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Gunsmiths perform critical work—repairing, modifying, and customizing firearms. Given the inherent risks involved in working with deadly weapons, even a small error can lead to loss, injury, or liability exposure. Great Southern Agency, LLC understands the unique risks gunsmiths face and offers a specialized insurance program designed to help you place coverage confidently for these clients. Overview of the Gunsmith Insurance Program The Gunsmith program offered by Great Southern Agency, LLC provides comprehensive insurance solutions tailored to the needs of firearms professionals. Whether your client is a small custom shop or a larger gunsmithing operation, this program addresses a wide range of liability and property exposures. As a program administrator with deep experience in the firearms industry, Great Southern Agency delivers targeted underwriting, responsive service, and access to specialized carriers (non-admitted markets). You can rely on their expertise to help place hard-to-insure accounts that demand industry-specific knowledge. Target Classes and Ideal Accounts This program is ideal for: Independent gunsmiths and firearm repair shops Custom firearm builders Engraving and refinishing specialists Retailers with in-house gunsmithing services It’s a strong fit for clients who handle firearm repairs, modifications, customizations, or engraving. You might have a client who runs a small workshop and performs trigger jobs, barrel work, or refinishing—this program can help address their full range of liability and property risks. Coverage Highlights The program offers robust insurance options, including: Property Coverage – Limits up to $20,000,000 per location General Liability – Limits up to $1,000,000 per occurrence / $2,000,000 aggregate Professional Liability – Critical for gunsmithing errors or omissions Umbrella Liability – Up to $5,000,000 Cyber Liability – For shops using digital invoicing, POS systems, or client data Inland Marine – Protects mobile tools or in-transit equipment Employee Benefits Liability Employment Practices Liability Insurance (EPLI) This broad suite of coverages is specifically designed to protect against the wide range of risks that gunsmiths face daily. Underwriting and Program Details The program is written on a non-admitted basis, giving Great Southern Agency the flexibility to tailor solutions to non-standard or high-risk accounts. There is no stated minimum premium, but submissions will be evaluated based on exposure, operations, and loss history. The underwriting team is experienced in reviewing firearm-related businesses and can help guide you through requirements and best-fit options for your client. Program Availability This program is available in most U.S. states, including but not limited to AL, AZ, CO, FL, GA, IL, KY, MI, NC, OH, PA, TN, TX, VA, WA, and WI. Please contact Great Southern Agency for specifics regarding state eligibility or coverage nuances. Why Work With Great Southern Agency Great Southern Agency, LLC brings specialized underwriting expertise and market access that sets them apart in the firearms insurance space. Their team understands the technical and legal nuances of gunsmithing, ensuring your clients are properly protected. From responsive service to tailored coverage options, they make placing firearms-related business easier and more efficient for independent agents and brokers. To learn more or submit an account, call 877-451-0669 or email [email protected]. For detailed coverage information, visit https://firearmsins.com/coverage/. Frequently Asked Questions What types of accounts are a good fit for this Gunsmith program?The program is ideal for independent gunsmiths, firearm repair shops, and custom builders who work on modifying or maintaining firearms. Is this program available in my state?This program is available in most U.S. states, including TX, FL, GA, OH, and many others. Contact Great Southern Agency to confirm availability in your state. Can this program cover cyber liability for a gunsmith?Yes, cyber liability is included as an optional coverage to protect against data breaches, electronic theft, and other cyber exposures. Does the program include professional liability coverage?Yes, professional liability is offered to protect against claims arising from errors or omissions in gunsmithing services. Who can I contact to submit a gunsmith account?You can call 877-451-0669 or email [email protected] to start the submission process. Need help placing an account? Connect with a market specialist.