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Zoos and aquariums are more than attraction...itions, and festivals associated with zoos and aquariums can be covered under ...

Zoos and aquariums are more than attraction...itions, and festivals associated with zoos and aquariums can be covered under ...

Consultants Professional Liability Program from Preferred Concepts LLC Preferred Concepts LLC, through its partnership with Mercator Risk Services, offers a specialized Professional Liability program tailored for consultants and consulting firms. Whether your client is a solo consultant or a larger firm with a niche specialty, this program is designed to provide flexible, comprehensive coverage—even for harder-to-place accounts. Ideal Accounts and Target Consulting Classes This program accommodates a broad range of consulting disciplines, including both traditional and non-traditional areas. Common types of consultants eligible for coverage include: Management Consultants Marketing Consultants Computer/Systems Consultants Environmental Consultants Safety Consultants Medical Consultants Engineering Consultants Mercator Risk Services has also successfully placed coverage for more unusual or niche consulting operations, including: Wine Consultants Avalanche Control Consultants Sports Marketing Consultants Nuclear Power Plant Consultants Zoo Consultants Playground Consultants If your client provides specialized advice or services in a unique industry, this program could be a great fit—even if they’ve been declined elsewhere. Coverage Highlights and Advantages This Professional Liability program is built to address the specific risks consultants face, such as claims arising from alleged errors, omissions, or negligence in their professional services. Key features include: Flexible limits and deductible options Access to multiple carriers for competitive placement Coverage available for both individual consultants and multi-person firms Solutions for new ventures and established businesses Coverage is offered on a non-admitted basis, allowing for customized solutions that might not be available in the admitted market. Underwriting Approach and Submission Tips Mercator Risk Services is known for its ability to underwrite challenging or distressed accounts. If you have a consultant client with prior claims, unusual exposures, or a unique business model, this program can still be a viable option. Submissions should include a completed application and full details of services offered, claims history, and risk controls in place. Territories and Availability This program is available in all 50 states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY. Why Work with Preferred Concepts LLC Preferred Concepts LLC, through Mercator Risk Services, brings deep expertise in professional liability for consultants. They’ve built a reputation for delivering responsive service and creative underwriting solutions. With access to a variety of carriers, they can tailor coverage to fit both standard and unusual consulting risks. Whether you're working with a traditional management consultant or a one-of-a-kind specialty adviser, this program can help you deliver the right protection for your client. For more information, please call (860) 527-9717 or send an email to [email protected]. Additional resources, including applications and product information, are available at www.mercatorpro.com. Frequently Asked Questions What types of consultant accounts are eligible for this program?The program covers a wide range of consulting fields, including management, marketing, IT, environmental, and even niche specialties like wine or zoo consultants. Can I submit accounts that have prior claims or are hard to place?Yes, Mercator Risk Services specializes in hard-to-place and distressed risks. They welcome submissions for accounts that may not qualify elsewhere. What states is this program available in?The program is available in all 50 states and the District of Columbia. Is this coverage admitted or non-admitted?This is a non-admitted program, allowing for greater flexibility in crafting coverage for unique or complex risks. What information is needed to get a quote?Submit a completed application along with service descriptions, loss history, and any relevant risk management details to begin the quoting process. Need help placing an account? Connect with a market specialist.

...Events/Parades Tourist Attractions Zoos/Animal Exhibits Recreation Batting Ca...d sponsors Tourist attractions like zoos, aquariums, and caves Accounts wit...

