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...related operations such as: Wrecking of buildings and structures (99986) ... contractors involved in structural wrecking, interior tear-outs, excavation, ...

BERT Emergency Response Training: BERT International is a non profit organization that prepares business managers and executives to take care of themselves and their families during large scale emergencies until first responders arrive. The company offers online and in person training for anyone who wants to be more prepared during active shooter events, natural disasters and other emergencies that affect the workplace. Mission/Purpose: BERT Emergency Response Training's mission is to develop the expertise, relationships and tools to help you prepare for, respond to and recover from large scale emergencies.… alleviating fear since 2008 Key Facts: • BERT stands for Business Emergency Response Training. • During its training, BERT reminds civilians to: Be Calm, Evaluate and Plan, Review for safety concerns and Take Action • BERT works with business leaders and first responders to form a team approach to successfully managing an unexpected disaster or event. BERT Emergency Response Training Participant Testimonial : ...the other day I watched a wreck on I-10 where a car hit a truck and sent it out of control to where it flipped into the other lane. Your course kicked in.... Me and my guy jumped out of our truck I told him to call 911 and get that handled and I ran to the old man in the truck. A lady stopped and asked what she could do... I sent her to my truck and gave her my employee's name to ask for my first aid box. The others came up and asked, I had them directing traffic until authorities came up and I was putting bandages on the 92 year old head to stop the bleeding. Then another man came up with a medical kit and I asked if he had any training and he had first responders cert so I then stepped back and took direction from him until the medical staff got there to take him to the hospital. The old man never passed out and never complained. The rail of the truck or the strut that holds the roof bent down and scalped the old man when the truck flipped. After it was over, I thought of your (BERT) training and the fact that it all fell into place. To get training and more information about the BERT Foundation and its activities, please contact: Scott Robertson, APR Robertson Communications Corp. 949-212-7096 [email protected] http://www.bertinc.org/

Construction & Contractors Insurance Program from Kaigler & Company Kaigler & Company offers a flexible construction and contractors insurance program available nationwide. Designed for accounts that are difficult to place in standard markets, the program pairs experienced underwriting with access to multiple specialty carriers to help you place complex or high-hazard construction risks with confidence. Ideal Accounts and Appetite This program fits both general and trade contractors, especially those that need a specialized market. Typical guidelines include: General contractors with substantial subcontracting (up to 95% subcontracted work) Trade contractors with limited subcontracting (generally up to 20%) Heavy construction and infrastructure contractors with elevated hazard profiles Target classes include roofing, structural steel erection, bridge/street/road and pipeline construction, excavation, millwright services, marine and wet work, cranes and rigging, and high-steel operations. Kaigler & Company will consider both small town trades and large infrastructure contractors when their exposures match the carrier appetites. Coverage Highlights and Advantages The program emphasizes primary general liability and umbrella/excess capacity tailored to construction exposures. Working with multiple carriers allows underwriters to customize limits, endorsements, and terms for operations involving hot work, work at elevation, over-water exposures, heavy equipment, or other elevated hazards. Examples of accounts that may be a good fit: A roofing contractor with prior claim activity that needs a market for renewal. A bridge contractor performing work over water that requires coordinated GL and excess limits. Underwriting Notes and Minimum Premiums Kaigler & Company focuses on “semi-tough” accounts—those that were declined or limited in standard markets but remain insurable with specialized underwriting. Artisan and tradesmen submissions generally begin at a minimum premium of $5,000. Underwriters are comfortable with detailed submissions that include loss runs, safety programs, and subcontractor oversight practices. Territories and Availability The program is available in all 50 states and the District of Columbia. Kaigler & Company can place business in coastal, inland, and remote regions by leveraging non-admitted capacity where appropriate. Why Work With Kaigler & Company? Kaigler & Company combines construction-specific underwriting expertise with access to multiple specialty markets. Their flexible approach and non-admitted options give agents more ways to place higher-risk or unusual accounts. If you need a market for complex construction exposures, Kaigler & Company aims to provide practical solutions and responsive service. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for general and trade contractors, including those with higher-risk operations such as roofing, steel erection, marine work, and infrastructure construction. Is this program available in all states?Yes. Kaigler & Company offers this construction program in all 50 states and the District of Columbia. What is the minimum premium for this program?Tradesmen and artisan contractor accounts generally start at a minimum premium of $5,000. Does the program accept accounts with a high percentage of subcontracted work?Yes. The program can accommodate general contractors with up to 95% subcontracted work and trade contractors with up to about 20% subcontracting, depending on the class and other risk factors. What coverage lines are available through this program?Primary general liability and umbrella/excess coverage are the core offerings, with tailored terms for construction-specific exposures. Need help placing an account? Connect with a market specialist.

