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Prime Insurance Company

We are a unique insurance company. The ‘prime’ reason for our success is our unique partnership approach to agents, insureds and markets. We partner with agents and brokers and provide custom underwriting expertise and offer innovative solutions when other carriers decline coverage. We do not interfere with your current markets. We have the in house expertise and staffing to respond quickly with expertise and accurate quotes. We adapt constantly to the needs of insureds, and provide them with top-notch service with support, claims management. We have a proven track record of fighting frivolous litigation, something you do not see many of our competitors do. Hard to place risks, creative underwriting and superior customer service combined with our many markets and our stellar track record make Prime Insurance a logical choice for all agents and brokers. As an agent/broker - If you care about providing quality products and services to your clients, then you should partner with Prime.

Flexible Pollution Liability Coverage

Jenna Contreras Jenna Contreras , 4/2/2019
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Tel: (312) 884-5813 | Email: [email protected] | Website:
Prime Insurance’s Pollution Liability policy offers broad, flexible, and comprehensive pollution liability insurance for owners and operators of various risk on a claims-made policy form.

Our Pollution Liability is designed to respond to environmental liabilities resulting from pollution incidents at, under, or emanating from your property. Under federal requirements, owners and operators must demonstrate financial responsibility for taking corrective action and for compensating third parties for bodily injury and property damage caused by accidental releases arising from the operation of aboveground or underground storage tanks. Nowadays, carriers are non-renewing due to the age of the tanks.
Gas stations
Airports with their aboveground or underground storage tanks
Trucking companies with their own gas or diesel underground/aboveground tanks
Governmental entities such as municipality, city, or town with their own gas/diesel
Agricultural Risk with aboveground or underground storage tanks
Heating oil distributors with aboveground or underground storage tanks
Program features
1. Our Pollution Liability coverage provides third-party BI & PD resulting from storage tank incidents involving scheduled storage tanks
2. Corrective action cost resulting from storage tanks
  Deductible BI/PD applies to state mandated corrective action
3. Policy/Certificate to satisfy federal and/or state requirements for financial responsibility
4. Coverage available in all states except NJ
*Prime must be notified prior to repairs, modification or replacement of tanks or related systems.
States that follow the federal requirements 40 CFR 280 are as follows:
Per Accident - amount of insurance coverage
Annual Aggregate maximum amount of coverage that is required to cover on an annual basis no matter how many releases occur
All policies are quoted on a claims-made basis
Limits up to $1,000,000/$2,000,000
Limits vary from state to state as each state will either have their own requirement or federal requirement.
SIR – BI/PD for Third Party Liability (Minimum Deductible and/or SIR $10,000 depending on the state.)
Sudden Accidental Release
Non-Sudden Accidental Release
Any prior, existing and ongoing leakage or contamination
Coverage Excludes temporarily not in use or empty tanks – They must be sand/concrete filled or removed in accordance with state or federal requirements.
Get customized underground storage tanks insurance, today!
Tel: (312) 884-5813 | Email: [email protected] | Website:
Prime Insurance Company
303 West Madison Street, Chicago, IL 60606
tel: (312) 884-5813 fax: 801-233-5301

For more information please visit our Underground Storage Tanks Storefront