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Social services industry workers compensation insurance can be one of the most challenging types of coverage to place in the standard market. Don R. Jensen & Company specializes in helping agents and brokers secure coverage for hard-to-place accounts in the social services sector, offering solutions starting at $10,000 in premium. Ideal Accounts and Appetite This program is designed for a wide range of social service organizations that typically face higher exposure risks and may not qualify for standard carriers. A sample of eligible classes includes: Substance Abuse Counseling Vocational Rehabilitation Centers Day Care Centers Crisis Centers Community Shelters Whether you're working with a non-profit crisis center or a residential addiction treatment facility, this program offers flexible solutions for complex underwriting risks. Coverage Highlights and Advantages Don R. Jensen & Company has access to a variety of carriers, allowing for customized workers' compensation solutions tailored to your client’s operations. Coverage is available on an admitted or non-admitted basis depending on the state and risk profile. This program helps your clients address employee injury risks, manage claims efficiently, and stay compliant with state requirements. Underwriting Requirements and Minimum Premiums To submit an account for consideration, please include the following: Completed Acord Application 3 Years of Currently Valued Loss Runs Experience Mod Worksheet Submissions can be sent to [email protected]. The minimum premium for this program is $10,000. Territories and Availability This workers compensation program is available in most U.S. states, including but not limited to California, Texas, Florida, Illinois, New York, and Pennsylvania. Please contact Don R. Jensen & Company for state-specific availability and appetite. Why Work With Don R. Jensen & Company As a wholesale broker with deep experience in the social services sector, Don R. Jensen & Company understands the unique risks and operational challenges these organizations face. With access to multiple markets and a commitment to responsive service, we help agents and brokers find competitive workers compensation solutions for their most difficult accounts. For more information about Don R. Jensen & Company and our workers compensation solutions for the social services industry, visit www.drjco.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for social service organizations such as substance abuse counselors, crisis centers, vocational rehab facilities, shelters, and day care centers. What is the minimum premium for coverage?The minimum premium for this program starts at $10,000. Accounts must meet this threshold to be considered. What submission materials are required?Submissions must include a completed Acord application, 3 years of currently valued loss runs, and an experience mod worksheet. Is this program available nationwide?The program is available in most U.S. states. Contact Don R. Jensen & Company to confirm availability in your client's state. What carriers are used for this program?Carrier selection varies based on the risk profile and location. Coverage may be placed with admitted or non-admitted markets as appropriate. Need help placing an account? Connect with a market specialist.

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Gunsmiths perform critical work—repairing, modifying, and customizing firearms. Given the inherent risks involved in working with deadly weapons, even a small error can lead to loss, injury, or liability exposure. Great Southern Agency, LLC understands the unique risks gunsmiths face and offers a specialized insurance program designed to help you place coverage confidently for these clients. Overview of the Gunsmith Insurance Program The Gunsmith program offered by Great Southern Agency, LLC provides comprehensive insurance solutions tailored to the needs of firearms professionals. Whether your client is a small custom shop or a larger gunsmithing operation, this program addresses a wide range of liability and property exposures. As a program administrator with deep experience in the firearms industry, Great Southern Agency delivers targeted underwriting, responsive service, and access to specialized carriers (non-admitted markets). You can rely on their expertise to help place hard-to-insure accounts that demand industry-specific knowledge. Target Classes and Ideal Accounts This program is ideal for: Independent gunsmiths and firearm repair shops Custom firearm builders Engraving and refinishing specialists Retailers with in-house gunsmithing services It’s a strong fit for clients who handle firearm repairs, modifications, customizations, or engraving. You might have a client who runs a small workshop and performs trigger jobs, barrel work, or refinishing—this program can help address their full range of liability and property risks. Coverage Highlights The program offers robust insurance options, including: Property Coverage – Limits up to $20,000,000 per location General Liability – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability – Critical for gunsmithing errors or omissions Umbrella Liability – Up to $5,000,000 Cyber Liability – For shops using digital invoicing, POS systems, or client data Inland Marine – Protects mobile tools or in-transit equipment Employee Benefits Liability Employment Practices Liability Insurance (EPLI) This broad suite of coverages is specifically designed to protect against the wide range of risks that gunsmiths face daily. Underwriting and Program Details The program is written on a non-admitted basis, giving Great Southern Agency the flexibility to tailor solutions to non-standard or high-risk accounts. There is no stated minimum premium, but submissions will be evaluated based on exposure, operations, and loss history. The underwriting team is experienced in reviewing firearm-related businesses and can help guide you through requirements and best-fit options for your client. Program Availability This program is available in most U.S. states, including but not limited to AL, AZ, CO, FL, GA, IL, KY, MI, NC, OH, PA, TN, TX, VA, WA, and WI. Please contact Great Southern Agency for specifics regarding state eligibility or coverage nuances. Why Work With Great Southern Agency Great Southern Agency, LLC brings specialized underwriting expertise and market access that sets them apart in the firearms insurance space. Their team understands the technical and legal nuances of gunsmithing, ensuring your clients are properly protected. From responsive service to tailored coverage options, they make placing firearms-related business easier and more efficient for independent agents and brokers. To learn more or submit an account, call 877-451-0669 or email [email protected]. For detailed coverage information, visit https://firearmsins.com/coverage/. Frequently Asked Questions What types of accounts are a good fit for this Gunsmith program?The program is ideal for independent gunsmiths, firearm repair shops, and custom builders who work on modifying or maintaining firearms. Is this program available in my state?This program is available in most U.S. states, including TX, FL, GA, OH, and many others. Contact Great Southern Agency to confirm availability in your state. Can this program cover cyber liability for a gunsmith?Yes, cyber liability is included as an optional coverage to protect against data breaches, electronic theft, and other cyber exposures. Does the program include professional liability coverage?Yes, professional liability is offered to protect against claims arising from errors or omissions in gunsmithing services. Who can I contact to submit a gunsmith account?You can call 877-451-0669 or email [email protected] to start the submission process. Need help placing an account? Connect with a market specialist.