... Metal Erection and Welding Wrecking and Demolition We also offer a ...tates. Why Work With Van Wagoner Companies, Inc. As a specialized MGA, Van Wagoner Companies brings decades of experience pla...

As an artisan contractor, you’re looked to as an expert in the field! Artisan Contractors face a wide range of risks depending on the trade and scope of work. From electrical hazards and roofing falls to property damage and payment disputes, the right insurance coverage is essential to protect both the contractor and their business. With over 150,000 Americans seeking medical treatment each year due to roofing-related accidents alone, the need for specialized liability coverage is more urgent than ever. Lawsuits involving artisan contractors are becoming increasingly common. Unlike traditional employees, artisan contractors often operate independently, and their employers are typically not held vicariously liable for their actions. This makes it critical for contractors to carry their own insurance—and for agents to place them with a carrier that understands their unique exposures. That’s where Prime Insurance Company comes in. We offer a comprehensive specialty liability solution tailored to the needs of artisan contractors. Our all-in-one approach provides agents direct access to experienced underwriters, claims professionals, and risk managers to help craft the most appropriate coverage for each insured. Ideal Accounts and Trades We Cover We work with a wide variety of artisan contractors, including but not limited to: • Plumbers • Electricians • Carpenters • Roofers • Masons • Landscapers • Drywall Installers • Paving Contractors • And many more Whether your client is a solo contractor or manages a small crew, we can help design a policy to meet the unique exposures of their trade. Coverage Highlights and Advantages Key coverages available include: • General Liability • Builders Risk • Commercial Auto *Not available in NY • Heavy Equipment • Coverage in all 50 states *Please note: Workers' compensation is not offered as part of this program. We specialize in hard-to-place risks and unique exposures. Whether the insured has a complex loss history or operates in a high-risk trade, our team will work with you to find solutions. Underwriting Approach Our underwriting team evaluates each risk on its own merits. No two artisan contractors are the same, and neither are our policies. We’re flexible, solution-focused, and committed to helping agents find placement for clients who may not fit the standard market. Territories and Availability This program is available in all 50 states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Why Work With Prime Insurance Company? Prime Insurance Company is a direct carrier with a strong track record of supporting artisan contractors and the agents who serve them. We offer: Custom coverage for high-risk and unique contractor classes Direct access to underwriting, claims, and risk management teams Non-admitted solutions available in all 50 states Responsive service and quick turnaround on submissions Whether your client is a first-time contractor or a veteran with a challenging risk profile, Prime Insurance Company has the tools and experience to help you place the business. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for small to mid-sized artisan contractors such as roofers, electricians, plumbers, landscapers, and similar trades, especially those with challenging risk profiles or unique operations. Is coverage available nationwide?Yes, the Artisan Contractors program is available in all 50 states. Commercial Auto coverage is offered in most states but is not available in New York. Does this program include workers’ compensation coverage?No, workers' compensation coverage is not included or offered through this program. Can I place business for contractors with prior claims or losses?Yes, Prime Insurance Company considers accounts with prior loss history and works with agents to find solutions for harder-to-place risks. What types of vehicles can be covered under the Commercial Auto option?The Commercial Auto coverage can include vehicles used for business operations, but availability and eligibility depend on the state and the specific risk. Note that this option is not available in NY. Need help placing an account? Connect with a market specialist.

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...ractors, ROV operators, dredging companies, and marine salvage businesses. Wha...

