General liability forms now contain
some detailed and extensive exclusions of coverage, particularly for
contractors. The automobile exclusion is a few sentences while the
environmental exclusions or personal injury wording can exceed a full polic...
Small business owners can hire individuals as either employees or independent contractors. Which classification a hired individual falls under is often a confusing process for business owners, but it's this critical classification that affects what t...
On September 7, 2015, President Obama issued Executive Order (EO) 13706, which requires federal contractors and subcontractors to provide paid sick leave to their employees. The EO applies to contracts entered into after January 1, 2017 that are proc...
Workers' compensation requires an end of the policy year audit to assure proper premium is charged. This process protects both the insured and insurers.
Think through this process to make it easier, and cost saving. First, choose a policy year ...
Pollution and environmental exposure risks on site and during transfer and disposal, such as toxic mold, the disposal of contaminated soil, and broken pipelines releasing toxic materials, are major construction concerns. When such incidents happen, a...