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...red coverage for clients running workshops, coordinating parent support groups... organizations that offer parenting workshops, peer-to-peer counseling, and ot...

.... Provide skill-building through workshops, publications, and training. 7. Pro...udes panel discussions, educational workshops, and product showcases—everythin...

...ot limited to): Sheltered workshops Drug & alcohol rehabilitati...ocational rehab services, sheltered workshops, and similar social service agen...

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Tangram's Social Service Workers' Compensation Insurance program is designed specifically for social service organizations. As a managing general agency with broad authority and deep underwriting experience, Tangram provides solutions that reflect the unique exposures and operating realities of human services providers. Our underwriters have decades of experience in this niche, allowing us to place a wide range of accounts—from small community nonprofits to large multi-state organizations—while delivering competitive pricing, strong carrier relationships, and integrated loss control services. Ideal Accounts and Appetite: Alcohol & Drug Treatment Centers Group Homes Congregate Living Facilities Recreational or Educational Camps Boys & Girls Clubs YMCAs / YWCAs Community Action Agencies Day Care Centers Residential Care Facilities for Children and Developmentally Disabled Family Counseling Centers Head Start Programs Outpatient Clinics Vocational / Adult Schools Soup Kitchens and Food Banks Coverage Highlights and Program Advantages: Workers’ compensation coverage through an AM Best rated A IV carrier Built-in loss control and risk management services to help reduce claims Professional claims handling experienced with social service operations Direct bill options with flexible installment plans No broker fees Underwriting Notes and Minimum Premiums: Minimum premiums vary by class code and operation size. Tangram reviews each submission based on services provided, staff counts, prior loss history, and existing safety programs. Our underwriters work closely with brokers to streamline the submission and binding process. Territories and Availability: This program is available in the following states: Arizona, California, Illinois, Indiana, Iowa, Kansas, Massachusetts, Minnesota, Missouri, Nevada, New Jersey, Oregon, Pennsylvania, and Texas. Coverage is written on an admitted basis in all available states. Why Work With Tangram: Tangram Insurance Services is a program manager with authority to underwrite and bind business for top-rated carriers in specialized markets. We focus on programs that are not broadly available in the standard marketplace, giving appointed brokers a competitive placement option. You’ll benefit from our niche expertise, responsive service, and long-term broker relationships. You might have a client operating a residential care facility for adults with developmental disabilities or a regional Boys & Girls Club with multiple sites—this program was built to serve those needs and similar social service operations. For submissions or more information, please contact us at [email protected]. Frequently Asked Questions What types of accounts are a good fit for this program?This program is best for nonprofit and social service organizations such as group homes, substance abuse treatment centers, youth programs, and community outreach facilities. Is the program available on an admitted basis?Yes. The program is admitted in all 14 states where it is currently offered. Are there any broker fees involved?No. Tangram does not charge broker fees for this workers’ compensation program. How is pricing determined?Premiums depend on class code, the size of the organization, and loss history. Tangram provides competitive pricing and offers installment billing options where available. What services are included with the policy?In addition to workers' compensation coverage, the program includes risk management and loss control services tailored to the human services sector. Need help placing an account? Connect with a market specialist.

...d Retirement Parties Seminars, Workshops, and Training Events You might ha...

Physicians, surgeons, and nurses have many professional liability options—but allied healthcare professionals often do not. Professional Liability Insurance Services, Inc.® (PLIS®) fills that gap. Our Allied Medical Errors & Omissions Insurance program provides tailored E&O protection for more than 50 allied medical and healthcare-related professions, helping you place clients who don’t fit traditional medical malpractice policies. Ideal Accounts and Appetite This program targets non-physician healthcare and wellness professionals that need customized E&O coverage. Common classes we place include: Adoption placement services Chiropractic assistants Diagnostic X-ray and imaging technicians Drug & alcohol detox facilities Health and fitness centers Home health agencies Massage therapists Occupational therapy clinics If you represent allied health professionals who fall outside standard medical malpractice forms—such as therapy aides, diagnostic service providers, or placement agencies—this program is designed for those risks. Coverage Highlights and Advantages The Allied Medical E&O program is written on a claims-made and reported basis and is offered on a non-admitted platform through Certain Underwriters at Lloyd’s. Limits are available from $100,000 to $5,000,000, with multiple deductible options so you can tailor terms to a client’s risk tolerance and budget. Policyholders also get access to the SRM® 800 “Hotline” service, an unlimited telephone risk management consultation provided by Specialty Risk Management®. The hotline supports insureds on E&O exposures and has handled more than 250,000 client interactions since 1992. Underwriting Notes and Minimum Premiums All submissions are subject to individual underwriting. Premiums depend on the class of business, chosen limits, deductibles, and the account’s specific risk characteristics. Provide a completed application and any available loss history for the quickest and most accurate response from PLIS® underwriting. Territories and Availability This program is available nationwide on a non-admitted basis in all 50 states and Washington, D.C., allowing you to place allied health risks across the country. Why Work With PLIS® As a program administrator focused on professional liability, PLIS® understands allied health exposures. We combine specialized underwriting, a partnership with Lloyd’s for capacity, and value-add risk management through the SRM® hotline to offer a practical solution for brokers placing niche healthcare accounts. In addition to Allied Medical E&O, PLIS® places Miscellaneous E&O (covering 210+ professional categories), Cyber Liability, and Real Estate E&O — useful options when clients have mixed exposures. All coverage features are subject to underwriting and may vary by account. This information is not a guarantee of quote or coverage. Refer to policy wording for complete details. Frequently Asked Questions What types of accounts are a good fit for this program?The program fits allied healthcare professionals such as massage therapists, imaging technicians, home health agencies, occupational therapy clinics, adoption/placement services, and other non-physician providers who need tailored E&O protection. Is this coverage available on an admitted basis?No. Allied Medical E&O is offered on a non-admitted basis through Certain Underwriters at Lloyd’s. Are there minimum premium requirements?Premiums vary by class, limits, deductibles, and risk profile. Contact PLIS® underwriting with the completed application and loss history to determine pricing for a specific account. What is the SRM® Hotline, and who can use it?The SRM® Hotline is a free, unlimited telephone risk management consultation available to insureds in the program. It provides practical guidance on E&O exposures and risk-reduction strategies. Is this program available nationwide?Yes. PLIS® offers this program on a non-admitted basis in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

...s Property – Covers garages, workshops, and inventory Workers' Compens...

...sabled clients (group homes, day workshops, respite) Homeless services (sh...

... or elderly Group Homes, Day Workshops, Homeless Shelters, Senior Day Care...