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Insurance Programs for Fire Sprinkler Contractors |
AmWINS Program Underwriters offers two programs designed specifically for companies that sell, distribute, or install fire protection equipment. These programs provide comprehensive and competitive solutions through a top-rated insurance carrier.
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SprinklerPro Program
SprinklerPro focuses on contractors engaged in the design, fabrication, installation, testing, service and repair of fixed water-type and special hazard suppression systems.
Coverages
- General Liability, Professional Liability, Contractors Pollution
Liability (including microbial substance - mold/fungus), and Umbrella/Excess Liability
- Excess Liability limits up to $10M are available
- Combined GL/CPL/PL has a $25K minimum premium
Special Endorsements
- Blanket Additional Insured, Blanket Waiver of Subrogation, Blanket Per Project Aggregate Limit
Special Features
- Primary and non-contributory provided for additional insureds with no premium charge; no exclusion or limitation endorsement for residential work
Availability
Fire Sprinkler Select Program
Fire Sprinkler Select has been servicing small to large sized fire sprinkler contractors for over a decade.
Eligible classes
- System design, fabrication, installation, inspection, testing and maintenance of water-based systems and chemical/special systems including ansul systems
- Fire extinguisher sales, installation and servicing, fire equipment dealers/distributors, fire suppression contractors, and alarm contractors (monitoring must be subbed out)
Coverages
- General Liability, Professional Liability, Pollution, and Excess/Umbrella Liability that includes Professional. In-house capacity up to $5M with flexible deductible and SIR options
- Minimum premium - $5K
Coverage Features
- Special extensions available as required by written contract - Blanket Additional Insured, Blanket Waiver, Per Project Aggregate and Primary non-contributory wording
Availability
- Nationwide except in AK, HI, NY and Cook County, IL
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Contact your local AmWINS broker or the following:
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