be handling a large...