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Since 1994, CPAGold — a program administered by Amwins Underwriting — has offered a focused professional liability solution for Certified Public Accountants. This program is designed for agents placing E&O and related professional liability exposures for accounting firms seeking broad, flexible coverage and underwriting expertise from a specialized managing general agency. Overview of the Program from Amwins Underwriting CPAGold targets accounting firms that need tailored professional liability protection, including traditional errors & omissions coverage plus defense for disciplinary matters and privacy/cyber extensions. Amwins Underwriting underwrites the program with an emphasis on practical coverage, supplemental endorsements, and options that reflect common CPA exposures. Ideal Accounts and Appetite Small to mid-sized CPA firms (1–50 professionals) with a balanced mix of tax, audit, compilation, and advisory work. Firms with more than 50 CPAs can be considered on a case-by-case basis. Best suited to firms with standard practice areas rather than highly specialized or unusually risky niches—ask underwriting for borderline or specialty practices. Example fits: You might have a 12-person firm that performs tax, bookkeeping and small business consulting seeking a combined E&O and disciplinary defense package; or a 30-person regional firm looking to add privacy and network security coverage to their professional liability limits. Coverage Highlights and Advantages Errors & omissions (professional liability) tailored for accounting practices Defense expenses for disciplinary proceedings and regulatory investigations Subpoena expense coverage and expense reimbursement Claim mitigation assistance Privacy-covered acts and network security coverage to address data breach and cyber exposures Policy enhancements and special endorsements available to broaden protection where needed Limits available from $100,000/$200,000 up to $5,000,000/$5,000,000 Underwriting Notes As a Managing General Agency program, CPAGold emphasizes a streamlined underwriting process with experienced UW personnel who understand CPA exposures. Typical submission items include a completed application, current and prior acts information, claims history, and descriptions of risk management or cybersecurity controls where applicable. Underwriting will review practice mix, revenue distribution by service line, any open disciplinary matters, and prior claim experience. Firms with complex specialty practices or significant claim histories should be discussed with underwriting before submission. Territories and Admitted Status Available in the following territories: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Placement under CPAGold is handled through Amwins Underwriting as a program market. Note: this program is positioned as a non-admitted/surplus lines offering in applicable states — confirm availability and placement rules for the insured’s state of domicile. Why Work with Amwins Underwriting on This Business Niche CPA focus: underwriters experienced with accounting firms and their unique exposures. Comprehensive coverage package that goes beyond basic E&O to include disciplinary defense and cyber/privacy extensions. Flexible limits and endorsements to match firm size and risk profile. Responsive MGA service model geared to help brokers place accounts efficiently and tailor terms where appropriate. Submission Tips Include a completed application and the last 5 years of loss history when possible. Describe practice mix (tax, audit, advisory, bookkeeping) and list any specialty services. Provide summaries of any regulatory or disciplinary matters, even if closed. If requesting network security or privacy extensions, include information on data controls and incident response plans. Frequently Asked Questions What size firms are eligible for CPAGold?The program primarily targets small to mid-sized CPA firms (1–50 professionals). Firms with more than 50 CPAs may be considered on a case-by-case basis—submit details to underwriting for review. What limits and coverages are available?Limits range from $100,000/$200,000 up to $5,000,000/$5,000,000. Standard coverages include professional E&O, disciplinary defense, subpoena expense, and options for privacy and network security. Endorsements and enhancements are available. Is this an admitted or non-admitted program?CPAGold is offered through Amwins Underwriting as a non-admitted/surplus lines program in applicable states. Verify placement rules and surplus lines requirements for the insured’s state of domicile. What does underwriting typically require with a submission?Provide a completed application, prior acts information, at least the last several years of claims history, a practice mix, and any information on disciplinary matters or cyber controls if privacy/network coverage is requested. Need help placing an account? Connect with a market specialist.