Navigate to better rates with SIU's Watercraft Insurance product! Overview — Southern Insurance Underwriters, Inc. Watercraft Insurance Southern Insurance Underwriters, Inc. (SIU) offers a specialized Watercraft Insurance program for agents looking to place both personal and commercial marine risks. SIU operates as a managing general agency with access to multiple markets and underwriting expertise that spans from personal watercraft and pleasure boats to commercial vessels and ocean cargo. Coverage features include agreed-value and replacement-cost options, broad navigational territories for most boat types, and specialized endorsements such as professional angler coverage and wreck removal. Ideal Accounts and Appetite Personal watercraft: jet skis, airboats, houseboats (no ocean navigation for small craft), performance boats up to 26'. Yachts: vessels 26' and over including high-performance hulls, catamarans and vee hulls (high-performance hulls capable of speeds up to 120 mph are considered). Commercial classes: charter boats, rental operations, marinas, boat dealers, ocean cargo, marine artisan contractors, tours & excursions, passenger and non-passenger commercial vessels, schools, special events, commercial captains, and water sport operations. Non-owned watercraft exposures and professional angler operations. Coverage Highlights and Advantages Settlement options: Replacement cost, agreed value, and ACV where appropriate. Liability limits: Personal accounts may qualify for higher limits; commercial coverage limits available up to $10,000,000 (Florida: up to $5,000,000) depending on the risk. Broad navigational territories for most boat types and limited or no lay-up restrictions (Florida exceptions apply). Included or available coverages: water sport liability, wreck removal, protection & recovery in addition to watercraft & equipment limits, coverage for non-owned watercraft, and other marine endorsements tailored to the operation. Underwriting flexibility for high-performance boats and unique hull types (e.g., catamarans). Underwriting Notes States actively written: AL, FL, GA, NC, SC, VA. SIU evaluates risks across a wide range of classes but maintains specific restrictions (for example, small boats up to 26' may not be eligible for ocean navigation). High-performance vessels and unique hulls are considered with supporting loss history, maintenance records, and experience of operator/crew. Minimum premium and final terms vary by risk and market availability; submit complete applications and current loss runs for accurate placement. Carriers and admitted/non-admitted status vary by state and risk — SIU places business in the most appropriate market for coverage and pricing. (Admitted options are available in many territories; non-admitted placements may be used when necessary.) Territories and Availability The program is available in Alabama, Florida, Georgia, North Carolina, South Carolina and Virginia. Availability and specific endorsements differ by state — agents should confirm state-specific terms and admitted versus non-admitted market options at time of submission. Why Work With Southern Insurance Underwriters, Inc. on Watercraft Business Specialized marine underwriting: SIU focuses on watercraft risks and offers tailored underwriting for both personal and commercial exposures. Market access: As an MGA, SIU can place a wide variety of marine accounts with multiple carriers when available. Flexible coverages: Options for agreed value, replacement cost, high liability limits, and niche endorsements help you craft competitive proposals for clients. Support for hard-to-place risks: high-performance yachts, charter operations, and commercial marine classes that need broad navigational territories or specialized liability protection. Example accounts that fit this program A coastal charter operator in Georgia seeking a marina package and liability limits with broad navigational territory for day cruises and fishing charters. A Florida owner of a 30' performance yacht who wants agreed-value settlement, water sport liability, and higher liability limits for occasional passenger cruising. Underwriting & Submission Tips Include current loss runs, photos of the vessel, hours on the engine(s), operator qualifications/captain resume (for commercial accounts) and maintenance records for high-performance hulls. Clearly describe navigational territory, intended use (pleasure, rental, charter, commercial), crew experience and any special operations (fishing tournaments, tours, rentals). Because markets and minimum premiums vary, provide full exposure details so SIU can evaluate admitted and non-admitted options and recommend appropriate limits and endorsements. Frequently Asked Questions What types of watercraft are eligible through SIU’s Watercraft Insurance program?SIU writes a broad range of watercraft: personal watercraft and boats up to 26' (including jet skis, airboats and houseboats), yachts 26' and over (including high-performance hulls and catamarans), and many commercial classes such as charter boats, rentals, marinas, ocean cargo and marine contractors. Certain ocean navigation limitations apply for smaller craft. Which states are accepted and how does admitted vs. non-admitted placement work?The program is available in AL, FL, GA, NC, SC and VA. SIU places risks in the most appropriate market; admitted options exist in many territories, and non-admitted placements may be used when necessary based on risk characteristics and coverage needs. What submission information speeds an underwriter decision?Provide a completed application, current loss runs, vessel photos, engine hours, operator qualifications or captain resumes for commercial accounts, and a clear description of navigational territory and intended use. Complete submissions lead to faster and more accurate terms. Are high-performance boats and racing hulls considered?Yes — high-performance hulls (including catamarans and vee hulls) and boats capable of higher speeds are considered, but underwriters typically require additional information such as maintenance history, operator experience, and past loss history. Need help placing an account? Connect with a market specialist.

