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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits

When Laughter Carries Health Risks (Really)

Tony  Scurich Tony Scurich , 12/18/2013
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Scurich Insurance Services, Watsonville CA, laughterLaughing appears to bring health benefits, but not always — for some, a fit of giggles can have serious consequences, according to a new study that reviewed the effects of laughter. The researchers reviewed studies on laughter published between 1946 and 2013. They found much evidence that laughing really is good for you. For example, laughing has been shown to improve blood-vessel function and reduce stiffness of the arteries, which is a risk factor for heart problems such as heart attacks. One study found that people who laugh easily have a reduced risk of coronary heart disease. Laughing may also be good for your waistline. A 2006 study suggested that 10 to 15 minutes of genuine laughter a day may burn up to 40 calories. Another study, published in 2011, found that laughing increases a person's tolerance to pain, which the authors suggest is due to the release of endorphins. But in rare cases, laughing can be risky, the review found. One woman with a condition that causes a hole in the heart experienced a stroke after laughing uproariously for three minutes, the researcher said. And some people have accidentally breathed in foreign objects while trying to catch their breath during laughter. Laughing can even dislocate the jaw, studies show. And just like a cough or a sneeze, laughter has the potential to spread infectious diseases, the researchers said. "Laughter is no joke," the researchers wrote today (Dec. 12) in a special Christmas issue of the British Medical Journal (BMJ) — a lighthearted edition of the journal that includes real research. While laughter carries a low risk of harm, "our review refutes the proposition that laughter can only be beneficial," said the researchers, from City Hospital Birmingham in the United Kingdom. Still, it remains to be seen whether "sick jokes make you ill, dry wit causes dehydration or jokes in bad taste [cause] dysgeusia (distortion of sense of taste)," the researchers joked. Content provided by