DealerGuard - Auto Dealer's Open Lot For over 30 years, DealerGuard from Amwins Underwriting has provided open-lot physical damage coverage tailored to franchised and large independent auto dealers, associations, and finance company floorplans. The program pairs targeted underwriting with consultative service, loss-control support, and nationally recognized claims administration to protect inventory parked on dealer lots. Sweet spot Franchised auto dealers or large independent auto dealers Low demo/employee ratio (<10%) Low loss ratio (<30% current year; <40% prior three years) 5+ years in operation (franchised); 3+ years in operation (independent) Eligible risks - Franchised automobile dealers. Typical operations include sales of new and used vehicles, with incidental maintenance, service, and repair. Minimum account premium is $10,000. - Dealer Open Lot coverage may be written in conjunction with Manufacturer and Floorplan coverage. Ineligible risks - Auto (daily or weekly) rental operations - Boat dealers Coverage highlights Dealer's Open Lot Available for “non-floored only” accounts when required. Inventory protection can be extended to motorcycle and bus dealers. Parametric Parametric hail coverage is available for dealers in high-weather-risk zones where traditional terms can be difficult to secure. Other coverages available (separate policies) - Pollution and Underground Storage Tank Services & claims - Loss control and consultative services - Claims management provided by a nationally recognized third-party administrator - Dedicated, client-focused service team Underwriting notes & minimums Amwins Underwriting operates this program as a non-admitted market focused on larger dealer accounts. The program’s minimum account premium is $10,000. Underwriters look for stable operations, clean loss histories, and strong on-lot controls. Typical requirements include a completed DealerGuard application and currently valued loss runs (current year plus four prior years). Submission requirements - Completed DealerGuard application - Currently valued loss runs (current plus four prior years) - Franchised dealers: page one of the most recent month-end financial statement for each franchise/dealership - Non-franchised dealers: detailed inventory listing for all vehicles Please send submissions to: [email protected] Territory & carrier Available in: AL, AK, AZ, CA, CT, DE, FL, GA, ID, IL, IN, KY, LA, ME, MD, MA, MI, MN, MS, MT, NV, NH, NJ, NM, NY, NC, ND, OH, OR, PA, RI, SC, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Carrier: Lexington. Program administered by Amwins Underwriting (MGA). Why place DealerGuard through Amwins Underwriting? Specialized underwriting for franchised and large independent dealers with decades of program experience. Integrated loss-control and claims services designed for large inventory exposures. Flexible options for non-floored risks, inventory types (including motorcycles and buses), and parametric solutions for hail-prone territories. Dedicated underwriting and service teams focused on dealer-floorplan and open-lot exposures. Example accounts that fit this program You represent a multi-franchise dealer group with consistent safety controls, a low demo-to-employee ratio, and a five-year operating history — ideal for DealerGuard placement. A large independent dealer with several satellite lots, clean loss runs, and a $12,000 account premium need — fits the program’s minimum and underwriting profile. When completing applications, please include the Date a Quote is Required and the Expiring and/or Target Premiums. Frequently Asked Questions What types of dealer accounts are a good fit for DealerGuard?DealerGuard is designed for franchised auto dealers and large independent dealers with stable operations, low demo/employee ratios, and strong loss histories. The program targets accounts with solid on-lot controls and multi-year operating experience. What are the submission and documentation requirements?Submit a completed DealerGuard application, currently valued loss runs (current plus four prior years), and financials or detailed inventory listings depending on whether the dealer is franchised or independent. Is there a minimum premium or territory restrictions?Yes. The program’s minimum account premium is $10,000. Coverage is available in the states listed above; confirm availability with underwriting for specific risks. Does the program handle claims and loss control?Yes. Amwins Underwriting pairs the DealerGuard program with loss control and consultative services and uses a nationally recognized third-party administrator for claims management. What is the parametric hail option and when is it used?The parametric offering provides a hail-triggered payout for dealers in high-weather-risk zones where traditional terms may be limited. It’s intended as an alternate solution for hail-prone portfolios. Need help placing an account? Connect with a market specialist.

