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Colonial General Insurance Agency

Colonial General Insurance Agency, Inc. is a wholesale General Agency providing quality insurance products to the Independent Insurance Agent. We specializes in standard and non-standard business. We can write Property and Casualty business as well as Commercial Auto, Commercial Garage, Preferred and Brokerage.

Is Your E&O Policy To High?

Rolland Wiegers Rolland Wiegers , 1/20/2016
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As an insurance agent you probably already have a sufficient Errors and Omissions insurance for you and/or your agency.

Typically, it’s not cost/time effective to switch from your current policy but with E&O costs rising, you should start shopping for a new and cost effect policy. Over the last four years most agents have seen an increase in their premiums and are looking to lower their cost or get more coverage for their money.

The increase is happening at renewal time and is expected to continue to increase again for upcoming renewals. When you start to shop around your primary focus becomes a lower price!

While the goal is to get a plan for less then what you are paying for now, it is also important to keep in mind what the coverages can suffer with a lower premium. You don’t want to be improperly insured because of a smaller dollar amount. Here at Colonial we would like to offer a competitive quote with some of the broadest coverages.

Take a look at some of the coverages we offer:

• Broad definition of professional services, including notary public, employee benefits counselor, insurance agent/broker
• Coverage for care, custody & control of client’s records
• Coverage for extra expense due to catastrophes
• Coverage for independent contractors
• Defense costs inside and outside the limits of liability
• Limits of liability beginning at $1 million and increasing to $5 million, including options for split limits
• Limits start at $1M and $1M with deductibles as low as $2,500
• Minimum premiums start at $1,500 We offer coverage in AZ, CA, Co, ID, NM, NV, UT, and WY.

If you would like to see more of what we offer or to get a competitive quote today, please visit our Insurance Agents Errors and Omissions Insurance program.