The short term special event insurance program is designed for organizers of short term special events that meet the following criteria: - Total attendance is 12,000 or less - Maximum number of consecutive event days is 10 not including set-up or tear-down - Event is head at a single location (except for weddings - coverage can be extended to include the rehearsal, ceremony, and reception as a single event) - Event must take place in the United States Eligible Operations for Short Special Term Event Insurance: (Including but not limited to) - After-prom party insurance school-sponsored event only) - Pageant insurance - Party insurance - Auction insurance - Quinceanera insurance - Award presentation insurance - Recital insurance - Banquet insurance (dance, music) - Bazaar insurance - Religious event insurance - Car/Motorcycle/RV/Boat - Reunion insurance show insurance - School band or drill team (static display only) competition insurance - Concert insurance - School carnival insurance - Charity event insurance (no rides/inflatables) - Concert insurance - Show insurance (animals-arena (call for approval) setting only, art, baby, craft, etc.) - Convention insurance - Debut or debutant - Social gathering/reception insurance ball insurance - Speaking engagement insurance - Festival insurance - Theatrical performance insurance - Flea market insurance - Wedding activity insurance - Graduation ceremony insurance (rehearsal, ceremony or reception) - Job fair insurance - Lecture insurance - Meeting insurance - Walking tour insurance (garden, holiday, parage of homes, historical sites)-single location parties Coverages Available & Program Highlights: General Liability - Bodily Injury and Property Damage - Personal and Advertising Injury - Products and Completed Operations - Damage to Premises Rented to You - Medical Expense - No Charge for Certificates of Insurance - Host Liquor Liability Included Liquor Liability - Primary (not available in AK, DC, HI, IA, MI) Increased Medical Expense (optional and not available online) K&K Insurance Group offers sports and recreations websites offering online purchasing capabilities and commission for agents and brokers. The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and leisure industry and is pleased to offer this innovative design for our clients’ convenience. The program offers 10% commission to insurance agents when using the online binding system. A convenient registration area allows agents to manage quotes and bound accounts. Coverage can be purchased at the following site: www.eventinsurance-kk.com New! A Walk/Run Program designed specifically for competitive or non-competitive events. Please visit www.WalkRunInsurance-kk.com to apply online. Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Catastrophic accident medical insurance solutions for colleges and universities insuring their student athletes participating in intercollegiate athletic programs. Coverage can extend to college club and intramural programs. Eligible Operations for College Athletic Catastrophic Accident Medical Insurance: - Intercollegiate (NCAA/NJCAA/NAIA) athletic programs - Collegiate clubs and intramural sports programs Coverages Available & Program Highlights: Excess Accident Medical - Up to $5,000,000 Policy limit - Minimum Deductible is $25,000 - Expanded Medical coverage - Coverage for HMO/PPO denials - Coverage for pre-existing conditions - Cat Cash Benefit option up to $500,000 - 10 Year Benefit Period (Lifetime Benefit Period option available) Please contact our regional sales directors for questions about programs offered by K&K. David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY [email protected] 260.438.7611 Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV [email protected] 260.222.1864

Fairs bring communities together for entertainment, commerce, and education. Whether the event showcases livestock, local produce, crafts, or includes rides and special attractions, fairs expose organizers to a broad range of risks—crowd injuries, vendor operations, animal-related claims, and third-party property damage. American Specialty Insurance & Risk Services offers a dedicated Fairs Insurance program with coverages and services designed specifically to manage those exposures for organizers, fair boards, and event managers. Eligible Operations for Fairs Insurance County Fairs State Fairs Agricultural Shows Exhibitions Special Events Trade Shows Livestock Shows Festivals Vendors/Exhibitors Program Highlights for Fairs Insurance “Excellent” or higher A.M. Best rated carrier Admitted coverage in all available states Custom program forms and rating for fair operations Non-auditable policies where appropriate 24-hour claims response Dedicated in-house underwriting and claims management Risk management consultation and loss control support Online agent resources and placement tools Program Coverages for Fairs Insurance General Liability Participant Legal Liability Volunteers as additional insureds Contingent fireworks liability Contingent ride liability Excess/umbrella liability Liquor liability Automobile/garage operations Property and equipment coverage Crime and employee dishonesty Employee benefits liability Volunteer accident medical Workers' compensation solutions where needed Deductible / self-insured retention options Why Choose American Specialty for Your Fairs Clients? As a managing general underwriter with long-standing experience in events and entertainment, American Specialty provides a focused program built for fair organizers and event managers. Our in-house team handles underwriting, claims, risk management, and policy administration to give agents a single point of contact from submission through policy servicing. We use program-specific forms and rating so placement is efficient and tailored to this class of business. Typical accounts we place include a multi-day agricultural exhibition with livestock competitions, carnival rides, and food vendors; a county fair with temporary vendors and live entertainment; or a regional trade show with indoor exhibits and contracted contractors. These operations often face mixed exposures—third-party injury, animal and participant liability, and vendor operations—and our program is structured to address them. Policies are available on an admitted basis in all 50 states and the District of Columbia. Minimum premiums vary with event size, scope, and exposures. Whether you need one-time event coverage or annual policies for recurring fairs, our underwriting team can recommend appropriate limits and endorsements. For full program details and agent resources, visit our Fairs Insurance storefront or our company profile on CompleteMarkets. Frequently Asked Questions What types of accounts are a good fit for this program?This program fits county and state fairs, agricultural shows, exhibitions, livestock events, festivals, trade shows, and the vendors/exhibitors who participate in them. Is the coverage admitted in all states?Yes. Policies are offered on an admitted basis in all 50 states and the District of Columbia. Can this program cover rides and fireworks?Yes. Contingent ride liability and contingent fireworks liability are available—coverage depends on underwriting review of ride operators and fireworks contractors. Does the program provide coverage for volunteers?Yes. Volunteers can be added as additional insureds, and volunteer accident medical coverage is available as part of the program. Who underwrites and manages the claims?American Specialty underwrites and manages claims, risk control, and policy administration in-house to give agents a single, consistent team for placement and servicing. Need help placing an account? Connect with a market specialist.