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Amwins Woodworking Operations program from Amwins Underwriting is a specialty property and casualty program designed for woodworking plants and related operations. The program targets sawmills, furniture and cabinet manufacturers, pallet and truss plants, dimension mills, wood chip and mulch manufacturers, wood treating plants, and retail or wholesale building material dealers. As a Managing General Agency, Amwins Underwriting combines underwriting expertise with access to multiple A+ rated carriers and both admitted and non-admitted placement options to handle standard and hard-to-place woodworking risks. Overview of the Program The program provides a packaged solution tailored to the unique property and liability exposures of woodworking operations. Coverage is modular and can include property (with business interruption), general liability, commercial auto, inland marine, boiler & machinery (equipment breakdown), umbrella excess, and specialty options such as a sidecar solution for difficult risks. Ideal Accounts and Appetite Sawmills, dimension mills and truss manufacturers with controlled production exposures. Furniture and cabinet manufacturers, including small- to mid-sized shops supplying residential and commercial markets. Pallet plants, mulch and wood chip operations, and wood treating facilities with appropriate risk controls. Retail and wholesale building material dealers that store or finish lumber onsite. Amwins favors accounts with documented loss control, up-to-date equipment maintenance, and reasonable fire protection measures. Accounts with frequent heavy-duty welding, high-voltage electrical exposures without documented controls, or repeated serious losses may require referral or be placed through the sidecar solution. Coverage Highlights and Advantages Comprehensive package options combining property, business interruption and general liability. High property limits available for large operations and high-value inventories. General liability limits typically offered at $1,000,000 per occurrence / $2,000,000 aggregate. Sidecar placement available for hard-to-place primary (up to $5M) and excess capacity (up to $7.5M). Choice of admitted or non-admitted paper, depending on state and client needs. Access to multiple A+ rated carriers and specialty underwriting appetite for woodworking exposures. Underwriting Notes and Submission Requirements To quote quickly, include complete submissions with: Five years of loss runs Schedule of values (SOV) for buildings and contents Photographs of buildings and exposures, where available Thermal imaging (thermo-scan) results, if completed Underwriters look for evidence of routine maintenance, fire protection (sprinklers, alarms), dust control measures, proper storage of flammable finishes/solvents, and clear housekeeping practices. Complex or large accounts may require a site survey or additional engineering data. Territories and Availability National availability with focused appetite in the Southeastern and Midwestern United States. The program can place business on both admitted and non-admitted paper and is available in the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Why Work With Amwins Underwriting on Woodworking Plants Specialized woodworking underwriting expertise that understands production and inventory exposures. Flexible placement options including admitted and non-admitted carriers and a sidecar for difficult risks. Capacity for higher property limits and structured programs for business interruption exposures. Responsive underwriting team experienced in handling common woodworking loss drivers (combustible dust, hot work, equipment breakdown). Example Accounts You have a regional truss manufacturer with $6M in buildings, a sprinklered shop, documented maintenance and 2 years of clean loss history — this program can provide property and GL limits with high property capacity. You represent a small cabinet shop with solvent-based finishing and limited fire protection — the program’s underwriters can evaluate dust and solvent controls and may place the account with enhanced conditions or on the sidecar if necessary. Frequently Asked Questions What types of woodworking accounts are the best fit for this program?Sawmills, dimension mills, truss and pallet manufacturers, cabinet and furniture shops, wood treating plants, and building material dealers with documented maintenance and basic fire protection are the primary targets. The program also considers higher-value operations with strong controls. What submission items are needed for a fast review?Include five years of loss runs, a schedule of values, photographs of buildings/exposures if available, and any thermo-scan or maintenance reports. The more detail on controls and housekeeping you provide, the quicker underwriting can assess appetite and pricing. When is the sidecar solution used?The sidecar is intended for hard-to-place risks that exceed standard appetite or have specific exposures (e.g., prior large losses, unique operations). It provides additional primary or excess capacity when admitted/non-admitted markets are limited. Is coverage available admitted or non-admitted?Amwins Underwriting can place accounts on both admitted and non-admitted paper depending on the state and client needs. Underwriters will determine the best placement based on appetite, coverage requirements and regulatory considerations. Need help placing an account? Connect with a market specialist.