At Global Marine Insurance, boats and yachts are our sole focus. We specialize exclusively in marine insurance and provide tailored coverage solutions for a wide range of vessels, from small boats and cruisers to sailboats, sport fishers, motor yachts, and luxury yachts. Whether your client uses their vessel for weekend getaways, full-time cruising, or tournament fishing, we can customize a policy that fits their lifestyle and risk exposure. As a general agency licensed in all 50 states, we partner with top-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. All of our markets are A-rated or better, giving you access to quality coverage options for both admitted and non-admitted placements depending on the specific risk and state requirements. Ideal Accounts and Appetite Our program is designed for a variety of personal and commercial marine risks. Ideal accounts include: Recreational boat owners with vessels valued at $25,000 and up High-value yachts and performance boats Liveaboard vessels or boats used seasonally in multiple states Clients requiring specialized navigation territories (e.g., Bahamas, Gulf Coast, Great Lakes) You might have a client who just purchased a $300,000 motor yacht and plans to cruise from Florida to the Carolinas seasonally—our program is built for exactly that type of risk. Coverage Highlights and Advantages Coverage is tailored to each boat and lifestyle, with options that may include: Agreed value or actual cash value hull coverage Liability protection including pollution and wreck removal Personal effects and emergency towing Uninsured/underinsured boater protection Flexible navigation limits and lay-up options We understand the nuances of marine insurance and help agents navigate the underwriting process swiftly and efficiently. Underwriting Notes and Minimum Premiums The minimum premium starts at $100, making this program accessible for entry-level boat owners while still offering robust solutions for high-value yacht portfolios. There are no sign-up fees and no minimum production requirements for agents. Appointment forms are available through our agent portal at www.quotecommand.com. We're here to help you write and retain marine business with confidence. Territories and Availability We are licensed and actively writing in all 50 states, including coastal and inland markets. Whether your client is based in Florida, California, the Great Lakes region, or anywhere in between, we have a solution that fits. Why Work With Global Marine Insurance With decades of marine-only experience, Global Marine Insurance offers unmatched expertise in this niche. Our dedicated team understands the unique risks your boat and yacht clients face and has the carrier relationships to deliver competitive, reliable solutions. From quoting to servicing, we make it easy for agents to grow and support their marine insurance book. If you have any questions or would like to speak with a member of our sales team, call us toll-free at (800) 748-0224 or visit us online at globalmarineinsurance.com. Frequently Asked Questions What types of accounts are a good fit for this program?This program is ideal for personal and commercial clients with recreational boats, cruisers, sailboats, sport fishers, motor yachts, and luxury yachts. High-value vessels and clients with complex navigation needs are also a great fit. Is there a minimum premium requirement?Yes, the minimum premium starts at $100, making it accessible for smaller boats while still supporting larger vessels with more complex coverage needs. Do I need to meet production requirements to access this program?No, there are no minimum production requirements or sign-up fees to work with Global Marine Insurance. Which states is this program available in?The program is available in all 50 states, including coastal regions, inland waterways, and Great Lakes territories. What carriers does Global Marine Insurance work with?We offer access to A-rated carriers including ACE, AIG, American Reliable, Geico, Markel, Progressive, and Travelers. Need help placing an account? Connect with a market specialist.

Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services Continental Risk / Continental Marine Insurance Services offers a comprehensive Boat Dealer Insurance program designed specifically for marine dealers who sell, service, or transport boats, motors, and related equipment. With deep expertise in both Property & Casualty and Ocean Marine insurance, Continental Risk packages essential coverages into one streamlined portfolio to help independent agents and brokers place business with confidence. Ideal Accounts and Appetite This program is ideal for: Boat dealers with new or used inventory Marine dealerships offering sales, repair, and demonstration services Operations that transport boats to/from exhibitions or customer locations Whether your client is a small independent boat dealer or a larger multi-location marine retailer, this program can be tailored to suit a variety of risk profiles. You might have a client who transports boats across state lines for shows or provides test rides on the water—this program can help safeguard those exposures. Coverage Highlights and Advantages Protects boats, motors, and equipment held for sale Coverage extends to boats in transit, on exhibition, or being demonstrated Special protections for boats while afloat Coverage for loss of life, bodily injury, and property damage Legal liability, including court and legal fees and wreck removal where required by law In addition to boat dealer-specific protection, the program can include a full suite of Property and Casualty coverages: Property General Liability Business Auto Equipment Work Boats Bumbershoot (Excess Liability) Jones Act Marine Workers' Compensation (in select states) Underwriting Notes and Minimum Premiums Most accounts are considered in available states, subject to underwriting review. The minimum premium for this program starts at $1,500. Submissions should include full business operations details and loss history if applicable. Territories and Availability This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted status is available in most states. Why Work With Continental Risk / Continental Marine Insurance Services As a wholesale broker with a strong focus on marine exposures, Continental Risk understands the unique challenges faced by boat dealers. Their ability to bundle Ocean Marine, Property, and Casualty coverages ensures your clients receive seamless and specialized protection. With access to multiple carriers and competitive pricing, they are a valuable partner for agents seeking dependable markets for marine risks. To learn more, contact Jeana at [email protected] or call 866-699-27477. Visit: www.continentalmarineins.com Frequently Asked Questions What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides. Is coverage available for boats in transit or being demonstrated?Yes, the program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat. Can I bundle other coverages with the Boat Dealer Insurance?Yes, the program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states). What is the minimum premium for this program?The minimum premium starts at $1,500, with pricing subject to underwriting and account specifics. Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states. Need help placing an account? Connect with a market specialist.