Normally, attorneys are the ones who file lawsuits workers' compensation cases on behalf of their clients that hail from a variety of different professions. Certain jobs are inherently more dangerous than others. It may seem obvious that a factory worker who's around dangerous materials all day, every day is going to have more of a chance of injury than an attorney who basically works out of an office or inside a court room. However, it may be worth taking a second look at the situation if you're considering getting a higher level of coverage of workers compensation insurance for attorneys.
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Attorneys need to figure out whether or not their clients have a case. No matter what type of law they practice, this may mean having to go out into the field to gather more information. For example, if there's a dispute between a landlord and a tenant, the lawyer will have to travel to the actual building to determine whether or not it's up to code. While they're investigating, they may be exposed to everything from asbestos to lead if the building is truly dangerous to its inhabitants. When attorneys have to complete these types of inspections on a regular basis, they're apt to develop a long-term disease that may end up needing to be claimed for workers' compensation.
Normal Wear and Tear
There are plenty of ways that people can injure themselves in an office or a court room. Workers compensation insurance for attorneys may be as simple as an attorney having wrenched their back when picking up and putting down boxes of files. These types of injuries can lead to chronic back pain, which is unfortunately extremely expensive to treat. It's also extremely common for people to develop back pain over time. If there's any chance that the lawyer can connect their pain with the specific duties of their job, then the owner of a firm could be up against some very high charges if they don't have enough insurance to cover it all.
Attorneys Know
One of the best things about attorneys is that they have an in-depth understanding of the law. They see what each clause means in the real world, as opposed to just letting the legal jargon keep them from even getting a case started. It also means that they're much more likely to only file a claim if they know they can win. Failure to win would only spark an appeals process that would likely lead to litigation. Even if an attorney doesn't specialize in workers' compensation, they may know someone who does practice it or they may have enough understanding the laws that they feel comfortable taking the case on for themselves.
Getting Help
from a qualified agent
Workers compensation insurance for attorneys is designed to safeguard everyone from the legal costs associated with these claims.
If you own a firm, you already know just how high the fees can accrue when there's a difficult or messy case on the line. And make no mistake about it, workers' compensation claims can get extremely messy. While the tendency is to side with the employee, the process of getting there is often drawn out and incredibly frustrating for both parties.
Workers' compensation insurance is a part of your commercial insurance, and it's often the only light at the end of the tunnel. Instead of shouldering all of the costs on your own, you can turn to a policy that's designed to protect your business no matter what the issue is.