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Scurich Insurance Services has been serving the Monterey Bay Area since 1924. Our mission is to partner with our customers and provide them superior service and value. We are a member of United Valley Insurance Services, Inc., a cluster of over 70 California Independent Insurance agencies, which produced over $530,000,000 of annual premium last year. At Scurich Insurance Services we understand your business and our community. Our customers look to us for comprehensive solutions. We have established relationships with more than 40 of the nation’s leading insurance providers, which allows us to deliver multiple, competitively-priced options and a team of experts to guide you through the process. When you need to file a claim, change a policy or process a certificate you can depend on Scurich Insurance Services to respond quickly to your request. SERVICES In order to provide value added benefits to our customers that go beyond the insurance policy Scurich Insurance Services offers the following additional services: Safety Programs – English and Spanish OSHA Compliance Safety Policies – English and Spanish Online OSHA 300 Log Safety Posters and Payroll Stuffers - English and Spanish Certificates of Insurance – If received before 3:30pm done the same day Risk Management Consulting Brokerage Services Represent most major insurance companies to better market your account. Safety tapes/DVD’s BUSINESS LINES Commercial Commercial Packages Business Auto Workers Compensation Umbrella Bonds Directors & Officers Professional Liability Employment Practices Liability Personal Auto Home Umbrella Recreational Vehicles Boatss Life & Health Individual Medical Individual Life Group Medical Group Benefits
Why you need to review your commercial insurance
Scurich Insurance Services, CA, Business InsuranceCommercial insurance is a must-have for every business.  Some businesses have specialty needs for additional commercial insurance that are not covered under the standard policy. Maybe you have had some changes in your business.  You have recently purchased delivery vehicles, you have expanded your business and purchased more property.  There are any number of possible changes that have occurred to your business that would require an analysis of your commercial insurance policies. Your cash flow has changed You have two forms of payment for your insurance, a regular monthly payment and a deductible that you will need to cover for damages and/or injuries before your provider will start to cover anymore.  The monthly payment you can factor into your standard business finances.  You will need to be diligent in planning for the unknown. The more cash you have readily available, you should think about increasing your deductible.  Higher deductibles will decrease your monthly premiums, and you will be able to save money.  Make sure the deductible will be affordable, just in case. Lower your deductible so that you can pay as needed if you are short on cash.  Contact our office so that we can shop around for the best deal possible and discuss bundling options. Congratulations!  Your business is thriving! Your business has increased since the last time you sat down with your agent.  You’ve hired more people, added a delivery service and more!  That means that your insurance will need to change also. Start with your workers compensation and disability insurance policies. Make sure that your employees are covered, and your policies are up to date. You’ve added a fleet!  You will need to get your vehicles insured under a commercial auto policy. You are remodeling or moving Commercial property insurance comprises an important part of your overall insurance needs.  If you are expanding or moving, you will need to contact our office to do a review of your new /improved digs and the policies.  Please remember that any changes you make, will affect your coverage and costs. Content provided by Transformer Marketing.

 
Tony  Scurich
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