Boat Dealer Insurance Program from Continental Risk / Continental Marine Insurance Services
Continental Risk / Continental Marine Insurance Services offers a comprehensive Boat Dealer Insurance program designed specifically for marine dealers who sell, service, or transport boats, motors, and related equipment. With deep expertise in both Property & Casualty and Ocean Marine insurance, Continental Risk packages essential coverages into one streamlined portfolio to help independent agents and brokers place business with confidence.
Ideal Accounts and Appetite
This program is ideal for:
Boat dealers with new or used inventory
Marine dealerships offering sales, repair, and demonstration services
Operations that transport boats to/from exhibitions or customer locations
Whether your client is a small independent boat dealer or a larger multi-location marine retailer, this program can be tailored to suit a variety of risk profiles. You might have a client who transports boats across state lines for shows or provides test rides on the water—this program can help safeguard those exposures.
Coverage Highlights and Advantages
Protects boats, motors, and equipment held for sale
Coverage extends to boats in transit, on exhibition, or being demonstrated
Special protections for boats while afloat
Coverage for loss of life, bodily injury, and property damage
Legal liability, including court and legal fees and wreck removal where required by law
In addition to boat dealer-specific protection, the program can include a full suite of Property and Casualty coverages:
Property
General Liability
Business Auto
Equipment
Work Boats
Bumbershoot (Excess Liability)
Jones Act
Marine Workers' Compensation (in select states)
Underwriting Notes and Minimum Premiums
Most accounts are considered in available states, subject to underwriting review. The minimum premium for this program starts at $1,500. Submissions should include full business operations details and loss history if applicable.
Territories and Availability
This program is available in most U.S. states, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, and WY. Admitted status is available in most states.
Why Work With Continental Risk / Continental Marine Insurance Services
As a wholesale broker with a strong focus on marine exposures, Continental Risk understands the unique challenges faced by boat dealers. Their ability to bundle Ocean Marine, Property, and Casualty coverages ensures your clients receive seamless and specialized protection. With access to multiple carriers and competitive pricing, they are a valuable partner for agents seeking dependable markets for marine risks.
To learn more, contact Jeana at
[email protected] or call 866-699-27477.
Visit: www.continentalmarineins.com
Frequently Asked Questions
What types of accounts are a good fit for this Boat Dealer Insurance program?Ideal accounts include marine dealerships that sell, service, or transport boats, motors, and accessories—especially those involved in demonstrations, exhibitions, or on-water test rides.
Is coverage available for boats in transit or being demonstrated?Yes, the program extends coverage to boats while in transit, on exhibition, or being used for demonstration purposes, including while afloat.
Can I bundle other coverages with the Boat Dealer Insurance?Yes, the program offers a complete package that may include Property, General Liability, Business Auto, Equipment, Work Boats, Bumbershoot, and Marine Workers' Compensation (in select states).
What is the minimum premium for this program?The minimum premium starts at $1,500, with pricing subject to underwriting and account specifics.
Which states is this program available in?The program is available in most U.S. states, including CA, FL, TX, NY, and many others. Admitted status applies in most available states.
Need help placing an account? Connect with a market specialist.