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Zoos and aquariums are more than attraction...itions, and festivals associated with zoos and aquariums can be covered under ...

Zoos and aquariums are more than attraction...itions, and festivals associated with zoos and aquariums can be covered under ...

...Events/Parades Tourist Attractions Zoos/Animal Exhibits Recreation Batting Ca...d sponsors Tourist attractions like zoos, aquariums, and caves Accounts wit...

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage in all available states Custom program forms and rating for fair operations Non-auditable policies where appropriate 24-hour claims response Dedicated in-house underwriting and claims management Risk management consultation and loss control support Online agent resources and placement tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as additional insureds Contingent fireworks liability Contingent ride liability Excess/umbrella liability Liquor liability Automobile/garage operations Property and equipment coverage Crime and employee dishonesty Employee benefits liability Volunteer accident medical Workers' compensation solutions where needed Deductible / self-insured retention options Why Choose American Specialty for Your Fairs Clients? As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business. Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them. Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements. For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them. Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors. Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program. Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing. Need help placing an account? Connect with a market specialist.

The FastCov Vendors and Exhibitors Insurance program, administered by American Specialty Insurance & Risk Services, provides primary General Liability coverage tailored for vendors, concessionaires, and exhibitors at fairs, festivals, trade shows, and other short-term events. This streamlined solution is built for agents and brokers who need a quick, reliable way to place event-based accounts. The program offers flexible underwriting, broad eligibility across many vendor classes, and an online platform that simplifies quoting and binding for clients who sell or display products on a short-term basis. Program Highlights General Liability and Inland Marine coverage options Admitted coverage through “A” rated carriers Fast online quoting, binding, and certificate issuance Instant COIs at no additional charge Affordable minimum premiums (varies by risk) 24/7 online access for agents Target Classes Eligible Operations (Products Coverage Available) Antique and collectible vendors Arts & crafts vendors Apparel and accessories Face painting and photo booths Food and drink concessionaires Cookware and household goods Souvenir and gift-wrapping booths Lawn and garden equipment sales Sports and camping gear, retail carts Static vehicle displays, game booths, and similar operations Eligible Operations (Products Coverage NOT Available) Auto parts and accessories Candles (selling only) Health and beauty products Fire safety equipment Motorized equipment and vehicles Toys, exercise equipment, and cleaning chemicals Ineligible Operations Alcohol sales Fireworks or haunted attractions Mechanical or inflatable amusements Live animals, medical testing, or tattooing Weapons, motorsports, or on-site installations Underwriting and Availability Coverage is placed with admitted, “A” rated carriers. Minimum premiums and specific terms vary by exposure, product type, and length of the event. The program is available nationwide in all 50 states and Washington, D.C., giving agents a single solution for multi-state event schedules. Why Work With American Specialty American Specialty Insurance & Risk Services is a Managing General Underwriter focused on sports, entertainment, and event-related risk. Through FastCov.com they provide an online platform that lets agents rapidly quote, bind, and issue policies and certificates—helpful when venue requirements require immediate proof of insurance. The program’s strengths are speed, admitted paper, and a streamlined experience for short-term vendors and exhibitors. It is intended to handle the typical exposures of event-based sellers: slip-and-fall, product liability (where available), and property in transit (via Inland Marine options). Typical Account Examples You have a client who sells handmade jewelry and crafts at weekend street fairs across several states — the program can provide product liability and GL for scheduled events with quick certificates for each venue. You place a seasonal food concessionaire who operates at county and state fairs — the program offers short-term GL with admitted carriers and instant COIs so the vendor can comply with booth insurance requirements. Frequently Asked Questions What types of accounts are a good fit for this program?The program is ideal for vendors, exhibitors, and concessionaires participating in short-term events like fairs, festivals, and trade shows. Can I get product liability coverage for my client?Product liability is available for many eligible vendor classes. Some operations may only qualify for general liability without product coverage—check eligibility during quoting. What are the minimum premium requirements?Minimum premiums vary by operation, exposure, and duration. Use the online quoting system or contact underwriting for an accurate minimum for a given account. Are certificates of insurance available instantly?Yes. Once coverage is bound, certificates can typically be generated within minutes at no extra charge. Which states is this program available in?This program is available in all 50 states and Washington, D.C. Need help placing an account? Connect with a market specialist.

Over 70 years experience has allowed K&K to design a competitive community center insurance program, including Boys and Girls Clubs, YMCAs, YWCAs, Jewish community centers and other similar risks. We offer a stable, committed carrier and in-house claims handling, binding and policy issuance authority. Choose a leader in community center insurance coverage: K&K Insurance. Eligible Operations for Community Center Insurance: - Boys and Girls club insurance - Community center insurance - Jewish community center insurance - YMCA insurance - YWCA insurance - Recreational organizations and facilities - Centers offering before and after school and summer programs - Must utilize appropriate waiver & release with established procedures Coverages Available & Program Highlights: General Liability - Admitted or Non-admitted Basis - Broadened Coverage Form - Non-auditable Policy - Legal Liability to Participants - Liquor Liability - Employee Benefits Liability - Stop Gap Liability Property Inland Marine Crime Commercial Auto Excess Liability Workers’ Compensation Directors' & Officers' Not for Profit Event Cancellation & Non-appearance Common Associated Exposures: - Day camps - Recreational/craft/ - Fitness/exercise educational programs programs - Swimming pools - Field trips - Whirlpools/saunas/ - Restaurants/lounges steamrooms Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

With K&K’s camp, conference and retreat center insurance program, you can spend your time on important hings like keeping your campers happy. We’ll take care of the rest of your worries with an insurance program specifically tailored to the individual needs of your camp. Eligible Operations for Camp, Conference and Retreat Center Insurance: - Activity camp insurance - Leadership camp insurance - Boy and Girl Scout councils insurance - Learning camp insurance - Religious retreat insurance - Conference center insurance - Resident camp insurance - Day camp insurance - Summer camp insurance Coverages Available & Program Highlights: General Liability - Broadened Coverage Form - Non-audited Policy - No Deductible - Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines) - Fireworks Liability - Expanded Bodily Injury Definition - Medical Professional Employee/Volunteer Liability - Nonowned Watercraft up to 51’ - Personal and Advertising Injury Definition Expanded - Camp Director Liability - Crisis Response Coverage Property - More Than 25 Coverage Expansions - Equipment Breakdown Included - Vacancy Clause Redefined to Address Seasonal Operations - Building Definition Redefined to Include: tent platforms, pavilions and shelters, signs, boat and canoe racks, athletic backstops, permanently installed playground equipment, adventure course structures and climbing walls and above ground tanks - Outdoor property (trees, shrubs, or plants) - Business Interruption (Civil Authority Expansion Available in certain states) - Emergency Vacating Expenses Covered, Full Building Ordinance "A" Coverage Crime Commercial Auto Excess Liability Inland Marine Workers’ Compensation Common Associated Exposures: - Hiking trails - Ropes courses/ - Horseback riding climbing walls/ziplines - On-site physician/nurse - Recreational - Paintball courses boating/canoeing - Swimming Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864